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    Best UOB Credit Card

    Credit Card BYTES FROM OUR KITCHEN

    UOB Credit Cards Overview

    UOB has been a long time staple when it comes to banking in Singapore, a feat that has been a result of their consistent performance and dedication to serving their customers. With over 80 years of experience, UOB has amassed the necessary skill sets to provide innovative banking products and solutions to its large customer base. Among their impressive assortment of banking products, their credit cards seem to be a popular choice.

    When it comes to credit cards, UOB has carefully curated a list of cards that cater to different segments of its consumer base. Cardholders can find a card for almost every type of expense they may come across. UOB credit cards can be divided broadly into different categories such as Dining, shopping, rewards cards, cashback cards, and travel credit cards. UOB credit cards might be heavy on the features but aren’t heavy on the price tag. Affordability of the cards have been kept in mind and the annual fees of the cards are priced moderately with the exception of a few elite and exclusive cards.

    Cardholders can also expect an annual fee waiver on the card for the first year. If the benefits and price tag weren’t enough incentive to opt for a UOB credit card, the joining promotions are sure to change anyone’s mind. Joining promotions are kept practical and almost every card offers a joining promotion of S$80 worth of cash credit. Regardless of the lifestyle or preferences, UOB has a card for everyone.

    Best UOB Credit Card in Singapore

    These are the details regarding the various credit cards provided by UOB:

    Card name Joining fee Annual fee Suitable for Joining perks
    UOB YOLO Credit Card S$0 (Annual fee waived for the first year) S$192.60 Dining, travel, online shopping, entertainment Up to S$80 cash credit
    UOB PRVI Miles Visa Card S$0 (Annual fee waived for the first year) S$256.80 Travel, air tickets, local and overseas purchases Cash credit of up to S$80
    UOB Delight Credit Card S$0 (Annual fee waived for the first year) S$85.60 Grocery shopping, shopping Cash credit of up to S$80
    UOB Visa Signature Card S$0 (Annual fee waived for the first year) S$214 Fuel, online shopping, overseas purchases Cash credit of up to S$80
    UOB One Card S$0 (Annual fee waived for the first year) S$192.60 Rebates, fuel Cash credit of up to S$80
    UOB Preferred Platinum Visa Card S$0 (Annual fee waived for the first year) S$192.60 Online shopping, entertainment, dining, shopping Cash credit of up to S$80
    UOB Lady's Card S$0 (Annual fee waived for the first year) S$192.60 Grocery shopping, online purchases, shopping, Cash credit of up to S$80
    UOB Visa Infinite Card S$0 (Annual fee waived for the first year) Invite only card Luxury spending, exclusive privileges, dining -

    Types of UOB Credit Cards Available in Singapore

    UOB Credit Card

    Best UOB Dining credit cards

    UOB Yolo Credit Card

    These are the features and benefits of this card:

    • Up to 8% rebate for dining and entertainment
    • Free rides with Grab all weekends
    • Dining vouchers at selected restaurants
    • This card will give you rebate of 8% on your entertainment and dining expenses. These rebates will be given locally as well as in foreign nations.
    • You will get free rides with Grab on all weekends.
    • You will get a rebate of 0.3% on other types of expenditures with yolo card.
    • You will get exclusive vouchers for dining at certain restaurants.

    UOB JCB Card

    These are the features and benefits of this card:

    • This card will provide you with a rebate of 6% when you use this card at Japanese restaurants and stores.
    • You will get a rebate of 0.3% on all other forms of expenditures.
    • This card gives 2X SMART$ rebate.

    Best UOB Rewards credit cards

    UOB Lady’s Credit Card

    These are the features and benefits of this card:

    • Free parking over the weekend with Lady's card
    • Special perks for family time such as dining perks for kids and SMART$ for everyday purchases
    • EShop services for all kinds of websites including US-only websites
    • Healthcare benefits at Thomson Wellth Clinic
    • When you spend S$5, you get UNI$ on taxi rides and on shopping

    UOB UnionPay Platinum Card

    These are the features and benefits of this card:

    • Overseas purchases will give you 5X UNI$ and local purchases will give you 1X UNI$ using UOB UnionPay Platinum Credit Card
    • This card is accepted in China and in many other countries. You can pay your bills in Singapore dollars even when you make overseas purchases.
    • Dining, entertainment, and shopping privileges

    UOB Preferred Platinum Visa Card

    These are the features and benefits of this card:

    • Online purchases and entertainment will give you 4 miles or 10X UNI$
    • UOB SMART$ rebates
    • Special dining benefits

    UOB Professionals Platinum Card

    Let us discuss the features and benefits of this card:

    • This card gives dining privileges.
    • This card offers UOB Island of Rewards which will give you UNI$.
    • SMART$ rebates at several merchants including Cathay Cineplexes and Caltex
    • This card does not ask for an annual fee throughout the year.
    • You will have to be a member of a professional organisation such as Alumni Association, Law Society of Singapore, etc.

    Best UOB Travel Credit Cards

    UOB PRVI Miles American Express Card

    Let us discuss the features and benefits of this card:

    • Purchases at hotels and airlines will give you 6 miles for spending S$1 using PRVI Miles AMX Card
    • Local purchases will give you 1.4 miles
    • Overseas purchases will give you 2.4 miles
    • You will get 20,000 loyalty miles on an annual basis

    UOB PRVI Miles World Mastercard Card

    Let us discuss the features and benefits of this card:

    • Transactions at hotels and airlines will provide you with 6 miles for spending S$1
    • Local purchases will give you 1.4 miles
    • Overseas purchases will give you 2.4 miles

    UOB PRVI Miles Visa Card

    Let us discuss the features and benefits of this card:

    • Transactions at hotels and airlines will enable you to get 6 miles when you spend S$1 using UOB PRVI Miles Visacard
    • Local purchases will give you 1.4 miles.
    • Overseas purchases will provide you with 2.4 miles.

    Best UOB Shopping Credit Cards

    UOB One Card

    These are the features and benefits of this card:

    • You will receive a cash rebate up to 5% on all kinds of expenditures using UOB One Card.
    • You can save a lot on fuel by earning savings of 24% at SPC and 20.8% at Shell.
    • You will get extra SMART$ of 10% at several merchants.

    UOB Delight Credit Card

    These are the features and benefits of this card:

    • You will receive a rebate of up to 8% at Market Place, Cold Storage, Giant and Guardian, and Jasons using Delight Credit Card.
    • You will get a rebate of up to 3% when you make contactless transactions as well as recurring bills.
    • You will get a rebate of 0.3% on all other types of expenditures.
    • You can enjoy 10% discount at Giant, Cold Storage, and Guardian.
    • You can get free delivery when you shop at Parkway, Giant IMM, VivoCity, and Tampines when you spend a minimum of S$150.

    Singtel-UOB Card

    These are the features and benefits of this card:

    • For your Singtel bills, you will get a cash rebate of up to S$360.
    • You will get data roaming that is unlimited for free for one full day.
    • You will get Singtel vouchers for up to S$300 each year.
    • You will not have to pay any annual fee for this card throughout your life.

    Metro-UOB Card

    These are the features and benefits of this card:

    • You will get Metro$ Rebates of 5% when you buy goods from Metro.
    • You will get a discount of 10% on goods sold at Metro.
    • During your birthday month, you will receive 20% discount.

    UOB Lady's Solitaire Card

    These are the features and benefits of this card:

    • You will get 10X UNI$ when you use this card for cab rides and shopping.
    • This card gives eCommerce protection for free!
    • You can enjoy amazing limousine rides for free.

    UOB Credit Card Promotion in Singapore

    Let us take a look at some of the credit card promotions offered by UOB:

    • Kintamani Indonesian Restaurant, Furama Riverfront Singapore: You can enjoy a buffet lunch and dinner with a 1-for-1. This promotion is valid until December 31, 2017.
    • Sun's Café, Hotel Grand Pacific Singapore: Enjoy a Peranakan Buffet Lunch and Dinner with a 1-for-1 offer. This promotion is valid until December 31, 2017.
    • Tiffany Café & Restaurant, Furama City Centre Singapore: Have a delicious buffet lunch and dinner with a 1-for-1 offer. This offer is valid until December 31, 2017.
    • Café Mosaic, Carlton Hotel: Have a wonderful experience with the 1-for-1 offer for buffet dinner. This promotion is valid until June 30, 2017.

    Requirements to Apply UOB Credit Card

    Eligibility criteria for residents

    • Minimum annual income should be S$30,000.
    • The applicant’s age should be at least 21 years.
    • The documents required include computerised payslips, Income Tax Notice of Assessment, and CPF Contribution History Statement.

    Eligibility criteria for foreigners

    • Minimum annual income should be S$40,000.
    • The applicant’s age should be at least 21 years.
    • The documents required include employment pass, most recent billing proof, and passport.

    How to Activate UOB Credit Card?

    To use your UOB credit card, you will need to activate your credit card. You can do this online. You will have to key in your credit card number and a verification code. Next, you will get a one-time password on your registered mobile number to complete the verification process. You can also activate your UOB card by calling the customer care hotline number, by downloading the UOB Mighty App, or by visiting a UOB branch or ATM.

    For overseas use

    When you want to use your UOB credit card while travelling abroad, you will have to facilitate your credit card’s magnetic stripe. You will have to activate your card for overseas use by entering your credit card number or ATM card number. You will receive a one-time password on your mobile phone number for the verification process. You can do the same by going to a UOB branch or ATM. You may also call the customer care hotline of the bank. You may also download an online form and send it to the bank.

    How to Cancel your UOB Credit Card?

    You can cancel your UOB card by informing the bank on time. You will have to give back the card to the bank by cutting it into 2 parts. After you cancel your card, you will have to make sure that you clear all your dues.

    UOB credit card hotline Number

    When you have any questions regarding your UOB credit cards reach bank experts on UOB Hotline, you can call the bank at 1800-222-2121 to get reliable guidance.

    FAQs on UOB Credit Card

    1. Can I start using my UOB credit card as soon as I receive it?

      No, you must activate the card before you can use it to prevent unauthorised use should it get intercepted in mail. You can activate your UOB credit card using UOB web portal, net banking, UOB bank branches or at any of the UOB ATM in Singapore.

    2. What is the interest free period for UOB credit cards?

      The interest free period is up to 21 days from the statement date in case the outstanding amount is paid in full.

    3. How do I report the loss of card?

      You can contact UOB 24/7 helpline to report the loss of card. The card will also be blocked immediately to ensure that no fraudulent transactions occur. The liability for a lost or stolen card is $100.

    4. What is UOB Island of Rewards?

      UOB Island of Rewards program offer the customers a total flexibility to convert UNI$ to cash rebates. UNI$ can be exchanged at a conversion rate of UNI$4,000 to S$100. Customers can also choose to redeem UNI$ for vouchers from over 100 merchants.

    5. What is the cash advance fee for UOB credit cards ?

      The cash advance fee is 6% of the advance amount, the minimum fee being $15.

    6. What is the fee to avail UOB’s Bill Pay Service?

      There is no fee charged to avail UOB’s Bill Pay Service. All UOB Cardmembers can avail this feature free of cost.

    7. Is there an Interest Free Period on UOB Credit Cards?

      Yes. Interest free period exists for all UOB Credit Cards for up to a period of 21 days from the date of statement generation but it is only applicable for cardmembers when they pay their outstanding in full.

    8. If I make my Credit Card payment late, what fee will I be charged for it?

      When you make a late payment on your Credit Card, 5% of your minimum amount due will be charged for the late payment. A minimum of SGD 80 up to a maximum of SGD 200 can be charged for it.

    9. What is UOB SmartPay?

      UOB SmartPay is a feature that allows you to convert your partial or complete outstanding balance from your UOB Credit Card into monthly installments at a very low processing fee. You have the option to choose between 6 and 12 months for your repayment.

    10. Will I be charged a fee if my total outstanding Card Account balance is greater than my total Credit Limit?

      Yes. If your outstanding Card Account balance is greater than your total Credit Limit, a fee of SGD 40 will be charged.

    Latest Blog on UOB Credit Cards

    How to top-up your CEPAS Card using UOB Credit Cards

    No more lines and queues to delay your travel plans, thanks to your UOB Credit Card. Top-up your CEPAS card, anywhere, anytime, and travel according to your plans. See some of the many benefits of this unique feature and implement it in your day-to-day life. Read More…

    News About UOB Credit Card

    • UOB & Subsidiary Far Eastern Bank Ltd. Enter a Merger Agreement

      UOB and Far Eastern Bank Ltd. (FEB), its full-owned subsidiary, have entered into a merger agreement. The new entity of this merger will continue being UOB.

      According to UOB, the merger agreement was entered to integrate all operations and business of FEB into UOB which is said to benefit customers of FEB who will now be a part of a larger bank. The merger is also set to increase FEB's business efficiencies.

      The merger's effective date has not yet been announced. However, on the date of the merger, all properties belonging to FEB as well as its liabilities will be transferred to the United Overseas Bank.

      18th July 2017

       
    • UOB increases credit card late payment fees

      United Overseas Bank (UOB) has hiked its late payment fees for credit cards by S$30. From 14 July 2017, UOB cardholders will have to pay S$90 if they do not pay their credit card bill or the minimum amount by the due date. The amount was S$60 earlier.

      The bank is the third in Singapore to raise their credit card late payment fee. OCBC and DBS earlier increased their fee from S$60 or S$80 to S$100.

      UOB has also hiked their administrative fee for foreign currency payments. Customers of all UOB commercial and personal credit cards will have to pay 2.8% administrative fee instead of the 2.5% earlier. This raise is not applicable to UOB American Express or UOB PRVI Miles Visa and MasterCard cards, though.

      The banks are believed to have increased their fees to boost their operating margins amid higher business costs.

      18th July 2017

       
    • DBS, OCBC and UOB are on Top the Charts for the Most Valuable Brands in 2017

      Brand Finance Singapore 100 has come out with the most valuable brands for the year 2017 and the top three positions have been bagged by Singapore’s local brands - DBS, OCBC and UOB.

      DBS has once again dominated as the most valuable brand for this year by bagging the first position, 5 years in a row. DBS Bank holds a brand value of US$5.4 billion. OCBC has been ranked as the second most valuable brand with brand value of US$3.62 billion and UOB has cut close with a brand value of US$3.62 billion.

      However, UOB has been considered the most improved bank in terms of absolute value because its brand value has increased by US$856 million.

      The contributions of the top 3 banks together to Singapore’s brand value has also seen an increase from 27% a year ago to 30% this year, as communicated by the Group CEO of Brand Finance PLC, Mr. David Haigh.

      The total value of Singapore’s top 100 brands in 2017 has seen an increase of 4% to US$42.6 billion this year, an up from US$41.1 billion last year.

      28th June 2017

       
    • UOB introduces the YOLO credit card for millennials

      UOB has launched the new YOLO credit card for the millennials of the nation. YOLO stands for You Live Only Once and it is a popular phrase used by youngsters. The millennials, who belong to the age group of 26 to 35, are being targeted as they incur high expenses in multiple areas such as food, travel, shopping, etc.

      Jacquelyn Tan, the managing director of UOB, believes that the future economy will be designed by the millennials as they will form the biggest fragment of the nation’s workforce. That is why they have created the YOLO card exclusively for the younger generation.

      UOB YOLO cardholders will be the first customers in Asia Pacific to pay via contactless modes with the help of tokenised security. They will only have to tap the Bank’s mobile app called UOB Mighty at any compatible terminal in Singapore. Customers will also gain exclusive discounts and deals on dining and travel.

      12th January 2017

       
    • UOB To Start Online Marketplace For Bulk Purchasing

      UOB will be introducing an online marketplace for its small- and medium-sized enterprises (SME) so that they can buy essentials in bulk at low prices. Customers can choose from stationery, general insurance, travel, courier and logistics services.

      This programme will enable SMEs to save costs due to the bulk purchase agreements made by the bank with suppliers. UOB will be collaborating with cloudBuy, a company that gives cloud-based business-to-business (B2B) solutions. This will be the first B2B marketplace in Singapore started by a bank.

      This B2B marketplace will display products and services offered by various suppliers, and this will allow SMEs to buy online easily without worrying about seeking several and separate price quotations.

      16th November 2016

       
    • UOB launches two first-of-their-kind initiatives to enhance customer experience

      In what happens to be the world’s first, United Overseas Bank launched two initiatives, both first of their kind, to provide its customers with seamless digital services. Under the Instant Digital Credit Card Issuance scheme, UOB cardholders can obtain popular UOB credit cards using a smartphone app and can avail special offers on particular credit cards in a seamless manner. The second initiative on the cards is the rollout of NFC (Near Field Communication) Contactless ATMs, the first of its kind in South-East Asia. With the help of this initiative, UOB customers will be able to withdraw money using their smartphones, enabling a hassle-free experience. UOB customers with MasterCard credit and debit cards using Apple Pay will be able to access the service first. Android users will be able to avail the service from 2015 using the UOB Mighty Pay Android Application.

      03rd November 2016

       
    • UOB launches two first-of-their-kind initiatives to enhance customer experience

      In what happens to be the world’s first, United Overseas Bank launched two initiatives, both first of their kind, to provide its customers with seamless digital services. Under the Instant Digital Credit Card Issuance scheme, UOB cardholders can obtain popular UOB credit cards using a smartphone app and can avail special offers on particular credit cards in a seamless manner. The second initiative on the cards is the rollout of NFC (Near Field Communication) Contactless ATMs, the first of its kind in South-East Asia. With the help of this initiative, UOB customers will be able to withdraw money using their smartphones, enabling a hassle-free experience. UOB customers with MasterCard credit and debit cards using Apple Pay will be able to access the service first. Android users will be able to avail the service from 2015 using the UOB Mighty Pay Android Application.

      20th October 2016

       
    • AirAsiaGo in partnership with UOB offers 10% discount on hotel bookings

      Runtime- Valid till December 31, 2016

      Are you planning a business trip or an exciting vacation with your family or friends in the near future? Well, guess what? AirAsiaGO in partnership with United Overseas Bank is offering an exclusive discount of 10% on hotel bookings. Enter the promo code ILOVEUOB and grab your discount today! Choose from an exciting list of hotel accommodations and make your stay memorable. Note that the offer is only valid for participating hotels and cannot be combined with other existing offers. All other terms and conditions apply.

       
    • United Overseas Bank revamps its women's cards

      UOB (United Overseas Bank) has upgraded the cards for women in Singapore. Along with redesigning the card, the bank has also come up with a new debit card for the women between the ages of 18 years and 25 years. This card is called the UOB Lady’s debit card.

      For the credit cards, an installment plan has been introduced. The card holders can now spread their payments over six or twelve months. Rose-gold metal cards will be offered to the first one thousand holders of the UOB Lady’s card who have spent a minimum amount of S$45,000 in 3 consecutive months. The members can also sign up instantly for the UOB MasterPass wallet.

      29th June 2016

       
    • UOB sees people accept Apple Pay

      UOB sees Singaporeans accept Apple Pay quickly for making payments using debit and credit cards. The bank expects that by 2020, around 10 percent of its card billings will be done using contactless payments. It is one of the first banks to offer contactless payments option to people using Android and IOS devices. In the recent 2 weeks around 19, 000 UOB cards have been enabled for Apple Pay and in the last 6 months, it has tokenized 16, 000 cards via UOB Mighty.

      07th June 2016

       
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