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    Best Credit Cards of Singapore 2019

    Finding the right credit card is hard and we help you compare and apply for the new credit card that serves you best. Get all the card information about rewards, cash back, promos, interest rates and how you can apply in easy steps.
    Bankbazaar Best Credit Cards of Singapore 2019

    We found 36 Best Credit Cards of Singapore 2019
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    S$250 CASH BankBazaar Exclusive Deal
    What you'll love
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    BankBazaar Exclusive Deal
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    UP TO S$250 CASH & CASHBACK BANKBAZAAR EXCLUSIVE DEAL
    What you'll love
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    BankBazaar Exclusive Deal
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    UP TO S$150 CASH BANKBAZAAR EXCLUSIVE DEAL
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    BankBazaar Exclusive Deal
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    UP TO S$250 CASH & CASHBACK BANKBAZAAR EXCLUSIVE DEAL
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    BankBazaar Exclusive Deal
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    321
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    S$250 CASH BankBazaar Exclusive Deal
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    192.60
    S$250 CASH BankBazaar Exclusive Deal
    What you'll love
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    BankBazaar Exclusive Deal
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    UP TO S$150 CASH BANKBAZAAR EXCLUSIVE DEAL
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    Best Credit Cards of Singapore 2019 is Rated as "Excellent!" by 20 Users

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    Promised Interest Rate

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    Best Credit Cards of 2019

    Not sure which credit card is best to use? Getting the right credit card starts with your personal needs, lifestyle like whether you need rewards, air miles, cash back, low interest, no annual fees or for large purchases. Explore top credit cards available in Singapore that fits your needs.

    Here are the Best Credit Cards in Singapore for 2019

    Updated on January 22nd 2019

    • Standard Chartered Visa Infinite Credit Card – Best for miles
    • HSBC Revolution Credit Card – Best for online shopping
    • CIMB Visa Signature Card – Best for annual fee waiver
    • POSB Everyday Card – Best for everyday spending
    • HSBC Visa Infinite Credit Card – Best for travel spends
    • OCBC 365 Credit Card – Best for dining spends
    • UOB YOLO Card - Best for entertainment spends
    • UOB Delight Credit Card – Best for purchasing groceries
    • Citi Cash Back Credit Card – Best for petrol savings
    • UOB Visa Infinite Metal Card - Best for premium

    Need help in selecting credit card or confuse which credit card to apply for?

    Whether you are looking for credit card with best benefits, credit card deals, rewards, cash back or for daily spending. Find out if you are pre-qualify for a credit card by answering simple questions.

    Best Miles Credit Card

    The Standard Chartered Visa Infinite Credit Card has been designed to give you a unique card experience whether you’re travelling abroad or spending within the country. Earn air miles on your local and foreign transactions and get more value for every mile you fly.

    Cards
    Key Benefits
    Additional Benefits
    Annual Fee (p.a.)
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    1.4 miles for every S$1 spent in local transactions.

    Up to 3 miles for every S$1 spent on overseas purchases.

    Up to 6 free visits to airport lounges courtesy of Priority Pass.

    Principal card: S$588.50

    Supplementary card: Free

    Best Online Shopping Credit Card

    The HSBC Revolution Credit Card offers you Rewards points when you use it to pay for eligible transactions. Now earn points when you use the card to spend on your favourite purchases.

    Cards
    Key Benefits
    Additional Benefits
    Annual Fee (p.a.)
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    5x Rewards when you spend on online purchases, local dining, and local entertainment. This is equal to 2 miles for every dollar spent.

    1 Rewards point for every dollar you spend on all other purchases.

    Principal card: S$160.50 (Annual Fee is Waived for 2 Years)

    Supplementary card: Free

    Best Annual Fee Waiver Credit Card

    The CIMB Visa Signature Card is a card that comes with no annual fee for life. That’s right, as the principal cardmember, you get to enjoy the benefits of this card without having to pay a yearly charge.

    Cards
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    10% cashback on dining, groceries purchases from supermarkets, and online transactions, both locally and overseas.

    Unlimited cashback at 0.2% on all retail purchases. No cap on cashback earning potential.

    Free travel insurance with coverage of up to S$500,000.

    S$0

    Best Everyday Spend Credit Card

    The POSB Everyday Card is specifically designed to help you make the most of your daily spends such as daily essentials, dining, electricity, and public transport.

    Cards
    Key Benefits
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    Annual Fee (p.a.)
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    Cash rebates of up to 20% on spends related to daily essentials.

    Cash rebates of up to 15% on overseas spends, dining, and transport.

    Cash rebates of up to 6% on other eligible spends including groceries, electricity bills, and personal care products.

    Consolidate your recurring bills into a single payment.

    Split larger purchases into smaller instalments and pay them over time.

    Principal card: S$192.60(Annual Fee is Waived for 1st Year)

    Supplementary card: S$96.30

    Best Travel Credit Card

    The HSBC Visa Infinite Credit Card is a gateway to a world of pure luxury where you not only get to travel in style and ultimate comfort but also get to indulge in some of the best experiences from around the world.

    Cards
    Key Benefits
    Additional Benefits
    Annual Fee (p.a.)
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    Up to 2.25 miles for every dollar spent in foreign currency.

    Up to 1.25 miles for every S$1 spent on local transactions.

    Unlimited lounge access at Priority Pass Lounges all over the world.

    Free travel insurance coverage of up to $2,000,000.

    Principal card: S$650

    S$488 (HSBC Premier Customers)

    Best Dining Credit Card

    If dining out is what gets you excited, the OCBC 365 Credit Card is probably what you need. It lets you earn cashback on dining and other spends all throughout the year, every day of the week.

    Cards
    Key Benefits
    Additional Benefits
    Annual Fee (p.a.)
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    6% cashback on dining spends, both local and overseas, and also on online food orders.

    3% cashback on local, overseas, and online groceries purchases.

    3% cashback on private hire rides and taxis (local and overseas), and on recurring bills and eligible travel spends.

    Up to 23% cashback on petrol purchases at Caltex stations and up to 20.4% cashback at Esso stations.

    5% cashback at all other fuel stations.

    0.3% cashback on all other purchases.

    Principal card: S$192.60 (free for the first 2 years)

    Supplementary card: S$96.30 (free for the first 2 years)

    Best Credit Card for Entertainment Spends

    The UOB YOLO Card is designed to be just as cool and outgoing as you are. With cashback on a variety of spends, it makes your entertainment and shopping purchases that much cheaper. Having a good time doesn’t have to be too expensive anymore.

    Cards
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    Up to 8% cashback on entertainment, dining, and Grab ride spends.

    Up to 8% cashback on online fashion, travel, and other online spends.

    0.3% cashback on all other purchases.

    Dining offers all over the country.

    Principal card: S$192.60 (fee waived for the first year)

    Supplementary card: S$96.30 (second card onwards.)

    Best Groceries Credit Card

    The UOB Delight Credit Card is a good option to use when the bulk of your card spending is related to groceries. Everyday groceries shopping doesn’t have to be as boring as you think it is anymore.

    Cards
    Key Benefits
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    Rebates of up to 8% at supermarkets such as Market place, Cold Storage, Giant, Jasons, and Guardian.

    10% discount on more than 4,000 house brands at Giant, Cold Storage, and Guardian.

    Rebates of up to 3% on recurring bills and contactless transactions.

    Rebate of 0.3% on every other transaction.

    SMART$ rebates of up to 10% at more than 400 outlets.

    Principal card: S$85.60 (waived for the first year)

    Supplementary card: S$53.50 (first card is free)

    Best Credit Card for Petrol Spends

    The Citi Cash Back Credit Card can help you save money when you use it to pay your petrol bills. It also rewards you with cash back on dining spends, groceries purchases, and Grab spends.

    Cards
    Key Benefits
    Additional Benefits
    Annual Fee (p.a.)
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    Up to 20.88% savings on fuel purchases at Shell and Esso.

    Up to 8% cash back on other fuel spends, Grab rides, groceries purchases, and dining spends all over the world.

    0.25% cash back on every other retail purchase.

    Travel insurance coverage of up to S$1 million when you purchase tickets using the card.

    Principal card: S$192.60 (waived for the first year)

    Best Premium Credit Card

    The UOB Visa Infinite Metal Card offers you a world of pure luxury and indulgence. From accelerated miles earning rate to a host of customised services to meet your high standard of living, this card has it all.

    Cards
    Key Benefits
    Additional Benefits
    Annual Fee (p.a.)
    Know More

    Up to 2 miles for every dollar you spend on it.

    Specially curated privileges such as luxury hotel collection, dedicated travel concierge, golf programmes, and gourmet dining options.

    Free access into airport lounges 4 times every year, courtesy DragonPass.

    Dedicated medical concierge and privilege banking centres from UOB.

    Principal card: S$642

    Supplementary card: S$288 (waived for the first year for the first card)

    Check your eligibility before applying for Credit Card

    Just because there are many credit cards available in the country, it doesn’t mean that you will be able to apply for all of them. Before you apply for one, you need to make sure that you qualify for it.

    Keep in mind that multiple card application rejections can adversely affect your credit score. So, checking your eligibility before applying is quite important. Check out the following main criteria given below:

    Minimum Income for Application S$30,000 p.a.
    Minimum Age Requirement for Principal Cardholder 21 years
    Minimum Age Requirement for Supplementary Cardholder 18 years
    Citizenship Requirement Singapore citizen or Permanent Resident

    The above criteria are those that generally apply for card applications in Singapore. Card issuers in the country also offer credit cards for foreigners. These may require you (the foreigner) to fulfil certain other criteria as well.

    Credit Card Application Requirements

    Apart from the regular criteria that you need to fulfil before you apply for a card, you also need to make sure that you have all the necessary documents in order. Not providing the required documents can result in your application getting rejected.

    We’ve put together a list of the main credit card application documents that are required by banks in Singapore:

    Salaried Individuals Variable Income or Commission Earning Individuals Self Employed Individuals Foreigners
    • Photocopies of your NRIC (front and back)
    • Copies of your CPF contribution history for the last 12 months
    • Copies of your Income Tax Notice of Assessment (latest)
    • Copies of your latest payslip (computerised)
    • Photocopies of your NRIC (front and back)
    • Copies of your CPF contribution history for the last 12 months
    • Copies of your Income Tax Notice of Assessment (latest)
    • Photocopies of your NRIC (front and back)
    • Copies of your Income Tax Notice of Assessment (latest)
    • Copies of your valid passport
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    • Copies of your valid employment pass
    • Copies of the most recent computerised payslip
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    • Copies of latest Income Tax Notice of Assessment
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    • Copies of a valid letter from your company certifying your employment and income

    You may be asked to provide all the documents given above or only a few of them. This depends on the card issuer whose card you’re applying for.

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    Best Credit Card for Large Purchases Best Credit Cards for Large Purchases
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    Best Credit Card for Foreigners Best Credit Cards for Foreignors
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    Things to Consider Before Applying for a Credit Card

    A credit card is a financial instrument that involves monetary transfers. Therefore, it is important to use it wisely. Here are a few things you need to keep in mind before you apply for one:

    Will You Be Able to Use It Well? Every financial decision needs to be a well-thought-out one. A credit card can turn into a debt trap if you don’t use it wisely. Ask yourself whether you will be able to repay the outstanding amounts on time every month or not.

    More Is Not Always Better: Do you already own a card? Then maybe you shouldn’t be getting another one. Having multiple cards can become confusing, especially when you have to keep track of the various repayment amounts. So, unless you’re absolutely sure of handling multiple cards at the same name, stick to just one.

    Always Check Your Eligibility: Before you apply, check if you’re eligible for a particular card or not. If you apply for a card that you don’t qualify for, your application will get rejected. Having multiple card applications rejected will have an adverse impact on your credit score. And we all know that a bad credit score is not exactly something you want in your financial report.

    Choosing the Right Credit Card

    Like we mentioned earlier, there are tons of cards out there in the market today. So, when you’re spoilt for choice like this, how do you choose the right card? We’re putting together a few points that may help you find a card that’s just right for your needs. Take a look at the following tips:

    Match Your Spending Patterns With the Card Category: The first step is to identify your most common expenses. Now based on this, select the card category. For example, if you love to travel, choose the category of cards that give you air miles on your purchases.

    Compare Your Options: Once you’ve figured out the category, check out the various cards that are available under it. Look at the what these cards offer in detail along with the joining perks, rewards programmes, additional benefits, and special features for each of them. This should help you narrow down on a card. But wait, there’s more.

    Read the Terms and Conditions: Before you settle on a card and apply for it, make sure you go through its fine print. This will give you everything there is to know about it (such as the various fees and charges) and how it works.

    Choose the Most Valuable Card: This does not mean you pick the most expensive card. Rather, pick the one that gives you the most value in terms of rewards, spending criteria, other benefits, repayment options, and annual fees.

    Cost is not Proportional to Value: There are quite a few premium cards available as well. But just because a card is more expensive and offers better benefits it does not mean that you should get it. Such cards usually require you to spend a lot more to get these benefits. Look at whether you will be able to afford to spend so much. As always, be prudent when making financial decisions.

    How to Apply for a Credit Card

    The process of applying for a card can differ from one bank to another. Here at BankBazaar, the process is fairly simple. Compare your options and apply for the card you want.

    Are You a New Customer?

    • Fill out the application form. You can get the form from the bank’s branch or online.
    • Attach the required documents to complete your application.
    • Submit the form.

    Are You an Existing Internet Banking/Credit Card Customer?

    • Apply through internet banking, phone banking, or through the bank’s website.
    • Use your existing details with the bank to save your time.
    • Submit the application form.

    Top Best Pages Articles

    Best Rewards Credit Cards

    Rewards cards give you rewards points for every dollar you spend on your card. You can earn points on transactions related to shopping, groceries, petrol, online stores, and more.

    Best Cashback Credit Cards

    A cashback credit card gives you back a percentage of every eligible transaction that you use it to pay for. The cashback you earn is transferred to your credit account as decided by the bank. This can help you save money every month.

    Best Travel Credit Cards

    A travel credit card can be your best travel partner. With a range of travel privileges like travel insurance, airport lounge access, wallet protection, designated concierge services, and more, it redefines travelling.

    Best Petrol Credit Cards

    A Petrol Credit Cards is what you need if you’re looking to save money on your monthly petrol spends.

    Best No Annual Fee Credit Cards

    Want to enjoy a variety of benefits and privileges without having to pay an annual fee for your credit card? Then check out these cards.

    Best Dining Credit Cards

    The best dining credit cards in the country help you earn reward points and cash rebates and even offer you discounts on your dining-related spends. Some of them may also provide you with exclusive dining privileges.

    Best Airport Lounge Access Credit Cards

    If you want to have a time of pure indulgence and tranquillity before you catch your flight, you can make use of the complimentary airport lounge access offered by some of the cards in Singapore. Check out the best airport lounge access credit cards.

    Best Credit Card Sign-Up Offers

    Check out the best credit cards which offer you welcome gifts when you apply for them in Singapore.

    Best Credit Cards for Low Income

    If you’re earning a low income or are a student, check out the best credit card options that are available to you in Singapore. These are specially designed to meet the needs of people very much like yourself.

    Credit Card Fees and Charges

    The following is a list of some of the fees and charges that are normally associated with credit cards in the country:  

    Particulars  Rate (p.a.) 
    Interest Rate  25% 
    Cash Advance Fee  6% or S$15 whichever is higher 
    Interest on Cash Advance   28% 

    Note: The rates mentioned in the above table are only approximations. The rates differ from one bank to another. To get the rates that apply to your credit card, do check with the card issuing bank.

    Credit Card FAQ's

    Q.What does the minimum balance payment mean?

    A.The minimum balance is the amount you have to pay every month if you don’t have the required cash to pay off your card’s outstanding balance every month. This minimum balance depends on how much outstanding amount reflects on your card statement.  

    Q.Can I use my credit card to withdraw money as I do with my debit card? 

    A.Yes, you can. But there usually is a limit on how much you can withdraw every day using a credit card. Also, using it to withdraw cash will attract a high interest rate. So, use it only as a last resort.  

    Q.How do I know when my card bill is due?

    A.You will get your card statement every month containing the amount due, the minimum amount payable, and the due date of payment among others.

    Q. What happens if pay only the minimum amount every month? 

    A.If you pay only the minimum amount every month, the balance will get carried over to the next month and so on. The interest rate on unpaid dues will also apply.  

    Q.What is a credit scoreand how does it impact me? 

    A.A credit score is a rating attached to you based on how you handle your finances and repay the loans you take. Not repaying your dues on time will give you a bad score, making it difficult for you to get loans and cards in the future.  

    Q.Can I get a credit card with bad credit? 

    A.Yes, you can. However, it may be extremely difficult and banks in most cases will not prefer giving you one because of poor repayment patterns. The best way to get a card in such situations is to first build your credit score and then apply for one.

    Q.Can I increase the credit limit on my card? 

    A.Yes, you can. If you feel that you need a higher spending limit on your card, you can approach your card issuer for the same. You will have to make a separate application for this and also provide documents such as proof of increase in income.

    Q. Can I apply for more than one card at a time? 

    A.Yes, you can apply for more than one card at a time. However, keep in mind that having multiple cards can become more of a hassle than a blessing. Yes, you might get a wider range of rewards and benefits, but it also means keeping track of multiple card bills and repayments. So, if you do get more than one card, make sure you handle them well.  

    Q. How should I pay my bill every month? 

    A.In Singapore, you can pay your card dues every month in a number of ways including online payment, via standing instructions, over the counter, etc.  

    Q. What happens if I don’t pay my card bill one month? 

    A.If you miss paying your card dues it gets carried forward to the next month. The next bill you get will have amounts for that month as well as the one you skipped. This is something you don’t want because of the high interest rates that apply to overdue balances. Ever heard of people being in credit card debt? This is how it happens.  

    Q.How long will the bank take to process my application? 

    A.This depends on which bank’s card you choose. Usually, this gets done within a few days.  

    Q.Can I carry forward the rewards I get on my card to the next year? 

    A.Yes and no. it depends on the type of rewards you earn on your spends and the terms and conditions that are associated with your card. Certain cards allow you to accumulate the rewards you earn over a period of a few years while others require you to claim them within a few months.  

    Q.What if my card gets stolen or lost? 

    A.The minute you find that your card is either lost or has been stolen, you need to get in touch with your bank and have it blocked. This will prevent it being used without your approval.  

    Credit Card Reviews

    • Bank Bazaar Credit Card
      "Experience with Bankbazaar"
      0.5 5.0/5 "Blown Away!"
      The Bankbazaar website was easy to use. the response from the customer service team was quick.
      Was this review helpful? 11
      , singapore
      Reviewed on Sep 26, 2018
    • CITIBANK Credit Card
      "Became my primary card"
      0.5 4.0/5 "Great!"
      I'm using this as my primary card. My experience with this CITI card is good so far. I have recommended CITI credit card to many of my friends.
      Was this review helpful? 10
      , singapore
      Reviewed on Sep 25, 2018
    • CITIBANK Credit Card
      "Card benifits"
      0.5 4.0/5 "Great!"
      Experience with the card was quite good like other bank cards in the market.
      Was this review helpful? 8
      , singapore
      Reviewed on Sep 20, 2018
    • Bank Bazaar Credit Card
      "Experience with Bankbazaar"
      0.5 4.0/5 "Great!"
      Overall experience was good. Bank bazaar website was user friendly and was easy to navigate.
      Was this review helpful? 9
      , singapore
      Reviewed on Sep 19, 2018
    • HSBC Credit Card
      "Apt card for cash rebate"
      0.5 5.0/5 "Blown Away!"
      The best part of this card is the 5% cash rebate on my recurring telco bills which is the best in the market
      Was this review helpful? 9
      , singapore
      Reviewed on Sep 13, 2018
    • HSBC Credit Card
      "Best card for rewards"
      0.5 5.0/5 "Blown Away!"
      Very useful card to earn reward points especially when it comes to online spends
      Was this review helpful? 10
      , singapore
      Reviewed on Sep 13, 2018
    • Bank Bazaar Credit Card
      "Topnotch Service"
      0.5 5.0/5 "Blown Away!"
      Great customer service from Bankbazaar. Very pro-active in terms of helping the customer
      Was this review helpful? 8
      , singapore
      Reviewed on Sep 13, 2018
    • Bank Bazaar Credit Card
      "Good and quick response"
      0.5 5.0/5 "Blown Away!"
      When I emailed about the how much am I eligible and the reply was pretty fast. Had a good experience with bank bazaar.
      Was this review helpful? 8
      , singapore
      Reviewed on Sep 03, 2018
    • Bank Bazaar Credit Card
      "Fast Response"
      0.5 5.0/5 "Blown Away!"
      Initially I had issues in the voucher redemption but Bank Bazaar was fast enough to rectify and provide a proper solution in claiming the vouchers
      Was this review helpful? 7
      , singapore
      Reviewed on Aug 28, 2018
    • HSBC Credit Card
      "one of the few cards that gives points for insurance"
      0.5 4.0/5 "Great!"
      I was using a cashback card that gave me 1.5% cashback on my insurance premium until i discovered the HSBC Revolution card. 2 miles/dollar is definitely a better reward than 1.5% cashback!
      Was this review helpful? 26
      , singapore
      Reviewed on Oct 17, 2017
    • HSBC Credit Card
      "great card for earning rewards"
      0.5 4.0/5 "Great!"
      this is a great all-in-one card. I don't like carrying too many credit cards in my wallet but i still want to get decent rewards. The HSBC revolution card does just that cause its accelerated points for dining, online and entertainment covers quite a lot of bases.
      Was this review helpful? 22
      , singapore
      Reviewed on Oct 17, 2017
    • HSBC Credit Card
      "Online transactions earn me 5x Rewards"
      0.5 5.0/5 "Blown Away!"
      I like the HSBC revolution card. It fits my lifestyle and gives me 2 miles on the categories that are most relevant to me. There are other cards out there that offer better 'mileage' for these categories, but i dont think there's any that offers this combination.
      Was this review helpful? 18
      , singapore
      Reviewed on Oct 17, 2017
    • HSBC Credit Card
      "Recurring telco bills, grocery and fuel cashback is good. "
      0.5 4.0/5 "Great!"
      I use my HSBC card mainly for petrol, buying groceries, and mobile bills to hit the $800 requirement every month. I've been getting $120 back every quarter, so that's pretty good.
      Was this review helpful? 13
      , singapore
      Reviewed on Oct 16, 2017
    • HSBC Credit Card
      "not useful"
      0.5 2.5/5 "Just OK"
      Low cashback rate that is hard to even get. The only good thing about this card is the 5% cashback on telco bills. But my phone and internet bills are only $70 a month.
      Was this review helpful? 12
      , singapore
      Reviewed on Oct 16, 2017
    • HSBC Credit Card
      "the best card for recurring telco bills"
      0.5 5.0/5 "Blown Away!"
      There's no competition when it comes to cashback on recurring telco bills. With the HSBC Visa Platinum card, I get 5% off every month just by spending $400 every month. It works out for me because since my combined starhub bill is already more than $400.
      Was this review helpful? 13
      , singapore
      Reviewed on Oct 16, 2017
    • HSBC Credit Card
      "quarterly cashback mechanic is not good"
      0.5 2.0/5 "Expected more"
      The quarterly spend requirement is ridiculous. I missed my cashback so many times just because 1 out of 3 months I didn't spend as much. Other cards are easier to use, and even give more cashback.
      Was this review helpful? 13
      , singapore
      Reviewed on Oct 16, 2017
    • HSBC Credit Card
      "saving on my insurance premiums every month"
      0.5 4.5/5 "Excellent!"
      I've got a family of 5 and monthly insurance premiums eat into my savings quite a bit. I'm glad that the HSBC Advance card allows me to earn $35 cashback on insurance premiums every month. I made sure to become an Advance Banking customer to get an additional 1% cashback.
      Was this review helpful? 13
      , singapore
      Reviewed on Oct 10, 2017
    • HSBC Credit Card
      "not enough ancillary benefits"
      0.5 3.5/5 "Pretty good"
      I got the HSBC Advance card when they had a nice sign-up promotion, but aside from using it on my insurance premiums, I don't think it's a very useful card. There aren't many other perks a HSBC card gives, unlike other bank cards.
      Was this review helpful? 12
      , singapore
      Reviewed on Oct 10, 2017
    • HSBC Credit Card
      "gorgeous card"
      0.5 5.0/5 "Blown Away!"
      I love the new HSBC card designs, especially the red lion head of the HSBC Advance card.
      Was this review helpful? 14
      , singapore
      Reviewed on Oct 10, 2017
    • HSBC Credit Card
      "better than the other cashback cards of this nature"
      0.5 5.0/5 "Blown Away!"
      Although the HSBC Advance card has a cashback cap, unlike the Amex or Stan Chart versions, I find that I can still comfortably spend within the limit and occasionally even get 2.5% cashback. I'll use a different cashback card for things like groceries or dining, and use the Advance card for purchases that usually don't earn cashback on other cards.
      Was this review helpful? 17
      , singapore
      Reviewed on Oct 10, 2017
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