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    Best Credit Cards of Singapore 2019

    Finding the right credit card is hard and we help you compare and apply for the new credit card that serves you best. Get all the card information about rewards, cash back, promos, interest rates and how you can apply in easy steps.
    Bankbazaar Best Credit Cards of Singapore 2019

    We found 52 Best Credit Cards of Singapore 2019
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    Best Credit Cards of Singapore 2019 is Rated as "Excellent!" by 20 Users

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    Credit Card BYTES FROM OUR KITCHEN

    Best Credit Cards of 2019

    In a country like Singapore, there is no dearth of financial products. Credit cards being one of them, are available aplenty. But when you’re spoilt for choice like this, how do you know which one you should get? How do you decide which card will give you the best benefits and rewards? Take a look at some of the best credit cards available in Singapore right now and compare their various features to see for yourself.

    Here are the Best Credit Cards in Singapore for 2019

    Updated on January 22nd 2019

    • Standard Chartered Visa Infinite Credit Card – Best for miles
    • HSBC Revolution Credit Card – Best for online shopping
    • CIMB Visa Signature Card – Best for annual fee waiver
    • POSB Everyday Card – Best for everyday spending
    • HSBC Visa Infinite Credit Card – Best for travel spends
    • OCBC 365 Credit Card – Best for dining spends
    • UOB YOLO Card - Best for entertainment spends
    • UOB Delight Credit Card – Best for purchasing groceries
    • Citi Cash Back Credit Card – Best for petrol savings
    • UOB Visa Infinite Metal Card - Best for premium

    Best for Air Miles: Standard Chartered Visa Infinite Credit Card

    The Standard Chartered Visa Infinite Credit Card has been designed to give you a unique card experience whether you’re travelling abroad or spending within the country. Earn air miles on your local and foreign transactions and get more value for every mile you fly.

    Cards
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    Up to 1.4 miles for every S$1 spent in local transactions.

    Up to 3 miles for every S$1 spent on overseas purchases.

    Up to 6 free visits to airport lounges courtesy of Priority Pass.

    Principal card: S$588.50

    Supplementary card: Free

    Best for Shopping: HSBC Revolution Credit Card

    The HSBC Revolution Credit Card offers you Rewards points when you use it to pay for eligible transactions. Now earn points when you use the card to spend on your favourite purchases.

    Cards
    Key Benefits
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    5x Rewards when you spend on online purchases, local dining, and local entertainment. This is equal to 2 miles for every dollar spent.

    1 Rewards point for every dollar you spend on all other purchases.

    Principal card: S$160.50 (Annual Fee is Waived for 2 Years)

    Supplementary card: Free

    Need help in selecting credit card or confuse which credit card to apply for?

    Whether you are looking for credit card with best benefits, credit card deals, rewards, cash back or for daily spending. Find out if you are pre-qualify for a credit card by answering simple questions.

    Best No Annual Fee Credit Card: CIMB Visa Signature Card

    The CIMB Visa Signature Card is a card that comes with a permanent annual fee waiver. That’s right, as the principal cardmember, you get to enjoy the benefits of this card without having to pay a yearly charge.

    Cards
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    10% cashback on dining, groceries purchases from supermarkets, and online transactions, both local and overseas.

    Unlimited cashback at 0.2% on all retail purchases. No cap on cashback earning potential.

    Free travel insurance with coverage of up to S$500,000.

    S$0

    Best for Everyday Spends: POSB Everyday Card

    The POSB Everyday Card is specifically designed to help you make the most of your daily spends on daily essentials, dining, electricity, and public transport.

    Cards
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    Cash rebates of up to 20% on spends related to daily essentials.

    Cash rebates of up to 15% on overseas spends, dining, and transport.

    Cash rebates of up to 6% on other eligible spends including groceries, electricity bills, and personal care products.

    Consolidate your recurring bills into a single payment.

    Split larger purchases into smaller instalments and pay them over time.

    Use this as an ATM card as well as for bus/MRT ride.

    Principal card: S$192.60(Annual Fee is Waived for 1st Year)

    Supplementary card: S$96.30

    Best for Travel: HSBC Visa Infinite Credit Card

    The HSBC Visa Infinite Credit Card is a gateway to a world of pure luxury where you not only get to travel in style and ultimate comfort but also get to indulge in some of the best experiences from around the world.

    Cards
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    Up to 2.25 miles for every dollar spent in foreign currency.

    Up to 1.25 miles for every S$1 spent on local transactions.

    Unlimited lounge access at Priority Pass Lounges all over the world.

    Free travel insurance coverage of up to US$2 million.

    Principal card: S$650

    S$488 (HSBC Premier Customers)

    Best for Dining: OCBC 365 Credit Card

    If dining out is what gets you excited, the OCBC 365 Credit Card is probably what you need. It lets you earn cashback on dining and other spends all throughout the year, every day of the week.

    Cards
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    6% cashback on dining spends, both local and overseas, and also on online food orders.

    3% cashback on local, overseas, and online groceries purchases.

    3% cashback on private hire rides and taxis (local and overseas), and on recurring bills and eligible travel spends.

    Up to 23% cashback on petrol purchases at Caltex stations and up to 20.4% cashback at Esso stations.

    5% cashback at all other fuel stations.

    0.3% cashback on all other purchases.

    Principal card: S$192.60 (free for the first 2 years)

    Supplementary card: S$96.30 (free for the first 2 years)

    Best for Entertainment Spends: UOB YOLO Card

    The UOB YOLO Card is designed to be just as cool and outgoing as you are. With cashback on a variety of spends, it makes your entertainment and shopping purchases that much cheaper. Having a good time doesn’t have to be too expensive anymore.

    Cards
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    Up to 8% cashback on entertainment, dining, and Grab ride spends.

    Up to 8% cashback on online fashion, travel, and other online spends.

    0.3% cashback on all other purchases.

    Dining offers all over the country.

    Principal card: S$192.60 (fee waived for the first year)

    Supplementary card: S$96.30 (second card onwards.)

    Best for Groceries: UOB Delight Credit Card

    The UOB Delight Card is a good option to use when the bulk of your card spending is related to groceries. Everyday grocery shopping doesn’t have to be as boring as you think it is anymore.

    Cards
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    Rebates of up to 8% at supermarkets such as Market place, Cold Storage, Giant, Jasons, and Guardian.

    10% discount on more than 4,000 house brands at Giant, Cold Storage, and Guardian.

    Rebates of up to 3% on recurring bills and contactless transactions.

    Rebate of 0.3% on every other transaction.

    SMART$ rebates of up to 10% at more than 400 outlets.

    Principal card: S$85.60 (waived for the first year)

    Supplementary card: S$53.50 (first card is free)

    Best Credit Card for Petrol Spends

    The Citi Cash Back Credit Card can help you save money when you use it to pay your petrol bills. It also rewards you with cash back on dining spends, groceries purchases, and Grab spends.

    Cards
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    Up to 20.88% savings on fuel purchases at Shell and Esso.

    Up to 8% cash back on other fuel spends, Grab rides, groceries purchases, and dining spends all over the world.

    0.25% cash back on every other retail purchase.

    Travel insurance coverage of up to S$1 million when you purchase tickets using the card.

    Principal card: S$192.60 (waived for the first year)

    Best Premium Credit Card: UOB Visa Infinite Metal Card

    The UOB Visa Infinite Metal Card offers you a world of pure luxury and indulgence. From accelerated miles earning rate to a host of customised services to meet your high standard of living, this card has it all.

    Cards
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    Up to 2 miles for every dollar you spend on it.

    Specially curated privileges such as luxury hotel collection, dedicated travel concierge, golf programmes, and gourmet dining options.

    Free access into airport lounges 4 times every year, courtesy of DragonPass.

    Dedicated medical concierge and privilege banking centres from UOB.

    Principal card: S$642

    Supplementary card: S$288 (waived for the first year for the first card)

    The options when it comes to these types of cards in Singapore are practically endless. Whether you’re earning a salary every month, running a business, or are still a student, there’s always an option for you.

    Take a look at the various choices that lie at your disposal and see if you’re eligible for one or more of them. What’s more, when you sign up for a particular card, you might stand to get welcome gifts as well.

    Check your eligibility before applying for Credit Card

    Just because there are many credit cards available in the country, it doesn’t mean that you will be able to apply for all of them. Before you apply for one, you need to make sure that you qualify for it.

    Keep in mind that multiple card application rejections can adversely affect your credit score. So, checking your eligibility before applying is quite important. Check out the following main criteria given below:

    Minimum Income for Application S$30,000 p.a.
    Minimum Age Requirement for Principal Cardholder 21 years
    Minimum Age Requirement for Supplementary Cardholder 18 years
    Citizenship Requirement Singapore citizen or Permanent Resident

    The above criteria are those that generally apply for card applications in Singapore. Card issuers in the country also offer credit cards for foreigners. These may require you (the foreigner) to fulfil certain other criteria as well.

    Credit Card Application Requirements

    Apart from the regular criteria that you need to fulfil before you apply for a card, you also need to make sure that you have all the necessary documents in order. Not providing the required documents can result in your application getting rejected.

    We’ve put together a list of the main credit card application documents that are required by banks in Singapore:

    Salaried Individuals Variable Income or Commission Earning Individuals Self Employed Individuals Foreigners
    • Photocopies of your NRIC (front and back)
    • Copies of your CPF contribution history for the last 12 months
    • Copies of your Income Tax Notice of Assessment (latest)
    • Copies of your latest payslip (computerised)
    • Photocopies of your NRIC (front and back)
    • Copies of your CPF contribution history for the last 12 months
    • Copies of your Income Tax Notice of Assessment (latest)
    • Photocopies of your NRIC (front and back)
    • Copies of your Income Tax Notice of Assessment (latest)
    • Copies of your valid passport
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    • Copies of your valid employment pass
    • Copies of the most recent computerised payslip
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    • Copies of latest Income Tax Notice of Assessment
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    • Copies of a valid letter from your company certifying your employment and income

    Depending on the card issuer, you may be asked to provide all the documents given above or only a few of them.

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    Perks and Benefits of Using Credit Cards

    Rewards Programmes

    This is probably one of the most attractive benefits of using credit cards. Most cards in Singapore offer a plethora of rewards in the form of cashback, rewards points, air miles, and rebates. Depending on which card you’re using and how much you spend every month, you will get to earn these rewards. For many cards, spending a certain amount within the specified period or spending on certain categories will help you earn rewards at higher rates.

    Offers & Promotions

    You get a variety of offers on some of your favourite spend categories such as dining, travel, retail shopping, and health and beauty products, among others. For example, using a particular promo code when you pay using a card can get you a discount.

    Sign-up Offers

    Many cards in Singapore give you a warm welcome in the form of a bonus welcome gift when you apply for them. These could be in the form of cash credits, vouchers, air miles, cashback, etc. In some cases, you may get these bonuses when your card gets approved. In other cases, you may have to spend a certain amount of money on the card within a specified period to get the bonus.

    Special Benefits

    There are a number of special benefits that you get when you use a credit card. For instance, many of them come with complimentary travel insurance coverage which you can use when you fly overseas. Some cards offer you access to some of the best dining and entertainment privileges all around the world. You can also make use of the free airport lounge access, if available, to relax before your flight.

    Interest-free Period

    You get to buy the goods and services you want without having to pay for them out of your own pocket right away. You get to enjoy a grace period until the amounts become due. You have to pay them only on the due date mentioned on your monthly card statement.

    Purchase Protection

    You can also get insurance protection for the products you buy using your card. Some of the cards in Singapore insure your products and services so that you don’t bear the losses arising of out of non-delivery, defective products, and others. Every facility like this will come with certain terms and conditions, so make sure you read up on them when you apply.

    Instalment Payment Options

    Some of the cards give you the option of converting your larger purchases into a series of smaller instalments. You can then pay them over the next few months or years, making such purchases less of a financial burden.  

    What You Need to Consider Before Applying for a Credit Card

    A credit card is a financial instrument that involves monetary transfers. Therefore, it is important to use it wisely. Here are a few things you need to keep in mind before you apply for one:

    Will You Be Able to Use It Well? Every financial decision needs to be a well-thought-out one. A credit card can turn into a debt trap if you don’t use it wisely. Ask yourself whether you will be able to repay the outstanding amounts on time every month or not.

    More Is Not Always Better: Do you already own a card? Then maybe you shouldn’t be getting another one. Having multiple cards can become confusing, especially when you have to keep track of the various repayment amounts. So, unless you’re absolutely sure of handling multiple cards at the same name, stick to just one.

    Always Check Your Eligibility: Before you apply, check if you’re eligible for a particular card or not. If you apply for a card that you don’t qualify for, your application will get rejected. Having multiple card applications rejected will have an adverse impact on your credit score. And we all know that a bad credit score is not exactly something you want in your financial report.

    Choosing the Right Credit Card

    Like we mentioned earlier, there are tons of cards out there in the market today. So, when you’re spoilt for choice like this, how do you choose the right card? We’re putting together a few points that may help you find a card that’s just right for your needs. Take a look at the following tips:

    Match Your Spending Patterns with the Card Category: The first step is to identify your most common expenses. Now based on this, select the card category. For example, if you love to travel, choose the category of cards that give you air miles on your purchases.

    Compare Your Options: Once you’ve figured out the category, check out the various cards that are available under it. Look at the what these cards offer in detail along with the joining perks, rewards programmes, additional benefits, and special features for each of them. This should help you narrow down on a card. But wait, there’s more.

    But wait, there’s more.

    Read the Terms and Conditions: Before you settle on a card and apply for it, make sure you go through its fine print. This will give you everything there is to know about it (such as the various fees and charges) and how it works.

    Choose the Most Valuable Card: This does not mean you pick the most expensive card. Rather, pick the one that gives you the most value in terms of rewards, spending criteria, other benefits, repayment options, and annual fees.

    Cost Is Not Proportional to Value: There are quite a few premium cards available as well. But just because a card is more expensive and offers better benefits it does not mean that you should get it. Such cards usually require you to spend a lot more to get these benefits. Look at whether you will be able to afford to spend so much. As always, be prudent when making financial decisions.

    How to Apply for a Credit Card

    The process of applying for a card can differ from one bank to another. Here at BankBazaar, the process is fairly simple. Compare your options and apply for the card you want. It really is that easy.

    What Kind of Card Are You Looking For?

    Best Rewards Credit Cards

    Rewards cards give you points for every dollar you spend, such as shopping, groceries, petrol, online stores, and more. These points can be redeemed for vouchers, air miles, and even cash credits.

    Best Cashback Credit Cards

    A cashback card gives you back a percentage of every eligible transaction you use it for. This cashback is transferred to your account. This can help you save money every month and offset your bills.

    Best Travel Credit Cards

    A travel card can be your best travel partner. With a range of privileges such as travel insurance, airport lounge access, wallet protection, and designated concierge services, it redefines travelling.

    Best Petrol Credit Cards

    A petrol card is what you need if you want to save money on your monthly fuel spends. You can save anywhere between 5% and 24% on petrol, not only in Singapore but also in Malaysia on some cards.

    Best Credit Cards with Annual Fee Waiver

    You can enjoy the benefits of some cards in Singapore without having to pay an annual fee. These come either with a permanent waiver or an option to get the fee waived on spending a certain amount.

    Best Dining Credit Cards

    The best dining cards in the country help you earn reward points and rebates, and even offer discounts on dining-related spends. Some of them may also provide you with exclusive dining privileges.

    Best Credit Cards with Airport Lounge Access

    If you want to have a time of pure indulgence and tranquillity before you catch your flight, you can make use of the complimentary airport lounge access offered by some of the cards in Singapore.

    Best Credit Card Sign-Up Offers

    When you apply for a card, the bank may give you welcome gifts, bonus miles, or cash credits. Check out the best credit cards in Singapore that offer you welcome benefits when you apply for them.

    Best Credit Cards for Low-Income Applicants

    If you’re earning a low income or are a student, check out the best options available for you in Singapore. These are specially designed to meet the needs of people very much like yourself.

    Credit Card Fees and Charges

    The following is a list of some of the fees and charges that are normally associated with credit cards in the country:  

    Particulars  Rate (p.a.) 
    Interest Rate  24% to 28%
    Cash Advance Fee  6% or S$15 whichever is higher 
    Interest on Cash Advance   24% to 29%

    Note: The rates mentioned in the above table are only approximations. The rates differ from one bank to another. To get the rates that apply to your credit card, do check with the card issuing bank.

    Credit Card FAQ's

    Q. Can I use my credit card to withdraw money as I do with my debit card?

    A. Yes, you can. But there usually is a limit on how much you can withdraw every day using a credit card. Also, using it to withdraw cash will attract a high interest rate. So, use it only as a last resort.

    Q. Can I increase the credit limit on my card?

    A. Yes, you can. If you feel that you need a higher spending limit on your card, you can approach your card issuer for the same. You will have to make a separate application for this and also provide documents such as proof of increase in income.

    Q. Can I carry forward the rewards I get on my card to the next year?

    A. Yes and no. It depends on the type of rewards you earn on your spends and the terms and conditions associated with your card. Certain cards allow you to accumulate the rewards you earn over a period of a few years while others require you to claim them within a few months.

    Q. How do I know when my card bill is due?

    A. You will get your card statement every month containing the amount due, the minimum amount payable, and the due date of payment among others.

    Q. How should I pay my bill every month?

    A. In Singapore, you can pay your card dues every month in a number of ways, including online payment, via standing instructions, over the counter, etc.

    Q. What does minimum balance payment mean?

    A. The minimum balance is the amount you have to pay every month if you don’t have the required cash to pay off your card’s outstanding balance every month. This minimum balance depends on how much outstanding amount reflects on your card statement.

    Q. What happens if I pay only the minimum amount every month?

    A. If you pay only the minimum amount every month, the balance will get carried over to the next month and so on. The interest rate on unpaid dues will also apply.

    Q. What happens if I don’t pay my card bill one month?

    A. If you miss paying your card dues, they get carried forward to the next month. The next bill you get will have the amounts for that month as well as the one you skipped. This is something you don’t want because of the high interest rates that apply to overdue balances. Ever heard of people being in credit card debt? This is how it happens. Also, defaulting will adversely impact your credit score.

    Q. What is a credit score and how does it impact me?

    A. A credit score is a rating attached to you based on how you handle your finances and repay the loans you take. Not repaying your dues on time will give you a bad score, making it difficult for you to get loans and cards in the future.

    Q. Can I get a credit card with bad credit?

    A. Yes, you can. However, it may be extremely difficult and banks in most cases will not prefer giving you one because of poor repayment patterns. The best way to get a card in such situations is to first build your credit score and then apply for one.

    Q. Can I apply for more than one card at a time?

    A. Yes, you can apply for more than one card at a time. However, keep in mind that having multiple cards can become more of a hassle than a blessing. Yes, you might get a wider range of rewards and benefits, but it also means keeping track of multiple card bills and repayments. So, if you do get more than one card, make sure you handle them well.

    Q. How long will the bank take to process my application?

    A. This depends on which bank’s card you choose. Usually, this gets done within a few days.

    Q. What if my card is stolen or lost?

    A. The minute you find that your card is either lost or has been stolen, you need to get in touch with your bank and have it blocked. This will prevent it from being used without your approval.

    Credit Card Reviews

    • Bank Bazaar Credit Card
      "Experience with Bankbazaar"
      0.5 5.0/5 "Blown Away!"
      The Bankbazaar website was easy to use. the response from the customer service team was quick.
      Was this review helpful? 12
      , singapore
      Reviewed on Sep 26, 2018
    • CITIBANK Credit Card
      "Became my primary card"
      0.5 4.0/5 "Great!"
      I'm using this as my primary card. My experience with this CITI card is good so far. I have recommended CITI credit card to many of my friends.
      Was this review helpful? 12
      , singapore
      Reviewed on Sep 25, 2018
    • CITIBANK Credit Card
      "Card benifits"
      0.5 4.0/5 "Great!"
      Experience with the card was quite good like other bank cards in the market.
      Was this review helpful? 10
      , singapore
      Reviewed on Sep 20, 2018
    • Bank Bazaar Credit Card
      "Experience with Bankbazaar"
      0.5 4.0/5 "Great!"
      Overall experience was good. Bank bazaar website was user friendly and was easy to navigate.
      Was this review helpful? 11
      , singapore
      Reviewed on Sep 19, 2018
    • HSBC Credit Card
      "Apt card for cash rebate"
      0.5 5.0/5 "Blown Away!"
      The best part of this card is the 5% cash rebate on my recurring telco bills which is the best in the market
      Was this review helpful? 11
      , singapore
      Reviewed on Sep 13, 2018
    • HSBC Credit Card
      "Best card for rewards"
      0.5 5.0/5 "Blown Away!"
      Very useful card to earn reward points especially when it comes to online spends
      Was this review helpful? 12
      , singapore
      Reviewed on Sep 13, 2018
    • Bank Bazaar Credit Card
      "Topnotch Service"
      0.5 5.0/5 "Blown Away!"
      Great customer service from Bankbazaar. Very pro-active in terms of helping the customer
      Was this review helpful? 10
      , singapore
      Reviewed on Sep 13, 2018
    • Bank Bazaar Credit Card
      "Good and quick response"
      0.5 5.0/5 "Blown Away!"
      When I emailed about the how much am I eligible and the reply was pretty fast. Had a good experience with bank bazaar.
      Was this review helpful? 10
      , singapore
      Reviewed on Sep 03, 2018
    • Bank Bazaar Credit Card
      "Fast Response"
      0.5 5.0/5 "Blown Away!"
      Initially I had issues in the voucher redemption but Bank Bazaar was fast enough to rectify and provide a proper solution in claiming the vouchers
      Was this review helpful? 9
      , singapore
      Reviewed on Aug 28, 2018
    • HSBC Credit Card
      "one of the few cards that gives points for insurance"
      0.5 4.0/5 "Great!"
      I was using a cashback card that gave me 1.5% cashback on my insurance premium until i discovered the HSBC Revolution card. 2 miles/dollar is definitely a better reward than 1.5% cashback!
      Was this review helpful? 28
      , singapore
      Reviewed on Oct 17, 2017
    • HSBC Credit Card
      "great card for earning rewards"
      0.5 4.0/5 "Great!"
      this is a great all-in-one card. I don't like carrying too many credit cards in my wallet but i still want to get decent rewards. The HSBC revolution card does just that cause its accelerated points for dining, online and entertainment covers quite a lot of bases.
      Was this review helpful? 22
      , singapore
      Reviewed on Oct 17, 2017
    • HSBC Credit Card
      "Online transactions earn me 5x Rewards"
      0.5 5.0/5 "Blown Away!"
      I like the HSBC revolution card. It fits my lifestyle and gives me 2 miles on the categories that are most relevant to me. There are other cards out there that offer better 'mileage' for these categories, but i dont think there's any that offers this combination.
      Was this review helpful? 18
      , singapore
      Reviewed on Oct 17, 2017
    • HSBC Credit Card
      "Recurring telco bills, grocery and fuel cashback is good. "
      0.5 4.0/5 "Great!"
      I use my HSBC card mainly for petrol, buying groceries, and mobile bills to hit the $800 requirement every month. I've been getting $120 back every quarter, so that's pretty good.
      Was this review helpful? 13
      , singapore
      Reviewed on Oct 16, 2017
    • HSBC Credit Card
      "not useful"
      0.5 2.5/5 "Just OK"
      Low cashback rate that is hard to even get. The only good thing about this card is the 5% cashback on telco bills. But my phone and internet bills are only $70 a month.
      Was this review helpful? 12
      , singapore
      Reviewed on Oct 16, 2017
    • HSBC Credit Card
      "the best card for recurring telco bills"
      0.5 5.0/5 "Blown Away!"
      There's no competition when it comes to cashback on recurring telco bills. With the HSBC Visa Platinum card, I get 5% off every month just by spending $400 every month. It works out for me because since my combined starhub bill is already more than $400.
      Was this review helpful? 13
      , singapore
      Reviewed on Oct 16, 2017
    • HSBC Credit Card
      "quarterly cashback mechanic is not good"
      0.5 2.0/5 "Expected more"
      The quarterly spend requirement is ridiculous. I missed my cashback so many times just because 1 out of 3 months I didn't spend as much. Other cards are easier to use, and even give more cashback.
      Was this review helpful? 13
      , singapore
      Reviewed on Oct 16, 2017
    • HSBC Credit Card
      "saving on my insurance premiums every month"
      0.5 4.5/5 "Excellent!"
      I've got a family of 5 and monthly insurance premiums eat into my savings quite a bit. I'm glad that the HSBC Advance card allows me to earn $35 cashback on insurance premiums every month. I made sure to become an Advance Banking customer to get an additional 1% cashback.
      Was this review helpful? 13
      , singapore
      Reviewed on Oct 10, 2017
    • HSBC Credit Card
      "not enough ancillary benefits"
      0.5 3.5/5 "Pretty good"
      I got the HSBC Advance card when they had a nice sign-up promotion, but aside from using it on my insurance premiums, I don't think it's a very useful card. There aren't many other perks a HSBC card gives, unlike other bank cards.
      Was this review helpful? 12
      , singapore
      Reviewed on Oct 10, 2017
    • HSBC Credit Card
      "gorgeous card"
      0.5 5.0/5 "Blown Away!"
      I love the new HSBC card designs, especially the red lion head of the HSBC Advance card.
      Was this review helpful? 15
      , singapore
      Reviewed on Oct 10, 2017
    • HSBC Credit Card
      "better than the other cashback cards of this nature"
      0.5 5.0/5 "Blown Away!"
      Although the HSBC Advance card has a cashback cap, unlike the Amex or Stan Chart versions, I find that I can still comfortably spend within the limit and occasionally even get 2.5% cashback. I'll use a different cashback card for things like groceries or dining, and use the Advance card for purchases that usually don't earn cashback on other cards.
      Was this review helpful? 19
      , singapore
      Reviewed on Oct 10, 2017
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