AVIVA Travel Insurance Coverage

AVIVA provides three different plans to choose from - Travel Prestige, Travel Plus, and Travel Lite. All three plans provide different assured amount against each feature. The comprehensive travel insurance policy has several extensive sets of features covered, tailored to meet your very requirements.

Coverage and the limits

Let’s look at the the coverage limit for each plan corresponding to the specific feature under this insurance plan.

Cover for medical emergency

The table below illustrates the different covers and the limit provided against each of them:

Feature covered in the policy Maximum sum to be paid to each insured person per travel plan
Travel Prestige Travel Plus Travel Lite
Expenses of medical nature in Singapore S$80,000 S$50,000 S$10,000
Medical expenses arising overseas Unlimited S$2 million S$250,000
Reimbursement for medical-aid S$5,000 S$3,000 S$1,000
Medical evacuation in case of emergency Unlimited S$2 million S$250,000
Emergency medical expenses related to pregnancy when you’re overseas S$8,000 S$5,000 S$1,000
Dental expenses due to accident when you’re overseas S$8,000 S$3,000 S$1,000
Dental expenses due to accident when you’re in Singapore S$8,000 S$3,000 S$1,000
Mortal remains’ repatriation Unlimited S$500,000 S$30,000
Hospital income when you’re overseas S$50,000 (You get S$200 for each day of hospitalisation abroad) S$50,000 (You get S$200 for each day of hospitalisation abroad) S$10,000 (You get S$200 for each day of hospitalisation abroad)
Hospital income related to ICU when you’re overseas S$50,000 (You get S$400 for each day of hospitalisation abroad) This is not covered This is not covered
Hospital income when you are in Singapore S$6,000 (You get S$200 for each day of hospitalisation abroad) S$1,000 (You get S$100 for each day of hospitalisation abroad) S$600 (You get S$100 for each day of hospitalisation abroad)
Treatment from a chiropractor S$1,000 S$500 S$250
Telephone expenses in case of an emergency Actual cost S$250 S$100
Coffin and funeral expenses related reimbursement S$20,000 S$12,000 S$12,000
Expenses pertaining to hospital visit S$25000 S$10,000 S$3,000
Expenses pertaining to compassionate visit S$25000 S$10,000 S$3,000
Quarantine allowance due to infectious diseases when you are overseas S$500 (You get S$50 for each day) S$300 (You get S$50 for each day) This is not covered
Quarantine allowance due to infectious diseases in Singapore S$500 (You get S$50 for each day) S$300 (You get S$50 for each day) This is not covered
Childminder expenses S$25000 S$10,000 S$3,000

Protection against personal accident

The table below illustrates the different covers and the limit provided against each of them:

Feature covered in the policy Maximum sum to be paid to each insured person per travel plan
Travel Prestige Travel Plus Travel Lite
Death due to accident S$500,000 S$100,000 S$50,000
Double indemnity for death caused in public transport S$1 million S$200,000 This is not covered
Permanent disablement due to accident S$500,000 S$100,000 S$50,000
Permanent disablement and death by accident caused due to war S$500,000 S$100,000 S$50,000
Benefit against accidental burn S$500,000 S$100,000 S$50,000
Benefit for family support S$8,000 This is not covered This is not covered
Benefit for child education (S$5,000 provided each year for a period of up to 5 years) S$25,000 This is not covered This is not covered

Cover for travel inconveniences

The table below illustrates the different covers and the limit provided against each of them:

Feature covered in the policy Maximum sum to be paid to each insured person per travel plan
Travel Prestige Travel Plus Travel Lite
Cancellation of trip S$20,000 S$15,000 S$5,000
Cancellation of trip due to any reason S$5,000 S$5,000 This is not covered
Change in travel dates caused by any reason S$3,000 S$2,000 This is not covered
Postponement of trip S$3,000 S$2,000 S$1,000
Singapore return due to trip interruption S$15,000 S$8,000 S$3,000
Change in travel itinerary due to trip interruption S$3,000 S$2,000 S$1,000
Late departure S$2,000 (You get S$100 for every 6-hours delay) S$1,000 (You get S$100 for every 6-hours delay) S$1,000 (You get S$100 for every 6-hours delay)
Diversion in travel plans S$2,000 (You get S$100 for every 6-hours delay) S$1,000 (You get S$100 for every 6-hours delay) S$1,000 (You get S$100 for every 6-hours delay)
Luggage delayed S$2,000 (You get S$200 for every 6-hours delay both in Singapore and overseas, given that you’re on a scheduled carrier) S$1,000 (You get S$200 for every 6-hours delay both in Singapore and overseas, given that you’re on a scheduled carrier) S$1,000 (You get S$200 for every 6-hours delay both in Singapore and overseas, given that you’re on a scheduled carrier)
Luggage lost S$8,000 (You receive up to S$700 for any particular article, or a set of articles) S$5,000 (You receive up to S$700 for any particular article, or a set of articles) S$3,000 (You receive up to S$700 for any particular article, or a set of articles)
Personal money or valuables stolen S$3,000 (This includes S$500 for bank notes or cash) S$750 (This includes S$300 for bank notes or cash) This is not covered
Travel documents or passport lost S$5,000 S$5,000 S$3,000
Flight or train is overbooked S$500 (You get S$100 for every 6-hours delay) S$200 (You get S$100 for every 6-hours delay) S$100 (You get S$100 for every 6-hours delay)
Departure or connection missed S$1,000 (You get S$100 for every 6-hours delay) S$500 (You get S$100 for every 6-hours delay) S$200 (You get S$100 for every 6-hours delay)
Replacement traveller (only for business trips) S$15,000 S$5,000 This is not covered
Credit card used without authorisation S$1,000 This is not covered This is not covered
Mugging, hijack, and hostage situation S$10,000 (You receive S$250 for each day detained) S$5,000 (You receive S$250 for each day detained) S$3,000 (You receive S$250 for each day detained)

Legal expenses and individual liability

The table below illustrates the different covers and the limit provided against each of them:

Feature covered in the policy Maximum sum to be paid to each insured person per travel plan
Travel Prestige Travel Plus Travel Lite
Personal liability S$2 million S$1 million S$250,000

Cover for lifestyle

The table below illustrates the different covers and the limit provided against each of them:

Feature covered in the policy Maximum sum to be paid to each insured person per travel plan
Travel Prestige Travel Plus Travel Lite
Rental car excess S$2,500 S$1,500 S$1,000
Return of rental car S$500 This is not covered This is not covered
Contents at home S$15,000 (You receive up to S$1,000 for a particular article, or a set of articles) This is not covered This is not covered
Care of domestic pet for each household S$1,000 (You get S$50 for each day of extended stay at a pet boarding home) This is not covered This is not covered

Free extensions on the cover

The table below illustrates the different covers and the limit provided against each of them:

Feature covered in the policy Maximum sum to be paid to each insured person per travel plan
Travel Prestige Travel Plus Travel Lite
Aggregate of full terrorism cover S$500,000 S$100,000 S$50,000
Cover gets automatically extended in instances involving sickness, injuries in an accident, quarantine, or delay of public transport Extended up to a period of 30 days Extended up to a period of 30 days Extended up to a period of 14 days

Optional coverage features

The optional cover has two different sets of features to meet your specific requirements. These are listed under the categories - Golf Holiday cover and Wedding and Photoshoot overseas, which applies for each couple. The table below illustrates the different covers and the limit provided against each of them:

Feature covered in the policy Maximum sum to be paid to each insured per travel plan
Golf Holiday cover
Golfing equipment lost, includes those in use S$2,000 (You receive up to S$1,000 for any particular article, or a set of articles, where excess payable stands at S$100)
Hole-in-one S$1,000
Golfing equipment is hired S$500 (You receive up to S$100 for every 24 hours)
Green fees not used S$500
Buggy damage S$500
Wedding and Photoshoot overseas for each couple
Marriage Certificate loss S$250
Marriage attire and accessories loss S$8,000 (You receive up to S$2,000 for any particular article, or a set of articles, where excess payable stands at S$100)
Personal liability of guests invited S$1 million
Marriage service providers fail financially S$15,000
Photo album of marriage lost S$250
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