Compare Travel Insurance Singapore

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While globetrotting, there may come a time when you are in unfamiliar surroundings and need to tackle emergencies. This is exactly when a travel insurance policy comes in handy. Travel insurers in Singapore offer comprehensive packages to protect you against situations such as personal accidents, theft, loss of baggage or documents, flight delays, illnesses, and other travel-related issues.

BankBazaar Singapore has done an extensive research on all the insurers in the country in this article. Go ahead and compare the travel insurance policies to choose the best one for you and your family.

Which Type of Travel Insurance Should You Go For

  • Travel Insurance for ASEAN:The Association of Southeast Asian Nations or ASEAN has 10 member states in its portfolio, namely, Cambodia, Brunei Darussalam, Lao, Indonesia, Myanmar, the Philippines, Malaysia, Singapore, Vietnam, and Thailand.
  • Travel insurance for Asia Pacific:The travel insurance policies in Singapore offer coverage for regions in Asia Pacific like Australia, Japan, China, Hong Kong, India, Sri Lanka, Taiwan, New Zealand, Mexico, and Bangladesh, among others.
  • Travel insurance for global:The travel insurance for global means the rest of the world along with countries under Asia Pacific and ASEAN. The policies will not cover regions like Cuba, Syria, Iran, North Korea, Afghanistan, Sudan, and Liberia.

Coverage And Benefits Of Basic Travel Insurance Policies For Single Trip:

Plan/Coverage NTUC MSIG AXA Aviva FWD Great Eastern Etiqa Sompo AIA Hong Leong Tokio Marine
Accidental death and TPD cover Up to S$500,000 Up to S$500,000 Up to S$500,000 Up to S$500,000 Up to S$400,000 Up to S$300,000 Up to S$400,000 Up to S$500,000 Up to S$500,000 Up to S$300,000 Up to S$300,000
Medical expense cover in Singapore Up to S$50,000 Up to S$75,000 Up to S$60,000 Up to S$80,000 Up to S$30,000 Up to S$25,000 Up to S$15,000 Up to S$30,000 Up to S$50,000 Up to S$20,000 Up to S$25,000
Overseas medical expense cover Up to S$1 million Up to S$1 million Up to S$600,000 S$250,000 - unlimited Up to S$1 million Up to S$500,000 Up to S$1 million Up to S$1 million Up to S$2 million Up to S$500,000 Up to S$500,000
Emergency medical evacuation Unlimited Up to S$1 million Unlimited S$250,000 - unlimited Unlimited Up to S$1 million Up to S$1.5 million S$600,000 - unlimited S$500,000 - as charged Unlimited Up to S$1 million
Baggage loss/delay Up to S$8,000 Up to S$7,500 Up to S$10,000 Up to S$8,000 Up to S$7,500 Up to S$5,000 Up to S$5,000 Up to S$8,000 Up to S$8,000 Up to S$7,000 Up to S$7,500
Loss of documents Up to S$8,000 Up to S$5,000 Up to S$5,000 Up to S$5,000 Up to S$1,000 Up to S$5,000 Up to S$750 Up to S$5,000 Up to S$5,000 Up to S$4,000 Up to S$5,000
Flight delay Up to S$2,0000 Up to S$1,500 Up to S$2,000 Up to S$2,000 Up to S$1,000 Up to S$1,200 Up to S$800 Up to S$2,000 Up to S$1,000 Up to S$1,000 Up to S$1,200
Trip Cancellation Up to S$15,000 Up to S$15,000 Up to S$12,000 Up to S$20,000 Up to S$15,000 Up to S$15,000 Up to S$15,000 Up to S$15,000 Up to S$15,000 Up to S$12,000 Up to S$10,000
Personal liability cover Up to S$1 million Up to S$1 million Up to S$1 million Up to S$2 million Up to S$1 million Up to S$1 million Up to S$1 million Up to S$1 million Up to S$1 million Up to S$1 million Up to S$1 million
Pregnancy Cover Not available Available Available Available Not available Available Not available Not available Available Not available Available
Pre-existing Condition Cover Available* Available* Not available Not available Not available Not available Not available Not available Not available Not available Not available

*Available only under Pre-X/Ex packages

A lot of people travel with expensive clothing or equipment. Suppose you are going abroad to shoot a documentary, you may carry really valuable video equipment in your suitcase. What if your luggage gets lost or the items get damaged? In such a case, travel insurance policies are priceless and premium plans can be a good choice for you since their payouts are higher and can reimburse close to the value you could lose. For instance, NTUC travel insurance offers a payout of up to S$8,000 for loss of baggage and personal documents.

In case of medical expenses, the table above shows that AIA travel insurance provides up to S$2 million when you are overseas. If you are visiting places like New York or San Francisco and you fall ill during your trip, AIA will insure you and reimburse your hospital bills. One of the reasons for offering a high coverage is that hospital beds in such regions can go over US$10,700. The amount can increase depending on your medical condition.

Say you are visiting Europe for a holiday. If you miss the flight due to traffic or it gets cancelled because of bad weather conditions, you might arrive a day late to Europe. Hence, if you take travel insurance, the policy will compensate you for travel inconveniences like trip cancellation or delay in travel of around S$20,000.

Certain travel insurance policies like the Great Eastern TravelSmart Premier plan offer pregnancy cover for women who are travelling. If you are in your first trimester, this travel insurance policy will insure you for an amount of up to S$5,000 if you get hospitalised overseas.

Let’s take a look at each travel insurer in Singapore and what they offer.

AIA Around The World Plus Key Highlights

  • Choose from 3 plans - Premier, Deluxe, and Classic.
  • Get a coverage of up to S$5,000 for loss of travel documents and money.
  • Enjoy up to S$15,000 cash benefit in case of trip cancellation.

AIA Around The World Plus offers 2 policies - single trip and annual trip. The single trip policy will cover up to 182 days for each trip, while the annual trip policy covers up to 90 days per trip. This insurance policy offers up to S$8,000 for loss of laptop and baggage. Pregnant women also get a coverage under this policy for an amount of up to S$8,000. If your home contents get stolen due to theft or burglary while you are travelling, AIA will insure you up to S$5,000. Apart from this, you can also enjoy car rental excess coverage as much as S$1,000.

Coverage type Accidental death and TPD cover Overseas medical expenses Travel inconvenience Medical expenses in Singapore
Coverage amount Up to S$500,000 Up to S$2 million Up to S$15,000 Up to S$50,000

Allianz Global Assistance Key Highlights

  • Select from 3 plans - Bronze, Silver, and Gold.
  • Get unlimited coverage for emergency medical evacuation under select plans.
  • Receive a coverage of up to S$25,000 for trip cancellation or interruption.

Allianz Global Assistance offers coverage of up to S$8,000 to pregnant women if you get hospitalised overseas due to sickness. You will also get a payout of up to S$500 if you buy traditional Chinese medicine locally/overseas. In addition, if your relative or a family member visits you at the hospital abroad, Allianz Global Assistance will take care of the costs and pay as much as S$10,000. They have even enhanced their terrorism coverage and are offering up to S$100,000. If you, by chance, damage a property belonging to a third party, this policy will insure you up to S$1 million.

Coverage type Accidental death and TPD cover Overseas medical expenses Travel inconvenience Medical expenses in Singapore
Coverage amount Up to S$100,000 S$400,000 - Unlimited Up to S$25,000 Up to S$50,000

Aviva Travel Insurance Key Highlights

  • Choose from 3 plans - Travel Lite, Travel Plus, and Travel Prestige.
  • Get unlimited coverage for overseas medical expenses under the Travel Prestige plan.
  • Enjoy up to S$8,000 for loss of luggage.

The Travel Prestige plan allows you to change travel dates. Under the same plan, get unlimited coverage for medical expenses incurred overseas. This plan also covers your home contents up to S$15,000 in case of theft or burglary. All three plans come with optional covers. If you lose your ski pass or ski lift pass, you will get back S$500 as a payout. Also, if you hire water sports equipment, Aviva will reimburse a maximum amount of S$500. For loss of wedding attire and accessories, you and your spouse will get back up to S$8,000. All three plans offer coverage against loss of frequent flyer points and pregnancy-related issues.

Coverage type Accidental death and TPD cover Overseas medical expenses Travel inconvenience Medical expenses in Singapore
Coverage amount Up to S$500,000 S$250,000 - unlimited Up to S$20,000 Up to S$80,000

AXA SmartTraveller Insurance Key Highlights

  • Select from 2 plans - Essential and Comprehensive.
  • Enjoy a payout of up to S$10,000 for compassionate visit.
  • Get a maximum coverage of S$12,000 in case of trip cancellation.

If you damage your phone, laptop, or any other electronic device, you will get a cash benefit of up to S$2,000. If you are pregnant and get hospitalised overseas, you will get compensated for a maximum of S$8,000. While travelling, it may happen that you lose your luggage or personal belongings. In that case, AXA will reimburse the loss and give you up to S$10,000 (S$800 per article). This policy also offers a personal liability benefit of up to S$1 million. AXA will also take care of the costs incurred from trip curtailment, hospital visits, and medical expenses in Singapore.

Coverage type Accidental death and TPD cover Overseas medical expenses Travel inconvenience Medical expenses in Singapore
Coverage amount Up to S$500,000 Up to S$600,000 Up to S$20,000 Up to S$60,000

Budget Direct Travel Insurance Key Highlights

  • Choose from 2 plans - Basic and Comprehensive.
  • Enjoy a cover of up to S$500,000 for emergency medical evacuation.
  • For travel delay, get up to S$1,000 under the Comprehensive plan.

Budget Direct Travel Insurance will cover you up to S$5,000 if you lose your baggage and personal items whilst on the trip. In case of theft or burglary of your home contents, Budget Direct will pay you an amount of up to S$5,000. The Comprehensive package will give you a payout of up to S$2,000 for rental vehicle excess. The same plan also offers cover for benefits like hijack of public conveyance, kidnap and hostage, passive war, and terrorism. If you lose your cash while travelling, you will get back up to S$250.

Coverage type Accidental death and TPD cover Overseas medical expenses Travel inconvenience Medical expenses in Singapore
Coverage amount Up to S$250,000 Up to S$250,000 Up to S$10,000 Up to S$25,000

Chubb Travel Insurance Key Highlights

  • Select from 4 plans - First, Business, Economy, and Saver.
  • Get additional coverage for rental vehicle excess and alternative accommodation expenses.
  • Enjoy up to S$2,000 for travel interruption.

If you fall ill or suffer from accidental injuries overseas and opt for traditional Chinese medicine, you will get a cover of up to S$750 for the expenses incurred. This policy also takes care of legal costs of up to S$150,000 in case you get falsely arrested or detained by the government of the country you are in. You will get a maximum coverage of S$5,000 if your wedding photoshoot overseas gets postponed or cancelled. Winter sports like snowboarding, water sports like diving, biking sports, and outdoor sports are also covered under this policy for an amount of up to S$200,000.

Coverage type Accidental death and TPD cover Overseas medical expenses Travel inconvenience Medical expenses in Singapore
Coverage amount Up to S$500,000 Up to S$2 million Up to S$20,000 Up to S$20,000

DirectAsia Travel Insurance Key Highlights

  • Pick from 4 plans: DA150, DA200, DA500, and DA1000.
  • Under DA1000, get up to S$1.5 million for emergency medical evacuation.
  • Get up to S$2,000 if your trip gets delayed.

DA1000, under this policy, is the most comprehensive plan and offers up to S$7,500 for compassionate visit. In case you lose your travel documents like passport or air tickets whilst on a trip, DirectAsia will compensate by giving you a cash benefit of up to S$7,500. This benefit is available for all plans. You can also opt for any of the optional benefits like extreme sports and activities like skiing and hiking and their equipment. You can even insure your maid and related costs like medical expenses, repatriation and evacuation will be taken care of. However, this benefit is available only for family plans.

Coverage type Accidental death and TPD cover Overseas medical expenses Travel inconvenience Medical expenses in Singapore
Coverage amount Up to S$500,000 Up to S$1 million Up to S$25,000 Up to S$50,000

EQ Travel Insurance Key Highlights

  • Choose from 2 plans - Deluxe and Essential.
  • Get a lump sum amount of up to S$5,000 for each dependent child in case of your accidental death.
  • Enjoy a cash benefit of up to S$12,000 for trip cancellation.

One of the most unique benefits of this policy is that you get a payout of up to S$200 if your food and drinks left in your fridge get spoilt while you’re on your trip. Also, if a fire breaks out in your house while you are away, the policy will compensate for the damaged home contents up to S$5,000. Before travelling, you may keep your pet in a kennel or pet hotel. If your flight gets delayed, the policy will pay for the extra cost you will incur up to S$300 for keeping your pet in the kennel/pet hotel. EQ Travel Insurance provides coverage for terrorism and rental car excess.

Coverage type Accidental death and TPD cover Overseas medical expenses Travel inconvenience Medical expenses in Singapore
Coverage amount Up to S$350,000 Up to S$500,000 Up to S$25,000 Up to S$25,000

ERGO Travel Protect Travel Insurance Key Highlights

  • Pick from 4 plans - Basic, Essential, Standard, and Deluxe.
  • Enjoy up to S$1,000 coverage for credit card indemnity.
  • Get a maximum of S$8,000 if you lose your baggage, including jewellery and laptop.

ERGO TravelProtect Travel Insurance will insure your home contents up to S$5,000 in case a fire breaks out in your absence. Also, if you are pregnant and travelling in your first trimester, you will get a coverage of up to S$8,000 if you get hospitalised overseas. Apart from this, you will get up to S$500 under pet care cover. The policy covers adventure sports and terrorism as well. In case of golfers cover, you will get back up to S$1,000 if your equipment is lost or damaged and up to S$250 as green fees loss.

Coverage type Accidental death and TPD cover Overseas medical expenses Travel inconvenience Medical expenses in Singapore
Coverage amount Up to S$500,000 Up to S$1.5 million Up to S$20,000 Up to S$50,000

Etiqa ePROTECT Travel Key Highlights

  • Choose from 3 plans - Basic, Economy, and Business.
  • Enjoy a coverage of up to S$1.5 million for medical evacuation.
  • Get a maximum payout of S$15,000 in case of trip cancellation.

If you purchase this policy, you will get a discount of 56% on single trip plans, 35% on annual trip plans, and an extra 10% on Fridays during the TEIF sale. You can even apply for an in-flight plan for free and get a personal accident coverage of up to S$50,000. All the other plans will give you a cash benefit of up to S$800 for travel delay. If your travel documents and money get stolen or lost, you can get a coverage of up to S$750. Your cover will get extended automatically for a maximum of 7 days.

Coverage type Accidental death and TPD cover Overseas medical expenses Travel inconvenience Medical expenses in Singapore
Coverage amount Up to S$400,000 Up to S$1 million Up to S$15,000 Up to S$15,000

FWD Travel Insurance Key Highlights

  • Pick from 3 plans - Premium, Business, and First.
  • Enjoy coverage of up to S$7,500 if your personal belongings get stolen or damaged.
  • Get a payout of up to S$900 for baggage delay.

FWD Travel Insurance offers unlimited coverage for emergency medical evacuation. Your policy will also get extended automatically for up to 21 days. If lose your credit card or it gets stolen and you realise that the card is being used fraudulently, this policy will give back up to S$1,000 to compensate for the loss. In terms of personal liability, you are covered for an amount of up to S$1 million. If you are in a hospital overseas and want to bring a family member to the hospital, the policy will take care of the expenses up to S$10,000.

Coverage type Accidental death and TPD cover Overseas medical expenses Travel inconvenience Medical expenses in Singapore
Coverage amount Up to S$400,000 Up to S$1 million Up to S$15,000 Up to S$30,000

Great Eastern Travel E@sy Key Highlights

  • Consists of only 1 plan at an affordable premium.
  • Get automatic extension on coverage for up to 30 days.
  • Enjoy up to S$5,000 coverage for trip cancellation.

The Great Eastern Travel E@sy plan offers coverage for trip interruption up to S$5,000. Get covered for up to S$2,000 for the loss of your home contents. In terms of rental vehicle excess, you can get a maximum payout of S$750. The plan also offers a terrorism extension cover of up to S$100,000, which excludes terrorism through chemical, biological, and nuclear methods. Other than this, you will also get a coverage amount of up to S$1 million for emergency medical evacuation.

Coverage type Accidental death and TPD cover Overseas medical expenses Travel inconvenience Medical expenses in Singapore
Coverage amount Up to S$100,000 Up to S$200,000 Up to S$10,000 Up to S$10,000

Great Eastern TravelSmart Premier Key Highlights

  • Select from 3 plans - Basic, Classic, and Elite.
  • Get covered for up to S$10,000 for home contents loss/damage.
  • Enjoy a maximum of S$5,000 for loss of baggage.

In case of your accidental demise in a public transport, your beneficiaries will get a payout of up to S$600,000. This policy also takes care of funeral costs of up to S$3,500. Apart from this, the TravelSmart Premier policy offers coverage of up to S$5,000 for pregnancy-related issues under selected plans. While travelling, if you lose your money and personal documents, you will get an insurance amount of up to S$5,000. This policy also cover you for credit card fraud, pet care, rental vehicle excess, leisure adventure sports, and golf. In the event of terrorism during your travel, receive a maximum compensation of up to S$100,000.

Coverage type Accidental death and TPD cover Overseas medical expenses Travel inconvenience Medical expenses in Singapore
Coverage amount Up to S$300,000 Up to S$500,000 Up to S$15,000 Up to S$25,000

Hong Leong Assurance Travel Protect360 Key Highlights

  • Pick from 3 plans - Basic, Enhanced, and Superior.
  • Enjoy unlimited coverage for medical evacuation.
  • Get a coverage amount of up to S$7,000 for baggage loss.

If you select the single trip travel insurance, you will get a free wi-fi voucher along with attractive discounts worldwide. With the multi-trip annual travel insurance policy, you can get free access to business lounges or wi-fi along with attractive discounts across the globe. Apart from this, get a personal liability coverage of up to S$1 million. The policy also offers payouts for loss of home contents in the event of burglary and rental car excess. All plans under this policy overseas funeral expenses of up to S$2,000.

Coverage type Accidental death and TPD cover Overseas medical expenses Travel inconvenience Medical expenses in Singapore
Coverage amount Up to S$300,000 Up to S$500,000 Up to S$12,000 Up to S$20,000

Liberty Insurance TourCare Plus Key Highlights

  • Choose from 2 plans - Standard and Supreme.
  • Receive a payout of up to S$200,000 for urgent medical evacuation as a result of pre-existing medical condition.
  • Enjoy a benefit of up to S$10,000 for trip cancellation.

Liberty Insurance TourCare Plus covers you if you are travelling in your first trimester. This means, you will get a coverage amount of up to S$5,000. You even get up to S$5,000 to take care of additional accommodation expenses. The plans will get automatically extended for up to 7 days. Also, if you lose your money and travel documents, you will get payout of up to S$500 and S$5,000, respectively. In terms of personal liability, you are insured up to S$1 million. Apart from this, you will also get a daily hospital allowance of S$200 per day for up to S$30,000, when overseas.

Coverage type Accidental death and TPD cover Overseas medical expenses Travel inconvenience Medical expenses in Singapore
Coverage amount Up to S$300,000 Up to S$500,000 Up to S$10,000 Up to S$25,000

Liberty Insurance TourCare Essential Key Highlights

  • Choose from 3 plans - Economy, Executive, and Elite.
  • Enjoy unlimited coverage for emergency medical evacuation.
  • Get covered for  up to S$5,000 for trip disruption.

The TourCare Essential plan gives coverage for terrorism and infectious diseases from quarantine zones overseas. In case of withdrawal of hotel services as a result of a strike/riot, you will get a payout of up to S$200. Also, enjoy up to S$5,000 for loss of travel documents. This policy comes with a 24-hour travel assistance service called the Liberty Helpline. You can also get a benefit of up to S$100 for telephone expenses if you have to make any emergency medical calls. In case of pregnancy-related illness, if you get hospitalised overseas, you will get a coverage of up to S$5,000.

Coverage type Accidental death and TPD cover Overseas medical expenses Travel inconvenience Medical expenses in Singapore
Coverage amount Up to S$300,000 Up to S$500,000 Up to S$10,000 Up to S$25,000

Liberty Insurance Overseas StudentCare Key Highlights

  • Get comprehensive covers for accident, health, and travel when you are studying overseas or on term breaks.
  • Enjoy a payout of S$100,000 in case of death or TPD due to criminal assault.
  • Receive a coverage of S$500 if you lose your travel documents.

If you are an international student, this policy can be ideal for you. You can get up to S$15,000 if you have paid the tuition fee in advance and could not continue the current semester due to your hospitalisation, TPD or death in the family. In case of your accidental demise, this policy will repay your study loan of up to S$5,000. If your sponsor dies in an accident or becomes permanently disabled, then this policy will pay up to S$15,000 for your tuition fee. Other than this, the policy also waives the hospital admission deposit at selected hospitals in China, Hong Kong, and Taiwan.

Coverage type Accidental death and TPD cover Overseas medical expenses Travel inconvenience Medical expenses in Singapore
Coverage amount Up to S$200,000 S$15,000 Up to S$1,000 Up to S$5,000

MSIG TravelEasy Key Highlights

  • Select from 3 plans - Standard, Elite, and Premier.
  • Get up to S$5,000 as mobility aid reimbursement cover.
  • Enjoy up to S$7,500 if your baggage gets stolen or damaged.

MSIG TravelEasy policy offers a lump sum payout of up to S$5,000 in case of accidental demise of a covered parent. In terms of medical costs, if you have any emergency dental expenses, this policy will reimburse up to S$15,000. The policy also covers you if you are pregnant and get hospitalised overseas up to S$3,000. Apart from this, MSIG TravelEasy pays a maximum amount of S$4,000 in case you are in the ICU overseas. The policy comes with medical and travel services, extreme sports cover, golfer’s cover, and terrorism cover, to name a few.

Coverage type Accidental death and TPD cover Overseas medical expenses Travel inconvenience Medical expenses in Singapore
Coverage amount Up to S$500,000 Up to S$1 million Up to S$15,000 Up to S$75,000

MSIG TravelEasy Pre-Ex Key Highlights

  • Choose from 3 plans - Pre-Ex Standard Plan, Pre-Ex Elite, and Pre-Ex Premier Plan.
  • Get pre-existing medical condition cover of up to S$350,000.
  • Enjoy up to S$1,500 for delay in departure.

MSIG TravelEasy Pre-Ex policy offers Pre-Ex Critical Care cover for overseas hospitalisation expenses arising from a pre-existing medical condition, starting from S$175,000 to S$350,000. You will also get a full terrorism cover of up to S$500,000. If a fire breaks out in your house while you are away or in case of burglary, then you will get home contents cover of up to S$15,000. If you have any unused entertainment tickets to concerts, theme parks, events, performances, or sports events, then you will get up to S$500 under selected plans. In case of passive war resulting in your death or TPD, get a payout of up to S$500,000.

Coverage type Accidental death and TPD cover Overseas medical expenses Travel inconvenience Medical expenses in Singapore
Coverage amount Up to S$500,000 Up to S$1 million Up to S$15,000 Up to S$75,000

MSIG Global Study Key Highlights

  • Select from 2 plans - Classic and Premier.
  • Receive a coverage for adventure sports under the Premier plan.
  • Get a coverage of up to S$500 for loss of travel documents.

MSIG Global Study policy offers high coverage to students studying overseas. For instance, If you fall ill and need to be evacuated urgently, the policy will take care of the expenses up to S$1 million. The policy will also bear the expenses of getting a relative or a family member to the overseas hospital you are admitted in. In this case, the policy will pay a coverage amount of up to S$10,000. If your sponsor (parent) dies or becomes permanently disabled, the policy will pay up to S$15,000 towards your tuition fees. In terms of personal liability, MSIG Global Study will give you a benefit of up to S$500,000.

Coverage type Accidental death and TPD cover Overseas medical expenses Travel inconvenience Medical expenses in Singapore
Coverage amount Up to S$150,000 Up to S$50,000 Up to S$15,000 Up to S$50,000

NTUC Income Travel Insurance Key Highlights

  • Pick from 3 plans - Classic, Deluxe, and Preferred.
  • Get a personal liability coverage of up to S$1 million.
  • In case of lost or damaged baggage, you will get up to S$8,000.

With the NTUC Income Travel Insurance plan, you will get a full terrorism cover of up to S$200,000. Also, get up to S$50,000 as overseas hospital allowance (S$200 per day). Moreover, if you enhance the packages by also opting for the Enhanced PreX plan, you will get coverage for pre-existing medical conditions. For instance, get insured for medical expenses incurred overseas due to pre-existing medical conditions of up to S$1 million. The enhanced packages will also give you a benefit of up to S$15,000 if you cancel your trip due to your medical conditions.

Coverage type Accidental death and TPD cover Overseas medical expenses Travel inconvenience Medical expenses in Singapore
Coverage amount Up to S$500,000 Up to S$1 million Up to S$15,000 Up to S$50,000

QBE Travelon Cover Key Highlights

  • Choose from 2 plans - Standard Plus and Super Plus.
  • Enjoy unlimited medical evacuation cover.
  • Get a coverage amount of up to S$6,000 for baggage and personal items loss.

This travel insurance policy will protect your home contents up to S$5,000. Also, for rental car excess, you will get a payout of up to S$1,000. In terms of loss/theft of money or travel documents, you will get up to S$5,000 as coverage (loss of money will be covered up to S$500). In case you had to get admitted to a hospital overseas for any pregnancy-related illness, you will get a payout of a maximum of S$8,000. You will also get an overseas hospital allowance benefit of S$200 per day for up to S$50,000.

Coverage type Accidental death and TPD cover Overseas medical expenses Travel inconvenience Medical expenses in Singapore
Coverage amount Up to S$250,000 Up to S$1 million Up to S$25,000 Up to S$25,000

Sompo TravelJoy Insurance Key Highlights

  • Select from 4 plans - Vital, GO Japan!, Deluxe, and Elite.
  • Get up to S$25,000 for skin transplantation as a result of third degree burns.
  • Enjoy a benefit of up to S$5,000 for loss of travel documents.

This policy also offers a coverage amount of up to S$350,000 for leisure underwater activities like hot-air balloon, parasailing, and water rafting. If you accidentally have a miscarriage while travelling, you will get a recuperation allowance of up to S$200 (except for the Vital plan). Get higher rental excess cover of up to S$2,000 with this travel insurance policy. Get quarantine allowance against 16 different infectious diseases of up to S$100 per day for a maximum of 5 days. Also enjoy golf cover of up to S$1,000 that covers loss/damage to equipment, damage of the buggy, unused green fees, and hole-in-one.

Coverage type Accidental death and TPD cover Overseas medical expenses Travel inconvenience Medical expenses in Singapore
Coverage amount Up to S$500,000 Up to S$1 million Up to S$15,000 Up to S$30,000

The Wise Traveller Travel Cover Key Highlights

  • Take unlimited number of trips in a year.
  • Enjoy unlimited emergency medical evacuation cover.
  • In case of loss or damage of baggage or property, get a coverage amount of S$5,000.

The Wise Traveller Travel Cover is managed by Allianz Global Assistance and underwritten by Tokio Marine Insurance Singapore. With this policy, you will get unlimited assistance and repatriation of mortal remains. Whilst overseas, if you have any emergency dental treatment or surgery, you can get a payout of up to S$700. This policy also comes with baggage delay coverage of S$1,000, travel delay coverage of S$1,000, and loss of travel documents of S$700. In addition, if you get a Chinese medical treatment, you will get a cover of up to S$1,000 from The Wise Traveller.

Coverage type Accidental death and TPD cover Medical expenses Travel inconvenience
Coverage amount Up to S$208,000 Up to S$312,000 Up to S$10,500

Note: The values in the table have been converted from USD based on the FX rates of 1 May 2018.

Tokio Marine TM Xplora Key Highlights

  • Select from 2 plans - Classic and Premier.
  • Receive up to S$300 for any unused entertainment tickets or loss of air miles.
  • For trip curtailment, enjoy a payout of up to S$15,000.

Tokio Marine TM Xplora gives a lump sum payout for accidental death and permanent disability. If you miss your connecting flight, this policy will give you a cash benefit of up to S$200 for extra meals, accommodation, and refreshments. As personal liability, you will get a lump sum coverage amount of up to S$1 million. The policy also covers you for terrorism, credit card fraud, and adventure sports. Furthermore, if you lose or damage your golf equipment, you will get a maximum of S$1,000. In terms of home care, you will get up to S$5,000 if a fire breaks out while you are travelling.

Coverage type Accidental death and TPD cover Overseas medical expenses Travel inconvenience Medical expenses in Singapore
Coverage amount Up to S$300,000 Up to S$500,000 Up to S$15,000 Up to S$25,000

UOI Unisure Leisure Travel Insurance Key Highlights

  • Choose from 2 plans - Silver and Gold.
  • Receive a payout as overseas hospital confinement allowance of up to S$10,000.
  • Enjoy a coverage of up to S$10,000 for trip curtailment.

If you get hospitalised overseas and want to bring a relative or family member, this policy will take care of the travelling expenses up to S$5,000. You will also get HomeSure benefit, where your home contents are covered up to S$5,000. If any of your baggages or personal items get lost/damaged, then this policy will pay a maximum of S$5,000 as compensation for the loss. Moreover, the Gold plan will cover you for rental vehicle excess up to S$500 if the rental vehicle gets damaged. Both the plans under this policy offer coverage for terrorism.

Coverage type Accidental death and TPD cover Overseas medical expenses Travel inconvenience Medical expenses in Singapore
Coverage amount Up to S$250,000 Up to S$500,000 Up to S$10,000 Up to S$30,000

*Travel inconvenience covers trip cancellation, trip postponement, travel delay, travel diversion, travel misconnection, travel curtailment, trip interruption, baggage delay, loss/damage to baggage, and loss of travel documents.

How Much Will Your Travel Insurance Cost

Here’s a table with the approximate costs you will incur for a single trip travel insurance policy with different insurers in Singapore. For the purpose of illustration, we have considered individual plans and taken the following premise:

  • Trip duration: 11 October 2018 to 17 October 2018.
  • ASEAN cover country chosen: Indonesia.
  • Asia Pacific cover country chosen: Australia.
  • Worldwide cover country chosen: United Kingdom
Insurer Premium Range (Basic/Enhanced/Premium)
  ASEAN Asia Pacific Worldwide
AIA S$36.30 - S$76.65 S$55.45 - S$105.90 S$75.60 - S$123
Allianz Global Assistance S$40 - S$88 S$54 - S$115 S$80 - S$138
Aviva S$31.41 - S$58.02 S$39.69 - S$73.21 S$59.49 - S$110.01
AXA S$37.80 - S$48.30 (after 30% discount) S$37.80 - S$48.30 (after 30% discount) S$53.20 - S$65.80 (after 30% discount)
Budget Direct S$15.53 - S$23.07 S$19.41 - S$28.83 S$26.98 - S$40.08
Chubb S$42.50 - S$74.50 S$45 - S$78 S$86 - S$153
DirectAsia S$20 - S$31 S$25 - S$40 S$39 - S$53
EQ Travel S$32 - S$48 Not covered S$61 - S$77
ERGO S$14 - S$61.60 Not covered S$40.60 - S$76.30
Etiqa S$17.86 - S$32.09 S$18.74 - S$39.11 S$26.84 - S$59.05
FWD S$25 - S$44 S$27 - S$53 S$41 - S$66
Great Eastern TravelSmart Premier S$35 - S$40.60 S$35 - S$40.60 S$53.90 - S$63.70
HL Assurance S$48 -S$78 S$53 - S$85 S$68 - S$121
Liberty Insurance TourCare Essential S$26 - S$55 S$35 - S$72 S$50 - S$92
Liberty Insurance TourCare Plus Not available Not available Not available
Liberty Insurance Overseas StudentCare S$200 (for 3 months) S$300 (for 6 months) S$400 (for 12 months)
MSIG TravelEasy S$26 - S$49 S$32 - S$61 S$46.50 - S$80
MSIG Global Study S$64.20 - S$149.80 (for 1 month) S$128.40 - S$299.60 (for 3 months) S$224.70 - S$524.30 (for 6 months)                                   S$321 - S$749 (for 12 months)
NTUC Income S$22.20 - S$44.40 (after 40% discount) S$27.60 - S$58.20 (after 40% discount) S$46.20 - S$80.40 (after 40% discount)
NTUC Income Enhanced PreX S$22.20 - S$44.40 (after 40% discount) S$27.60 - S$58.20 (after 40% discount) S$46.20 - S$80.40 (after 40% discount)
QBE Travelon Cover S$30 - S$43 S$30 - S$43 S$65 - S$90
Sompo S$21.45 - 34.10* (after 45% discount) S$27.50 - S$46.75* (after 45% discount) S$40.15 - S$58.30* (after 45% discount)
The Wise Traveller Not available Not available Not available
Tokio Marine S$60 - S$78 S$60 - S$78 S$86 - S$111
UOI S$38- S$55 S$49 - S$74 S$76 - S$92

*Promotion ends on 30 September 2018

The prices of the travel insurance policies are competitive because there are around 21 insurers selling this product. You will benefit from it since you have a variety of products to choose from. Most insurers offer around 3 comprehensive plans with various levels of protection. This helps to keep the premiums affordable.

The premiums are priced according to the destinations and duration of the trip and the type of benefits you get. The price of a policy will increase if the regional coverage extends. For example, if you take a trip for a week to any of the ASEAN regions, the premium for a basic plan will be between S$14 to S$60, whereas a basic plan global trips will cost you a maximum of S$86.

The prices of the premiums also depend on the length of the trip. The table above shows the prices for single trip plans, where the trip can last for up to 182 days per trip. However, we have made a comparison for a trip of approximately 8 days. If you select annual multi-trip plans, the length of the trip will be up to 90 days per trip and the premium prices will increase as a single policy will cover unlimited trips in a given year. For example, AIA Around The World Plus offers a basic plan for S$36.30 if you visit Indonesia. But, if you select an annual multi-trip plan for the same country, then the premium for the basic plan will be S$250.

According to the table, the cheapest premium is that of Budget Direct, where the price starts from S$18, while Tokio Marine travel insurance plan is priced from S$60. Budget Direct travel insurance policy does not offer coverage for any pregnancy-related illness, whereas, Tokio Marine provides up to S$5,000 as pregnancy coverage.

Depending on the benefits and coverage, the premiums of the policies can differ. If the policy covers adventure sports, pre-existing medical conditions, or pregnancy, the premiums can be expensive. A basic plan is the cheapest as it may not cover such situations. Great Eastern TravelSmart Premier, for example, offers coverage for leisure adventure sports and pregnancy under its Elite plan, which is why the premiums are between S$40.60 and S$63.70. The Basic plan, on the other hand, does not provide payouts for these benefits. Hence, the price of the premium is around S$35.

How to Decide Which Travel Insurance Is Right for You

Purchasing a travel insurance policy is something that most people take for granted. Very few people actually buy it before time and even fewer compare to find the right travel insurance in the country. Moreover, the only time you might be interested to buy a policy is during ongoing promotions.

Due to such promotions, the prices of premiums are considerably slashed. But, it is highly inadvisable to buy travel insurance just because it is cheap. Have a look at the list below to know how to find the best travel insurance policy.

Look at the Benefits

A travel insurance policy will cover you for a host of situations, starting from the smallest inconveniences to the most terrible ones. Imagine how it would feel if your luggage gets delayed for a night and you have to be in the same clothes. Or you get stung by a jellyfish while taking a dip in the sea and need urgent medical attention.

Hence, you should have coverage for lost and delayed baggage, trip cancellations and delays, and emergency medical treatments.

Look for Extra Coverage

If you want to travel for adventure sports like mountain climbing or white water rafting, it is imperative to check if your policy covers such activities.

If you’re travelling while being pregnant, some policies even offer cash benefit for pregnancy-related issues if you get hospitalised overseas.

If you are someone who likes to drive and reach places, then you should take a plan that offers coverage for rental vehicle excess. In this case, if you’ve damaged or lost the hired vehicle, the policy will cover the excess amount you need to pay.

Look for Pre-Existing Medical Conditions Cover

While comparing travel insurance, look for a policy with a pre-existing medical conditions benefit, especially if you have been diagnosed with one anytime in the past. This kind of ailment includes (but not limited to) asthma, hypertension, eczema, and high cholesterol. These medical conditions are not covered in most travel plans and if you, without this benefit, need medical attention, the expenses will reach the roof.

In 2017, Mr. Jimi Cheong had a cardiac arrest in Japan and fell into a coma. The medical expenses were alone S$120,000 and would take another S$120,000 to bring him through medical evacuation to Singapore. Since he was diagnosed with a heart failure in 2012, his insurer considered this a pre-existing medical condition and, hence, a claim was not possible. Therefore, the key takeaway from the story is that if you have a medical condition, look for a policy which gives the necessary coverage.

Look at the Exclusions

Some travel insurance policies will not cover pre-existing medical conditions and they mention this only in their brochure. Hence, read it thoroughly to know about the exclusions, which also include war, self-inflicted injury, nuclear, chemical or biological terrorism, AIDS, alcohol and drugs, and suicide, among others.

Look at the Premiums

If you compare travel insurance on any website, you will see that the cheapest option is not always the best option. That’s because the cheapest policy will offer the lowest coverage. While this maybe a good option for some travellers, there’s no point in getting a coverage of S$1,000 for loss of baggage if you are carrying only the bare minimum for a vacation in Bangkok, for instance. If you pay more for a policy, the coverage will be significantly higher. But, this is a feasible option only if you are carrying valuable items in your suitcase or have bought really expensive flight tickets.

Look at the Policy Wording

Travel insurance policies may come with several terms and conditions, in terms of claims. An insurer, for example, might not give full coverage for delayed baggage if it’s delayed while returning to Singapore. Chubb Travel Insurance is a case in point. They offer up to S$1,200 for baggage delay when you travel overseas. If your baggage is delayed while returning to Singapore, this policy will give you only S$100.

Eligibility Criteria Should You Satisfy for Travel Insurance in Singapore

  • You should either be a Singaporean or a Permanent Resident of Singapore with a valid NRIC or FIN.
  • Foreigners must have a valid work pass, employment pass, long-term visit pass, or work permit.
  • You must be at least 18 years of age.
  • Your insured children must be unmarried.
  • The trip must start and end in Singapore.

Looking to Buy Travel Insurance in Singapore? Here’s How to Go About It

  • Go to the webpage of your preferred insurer.
  • Click on ‘Buy Now’ and you will be directed to the quotation page.
  • Key in the details of your trip like dates, destination, policy type, and group type.
  • Select the plan that suits your needs.
  • Fill up your personal details along with the flight information.
  • Confirm the details and click on ‘Submit’.

Alternatively, you can also call the customer care helpline and follow the instructions. You can even download the insurer’s mobile app and apply.

Also, you can send an online message to the insurer enquiring about a plan. The insurer will get in touch with you in 3 working days. Last but not the least, visit any of the nearest branches of your insurer and buy the policy.

Need to File a Claim? Here’s a Step-by-Step Guide

Offline

  • Visit the chosen travel insurance webpage, download the claim form, fill up the relevant details, and send it to the insurer along with the supporting documents.
  • You can also call on the 24-hour travel emergency hotline and speak to a representative to file a claim.

Online

  • Go to the travel insurance webpage, click on ‘Make a Claim’, fill up the relevant details in the online form, upload the supporting documents, and click on ‘Submit Claim’.
  • Download the mobile app, select ‘Çlaim’, upload the documents, and click on ‘Submit’.

Supporting Documents

Must submit

  • Travelling itinerary, boarding pass, flight tickets, or copy of passport with a stamp showing the departure and return dates.
  • Credit card statement that shows the SGD equivalent amount charged to the card.

Personal Accident, Emergency Medical Evacuation, Medical Expenses, and Repatriation

  • Original medical receipts/bills.
  • Doctor’s memo, discharge summary, or medical report.

Baggage Delay, Personal Baggage, Loss of Money/Passport/Documents

  • A police report.
  • Property Damage/Loss Irregularity Report.
  • Images of damaged products.
  • Warranty cards or purchase invoices for the items.
  • Luggage return acknowledgement slip.
  • A letter from the airline or carrier on period of baggage delay.

Missed Connection/Overbooking of Flight, Travel Delay, Flight Diversion, and Travel Disruption

  • A letter from the airline or carrier on period of interruption or disruption.
  • A written confirmation from the tour agency or hotel on the amount refunded and extra charges.

Trip Curtailment/Cancellation

  • A written confirmation from the tour agency or hotel on the amount refunded and cancellation/postponement charges.
  • A travel deposit receipt/hotel accommodation advice.
  • A proof of relationship (if applicable).
  • Medical report stating the diagnosis and not fit to travel (if applicable).

Rental Vehicle Return/Excess Cover

  • Rental vehicle contract/agreement.
  • Police evidence/report of the accident like photographs.
  • Original excess payment receipt.
  • Repair bill.

Personal Liability

  • Images of the damaged third party property.
  • Any documents or letter received from the third party for the claim.

Factors to Consider Before Buying Travel Insurance in Singapore

  • Sum insured: Travel insurance plans under a policy will differ based on type of benefits and amount of sum insured for each category like medical expenses, personal accident, and travel inconveniences. Hence, you have to decide how much cover you need before you buy a plan.
  • Perfect time to buy the plan: You should buy your travel insurance plan right after you finish planning your trip. A travel insurance plan comes with benefits like reimbursement of flight tickets if the airline cancels the flight or you cancel the trip. To enjoy the comprehensive benefits, you must buy a plan sooner than later.
  • Medical cover:This benefit is very important as medical expenses in a different country can be quite expensive. The plan you buy should have enough coverage to take care of such expenses and provide sufficient sum assured to your beneficiaries in case of your demise.
  • Price of the plan:While choosing the right plan, don’t forget to look at the price of the premiums. While affordable premiums will give you basic coverage, if you pay a few extra dollars, you will get a significantly higher coverage and more benefits. But, if you are carrying just the bare minimum, there’s no point in buying an expensive policy.
  • Offers and deals:Many insurers give discounts on premiums if you apply for the policy online within a stipulated time. Make use of these offers and get the premiums at a lower rate for more coverage.

Satisfied With Your Travel Insurance Policy? Here’s How to Renew It

Your policy will get renewed automatically once you pay the full premium prior to the expiry date. The payment must be done 15 days before the policy expires, upon which, a renewal certificate will be issued to you.

FAQs

Q. Do I have to go through a medical examination to buy a travel insurance policy?

A. Most insurance policies do not require you to undergo a medical examination, especially the ones which offer a pre-existing medical condition cover. But, if you have a pre-existing illness, you must mention it in the application form.

Q. What is the eligibility criteria for my child?

A. Your child must be between 0 and 18 years of age or a maximum of 23 years of age if he/she is unmarried and studying a full-time course from a recognised institution.

Q. Can I pay the premium in instalments?

A. Yes, you can. If your premium is high, then you can choose the Instalment Payment Plan (IPP) via your DBS, UOB, or POSB credit card and pay in instalments over 6 or 12 months at 0% interest. However, not all policies allow this method. Hence, talk to your insurer to know about the IPP.

Q. How long does it take to get the policy documents?

A. Some insurers take around 10 working days to send the policy documents, while others send them instantly. The documents will be sent to you either by post or via email. Get in touch with your insurer or read the policy wording to know more.

Q. Can I pay the premiums using my CPF savings?

A. No. You can use your CPF savings to pay health and life insurance premiums, but not travel insurance.

Q. I damaged my phone while overseas. Will the policy replace my phone?

A. If your phone is damaged, then the policy will give you a cash benefit up to a certain amount once you provide them with photos of the damaged phone, proof of repair like bills, and a report. The policy will not replace the phone.

Q. Do travel insurance policies cover rented cameras like a DSLR?

A. Most travel insurance policies cover electronics up to S$500 (approx coverage). So, if your gear is very expensive, the only thing you can do is take extra precautions.

News About Travel Insurance Singapore

  • Tay Kah Lok Wins Digital Agent of the Year 2018 Title

    At the third Asia Trusted Life Agents and Advisors Awards held in Manila on 7 May 2018, Tay Kah Lok, who works with Calvin Lee Organisation (one of AXA Insurance’s agency units), was named the Digital Agent of the Year 2018.

    He is a Senior Executive Financial Planner at the organisation. He was recognised as an agent who is digitally-savvy and uses the power of technology and social media to increase productivity, educate clients, and improve the industry’s value.

    Calvin Lee, Director of Financial Services at the Calvin Lee Organisation, said Tay Kah Lok is inspirational to others as he actively interacts with existing as well as potential customers, looking to educate them and help them make informed choices regarding their finances.

    Patrick Peck, Chief Distribution Officer, AXA Insurance, said it was very encouraging to see agents like Tay Kah Lok embrace digital technology so as to serve customers in a better way. This, he says, goes with AXA’s aim of being a partner for their customers rather than being just a claims payer.

    AXA aims at facilitating richer and more meaningful interactions with their customers, helping them make responsible and fruitful financial decisions.

    18 May 2018

  • FWD Joins Hands with DBS to Reduce Claims Payment Time to One Day

    The insurance company FWD plans to digitise its claims payment system with DBS’ application programming interface (API), DBS IDEAL RAPID. This should bring down the claims process from five days to one day.

    9th February 2018

  • Get up to 40% Discount on Allianz Global Assistance Travel Insurance

    Allianz Global Assistance, one of the world’s largest insurance provider, is offering all its new customers a discount of up to 40% on all its travel insurance policies. However, this promotional offer is valid only until 31 January 2018.

    17th January 2018

  • POSB Announces up to 60% Off on TravellerShield Plus

    POSB and its parent organisation DBS together with Chubb are offering new customers a promotional offer with a discount of up to 60% on TravellerShield Plus insurance plans. This offer is available on both Single Plan and Annual Trip Plans.

    15 January 2018

  • More Singaporeans Travelling Overseas for Christmas and New Year

    Christmas and New Year holidays have given two long weekends to Singaporeans, who are making good use of them with overseas trips. According to travel agencies, numbers of travellers to Japan, Europe, and other countries have significantly risen.

    26th December 2017

  • ERGO Launches Comprehensive Travel Insurance Product

    ERGO recently announced its entry into the Singapore insurance market with the launch of its travel insurance product - TravelProtect. It has been particularly envisaged to meet business and leisure travel requirements of  both the young and veteran populace. The comprehensive insurance product is perfectly designed and conceived to address potential travel risks encountered by frequent and occasional travellers - before, after and during the trip. Citing critical insights derived from its group company ERV, the popular insurance provider concluded that present day Singaporean travellers required a concrete travel insurance plan that address wide-ranging concerns. TravelProtect has several impressive features that suit unique and individual travel needs of travellers - for instance, whether the traveller needs an insurance cover on a rental car abroad or a sports protection, ERGO has the right benefits to offer. Currently, with four comprehensive insurance plans and a medical insurance cover of anywhere between SGD 25,000 to SGD 1.5 million, TravelProtect offers just the right choices for a hassle-free, seamless and uninterrupted business or holiday trip.

    13th October 2016

     
  • CIMB Bank and Sompo Insurance to distribute non-life insurance products

    CIMB and Sompo have tied up a deal to distribute travel and motor insurance. CIMB Bank will market and distribute the products to its 300,000 and growing customers. The products will be distributed via the branches and online. The bank is expecting 70% growth in its bancassurance over the next 3 years. Sompo is expecting the premiums generated through this partnership to quadruple by the year 2020.

    14th September 2016

     
  • Ministry of Foreign Affairs warns Singaporeans to take Necessary Precautions when travelling to Belgium

    Ministry of Foreign Affairs or the MFA has posted a travel notice on its website on July 19, 2016 urging Singaporeans to take all necessary precautions to ensure their personal safety when staying in or travelling to Belgium. It has mentioned that Singaporeans should avoid or stay vigilant in areas where police operations are ongoing, public gatherings and crowded places. MFA has also urged Singaporeans to purchase travel insurance and familiarize themselves with the Terms & Conditions of their policies.

    The National Terrorism Threat in Belgium continuous to remain 3 out of 4, meaning the threat is still probable and significant. The Belgium police caught 12 suspects last month during a massive anti-terror raid. These suspects sought to attack prominent areas in Brussels during football matches on the weekends. The country is on an even higher alert since the truck attack in Nice, France on Bastille Day.

    21st July 2016

     
  • OCBC Explorer Travel Insurance Promotion

    Runtime – This is an ongoing promotional offer.

    Particulars – You can enjoy discounts of up to 50% on the Single Trip Plans when you choose to make the payments using OCBC credit cards, debit cards or Online Banking.

    Avail a discount of up to 25% on the Annual Plans when you make the payments using OCBC credit cards, debit cards or Online Banking.

    Terms and Conditions – Please get in touch with the Oversea Chinese Banking Corporation to know more about the terms and conditions of this particular promotional offer.

     
  • MFA asks Singaporeans to be vigilant when travelling abroad

    Because of terrorist attacks in different parts of the world, Ministry of Foreign Affairs (MFA) has asked Singaporeans to stay vigilant when they are abroad and has requested them to register with the consulates. MFA also requested travellers to be aware of the local events taking place in their surrounding areas all the time. It asked travellers to ignore places with large gatherings and ones that are famous for demonstrations. It advised them to take all precautions for personal safety and be alert, follow instructions given by local authorities during emergency, buy a travel insurance and read all terms and conditions, stay in touch with relatives, etc. Singaporeans who are traveling abroad should eRegister themselves so that MFA can contact them, if required.

    10th July 2016

     
  • NTUC Wanderlust Promotion

    Run Time – This offer is valid from 1st to 30 July, 2016.

    Particulars – Get insurance policy from NTUC Income for your holidays and get a chance to win Singapore Airlines couple tickets to Hong Kong.

    Terms and Conditions:

    • You will win tickets only if you spend minimum $80 in one transaction (after discounts) on Travel Insurance.
    • Customers must apply for any NTUC Income’s Travel Insurance Classic or Deluxe single trip plan, Classic or Deluxe yearly plan, Enhanced Prex single trip plan or TravelBliss Per Trip and Annual plan.

     
  • American Express VoyageGuard Travel Insurance Promotion

    Runtime – This is an ongoing promotional offer.

    Particulars – Enjoy savings of 30 percent on the Essential Single Trip Plans. Avail savings of 35 percent on Standard Single Trip Plans and Superior Single Trip Plans.

    Avail shopping voucher worth SGD 50 with the Essential Multi-Trip Plans.

    Terms and Conditions – Please, get in touch with American Express to know more about the terms and conditions of this particular promotional offer.

     
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