Single Trip Travel Insurance

A single trip travel insurance plan is ideal for those who take vacations or travel only once or twice a year. This kind of plan is affordable and good for long trips. A single trip plan will cover the most basic needs such as baggage loss/delay, immediate medical assistance, flight delay/cancellation, loss of personal belongings, and personal liabilities.

At times, you will also come across promotions where you can buy a plan at a discounted rate. For instance, you will get 35% off when you buy an NTUC single trip plan along with a complimentary travel neck pillow if you are among the first 200 sign-ups/day.

Compare Single Trip Travel Insurance

All insurance companies in Singapore offer single trip plans. The table below shows the benefits provided by these companies and their coverage amount:

Name of the policy Overseas medical expenses Trip cancellation Damage/loss of baggage Accidental death and disablement Medical evacuation and repatriation
AIA Around The World Plus Up to S$2 million Up to S$15,000 Up to S$8,000 Up to S$500,000 S$500,000 - as charged
Aviva Travel Insurance S$250,000 - unlimited Up to S$20,000 Up to S$8,000 Up to S$500,000 S$30,000 - unlimited
Allianz Global Assistance S$400,000 - unlimited Up to S$25,000 Up to S$15,000 Up to S$100,000 S$500,000 - unlimited
AXA SmartTraveller Insurance Up to S$600,000 Up to S$12,000 Up to S$10,000 Up to S$500,000 Unlimited
NTUC Income Travel Insurance Up to S$1 million Up to S$15,000 Up to S$8,000 Up to S$500,000 S$500,000 - unlimited
MSIG TravelEasy Up to S$1 million Up to S$15,000 Up to S$7,500 Up to S$500,000 Up to S$1 million
FWD Travel Insurance Up to S$1 million Up to S$15,000 Up to S$7,500 Up to S$400,000 Unlimited
Great Eastern Travel E@sy Up to S$200,000 Up to S$5,000 Up to S$3,000 Up to S$100,000 Up to S$1 million
Etiqa ePROTECT travel Up to S$1 million Up to S$15,000 Up to S$5,000 Up to S$400,000 Up to S$1.5 million
Sompo TravelJoy Insurance Up to S$1 million Up to S$15,000 Up to S$8,000 Up to S$500,000 S$600,000 - unlimited
Also Read: Annual Travel Insurance Plans

Why Buy a Single Travel Insurance Plan

Single trip plans are valid during the entire trip. You can buy this type of a policy for a trip as long as 182 days in a year. So, if you are going for a long vacation to Australia, this policy is ideal for you. Also, if you want coverage for all your basic needs, then go for a single trip plan as the premiums are affordable.

Moreover, several insurance companies, including Great Eastern provide extension of coverage of up to 30 days in case of travel delay, illness, or any bodily injuries.

A single trip plan can be customised to include your family members. Hence, the policy will insure you, your spouse, and your legal and unmarried children.

How to Pick the Right Single Trip Policy

Selecting the right single trip plan will not be easy without research. Only if you do a thorough study, you will not have to go through a tedious process every time you want to buy a plan. Here are some helpful tips on choosing the right single trip insurance policy:

  • Check out all the travel insurance policies available in the market. Visit a website where you can compare the benefits of all the policies.
  • Always research on the basis of the destination since the premiums may vary depending on the country you want to visit.
  • Are you interested in adventure sports or is it just a laid-back vacation? Your search should be based on the kind of visit you are planing. Several basic policies will not cover adventure sports. In this case, go for a premium plan.
  • Do not forget to consider the duration of your stay. It should not cross 182 days or the policy will lapse.
  • A single trip policy is feasible only if you seldom travel each year. If you are a frequent traveller, then it’s better to buy an annual insurance plan.

Ensure that you purchase your insurance policy in advance to maximise the benefits offered such as trip cancellation, curtailment, etc. that kick in even before you begin your travel. Also, remember that you can’t purchase a policy if you have already departed the country.

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