A home is a place where you spend time with your family and create memories that you can cherish for the rest of your life. You get to spend quality time with your friends and family and also refuge from the world outside. Safety, security and the feeling of belongingness that you can get in your own house may not be found in a rented house. Hence, you should try to purchase a house of your own so that you and your loved ones always have a roof over your head. Do not let your financial condition become a hurdle for you in purchasing your dream house. Apply for a housing loan and purchase the house of your choice without any difficulty. Singapura Finance is a popular financial institution in Singapore that offers a range of credit products ranging from personal loans, car loans, gold share loans and home loans, among others. Home loans offered by Singapura Finance come with affordable interest rates and flexible loan tenures.
Real estate prices in Singapore are on the rise most of the times and your savings and income may not be enough for you to purchase the house of your choice. Hence, you will need to apply for a home loan in order to get the required funds. When you apply for a housing loan from Singapura Finance, you can be assured that your loan application will be processed fast and you will not need to go through the hassle of submitting too many documents. The process of applying for the loan is very simple and the quantum of financing offered is very as well.
Singapura Finance offers a mortgage loan that comes with a fixed rate of interest. Tenures can stretch for periods of up to 35 years, or until the applicant turns 65 years of age. The loan amount is mostly dependent on the annual income of the applicant.
Customers can apply for a bridging loan that will take care of the down payment towards the main housing loan. A Bridging Loan can be used by a customer if he/she is awaiting funds from the sale of an existing property. Once the sale of the property is realized, the bridging loan can be repaid.
Singapura Finance Ltd offers Mortgage Loan for your housing needs. You can purchase private houses and Housing & Development Board (HDB) flats using this loan. It provides a fixed interest rate for the first two years and a high quantum of financing.
|Property Loans||Starting at 2.28% monthly rest|
|Fees and Charges|
|Failed GIRO deduction and returned cheque||S$50 (for each scenario)|
|Loan payment charges||
|Bank charges||S$10 + as charged*|
*Subject to GST.
To apply for the Mortgage Loan, you must visit a customer care centre of Singapura Finance and must carry the following documents:
The loan amount can be repaid in 6 ways:
To clarify your queries, you can contact Singapura Finance in the following ways:
Own a home at an early age and make your retirement years comfortable. If you already have a house in mind, contact Singapura Finance and start your loan process at the earliest.
Singapura Finance is one of the few financial institutions that provides home loans for foreigners. Foreigners wishing to apply for a home loan need to be at least 21 years old. They will also need to have a local guarantor as part of the application process to get the mortgage loan approved.
Singapura Finance is a reputed financial company that offers a wide range of financial products and services to customers in Singapore. It enjoys a very good reputation with the customers and its home loans and other products are very popular. The land & construction loan is a type of Singapura Finance Housing Loan that can help people in Singapore to purchase land and build a house on it based on their needs. You will enjoy a wide range of benefits when you opt for this loan product offered by Singapura Finance and you can fulfil you dream of constructing your own house by purchasing a piece of land in Singapore.
Singapore, like most other developed countries, is land-scarce and so people who own pieces of land in this island nation can develop their land and utilize the full potential of your land. You can get a building constructed based on your requirements and in the process get to live in a house that will be customize to meet your hopes, aspirations and dreams. If you are the owner of a piece of land and do not have the money to construct any structure on it, you can opt for a property development loan offered by any of the reputed banks and financial institutions in the country. Singapura Finance is a very reputed financial institution and Singapura Finance Property Development Loan can offer you with the money that you need for the purpose of property development.
Singapura Finance offers a variety of products in Singapore, including home loans, personal loans and so on. Like Singapura Finance Home Loans, the property development loans offered by the company are always in demand. They help businesses to realize the complete potential of their land and property. This loan is available only for businesses and for the development of business properties in the Lion City. You can get in touch with the company to know if your business is eligible for a property development loan offered by them.
A. Yes, Singapura Finance gives you the opportunity to pre-close your home loan application. You will need to contact Singapura Finance for the same.
A. Depending on the loan amount, you can choose a tenure that can stretch to a period of up to 35 years, or until you attain the age of 65.
Yes, you can make the down payment through funds in your CPF account. The minimum down payment amount should be equivalent to 20% of the value of your property.
A. In most cases, Singapura Finance doesn’t allow that. However, if you have a high income level, you can gain approval.
With rising interest rates, home loans can become very expensive with time as the rates are expected to rise even further in the near future. If you want to make sure that your home loan remains affordable for a period of time, you can opt for Singapura Finance HDB Home Loan. When you opt for an HDB Home Loan from this finance company, you can avail attractive promotional interest rates that will remain fixed for a period of 3 years.
The benefits of this promotion are as follows:
• The interest rate will remain fixed for a period of 3 years
• You will enjoy stability in your monthly instalment payments for the loan.
• The interest rate offered for this period will be lower than HDB Concessionary Rate, which is 2.60 percent per annum at the moment.
Please contact Singapura Finance to know about all the applicable terms and conditions.