Cash woes? A personal loan to the rescue!
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    We found 1 UOB Personal Loans
    Bank Name
    Interest Rate
    Loan Tenure
    Joining Perks
    5.75% p.a. EIR 10.45% p.a.
    1-5 Years
    What you'll love
    What you need
    What you need to consider
    What it costs

    UOB Personal Loans

    Get Free Consultation for Debt Management

    Need quick money? A personal loan from UOB could be a great option because it comes with flexible payment options, exclusive promotions, free consultation for debt management, and competitive interest rates. Financial stability comes for a price. You may have to take short-term, calculated risks to create a financial stability for yourself in the long run. You won’t have to shy away from risks when you know that you can rely on UOB loans to cover you.

    Compare Personal Loan Options from UOB

    Here are the list of Personal Loan types from UOB Bank with interest rates

    Loan type Interest rate Loan amount Tenure Processing fee
    UOB CashPlus Up to 29.98% p.a. Get up to 6 times your monthly salary or S$200,000, whichever is lower Up to five years No
    UOB Funds Transfer Interest-free - Up to 18 months 4.88% for a tenure of 18 months
    Debt Consolidation Plan 4.99% p.a. (EIR 9.04% p.a.) for existing customers
    4.50% p.a. (EIR 8.22% p.a.) for new customers
    - Up to six years -
    UOB Secured Overdraft
    The interest rate will differ based on the type of collateral provided 100% of the asset value when it is pledged as collateral with UOB - -


    The table below shows the various features of the UOB Personal Loan: 

     Min. Loan amount  S$1,000
     Interest rate  8% p.a. applied interest rate and an effective interest rate of up to 14.68% p.a.
     Loan tenure  1 to 5 years 
     Processing fee  No processing fee

    Eligibility Criteria

    Nationality  Singaporean/Permanent Resident 
    Annual Income  Minimum of S$30,000
    Age  Between 21 years and 60 years

    Rates and Tenures

    The table below shows the rates and tenures associated with UOB Personal Loan:

    Loan tenure (months) Processing fee (%) Flat rates (% p.a.) Effective interest rate (% p.a.)
    12 No processing fees 8.00 14.45
    24 14.68
    36 14.55
    48 14.35
    60 14.13

    To find out more about the fees and charges associated with this loan, you can get in touch with the bank.

    What Are the Documents Required?

    Here are the list of UOB personal loan requirements

    Salaried Employee  Self-employed  Commission-based employees
    • Latest computerised payslip or salary crediting into POSB/DBS account  
      Latest one-year income tax Notice of Assessment (NOA) 
      CPF contribution history statement (latest twelve months). 
    • NRIC (front and back).
    • A clear and upright image of your specimen.
    • Latest billing proof (within the last 6 months) as per your local address if it differs from the address on your NRIC.
    • Latest one-year income tax Notice of Assessment (NOA).
    • NRIC (front and back).
    • A clear and upright image of your specimen.
    • Latest one-year income tax Notice of Assessment (NOA).
    • NRIC (front and back).
    • A clear and upright image of your specimen.

    Hotline - Clear Your Queries

    For all queries in relation to your personal loan, you can contact UOB at 18003882121. This is a toll-free number which is open 24/7.

    How to Apply for UOB Personal Loan?

    The only way you can apply for the personal loan is by applying online. You will have to visit the official UOB website and click on the ‘Apply Now’ button which will redirect you to another page wherein you can enter your details and proceed further.

    Frequently Asked Questions

    Q. What is the daily repayment amount?

    A. With UOB Personal Loan, the repayment amount starts from S$0.80 a day.

    Q. Can foreign nationals apply for UOB Personal Loan?

    A. No, foreign nationals cannot apply for UOB Personal Loan.

    Q. How is the interest computed?

    A. Interest is calculated based on the approved loan amount of S$1,000 for a tenure of 60 months with an interest rate of 8% p.a.

    Q. Will my loan applications be approved instantly?

    A. If you want your loan to be approved instantly, the applications must be submitted between 8:30 a.m. and 9:00 p.m.

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