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    SBI Personal Loan Interest Rates

    State Bank of India offers a personal loan with a minimum amount of S$5,000 and a maximum of S$100,000. SBI offers two different types of personal loan in Singapore:

    • Overdraft: With this type of personal loan, the monthly repayment might change based on the amount utilised.
    • Term Loan: With a term loan, the monthly repayment amount is fixed.

    What Are the Interest Rates for SBI Personal Loan?

    The following table shows the interest rate applied with an overdraft:

    Tenure (Years) Effective Interest Rates (p.a.)
    1 10.50%
    2 10.50%
    3 10.00%
    4 12.00%
    5 12.50%

    The following table shows the interest rate applied with a term loan:

    Tenure (Years) Effective Interest Rates (p.a.) Nominal Interest Rates (p.a.)
    1 8.50% 4.66%
    2 8.50% 4.55%
    3 8.00% 4.27%
    4 10.00% 5.44%
    5 10.50% 5.79%

    SBI Singapore also offers promotional interest rates quite frequently and you can check the promotional offers and interest rates on personal loans offered by other banks in Singapore here.

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