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    OCBC Flexible Repayment Easicredit

    OCBC Flexible Repayment Easicredit is a unique loan scheme that offers the customer the flexibility to decide the tenure and the repayment amount of the loan.

    Features of OCBC Flexible Repayment Easicredit

    Listed below are some of the important features of OCBC Flexible Repayment Easicredit:

    • It is a personal loan scheme.
    • The borrower can avail up to 6 times their salary amount as the loan amount.
    • The loan comes with fixed regular monthly payments.
    • Choice of loan tenure between 1 to 5 years.
    • Same day approval of the loan.
    • Instant fund transfer to any bank account as soon as the loan is approved.
    • Hassle free application process.
    • Easy and minimal documentation.
    • Quick approval.
    • Available to Singaporeans and foreigners.

    Benefits of OCBC Flexible Repayment Easicredit

    Listed below are the benefits of OCBC Flexible Repayment Easicredit Easicredit:

    • Offers high loan amount up to 6 times the borrower’s monthly salary.
    • Quick approval- The loan is approved on the same day provided that all relevant documents have been submitted.
    • Available to Singaporeans and foreigners.
    • The loan comes with fixed regular monthly payments.
    • Low rate of interest.

    Eligibility criteria of OCBC Flexible Repayment Easicredit

    Given below is the eligibility criteria of OCBC Flexible Repayment Easicredit Easicredit:

    • Minimum age: 21 years
    • Annual income for Singaporeans and Singaporean PR: S$20,000 per annum
    • Annual income for foreigners: S$45,000 per annum

    How to apply for OCBC Flexible Repayment Easicredit Easicredit?

    There are two ways through which one can apply for OCBC Flexible Repayment Easicredit Easicredit- Online and offline.

    • Online- The borrower can apply for the loan online by visiting the bank’s official website and applying for the product directly online. The applicant has to fill in the application online and upload relevant documents in order to apply online. OCBC Flexible Repayment Easicredit Easicredit scheme can also be applied for through third party financial websites.
    • Offline- The borrower can apply for the loan offline by visiting one of the bank’s branches and applying for the loan by filling in the form at the branch.

    How does the loan work?

    The loan amount is granted based on the applicant’s salary. Read on to know the maximum loan amount one can get with OCBC Flexible Repayment Easicredit Easicredit scheme.

    • If the applicant earns more than S$1,667 per month, they can borrow a maximum amount of up to two times their salary amount.
    • If the applicant earns more than S$2,500 per month, they can borrow a maximum amount of up to four times their salary amount.
    • If the applicant earns more than S$10,000 per month, they can borrow a maximum amount of up to six times their salary amount.

    The applicant will have to make fixed monthly repayments for a loan tenure of their choice.

    Fees and charges of OCBC Flexible Repayment Easicredit scheme

    • Processing fee: S$100
    • Late Payment fee: S$80
    • Early partial or full payment: 3% of the amount to be repaid
    • Restructuring fee: 3% of the loan amount

    How to manage your OCBC Flexible Repayment Easicredit Easicredit?

    • Online and mobile banking- Customers can easily view their loan balance and other details online through free applications available on iPhone, android phones, and iPad.
    • Easy repayment options- Customers can repay their loan through online payment, mobile funds transfer, cheque deposit, and cash deposit machine.
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