Grab a credit card that gives you better rewards & more!
  • loading

    We found 6 Find The Best OCBC Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    0
    What you'll love
    Think about
    Fee details
    Eligibility Criteria
    0
    What you'll love
    Think about
    Fee details
    Eligibility Criteria
    0
    What you'll love
    Think about
    Fee details
    Eligibility Criteria
    0
    What you'll love
    Think about
    Fee details
    Eligibility Criteria
    0
    What you'll love
    Think about
    Fee details
    Eligibility Criteria
    192.6
    What you'll love
    Think about
    Fee details
    Eligibility Criteria
    Loading your search...
    Close

    Compare, check your eligibility and apply for credit cards online.

  • Credit Card BYTES FROM OUR KITCHEN

    Find The Best OCBC Credit Card

    Credit Card Application

    OCBC offers 11 credit cards, where you can earn cashback/rebate, rewards points, or VOYAGE Miles, depending on the card you own. These VOYAGE miles can be redeemed for KrisFlyer miles. The Visa Infinite Card provides exclusive privileges like concierge service and upgrades to luxury hotels along with other benefits. The Titanium Rewards Card offers one of the best reward earnings in Singapore. The rewards cards give you high point-earning potential and a variety of gifts to redeem them on.

    OCBC VOYAGE Card: Best for Earning Air Miles

    • Earn 2.3 VOYAGE Miles per S$1 spent in foreign currencies.
    • Enjoy 1.6 VOYAGE Miles for every S$1 spent at local restaurants or cafes.
    • With every dollar spent on local retail purchases, get 1.2 VOYAGE Miles.

    The VOYAGE Miles earned on this card will never expire. You can also redeem these miles for any flight at any time, without any blackout dates. The VOYAGE Miles can also be exchanged for retail vouchers on branded goods or for cash.

    If you are a Premier, Premier Private Client, or Bank of Singapore VOYAGE cardholder, you will receive 2.3 VOYAGE Miles when you spend S$1 in a foreign currency, 1.6 VOYAGE Miles to the dollar on local dining and retail purchases. The VOYAGE Miles can be exchanged for KrisFlyer miles, where 1 VOYAGE Mile is equal to 1 KrisFlyer mile. Should you choose to convert, you can get a waiver on the redemption fee of S$25.

    You can even earn miles through the Tax Payment Facility, where you need to charge the full tax payment to your credit card. You can either pay the entire amount in one shot or repay in instalments over a tenor of 12 months. This facility will be available only after you receive the Notice of Assessment 2018.

    Annual Fee Interest Rate for Transactions (p.a.) Interest Rates for Cash Advance
    S$488 25.92% p.a. 28.92% p.a.

    OCBC 365 Credit Card: Best for Daily Spends

    • Enjoy 6% cashback when you eat out at local outlets during the weekend.
    • Get a cashback of 3% on grocery at all local supermarkets, online shopping, and telcom bills.
    • Get up to 23% savings at Caltex and Esso, and 5% cashback at other petrol stations.

    If you decide to dine out at restaurants, cafes, or fast food outlets in the country during the weekday, you will get 3% cashback. You will earn the same cashback for dining abroad at any time during the week. You will earn a cashback of 3% on all your online purchases on fashion, travel, Grab rides, and movie tickets.

    Use your credit card to pay for fuel at Esso and save up to 18.3%, which includes the 4.3% cash rebate from OCBC. Till 31 December 2018, you can earn up to 23% cashback at Caltex, which includes an onsite discount of 16% for Platinum 98 with Techron. However, you must spend at least S$600 within a month to get the additional rebate across all eligible categories.

    This credit card also comes with exclusive benefits like complimentary travel insurance of up to S$200,000. Just pay for the return tickets using your credit card and you will get the insurance plan along with a coverage for baggage loss of up to S$400. You can enjoy the Visa Signature Concierge service to address your lifestyle needs.

    Annual Fee Interest Rate for Transactions (p.a.) Interest Rates for Cash Advance
    S$192.60 25.92% p.a. 28.92% p.a.

    OCBC Cashflo Credit Card: Best for Paying Bills Without Interest

    • Convert your purchases of less than S$1,000 into a 3-month instalment at 0% interest.
    • Spend S$1,000 or more and pay in instalments over 6 months, without any interest.
    • Enjoy up to 1% rebate if your monthly bill is S$1,000 or above.

    If your monthly bill is less than S$1,000, you will earn a cash rebate of 0.5%. The rebates are capped at S$100 each month.

    With this card, you can also get up to 50% discount on Explorer travel insurance plans till 30 September 2018. A discount of 50% on single trip plans and 30% of annual plans are applicable. Singaporeans, Permanent Residents, and foreigners with a valid pass are eligible for this offer.

    Till 31 December 2018, you can enjoy discounts on movie tickets at Cathay Cineplexes. If you purchase any combo sets at Cathay Cineplexes, you will get S$1 discount.

    If you use your card to pay for items on Reebonz, you will get 6% off on top of any ongoing promotions throughout the year. Use promo code ‘MCSG6’ before checking out, valid till 31 December 2018.

    Annual Fee Interest Rate for Transactions (p.a.) Interest Rates for Cash Advance
    S$160.50 25.92% p.a. 28.92% p.a.

    FRANK Credit Card: Best for Online Shopping & Entertainment

    • Get 6% rebate on online shopping, starting from clothes to gadgets, to hotels and flights, to movie tickets and Grab rides.
    • Earn up to 5% rebate from Friday to Sunday when you spend at bars, KTVs, cinemas, clubs, and participating cafes.
    • Enjoy a rebate of 3% on your first 2 NETS FlashPay top-ups.

    From Monday to Thursday, spend at bars, KTVs, cinemas, clubs, and participating cafes and get 3% rebate. On everything else, you will earn 0.3% rebate. The rebates can be earned only if you charge at least S$400 to your card on offline purchases. In a month, you can earn a rebate of up to S$60.

    If you hold a FRANK Account, you can get access to OCBC Savings Goals and Money In$ights, where you can set budgets, get alerts, and identify the saving and spending patterns that best describes you.

    Also, get additional discount and deals across categories. For instance, till 28 February 2019, you will get 10% discount on regular items at Nike and a free SUTL Life membership for a year if you spend S$150. Spend a minimum of S$100 on Zalora and get 15% off until 31 December 2018.

    This credit card can also be used to make contactless payments at any participating merchant outlets via Google Pay, Apple Pay, and Samsung Pay.

    Annual Fee Interest Rate for Transactions (p.a.) Interest Rates for Cash Advance
    S$80 25.92% p.a. 28.92% p.a.

    OCBC Great Eastern Cashflo Credit Card: Best for Paying Insurance Premiums

    • Split select Great Eastern General and Life insurance plan premiums over 12 monthly instalments with no interest.
    • Additionally, get 1% rebate when you pay premiums for select Great Eastern General and Life insurance plans.
    • Get up to 1% cash rebate on other spends.

    You can also be a part of the Great Eastern Life's Live Great Programme to learn about healthy living and get exclusive invites to Live Great workshops and seminars. You will also get access to the Live Great app, articles, and tools for a great life.

    Monthly spends between S$100 and S$1,000 will be automatically split into instalments of 3 months and will earn you a rebate of 0.5%. Monthly spends of S$1,000 and above will be split into 6 monthly instalments and will earn you 1% cash rebate.

    With this card, get up to 50% off on Explorer travel insurance single and annual plans till 30 September 2018. Till 31 December 2018, you can enjoy discounts on movie tickets and combo sets at Cathay Cineplexes throughout the week.

    Annual Fee Interest Rate for Transactions (p.a.) Interest Rates for Cash Advance
    S$160.5 25.92% p.a. 28.92% p.a.

    OCBC Titanium Rewards Card: Best for Buying Electronics and Gadgets

    • Earn 10 OCBC$ with every S$1 spent on electronics and gadgets, in-store and online and in Singapore or overseas.
    • If you make your purchases online, they are protected with eCommerce Protection including being delivered defective products or non-delivery of products
    • Redeem your rewards for KrisFlyer miles, Titanium Cash, and vouchers.

    Some of the popular merchants offering electronics/gadgets that will earn you 10x OCBC$ include Amazon, Hachi, Lenovo, and Lazada.

    Also earn 10 OCBC$ with every S$1 spent on clothes, bags, shoes, shopping at departmental stores, and purchasing kid’s/children’s wear online/in stores/locally/overseas.

    Use this credit card to make mobile payments via Apple Pay, Google Pay, or Samsung Pay and earn 1 OCBC$ to the dollar. Payments made on personal care products will also earn you 1 OCBC$ for every dollar.

    The eCommerce Protection plan is underwritten by AIG Asia Pacific and lets you claim a maximum of US$200 in a year with a minimum value of US$50 per item. It covers non-delivery, partial delivery, physical damage, etc. where you have not received a refund within 60 days from your delivery date.

    Receive a cash rebate of 2% when you purchase from BEST Denki along with the 10x OCBC$, valid till 31 January 2019. You can enjoy special entry to over 800 lounges at US$27 per visit per person with LoungeKey, where you can get free refreshments and comfortable seating.

    Annual Fee Interest Rate for Transactions (p.a.) Interest Rates for Cash Advance
    S$192.60 25.92% p.a. 25.92% p.a.

    OCBC Robinsons Group Credit Card: Best for Offline Shopping

    • Get a rebate of 5% across 18 brands at 19 stores, which includes Robinsons and Marks & Spencer.
    • Enjoy 10% rebate when you spend over S$5,000 at Robinsons and Marks & Spencer between January 1-June 30 and July 1-December 31 of every year.
    • Earn Robs$ if you spend outside these 19 stores.

    OCBC Robinsons Group Credit Card does not put a cap on the rebate amount you can earn in a month or a year. The more you spend in these 19 stores, the more you earn. You can enjoy rebates on items in-store along with other discounts. The rebates are credited to your card account immediately, instead of monthly or quarterly credit.

    Enjoy members-only in-store privileges including cardholder prices and promotions, invitations to private sales members-only events. Spend a minimum of S$50 at Robinsons or Marks & Spencer at Jem, The Hareem, or Raffles City, and get 1-hour free parking. Convert your purchases at Robinsons into 6 or 12 monthly instalment plans at 0% interest.

    Earn 1 Robs$ per S$2 you spend outside these 18 brands and 3 Robs$ per S$2 spent overseas. Accumulate your Robs$ and redeem them at the cash counter or convert them to Robinsons or Marks & Spencer gift vouchers.

    You can enjoy an annual fee waiver if you spend S$5,000 in a year.

    Annual Fee Interest Rate for Transactions (p.a.) Interest Rates for Cash Advance
    S$192.60 25.92% p.a. 28.92% p.a.

    OCBC Plus! Visa Credit Card: Best for Shopping at FairPrice

    • Spend at least S$500 in a month anywhere outside of FairPrice to get a discount of 7% FairPrice, Unity, and Warehouse Club stores and 3% off on FairPrice online (in the form of LinkPoints).
      • Earn 2 LinkPoints when you shop at FairPrice for at least S$500 spent elsewhere.
      • Get an additional 8.5 LinkPoints from OCBC if the out-store spend is at least S$500.

    The LinkPoints issued by the bank for purchases at FairPrice, Unity, Warehouse Club stores, and on FairPrice Online is capped at 4,250 LinkPoints if the minimum out-store spend requirement of S$500 is met.

    If you make Visa transactions at any Cheers and Popular Bookstores in the country, you will receive a cash rebate of 3%. In terms of LinkPoints, you will earn 4.5 reward points from OCBC for every S$1 spent at these stores.

    Apply for this card and get approval by 31 December 2018 to get a cash rebate of S$50. However, you must spend S$500 at least within a month of the card approval date. The promotion is limited to the first 5,000 eligible cardholders. The cash rebate will be credited to your account within 60 days of the spend period.

    Annual Fee Interest Rate for Transactions (p.a.) Interest Rates for Cash Advance
    S$107 25.92% p.a. 28.92% p.a.

    NTUC Plus! Visa Credit Card : Best for NTUC Members

    • Spend at least S$400 in a month anywhere outside of FairPrice to get a rebate up to 12% at FairPrice and Unity, and Warehouse Club stores.
    • Spend the same amount elsewhere and get 8% off on FairPrice online (in the form of LinkPoints).
    • Earn up to 4,250 Bonus LinkPoints from OCBC per month when you meet the minimum spend of S$400.

    In case you are an NTUC member and a shareholder of NTUC FairPrice, you will earn a FairPrice Annual cash Rebate of 4% for annual spends up to S$6,000. Earn 11% rebate at FairPrice + get an additional 1% rebate from OCBC if you credit your salary into your NTUC-OCBC Starter Account for at least S$1,000 per month. This Bonus LinkPoints under the 1% rebate is capped at 750 LinkPoints per month.

    You will also get 1% cash rebate for paying the NTUC membership fees.

    If you apply for this card by 31 December 2018, you can get S$50 cash rebate. You must, however, spend a minimum of S$500 within one month of the approval date. The promotion is valid for the first 5,000 eligible cardholders. The cash rebate will be credited to your account within 60 days of the spend period.

    Annual Fee Interest Rate for Transactions (p.a.) Interest Rates for Cash Advance
    NIL 25.92% p.a. 28.92%

    OCBC Arts Credit Card: Best for Theatre Enthusiasts

    • Watch shows by W!LD RICE, The Theatre Practice, Singapore Dance Theatre, and Singapore Lyric Opera via priority bookings.
    • Enjoy 20% off on tickets to international and local productions.
    • Spend on your card and redeem for tickets to special events, museum exhibitions, and theatre shows.

    Make ticket purchases at SISTIC and get 3x OCBC$. Also, you will earn 1 OCBC$ for every S$1 charged to your card. The accumulated OCBC$ can be redeemed for discounts on tickets for various shows and productions happening throughout the year.

    These reward points can also be exchanged for KrisFlyer miles, in blocks of 10,000 miles. You will have to pay a conversion fee of S$25. For instance, if you pay the fee and have 50,000 OCBC$, you will get 20,000 KrisFlyer miles.

    This card is MasterPass enabled, where you can book and pay faster on the ComfortDelGro Taxi booking app, without any admin or booking fee. Simply open the app, book a ride, and pay via MasterPass. Enter the promo code ‘MCPASS’ before checking out.

    Now, you can use your card at any participating outlets to make contactless payments via Mastercard Contactless. This feature does not need a signature authorisation if your purchases do not exceed S$100. Just tap your card at a contactless reader and make payments.

    Annual Fee Interest Rate for Transactions (p.a.) Interest Rates for Cash Advance
    S$160.50 25.92% p.a. 28.92% p.a.

    OCBC Platinum Credit Card: Best for Families

    • Enjoy discounts on family activities including movie tickets and packages, dining, leisure sports, etc. such as 15% off on Katapult and 10% off on The Manhattan FISH MARKET.
    • Get 10% off flight tickets on Expedia and AirAsiaGo.
    • Get 1 OCBC$ per S$1 spent on medical and insurance payments.

    Earn 1 OCBC$ with every S$1 spent on eligible purchases. The accumulated OCBC$ can be redeemed on the rewards catalogue for discounts, vouchers, and air miles.

    You can enjoy return vouchers of up to S$10 with any amount spent at Pizza Hut and Streats. To redeem the vouchers, you must spend at least S$50 at these outlets. The promotions are valid till 31 March 2019 and 31 December 2018, respectively.

    Annual Fee Interest Rate for Transactions (p.a.) Interest Rates for Cash Advance
    S$160.50 25.92% p.a. 28.92% p.a.

    OCBC BEST Denki Credit Card: Best for Purchases from BEST Denki

    • Get 12% BEST Rewards (= cash rebate of 3%) with any amount spent at BEST Denki.
    • Earn an additional rebate up to 2.5% per year based on your spends at BEST Denki outlets.
    • You can have your purchases delivered for free if you spend S$200 on bulky products.

    Earn 2.5% cash rebate if you purchase items worth S$20,000 and above in a year and 2% on yearly spends between S$10,000 and S$20,000. Use this card to pay for only 16% of the purchase price for extended cover under the Safety 5 Premium Warranty Programme and get more coverage on product failure, fire protection, flood protection, damage protection, and theft from home protection. Once purchased, the warranty will get extended to 5 years.

    With this credit card, you can also choose to break down your purchases of S$200 into flexible instalments with the 0% instalment payment plan. You can select from a period of 6, 12, 24, or 36 months. Earn BEST Rewards even for purchases converted to this plan.

    Get invited to exclusive members-only events and private sales. Also, you can participate in private workshops and product seminars. In addition, enjoy up to 25% discount at retail stores in Singapore.

    Annual Fee Interest Rate for Transactions (p.a.) Interest Rates for Cash Advance
    S$160.50 25.92% p.a. 28.92% p.a.

    Compare OCBC Cashback/Cash Rebate Cards

    The table below shows the benefits of each cashback/rebate card:

      OCBC 365 Credit Card OCBC Cashflo Credit Card FRANK Credit Card OCBC Great Eastern Cashflo Credit Card NTUC Plus! Visa Credit Card OCBC Plus! Visa Credit Card OCBC Robinsons Group Credit Card
    Cashback/cash rebate on dining 6% (local weekend dining) 3% (local weekday dining and overseas dining) 1% (above S$1,000) 0.5% (below S$1,000) 5% (Friday to Sunday) 3% (Monday to Thursday) 1% (above S$1,000) 0.5% (below S$1,000) NA NA NA
    Cashback/cash rebate on shopping 3% (online shopping) 1% (above S$1,000) 0.5% (below S$1,000) 6% (online shopping) 1% (above S$1,000) 0.5% (below S$1,000) NA NA Up to 10%
    Cashback/cash rebate on fuel 5% (excluding Caltex and Esso) 1% (above S$1,000) 0.5% (below S$1,000) 0.3% 1% (above S$1,000) 0.5% (below S$1,000) 0.2% at Caltex 0.2% at Caltex NA
    Cashback/cash rebate on grocery 3% 1% (above S$1,000) 0.5% (below S$1,000) 0.3% 1% (above S$1,000) 0.5% (below S$1,000) Up to 12% at FairPrice, FairPrice On, Unity and Warehouse Up to 7% at FairPrice, FairPrice On, Unity and Warehouse NA
    Cashback/cash rebate on telecom bills 3% 1% (above S$1,000) 0.5% (below S$1,000) NA 1% (above S$1,000) 0.5% (below S$1,000) 1% 1% NA
    Cashback/cash rebate at departmental stores 0.3% 1% (above S$1,000) 0.5% (below S$1,000) 0.3% 1% (above S$1,000) 0.5% (below S$1,000) 3% 3% NA
    Welcome offers* NA NA NA NA S$50 cash rebate with a spend of S$500 within a month of approval, valid till 31 December 2018 S$50 cash rebate with a spend of S$500 within a month of approval, valid till 31 December 2018 S$50 cashback with a spend of S$600 within a month of approval, valid till 30 September 2018
    Other benefits Yes Yes Yes Yes Yes Yes Yes

    Compare OCBC Rewards Cards

    OCBC offers OCBC$ on its reward credit cards. Here is a quick glimpse of their benefits:

      OCBC Titanium Rewards Card OCBC Arts Credit Card OCBC Platinum Credit Card OCBC BEST Denki Credit Card NTUC Plus! Visa Credit Card OCBC Plus! Visa Credit Card
    Reward points on shopping 10 OCBC$ 1 OCBC$ 1 OCBC$ 1 OCBC$ NA NA
    Reward points on departmental stores 10 OCBC$ 1 OCBC$ 1 OCBC$ 1 OCBC$ 3% 3%
    Reward points on electronics and gadgets 10 OCBC$ 1 OCBC$ 1 OCBC$ 12% BEST Rewards NA NA
    Reward points on recurring bills 1 OCBC$ 1 OCBC$ 1 OCBC$ 1 OCBC$ 1.5 LinkPoints 1.5 LinkPoints
    Reward points on other purchases 1 OCBC$ 1 OCBC$ 1 OCBC$ 1 OCBC$ 1 LinkPoint 1 LinkPoint
    Welcome offers* NA NA NA NA S$50 cash rebate with a spend of S$500 within a month of approval, valid till 31 December 2018 S$50 cash rebate with a spend of S$500 within a month of approval, valid till 31 December 2018
    Reward points validity Unlimited Unlimited Unlimited Unlimited Unlimited Unlimited
    Movie privileges Yes Yes Yes Yes Yes Yes
    Lounge access Yes No No No No No
    Concierge service No No No No No No
    Hotel privileges Yes Yes Yes Yes Yes Yes

    OCBC$ mentioned are for every S$1 spent.

    Compare OCBC Miles Cards

    OCBC only has one miles card in its portfolio: VOYAGE Card. Let’s have a look at its benefits:

    OCBC VOYAGE Card
    VOYAGE Miles earned on local purchases and dining

    1.2

    1.6 for Premier, Premier Private Client, and Bank of Singapore VOYAGE

    VOYAGE Miles earned in foreign currency

    2.3

    2.3 for Premier, Premier Private Client, and Bank of Singapore VOYAGE

    Miles earned on Singapore Airlines/SilkAir/KrisShop 1 VOYAGE Mile = 1 KrisFlyer mile
    Concierge service Yes
    Limousine service Yes
    Lounge access Yes
    Complimentary travel insurance Yes
    Hotels privileges Yes
    Welcome gift* NA
    Miles validity Unlimited

    The miles mentioned are per S$1 spent

    * Welcome offers are subject to terms and conditions. Please check with the bank before applying for one.

    Why OCBC Credit Cards: Features & Benefits

    • Enjoy annual fee waivers on few cards.
    • Enjoy signup offers when you apply for OCBC credit cards.
    • Enjoy balance transfer and cash advance facilities on your OCBC credit cards.
    • Use 0% Instalment Payment Plan and PayLite to divide big-ticket purchases into instalments.

    Eligibility Requirement for OCBC Cards

    To get an OCBC credit card, you need to meet the following parameters:

    Cards Name Minimum Income Residents (p.a.) Minimum Income Foreigners (p.a.) Minimum Age
    OCBC VOYAGE Card S$120,000 S$120,000 21
    Others S$30,000 S$45,000 21

    The following documents need to be submitted when applying for an OCBC credit card:

    HSBC Credit Card

    Documents Required

    Singapore citizens and Permanent Residents

    • Front and back copy of NRIC and
    • Most recent electronic/computerised payslip + most recent Income Tax NOA/CPF statement for the last 6 months.

    Self-Employed/Commission-Based Employees/Variable Income Earners

    • Front and back copy of NRIC and
    • Most recent Income Tax NOA or
    • CPF statement for the last 12 months.

    Additional requirement: Latest original bank statement/telephone bill if address on the NRIC is different from the mailing address.

    Foreigners

    • Passport copy and
    • Copy of Work Permit/Employment Pass with a minimum validity of 6 months and
    • Latest original bank statement/telephone bill matching the residential address on the credit card application form and
    • Most recent electronic/computerised payslip + most recent Income Tax NOA/original letter from company with the mention of salary and employment details.

    OCBC Card Rewards Programmes

    Earn rewards points in the form of OCBC$, BEST Rewards and Robs$, air miles in the form of VOYAGE Miles, cash rebate/cashback, and LinkPoints.

    Find More

    OCBC Card Promotions

    OCBC offers yearlong promotions on online shopping, entertainment, travel, and more. Check out dedicated promotions page to know more.

    Find More

    OCBC Card Hotline

    Retail customers, Premier Banking customers, and Business Banking customers have access to separate hotline numbers for specific queries and assistance.

    Find More
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.