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    Best Maybank Credit Cards 2018

    Credit cards offered by Maybank provide many privileges and benefits in the form of cashback, rebates and rewards points catering to your wide-ranging lifestyles. You will enjoy numerous privileges on entertainment, retail, travel and dining. In addition, you will also enjoy various promotional offers many of which are valid even outside Singapore. Maybank also has a few co-branded cards such as the Maybank Manchester United Platinum Visa Card that offers discounts on Manchester United merchandise, additional TREATS Points whenever the club wins a game in the league and even an opportunity to win a trip to Old Trafford to watch the team play.

    Features & Benefits

    • Pay your utility and purchase bills using a 0% instalment plan on some cards, for purchases which have a minimum spend amount of S$300. You can choose choose from tenors of 6, 12, 24, and 36 months.
    • Pay off recurring bills conveniently by choosing the auto bill pay option on your card.
    • Bill payment is easy as the cards feature a wide range of payment modes.
    • The cards feature Maybank MasterPass, Samsung Pay, and Visa Checkout quick-payment services.
    • Earn cash rebates, discounts and TREAT points which can be redeemed for air miles, dining, and shopping among other things.
    • Get privileges in Singapore, Malaysia, Indonesia and Philippines.

    Most Popular Maybank Credit Cards and What They Offer

    The table below provides an insight into the perks and benefits you’ll get with the most popular Maybank cards:

    Cards Name Annual Fee Interest Rate for Transactions (p.a.) Interest Rate for Cash Advance Best Suited for Explore Cards
    Maybank Horizon Visa Signature Card S$180 25.9% p.a. 25.9% p.a. Travel Transport Dining Overseas spends
    Maybank Visa Infinite Card S$600 25.9% p.a. 25.9% p.a. Transport Golf Travel Entertainment
    Maybank World Mastercard S$240 25.9% p.a. 25.9% p.a. Dining Health Travel
    Maybank Family & Friends Card S$180 25.9% p.a. 25.9% p.a. Grocery Transport Shopping Health and wellness Petrol
    Maybank Platinum Visa Card Free 25.9% p.a. 25.9% p.a. Retails spends
    Maybank eVibes Card Free 25.9% p.a. 25.9% p.a. Students
    Maybank DUO Platinum Mastercard S$120 25.9% p.a. 25.9% p.a. Petrol Spends at outlets under the Tan Chong International Group
    Maybank Manchester United Platinum Visa Card S$80 25.9% p.a. 25.9% p.a. Manchester United fans
    Maybank FC Barcelona Visa Signature Card S$180 25.9% p.a. 25.9% p.a. FC Barcelona fans
    Maybank Catholic High Alumni Platinum Associates Card Free for members of Catholic High Alumni 25.9% p.a. 25.9% p.a. Catholic High Alumni
    Maybank Horizon Visa Signature Card
    Maybank Horizon Visa Signature Card

    Best for Air Miles

    • 3.2 air miles with every S$1 spent on dining, hotel booking through Agoda, fuel and taxi fares.
    • 2 air miles with every S$1 spent on foreign currency transactions, air ticket purchase and travel packages.
    • Complimentary access to participating VIP airport lounges.
    Maybank Visa Infinite Card
    Maybank Visa Infinite Card

    Best Invitation-Only Card

    • Enjoy benefits such as access to VIP airport lounges, golfing privileges, and concierge services.
    • 5 TREATS points per S$1 on all spends. Accrued points do not expire.
    • Complimentary limousine pick-up and drop from airport.
    Maybank World Mastercard
    Maybank World Mastercard

    Best Premium Card

    • Exclusive discounts of up to 19.1% on fuel.
    • 10 TREATS points on every S$1 spent at selected restaurants.
    • Enjoy privileges such as golfing benefits and concierge services.
    Maybank Family & Friends Card
    Maybank Family & Friends Card

    Best for Cashback

    • 8% cash rebate on grocery, shopping and transport from select merchants on qualifying spend of S$1,000.
    • 5% cash rebate at selected merchants with a minimum spend of S$500.
    • 0.3% unlimited cash rebate on all other spends.
    Maybank eVibes Card
    Maybank eVibes Card

    Best for Students

    • 1% cash rebates with no minimum spend criteria.
    • Quarterly service fee waiver on meeting the qualifying spend.
    • Special discounts and offers on shopping, dining and travel with Maybank TREATS Points.

    Promotion

    Maybank Rewards Programmes

    The following are the rewards programmes run by the bank independently or in conjunction with third parties.

    • TREATS rewards: With your Maybank credit card, you can earn and redeem your TREATS points to win discounts, air miles, cash credit, cash rebates, gift sets, dining passes, movie tickets and vouchers among other things. The TREATS Points Rewards Programme is valid till 31 December 2018. Check the dedicated TREATS reward page on the bank’s website to learn more about the offers and the points needed to unlock each. On Maybank World Mastercard, you can earn 10X TREATS points equivalent to 4 air miles on every dollar you charge on your card.
    • Air miles: You can earn more air miles on some Maybank cards. The Maybank Horizon Visa Signature Card will help you earn up to 3.2 air miles for every S$1 spent on travel expenses, petrol purchases and dining. You can earn rewards on your local and overseas spends.
    • Unlimited Cashback: You can earn unlimited cashback on some cards. Local spends charged on your Maybank FC Barcelona Visa Signature Card will help you earn up to 1.6% unlimited cashback. There is no minimum spend requirement or cap on cashback.
    • DUO rewards: This is a third-party rewards programme and is available on Maybank DUO Platinum Mastercard. Every time you buy petrol in Singapore and Malaysia with this card, you can earn up to 5% cash rebate. You can also convert your TREATS points to DUO points and redeem them to buy car merchandise, earn auto servicing vouchers and receive gifts available under the DUO rewards programme.

    Complimentary Privileges

    The following are some of the most popular privileges you can enjoy with your Maybank credit card.

    • Travel insurance comes free with some cards.
    • With some cards, you might get two-way airport limousine transfers.
    • Some cards will give you access to VIP airport lounges around the world.
    • Get complimentary Green Fees at 86 participating golf fairways across 18 countries in the world. This offer is valid till 31 December 2018 and is applicable only for a principal cardholder who has made a minimum spend of S$1,000 in the preceding calendar month. Other golfing privileges are also available.

    Maybank Credit Card Hotline:

    If you suspect that the security of your card has been compromised, you can immediately call the bank’s hotline. You can also get in touch with Maybank by calling at the hotline if you have any queries.


    Maybank Cards Eligibility Requirements

    Check the qualifying conditions for Maybank credit cards here:

    Cards Name Minimum Income Residents (p.a.) Minimum Income Foreigners (p.a.) Minimum Age Other criteria
    Maybank Horizon Visa Signature Card S$50,000 p.a. S$50,000 p.a.(MY) S$60,000 p.a.(Others) 21 years NA
    Maybank Visa Infinite Card S$150,000 p.a. S$150,000 p.a. 21 years NA
    Maybank World Mastercard S$80,000 p.a. S$80,000 p.a. 21 years NA
    Maybank eVibes Card No minimum income (Applicant can’t be earning S$30,000 p.a. or above) NA 18 years Cannot be older than 30
    Maybank Catholic High Alumni Platinum Associates Card S$30,000 p.a. S$45,000 p.a.(MY) S$60,000 p.a.(Others) 21 years  
    Others S$30,000 p.a. S$45,000 p.a.(MY) S$60,000 p.a.(Others) 21 years NA

    Documents Required

    Singaporean citizens and PRs

    Salaried employee:
    • A copy of NRIC.
    • CPF contribution statement for past 12 months or latest salary slip or Income Tax Notice of Assessment (latest) and CPF contribution statement for 12 months/latest salary slip.
    Self-employed/Commissioned:
    • A copy of NRIC.
    • Income Tax Notice of Assessment for past 2 years.
    Variable income or commission earners:
    • A copy of NRIC.
    • CPF contribution statement for past 12 months or latest salary slips for 3 months or Income Tax Notice of Assessment (latest) and CPF contribution statement for 12 months/latest salary slips for 3 months.

    Foreigners

    • Valid passport.
    • Employment Pass with a minimum of 6 months validity.
    • Bank statement or Utility bill which has your mailing address.
    Maybank Credit Card

    Loan on Maybank Cards

    For your short-term needs, you can explore the option of using FlexiCash instalment loan, a facility that can be availed by all cardholders. With no processing fee, a starting interest rate of 5.88% p.a. and cash disbursal usually within three days, it can be your ticket to that holiday you were planning or that VR headset you were planning to buy. You can choose from 12- and 24-month loan tenors. As it is a fixed monthly payment plan, you can easily budget for your future.

    Security Features

    Some of the common security features available on all Maybank cards are as follows:

    • EMV chips on all cards for more secured transactions.
    • SMS alert facility that informs you of a transaction.
    • For every online transaction, you’ll be sent a one-time password (OTP) to your registered mobile. You can only authenticate a transaction by validating and entering this code.

    Maybank Increase Credit Limit

    If you want a temporary increase of credit limit on your card or personal line of credit to meet a shortfall in funds or to meet an unexpected emergency, you can request for a credit review. Call the bank at the dedicated number to learn more about this facility. For a permanent credit review, however, you can fill out the relevant form and send it to the Robinson Road branch of the bank along with some mandatory income documents mentioned on the bank’s website.


    Things to Know About Maybank Credit Cards

    How to Redeem Points?

    Online Banking/Hotline/TREATS Points Portal/Form

    The bank has set a minimum number of TREATS Points that you should accumulate in order to redeem them for vouchers or gifts available in the rewards catalogue. After you have accumulated the required TREATS Points, you can redeem points in the following ways:

    • Online Banking
    • Call the hotline.
    • Mail/fax the filled-up Redemption Form to the bank.
    • Maybank TREATS Points portal (https://rewards.maybank.com.sg/rewards/LandingPage).
    • It’ll take around 14 working days for your request to be processed.

    How to Redeem Miles?

    Online Banking/TREATS Points Portal/Form

    Enrol with the Maybank Frequent Flyer Programme by filling out the form and mailing it to the bank. You can also enrol through the online banking portal. You need to be a member of the AirAsia BIG, Krisflyer Miles, or the Asia Miles programme to join the Maybank programme.

    AirAsia and Asia Miles
    • If you have accumulated 5,000 TREATS Points, it converts to 2,000 Asia Miles.
    • If you have accumulated 2,000 TREATS Points, it converts to 1,000 AirAsia BIG Points.
    Singapore Airlines KrisFlyer miles
    • If you have accumulated 5,000 TREATS Points, it converts to 2,000 KrisFlyer miles.

    For redemptions, use online banking, the rewards portal, or fax/mail the redemption form to the bank. You’ll have to pay a conversion fee of S$25 for each redemption you make. Untl 31 December 2018, you don’t have to pay this fee for AirAsia BIG Points.

    How to Use the Internet Banking Login?

    • With Maybank Online Banking, called Maybank2u, you have anytime access to your accounts with Maybank.
    • You can enjoy the following benefits with this feature:
      • Set a daily limit for funds transfer.
      • Online application and remittance.
      • Access your accounts anytime from anywhere.
      • Enjoy secured banking with 2-Factor Authentication while logging in.
      • Know about your bill payment and investment ventures like shares or unit trusts.
      • Inquire about your account balance, card transaction history and funds transfer details.
      • Receive notifications via SMS alerting you of transactions going above the set limit or when a new payee is added.
      • Access to customer service using which you can perform other tasks like activation/deactivation and change of PIN among others.

    How to Check Unbilled Transactions?

    Internet Banking/Amex Mobile App

    You can check the unbilled transactions by logging in to your internet banking account or by checking your monthly credit card statement.

    How to Check the Reward Points Earned?

    Monthly Statement/Mobile App/Rewards Portal/Internet Banking

    Check your accumulated reward points through:

    • Credit card bill.
    • Mobile banking app.
    • Reward redemption portal.
    • Personal internet banking account.

    How to Check the Points and Miles That Are About to Expire on Your Card?

    Monthly statement/online banking/TREATS portal
    You can choose any one of the following ways to view your TREATS Point balance:
    • The TREATS Point balance is reflected in your monthly statement.
    • Use the online banking portal to check your TREATS Point balance.
    • Log in through the  Maybank TREATS Points Rewards Portal to know your TREATS Point balance.

    How to Check the Points and Miles That Are About to Expire on Your Credit Card?

    TREATS portal/Monthly statement/internet banking
    • If you are not enrolled in the Rewards Infinite Programme, your TREATS Points are valid for 1 year from the quarterly period they were earned.
    • If you have enrolled in the Rewards Infinite Programme, your TREATS Points will never expire.
    • The points can be checked through:
      • Online Banking
      • TREATS rewards portal
      • Monthly credit card bills

    How to Pay Taxes Using This Bank’s Credit Cards?

    • You can use Maybank credit cards to pay both personal income tax and other taxes to the IRAS.
    • The payment amount should be at least S$5.
    • You’ll need the Payment Voucher Number, NRIC/FIN details, work permit or employment pass number (if applicable), Income Tax reference number, and other IDs.

    Is There a Mobile App?

    Yes
      Download the Maybank SG app from the Apple Store or Google Play Store. You can choose to sign up or log in by entering your credit card credentials and the PIN

    • You can choose to sign up or log in by entering your credit card credentials and the PIN.
    • Choose any username and password.
    • An OTP will be sent to you for mobile number verification. Key-in this OTP to confirm your number.
    • The key features of the app are:
      • Access your latest transactions and know the balance.
      • Access all your accounts and services.
      • Send/receive money instantly with PayNow.

    Does the Bank Offer Invitation-Only Credit Cards?

    Yes

    The Maybank Visa Infinite Card is an invitation-only card.

    Yes- Use Maybank Funds Transfer

    Can You Transfer Funds from Maybank Cards to an Account?

    Maybank Funds Transfer allows you to put money into another bank's current/savings account, credit line, or credit card, from your Maybank credit card.

    • The minimum transfer amount is S$2,000.
    • Even supplementary cardholders can use this facility.
    • The processing fee starts from 1.38%, and the Effective Interest Rate starts from 2.96% p.a.
    • No interest is charged for the 6-month tenure, while the 12-month tenure will attract an interest of 4.99% p.a.
    • You can apply for this feature either by downloading and filling the application form and sending it to the bank, or through your internet banking account.

    How to Check Status of My Requests?

    Phone Banking/Internet Banking
    • Check the status of your credit card application through the bank’s phone banking service.
    • To check the status of your cheque, navigate to “Other Services” of the online banking portal.
    • Check the activation & cancellation of card, or update of personal details under the customer service section in the online banking link.

    How to Make Payment Using Cheques

    • If you wish to make payments with cheques, you should write it payable to your Maybank card and account number.
    • Should you wish to make payments towards more than one account, your cheque must be made payable to Maybank Cards.
    • On the other side of the cheque, write the amounts account numbers.
    • From the website of the bank download a copy of a business reply envelope, fill it and send it to the bank.
    • Alternatively, send the crossed cheque to Maybank’s Robinson Road address.

    How to Convert Bill to Instalment Payment Plans?

    0% Instalment Payment Plan/FlexiPay/Posh EzyPay

    Three instalment payment plans are available for Maybank:

    1. Maybank 0% Instalment Payment Plan: This plan is available for 1,500 participating outlets and the payments can be split for up to 3 years.
    2. FlexiPay: This plan can be utilised even at outlets where credit cards are not accepted. The interest rate is low and the tenure can go up to 2 years.
    3. Posh EzyPay: This no-interest plan allows you to convert payments at luxury boutiques to instalments spread over 3 or 6 months.

    Are There Referral Programmes?

    Yes

    If you refer your family and friends to get a Maybank credit card or CreditAble account, then you and your referee are entitled to the following benefits:

    • You get cash credit of S$60 for every person you refer (if the person's card or credit line is approved).
    • The person you referred gets a free Samsonite Orfeo 69cm Spinner priced at S$420 if they apply for 2 new cards and a CreditAble account (and spend S$500 in 60 days of approval).

    This referral offer is valid until 30 September 2018.

    About Maybank

    Maybank is one of the largest banking groups in Southeast Asia. The bank is currently the fourth largest in SEA in terms of asset value. It has a presence across 20 countries and its employees operate out of 2,400 offices. From the time its first branch opened in 1960 at South Bridge Road, Maybank has expanded its presence to strategic locations across Singapore and boasts of 27 service delivery centres today. The bank maintains a qualifying full bank status is Singapore and it offers a wide range of products to its retail, business and institutional customers. The bank operates in several domains, including consumer banking, corporate banking, investments, asset and wealth management, insurance, and Islamic banking. Find out more about its credit cards here.

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