Chubb Health Insurance

Chubb offers a comprehensive health insurance plan, which might come in handy in cases of accidents or illness. The Smart Health Builder is a health insurance plan that provides you with necessary cash whenever you are hospitalised. This is a hospitalization plan that offers coverage for a number of incidents.

Highlights of Smart Health Builder

With the Smart Health Builder, you are entitled to the following benefits:

  • Cover for daily hospital expenses.
  • If you are admitted in the ICU, you will receive double the daily expense cover.
  • Hospitalisation expense of up to 7 consecutive days.
  • A 24 hour, worldwide support hotline to provide assistance in case of medical emergencies.
  • Cash support during your recuperation period.

Cover Offered Under by Smart Health Builder

This is. the cover you are entitled to, under the Smart Health Builder

Plan A Plan B
Daily hospital charges S$100/day S$200/day
ICU charges S$100/day S$200/day
Get Well Benefit S$500

Eligibility Criteria

There are certain requirements that need to be met to be eligible for this insurance plan.

  • You should be a Singapore citizen or PR
  • Eligible for people between the age of 16 and 18, during the commencement of insurance plan
  • For dependent children, they should be between the age of 1 and 21 at the commencement date

Premium Payments

These are premium payments, depending on your age and the plan you choose to go with. This insurance is available in flexible monthly and annual payment plans.

Monthly insurance Plan Age Plan A Plan B
Insured 18 -40 years old S$14.50 S$23.50
41-50 years old S$22.50 S$36.50
51-55 years old S$35.50 S$56.50
56-60 years old S$47.50 S$77.50
Renewal S$71.50 S$116.50
Dependent children 1-21 years old S$13.50 S$21.50

If you choose to go with the annual insurance plan, you are entitled to a 10% discount on premium, the premium payments are as follows

Monthly insurance Plan Age Plan A Plan B
Insured 18 -40 years old S$156.50 S$253.80
41-50 years old S$243.00 S$394.20
51-55 years old S$383.40 S$610.20
56-60 years old S$513.00 S$837.00
Renewal S$772.20 S$1258.20
Dependent children 1-21 years old S$145.80 S$232.20

Here’s How You Can Buy Smart Health Builder

You can buy this insurance plan in the following ways:

  • By calling the hotline number 6299 0988. This number is active from to Mon-Friday, between 5 am and 9 pm
  • You can also apply for this insurance by sending an e-mail at [email protected]

How do I Make a Claim?

Filing for a claim is actually pretty easy and quick process, here is how you can file a claim

  • Download the concerned claims form from the website
  • Fill up the form and attach all the necessary documents
  • Submit the completed form on the same website

How to Cancel Smart Health Builder

  • In order to cancel a plan, you would have to make the decision within 30 days of the policy commencement date
  • You can simply contact the provider within this time period to cancel your plan
  • The premium paid within this period will be refunded

Things to Consider Before Applying

Here are some things that you might want to consider before choosing to go with this insurance plan

  • Daily hospital income is paid out in every 24 hours, for a time period of not more than 730 days.
  • Additional income for hospitalisation in the ICU will be provided for a period of not more than 60 days
  • Payment in the case of 7 days of consecutive hospitalisation will be provided only once per incident
  • You cannot use Medisave to make premium payments, as this is not a Medisave approved policy
  • The policy will be automatically renewed by the payment of premium, 1 month/year prior to the policy commencement and on the same day every next month/ year from thereon

Hotline 

There are a few ways you can get in touch with the company if you need any assistance

Frequently Asked Questions

Q. Will I get cover for a pre-existing medical condition?

A. No, under Smart Health Builder, you will not be covered for pre-existing medical conditions

Q. How long will it take for my claim to be processed?

A. After you have submitted the claims form with all the required documents, we will get back to you within 2 weeks.

Q. Will I get a refund in case my policy gets cancelled?

A. In case you decide to cancel your cover, you are entitled to receive a refund for the premium payments. Although, a little amount might be deducted for the charges incurred for underwriting the policy.

Q. Do I need to inform the company if I change my job?

A. Yes, you need to inform your provider about any change in occupation. This is so because, the terms and conditions of your cover might vary with your new job. If your new job is more dangerous than your previous one, some of the covers may no longer be valid.

Q. What coverage does a dependent receive under my policy?

A. A dependent child under your policy is entitled to receive 50% of the cover for main insured.

reTH65gcmBgCJ7k
This Page is BLOCKED as it is using Iframes.