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    UOB Visa Signature Card

    Credit Card BYTES FROM OUR KITCHEN

    UOB Visa Signature Card Promotion

    The following promotional offers are available for the cardholders of UOB Visa Signature Card:

    1. Cardholders can get a 10% discount on their total bill with a minimum spend of S$50 using their UOB Visa Signature Card at Chef's Noodle. This offer is valid till May 31, 2017.
    2. On a minimum spend of S$30 using their UOB Visa Signature Card, cardholders can get 10% off on their total bill at Korbi Grill. This promotional offer is valid till May 31, 2017.
    3. Cardholders can get a 10% discount on their total bill with a minimum spend of S$80 at Seoul Garden Hotspot. This offer is valid till May 31, 2017.
    4. Cardholders can get 1-for-1 during the Peranakan Buffet Lunch & Dinner at Sun's Café, Hotel Grand Pacific. The offer is valid for one dinner per card, per table, per bill, till 31 December, 2017.
    5. Cardholders can get 8% off on apartments and villas booked on the website called Roomorama, in all participating destinations worldwide. Booking period is till 30 April, 2017 and stay period is till 31 December, 2017.
    6. Cardholders can get up to 75% off on hotel bookings across the globe with Agoda and an additional 8% discount on their stays in Singapore and Australia using their UOB credit card.
    7. Cardholders can get a discount of 9% on hotel bookings, tours and attractions, and land packages on making bookings via Asiatravel.com. They have to use the promo code UOB-9 to bag this discount. This offer is valid till December 31, 2017.
    8. Cardholders can rent a local or a global drive at Avis Car Rental using their UOB Preferred Platinum Visa Card and get a discount of 10% in Singapore and other participating destinations across the globe. This promo is available till July 24, 2017.

    The UOB Visa Signature card is a popular product in the UOB line-up of credit cards. This card offers great travel perks and is a must have for any traveller. Benefits range from complimentary insurance to cash rebates and extra reward points for any expenses charged to the card while travelling overseas.

    Benefits of UOB Visa Signature Card

    • Cardholders can earn 10 times the UNI$ points for all overseas expenses, on online transactions in foreign currencies, petrol expenses except those incurred at Caltex, dining and grocery expenses paid through Visa PayWave.
    • Cardholders can convert UNI$ earned into cash rebates on travel purchases made or redeem travel vouchers for UOB Travel Planners.
    • UOB Visa Signature cardholders can also enjoy a discount of up to 35% on their first year membership of Priority Pass which offers access to over 850 airport lounges worldwide.
    • UNI$ earned can also be converted into cash rebates at the rate of UNI$4000 to S$100.
    • Cardholders can use their UNI$ to redeem vouchers from the UOB Island of rewards program which gives cardholders vouchers at over 100 participating merchant outlets ranging from dining to travel or can redeem them on the spot at participating malls and dining outlets.
    • UOB Visa Signature Card members will earn UNI$ for S$5 spent on all transactions.

    Insurance provided by the card

    When cardholders purchase air tickets solely using the card, they are eligible to enjoy a complimentary travel insurance policy with a cover for public conveyance personal accident amounting to S$500,000. The policy will pay out 100% of the sum insured in cases of death, loss of one or more limbs, total and irrevocable loss of eyesight in one or both eyes and total and permanent disability arising out of gainful employment.

    The policy also provides a cover for evacuation due to emergency medical assistance arising out of an accident and repatriation with a maximum cover limit of S$25,000 per insured person.

    Fee and charges

    Type of fee Amount payable
    Annual fee S$214 for primary credit card, waived for the first year.
    Supplementary card fee S$107 for supplementary card, waived for the first year.
    Interest rate 25.9% per annum
    Late payment charges Minimum of S$60
    Cash advance fee S$15 or 6% of the amount withdrawn, whichever is higher
    Administrative fee NA

    Transactions in foreign currencies

    Foreign transaction fees will be levied on all transactions carried out in foreign currencies. The fee is 2.5% for all foreign currency transactions carried out through Visa, MasterCard, JCB International or China UnionPay credit cards. The card also levies an international processing fee on all transactions carried out in Singaporean Dollars but processed overseas. The international processing fee for Visa transactions is 0.8% of the transaction amount (to become 1% from 22nd November 2016) and for MasterCard transactions is 1% of the transaction amount. You will earn UNI$10 for every S$5 spent on all transactions in foreign currencies.

    How to apply for UOB Visa Signature Card

    Applying for the UOB Visa Signature card is a hassle free process and can be done either online through the UOB website or offline at the nearest UOB branch. Online application done through the bank website provided the completed application form along with any required documents is submitted prior to 1 PM between Monday and Friday will be eligible for same day card delivery. The same day delivery does not apply on public holidays.

    Eligibility Criteria for UOB Visa Signature Card

    • The Applicant must be a Singaporean National, or a Permanent Resident or a Foreigner with a valid employment pass.
    • The age of the primary cardholder must be at least 21 years as at last birthday
    • The minimum annual income required to avail this card is S$50,000
    • Or applicants must have a Fixed Deposit collateral which has a minimum sum of S$20,000

    Documents required

    Applicants wishing to avail a UOB Visa Signature Card will have to submit certain documents during the time of application which are as follows.

    • For Salaried Applicants
      • Photocopy of NRIC, both front and back.
      • The latest 3 months payslips
      • 12 Months CPF statement
      • 2 years of income tax assessment notice. For Salaried applicants, only the most recent ITNA is required.
    • For Applicants with Variable income/Commission Based Income
      • Photocopy of NRIC, both front and back.
      • CPF statement for the past 12 months
      • 2 years of income tax assessment notice.
    • For Self-employed Applicants
      • Photocopy of NRIC, both front and back.
      • Income tax assessment dating back 2 years.
    • For Foreign Applicants
      • Photocopy of the passport
      • Employment pass with a minimum 6 month validity.
      • A copy of Utility bill such as a telephone bill to serve as current billing address proof.

    Interest on UOB Visa Signature Card

    The card charges an interest rate of 25.9% per annum and is calculated on a daily basis from date of transaction. The charge will also be levied on any outstanding amount including late payment fees until the credit card has been cleared of any outstanding dues. The card charges an interest rate of 28% per annum on all cash advances. Interest rates are subject to change as per the discretion of the bank and applicants should always check with the bank for prevailing rates of interest.

    Repayments

    A minimum monthly repayment of 3% of the current balance or S$50, whichever is higher should be made. Failure to repay the minimum monthly amount on time will attract a late payment penalty which amounts to S$60.

    Lost/stolen card liability

    The UOB Visa Signature Card comes with a Card Secure Plan for a premium of S$52.43 for individual cardholders and a premium of S$93.63 for the family policy applicable to a maximum of 5 persons. When the card is reported stolen, cardholders will get up to S$3000 in card protection, S$1000 to cover cost of communication and acquiring replacements of identity cards, passports or driving licenses. Cardholders can even avail emergency cash advances of S$1500 and emergency hotel bill advances of S$4000.

    Reporting lost/stolen credit cards

    Cardholders need to report lost or stolen cards immediately or upon discovery of missing cards to UOB. Cardholder can call on the toll-free helpline at 1800 222 2121 which is available 24 hours a day.

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