• UOB PRVI Miles Platinum American Express Card

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    UOB PRVI Miles Platinum American Express Card Promotion

    The following are the promotions on the UOB PRVI Miles Platinum American Express Card:

    1. When cardholders book their first stay using their PRVI Miles Platinum American Express card, they can save up to S$50. The minimum spend criterion is S$20. You can use the promotion code AMEXSG along with the first 4 digits of their UOB PRVI Miles American Express Card. This offer is valid till September 31, 2017.
    2. You can earn 10 miles for every S$1 that you spend on hotel booking using UOB PRVI Miles Platinum American Express Card on Kaligo. You can download the Kaligo app on your phone to make the bookings. This promo is available till December 31, 2017.
    3. You can earn 6 miles for every S$1 that you spend on booking hotel or buying travel tickets from major airlines like Korean Air, British Airways, All Nippon Airways, Etihad, Quantas, Emirates, Delta Airlines, Asiana Airlines and more. You need to book these tickets through UOB Travel. This promotional offer is valid till December 31, 2017.
    4. Get a complimentary airport transfer from Changi Airport by booking your travel tickets using UOB PRVI Miles Platinum American Express Card
    5. On booking tickets using this card, you will get access to a dedicated hotline for easy travel assistance that would include car rental booking, flight, hotel and insurance. You can dial 6302 5993 for any queries.

    UOB PRVI Miles Platinum American Express Card:

    UOB PRVI Miles Platinum American Express Card is a travel credit card. It is a high-end card offering reward points for almost all purchases. These reward points can be redeemed for anything – from air miles to cash rebate to purchases from participating merchants. The card is ideal for frequent travellers and reward lovers.

    Joining Benefits/Perks:

    • Up to November 30, 2016, new UOB members can earn 10,000 bonus miles on applying for this card, and existing UOB members can earn 5,000 bonus miles.

    Features Of UOB PRVI Miles Platinum American Express Card:

    • This credit card allows you to earn miles for practically every purchase made. If you spend just around S$760 in a month for a year, you could fly to Bali for free.
    • You do not have to pay the first-year annual fee.
    • You can get up to 2 Supplementary Cards for free.

    Rewards:

    • 6 miles for every S$1 spent on major airlines and over 271,000 hotels booked through Expedia and UOB Travel. The participating airlines include Singapore Airlines, SilkAir, Cathay Pacific, China Eastern Airlines, Garuda Indonesia, Korean Air, Thai Airways International, Qatar Airways, All Nippon Airways, British Airways, Emirates, Etihad, Qantas, and United Airlines.
    • 2.4 miles for every S$1 spent overseas
    • 1.4 miles for every S$1 spent locally

    These rewards are credited to your account in the form of UNI$, which are valid for 2 years from the quarter in which they were earned. The amount of UNI$ credited to your account will be mentioned in your monthly credit card bills. If you have more than UOB credit card, all the rewards earned will be accrued in your name and can be redeemed collectively. The redemption process could take up to 7 working days. You can convert your points into KrisFlyer or Asia miles at the rate of 1 UNI$ = 2 miles. The conversion can only be done in block of 10,000. The conversion will attract an administrative fee of S$25. The ways to redeem your points are:

    • Instant Rewards: By presenting your card and UNI$ value at selected stores, cafes, and shopping malls. Check with the bank for the list of partners where you can redeem the points instantly.
    • Online redemption: Log in to the UOB website’s ‘Rewards’ section and enter your card details. You need to have your registered mobile number with you for verification. You will be able to see the reward points, and redeem it for vouchers, which in turn can be used at selected stores, restaurants, to book flights and hotels, etc.
    • Mobile redemption: You can redeem the points through the UOB Mobile app.
    • Phone redemption: You can contact the 24-hour UOB Call Centre and follow the IVR instructions.

    Benefits Of UOB PRVI Miles Platinum American Express Card:

    • You get a bonus of 20,000 miles if you spend at least S$50,000 in a year.
    • You can book travel packages and sort your travel needs through UOB PRVI Travel Butler.
    • If you have spent S$1,000 overseas in any quarter, you are eligible for a concession of S$45 for each one-way limousine service to Singapore Changi Airport.
    • You get access to the American Express Selects programme, which gives you exclusive discounts on travel, leisure, entertainment, dining and shopping.
    • You can also avail American Express’s ‘Live the World’ privileges that give you special promotional deals on various spends.

    Insurance Provided By The Card:

    UOB PRVI Miles Platinum American Express Card offers personal accident while in a public vehicle and travel inconvenience insurance coverage of up to S$1 million for both the cardholder and their spouse. The compensation details are as given below:

    Accidental death, loss of one or more limbs, blindness in both eyes, and Permanent Total Disablement from gainful employment of all kinds while using a public transport during your travel S$1 million
    Connecting flight delay Up to S$200 for 4 hours delay
    Luggage Delay Up to S$200
    Loss of Luggage Up to S$400

    Instalment Payment Plans:

    Through UOB SmartPay, you can convert your credit card payments into low-interest monthly instalments for periods of 3, 6 or 12 months. You also get an interest-free grace period of over 30 days before paying the first instalment. The minimum spend to qualify for this is S$500, and SmartPay can be applied only to a maximum of 5 payments per month. There will be a one-time processing fee of 3% of the amount for 3 and 6 month plans, and 5% for the 1-year plan. The effective interest rate is 18.18%, 10.43% and 9.5% for the 3-month, 6-month and 12-month plans respectively. However, using the SmartPay option will not give you any reward points.

    Fees And Charges:

    Type of fee Amount payable
    Annual fee S$256.80
    Supplementary card fee S$128.40 (from 3rd card onwards)
    Interest rate 25.9% p.a.
    Cash advance fee 6% of the advance amount or S$15, whichever is higher
    Interest on cash advance 28% p.a.
    Fee for crossing credit card limit S$40

    An additional penal interest of 3% will be charged for both credit card bills and cash advances in case of late payment.

    Overseas Transactions And Payments In Foreign Currencies:

    Foreign currency factor of 3.25% will be charged on transactions in foreign currencies with the UOB PRVI Miles Platinum American Express Card, of which 1.25% will be retained by American Express. There is no extra fee for transactions made in Singapore dollar overseas.

    Cash Withdrawals:

    You can withdraw cash from your credit card in case of emergency from any UOB ATM in Singapore or UOB/Cirrus/PLUS ATMs overseas, or from UOB bank branches. You can also transfer money online from your credit card to any bank account through internet banking. The minimum withdrawable amount is S$200 and the maximum you can withdraw is 75% of your credit limit or available credit limit, whichever is lower.

    How To Apply For UOB PRVI Miles Platinum American Express Card:

    You can either go to the UOB website or to one of the bank’s branches with the required documents. On the website, you can select the card, fill in your personal and contact information, income details, and upload the relevant documents. The bank will contact you and complete the application and approval process.

    Eligibility Criteria For UOB PRVI Miles Platinum American Express Card:

    • Minimum age: 21 years
    • Minimum income: S$80,000, OR a Fixed Deposit of S$30,000 or more with UOB

    Documents Required:

    • Salaried individuals:
      • Photocopy of NRIC (both sides)
      • Latest computerised payslips for the past 3 months OR
      • Latest 12 months’ CPF Contribution History Statement OR
      • Latest Income Tax Notice of Assessment AND latest computerised payslips for the past 3 months
    • Self-employed individuals:
      • Photocopy of NRIC (both sides)
      • Latest 2 years’ Income Tax Notice of Assessment
    • Foreigners:
      • Employment Pass with at least 6 months’ validity
      • Photocopy of Passport with at least 6 months validity
      • Latest computerised payslips for the past 3 months OR
      • Latest 12 months’ CPF Contribution History Statement OR
      • Latest Income Tax Notice of Assessment AND latest computerised payslips for the past 3 months

    Repayments:

    The minimum payment to be made per month is 3% of current balance or S$50, whichever is higher. If you are unable to pay the bill by its due date, you will be charged a late payment fee of S$60. There are multiple ways to repay your credit card bill:

    1. At UOB ATMs, with your UOB savings/current account or with accounts in other banks such as DBS, POSB and OCBC.
    2. Through recurring InterBank GIRO transfer from any account by filling in the GIRO request form.
    3. Via phone-banking, by calling 1800-2222-121 any time of the day
    4. Through internet banking from your UOB account
    5. At SingPost SAM Machines
    6. At AXS Stations
    7. At iNETS kiosks
    8. By cash at cash deposit machines or at bank branches
    9. By cheque, payable to UOB Credit Card and mentioning your card number on the reverse of the cheque leaf. It can be dropped in at cheque deposit machines or mailed to UOB Cards and Payments, Robinson Road, PO Box No. 1688, Singapore 903338.

    Reporting Lost/Stolen Credit Cards:

    If you have lost or misplaced your credit card, or it has been stolen, you are liable to pay the bank a maximum of S$100, as per guidelines from the Association of Banks in Singapore (ABS). This is applicable only if the following steps are taken:

    • Inform UOB immediately upon finding that your card is missing. They will block your card to prevent further transactions on the card.
    • If it has been stolen, inform the bank and report the theft to the police.
    • You should be blameless for the loss and not acting with guile, negligence and fraudulent intentions.

    If you fail to inform the bank about the loss/theft of card, you will be liable to pay for the fraudulent purchases made using your card by someone else. UOB urges customers to take all due care with the credit card, including not disclosing the PIN to anyone or writing it down, using secure online transactions, etc.  

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