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    UOB Preferred Platinum Visa Card for Rewards

    The UOB Preferred Platinum Visa Card offers you a lot of benefits and privileges all round the year, in Singapore. It gives you rewards on online purchases, contactless transactions, and SMART$ rebates on hundreds of participating outlets in the country. Apart from this, it also gives you numerous dining privileges at some of the leading restaurants on the island along with interest-free Instalment Payment Plans, and other all-year privileges.

    Key Features

    Feature Description
    Rewards points on online shopping and entertainment spends 10x UNI$ for every S$5 charged to your card on selected online shopping & entertainment expenses
    Rewards points on contactless transactions 10x UNI$ for every S$5 spent
    Reward points on all other retail spends 1x UNI$ for every S$5 spent
    Complimentary travel insurance N.A.
    UOB Preferred Platinum Visa Card

    Earn 10X UNI$^ on Online Purchases

    Love online shopping? Then use the UOB Preferred Platinum Visa Card to get 10x UNI$ every time you buy from your favourite brands online. Get this accelerated rate of rewards or every 5 Singapore dollars you spend on online entertainment and shopping transactions including bags, clothes, electronic items, books, clothes, fast food deliveries, online movie tickets, or even your favourite app. The participating online merchants include brands such as Qoo10, Cathay Cineplexes, Fave, ShopBack, and Reebonz.

    UOB Preferred Platinum Visa Card

    Get 10X Rewards on Contactless Payments

    Want a more convenient way to pay for your purchases at over 10,000 retail stores in Singapore? Use the contactless payment system called Visa payWave available on this card and get 10x UNI$. This is the equivalent of 4 miles for every Singapore dollar (or 2 miles per UNI$) you spend at participating merchants such as Starbucks Coffee, Golden Village, Subway, Burger King, Popular Book Company, and many more retail outlets. You can also use your mobile phone to use this payment method via Apple Pay, Android Pay, UOB Mighty Pay, and Samsung Pay. Add this card on the mobile payment app of your choice to facilitate contactless payment through your mobile phone.

    Earn Smart Rebates at Over 400 Participating Merchants

    This card also helps you earn SMART$ rebates when you shop at any of the 400+ participating stores. Use these rebates to get discounts on your future purchase bills. Each SMART$ is equal to one Singapore dollar. You can use the card to get these rewards on dining (BreadTalk, Bread Society, Pasarbella, and more), groceries (Giant, Cold Storage, Market place, etc.), insurance (EQ Insurance and United Overseas Insurance Limited), leisure (City Tours and Cathay Cineplexes), Petrol (Shell), shopping (bYSI, ColorWash, Crocodile, and more), and wellness (Ogawa and Guardian) transactions.

    Get 0% Instalment Payment Plans

    UOB offers you 0% Instalments Payment Plans (IPP) to help you pay for your purchases in a more convenient manner by stretching out your payments over a period of time. You can convert your purchase payments into interest-free IPP payments over a tenure of your choice (up to 24 months). The bank does not charge you anything extra for this facility. However, it would be wise to confirm this with the bank before conversion. You can use this facility at over 3,500 participating stores in the country including the likes of Courts, Larry Jewelery, Best Denki, The Hour Glass, Harvey Norman, Singpost, Chartis Singapore, among others.

    Buffet and Dining Privileges

    Love eating out? Then use this card to get a range of offers at some of the best restaurants in Singapore. Choose from more than 100 buffet options to over one thousand other entertainment and dining privileges. These include deals such as 1-for-1 offers, complimentary dishes on minimum spends, free drinks with food orders, direct discounts on your food bills, and many more. Some of these offers are available only for a limited time while others are available all through the year. They also differ from one restaurant to another.

    Sign-Up Bonus

    • Up to 23 January 2019, get a cash credit of S$100 when you apply for this card (first 200 applicants) and your card application gets approved. You also need to spend at least S$1,000 within the first month of the card approval date.
    • Get the UOB Privileges Passport when you apply for this card. It gives you up to 30% off in many countries around the world, including Australia, Taiwan, Malaysia, France, Japan, Germany, and the United States, among others. Get discounts at all participating retail stores and brands, and dine, entertain yourself and shop like a local when you visit any of the eligible countries.

    Additional benefits

    Get promotional offers on shopping, travel, entertainment, and dining. These offers are subject to validity periods as well as terms and conditions.

    Earning Rewards

    • Earn UNI$ rewards on contactless transactions made using Visa payWave, Apple Pay, Samsung Pay, Android Pay, and UOB Mighty.
    • The UNI$ points awarded on select online transactions and contactless payments are capped at UNI$2,000 each month. All transactions will earn 1x UNI$ for every S$5 that you spend post this.
    • Transactions that are part of UOB’s instalment payment plan will not earn any UNI$.
    • Purchases that earn you SMART$ rebates are not eligible for UNI$.
    • UNI$ earned can be converted to miles or redeemed for rewards from over 4,000 partner stores and restaurants.
    • UNI$1 is equal to 2 miles. 14 to 21 working days may be required to transfer your UNI$ to miles.
    • UNI$ points earned will expire two years from the last day of each quarter in which the UNI$ was earned. UNI$ calculations follow the calendar year starting from January and ending in December.

    Calculate Rewards Points from UOB Preferred Platinum Visa Card

    Let’s say, that in a month, you made transactions worth S$2,300. Of this, you spent S$700 on online shopping at selected merchants. During the month, you also used contactless payment methods and made transactions worth S$1,000. All of your other retail transactions for the month amount to S$600. The reward points you’ll earn per category are:

    Spend categories Monthly spend Points earned Equivalent miles
    Online shopping at selected merchants S$700 1,400
    Contactless payment methods S$1,000
    • 600 points at 10x
    • 140 points at 1x
    (Since the cap on 10x points is UNI$2,000 and you have already earned UNI$1,400 you earn 600 points at 10x only on S$300. The remaining S$700 earns points at 1x for every S$5.)
    Other retail transactions S$600 120
    Total S$2,300 2,260 4,520

    Redeeming your Earned Rewards

    Redeem your reward points for a voucher by:

    • Logging onto UOB’s webpage for points redemption.
    • Calling the bank’s 24-hour hotline.
    • The vouchers you choose will be mailed to your billing address within seven working days from the time of successful redemption.
    • Present the original voucher to a participating merchant for rewards redemption.
    • If your purchase exceeds the voucher value, just pay the difference.
    • Reward points can also be used to save on your purchases by using your points instantly. Present your principal card to the participating merchant at the time of purchase and exchange your points for a voucher.

    UOB Preferred Platinum Visa Card Interest rates

    Type of Interest Charge
    Retail Purchases 25.9% p.a.
    Cash Advance 28% p.a.
    Instalment Payment Plan 0% p.a.

    Other Fee and Charges

    Type of Charge Charge
    Annual Fee S$192.60 (waived for the first year)
    Overseas Transaction Fee 2.8% of the transaction amount
    Late Payment Fee S$90 per month
    Over Limit Fee S$40
    Cash Advance Fee 6% of the amount, with a minimum fee of S$15
    Supplementary Card Fee The first card is free; second card has 1-year fee waiver, every subsequent year has an annual fee of S$96.30

    Activating the card for overseas expenses

    The magnetic stripe of your card has to be activated for retail transactions at non-EMV POS terminals overseas. You can do it by doing one of the following:

    • Visiting your nearest UOB branch.
    • Visiting the nearest UOB ATM.
    • Downloading the relevant form from the bank’s website, completing it, and mailing it to the Robinson Road branch of the bank.
    • Calling the UOB 24-hour hotline.

    For safety reasons, deactivate the magnetic strip of your card on returning to Singapore.

    Instalment Payment Plans Available

    • Convert big-ticket purchases into affordable instalments with SmartPay, UOB’s instalment payment plan.
    • Payment can be spread over 3-month, 6-month, or 12-month tenures.
    • A low one-time processing fee will be applied.
    • The annual effective interest rate (EIR) depends on the tenure you choose. It is:
      • 18.18% p.a. for a 3-month tenure.
      • 10.43% p.a. for a 6-month tenure.
      • 9.5% p.a. for a 12-month tenure.

    Cash Withdrawal on the Credit Card

    • The minimum withdrawal amount is S$200 per day if you apply via SMS or ATM.
    • The maximum amount of cash from any UOB ATM is S$3,000 per day.
    • At any time, up to 75% of the credit limit available on the card can be withdrawn.

    Eligibility Criteria

    Click here to find out whether you will be allowed to apply for this card or not.

    Lost/Stolen cards

    If you discover that your card is missing or has been stolen, do the following:

    • Notify UOB by calling their hotline.
    • Provide UOB with a police report, if asked for.
    • Provide UOB with a legal form in the format prescribed by the bank, if asked for.

    Your liability for unauthorised transactions made on your card will be limited to S$100 if:

    • The bank establishes through its investigation that you weren’t complicit in the fraud.
    • It is also established that you weren’t grossly negligent while handling the card.

    The bank may decide to waive off this charge at its discretion.

    Is your friend enjoying great perks and discounts through her card? Are you interested in a credit card that your friend suggested? You can find out more on cards here and apply for it directly on the site too!

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    What Else Do I Need to Know?

    How to Enable/Disable Auto Debit & Standing Instructions

    Set up GIRO instruction

    To enable standing instructions for your card’s monthly payments, download the GIRO form, fill it up and mail or fax it to UOB. To disable these instructions, contact the bank.

    How to Apply for the Card & Check the Application Status

    Personal visit/internet banking portal/SMS/online

    You can apply for the card online on the bank’s website. If you submit your application and submit the required documents by 1:00 p.m., you will receive the card on the same day.

    Other ways to apply are:

    • Via SMS if you have a UOB credit card;
    • Via personal visit to the bank;
    • Via internet banking if you have access to it.

    How to Check Balance

    Phone/mobile/internet banking

    Use one of the following to know what your credit card balance is:

    • Phone banking
    • Internet banking
    • UOB Mighty mobile banking

    How Can the Bill Be Paid?

    GIRO/ATM/iNETS/online banking and others

    Use one of these modes to pay your credit card bill:

    • AXS stations
    • Interbank GIRO
    • S.A.M. Machines
    • Via any UOB ATM
    • Via phone banking
    • Via any iNETS kiosk
    • Via online banking
    • UOB cash deposit machines
    • By cash payment at any branch
    • Via cheque made payable to “UOB Card Centre”

    How Much Is the Minimum Payment to Be Made on the Card?

    S$50 or 3% of the dues

    The least amount payable on your card is 3% of the current balance or S$50 (the higher amount). If there is any outstanding balance or over-limit amount, then you will have to pay that as well.

    What Is the Grace Period?

    21 days

    The interest-free period for your UOB Preferred Platinum Visa Card is 21 days from the statement date. You have to ensure that your previous bills are completely cleared to enjoy this privilege.

    Which Mobile Wallets Can This Be Used With?

    Mighty/Android Pay/PayNow/Apple Pay Samsung Pay

    You can make contactless payments by linking your card to the following payment wallets:

    • PayNow
    • Apple Pay
    • UOB Mighty
    • Android Pay
    • Samsung Pay

    Can It Be Used With EZ-Link?


    Your card can be linked with EZ-link. You will, however, not earn any rewards on EZ-link transactions.

    How to Block or Unblock the Card

    Contact UOB on hotline

    To block or unblock your card, you can contact UOB’s 24-hour customer service hotline.

    How to Reset the PIN

    Use the PIN Change form

    To reset the PIN on your credit card, submit the form for the same to UOB. Your new PIN will be sent to your registered mailing address.

    What Is the Billing Cycle and the Bill Due Date?

    Once a month

    You will receive your credit card statement once a month commencing from the date on which your card was approved.

    The due date will be seen on your credit card statement. The minimum amount or the complete amount needs to be paid by the due date to avoid any late fees.

    How to Get a Replacement Card

    Fill and submit a form

    To get a replacement card, fill in the form for the same and mail it to the bank. Your replacement card will be sent to your registered mailing address.

    How to Temporarily Increase the Limit of the Card

    Call UOB 24-hour hotline

    Call UOB’s 24-hour customer service hotline for a temporary increase in your credit limit. Keep in mind, though, that temporary credit limit increase is only applicable for weddings, overseas travel, medical expenses, hospitalisation expenses, and compassionate visits.

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