The UOB Preferred Platinum Visa Card is a great card for those who like to shop as well as indulge in the occasional movie or the latest concert.
Best suited to: Those who love online shopping and like to eat out and catch the occasional movie or catch the latest play.
|Annual Fee||S$192.60 (waived for the first year)|
|Rewards points on dining||10x UNI$ for every S$5 spent on selected dining and food delivery|
|Rewards points on online/retail shopping||10x UNI$ for every S$5 charged to your card on selected online retail shopping|
|Rewards points on grocery||10x UNI$ for every S$5 spent at select department stores and supermarkets|
|Rewards points on contactless transactions||10x UNI$ for every S$5 spent|
|Reward points on all other retail spends||1x UNI$ for every S$5 spent|
|Complimentary travel insurance||N.A.|
Let’s say, that in a month, you made transactions worth S$2,500. Of this, you spent S$700 on online shopping at selected merchants. You also spent S$200 on dining at select restaurants. During the month, you also used contactless payment methods and made transactions worth S$1,000. All of your other retail transactions for the month amount to S$600. The reward points you’ll earn per category are:
|Spend categories||Monthly spend||Points earned||Equivalent miles|
|Online shopping at selected merchants||S$700||1,400|
|Dining at selected restaurants||S$200||400|
|Contactless payment methods||S$1,000||
|Other retail transactions||S$600||120|
Redeem your reward points for a voucher by:
|Type of Interest||Charge|
|Retail Purchases||25.9% p.a.|
|Cash Advance||28% p.a.|
|Instalment Payment Plan||0% p.a.|
|Type of Charge||Charge|
|Overseas Transaction Fee||2.8% of the transaction amount|
|Late Payment Fee||S$90 per month|
|Over Limit Fee||S$40|
|Cash Advance Fee||6% of the amount, with a minimum fee of S$15|
|Supplementary Card Fee||The first card is free; second card has 1-year fee waiver, every subsequent year has an annual fee of S$96.30|
The magnetic stripe of your card has to be activated for retail transactions at non-EMV POS terminals overseas. You can do it by doing one of the following:
For safety reasons, deactivate the magnetic strip of your card on returning to Singapore.
Click here to find out whether you will be allowed to apply for this card or not.
If you discover that your card is missing or has been stolen, do the following:
Your liability for unauthorised transactions made on your card will be limited to S$100 if:
The bank may decide to waive off this charge at its discretion.
Is your friend enjoying great perks and discounts through her card? Are you interested in a credit card that your friend suggested? You can find out more on cards here and apply for it directly on the site too!
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How to Enable/Disable Auto Debit & Standing Instructions
Set up GIRO instruction
To enable standing instructions for your card’s monthly payments, download the GIRO form, fill it up and mail or fax it to UOB. To disable these instructions, contact the bank.
How to Apply for the Card & Check the Application Status
Personal visit/internet banking portal/SMS/online
You can apply for the card online on the bank’s website. If you submit your application and submit the required documents by 1:00 p.m., you will receive the card on the same day.
Other ways to apply are:
How to Check Balance
Use one of the following to know what your credit card balance is:
How Can the Bill Be Paid?
GIRO/ATM/iNETS/online banking and others
Use one of these modes to pay your credit card bill:
How Much Is the Minimum Payment to Be Made on the Card?
S$50 or 3% of the dues
The least amount payable on your card is 3% of the current balance or S$50 (the higher amount). If there is any outstanding balance or over-limit amount, then you will have to pay that as well.
What Is the Grace Period?
The interest-free period for your UOB Preferred Platinum Visa Card is 21 days from the statement date. You have to ensure that your previous bills are completely cleared to enjoy this privilege.
Which Mobile Wallets Can This Be Used With?
Mighty/Android Pay/PayNow/Apple Pay Samsung Pay
You can make contactless payments by linking your card to the following payment wallets:
Can It Be Used With EZ-Link?
Your card can be linked with EZ-link. You will, however, not earn any rewards on EZ-link transactions.
How to Block or Unblock the Card
Contact UOB on hotline
To block or unblock your card, you can contact UOB’s 24-hour customer service hotline.
How to Reset the PIN
Use the PIN Change form
To reset the PIN on your credit card, submit the form for the same to UOB. Your new PIN will be sent to your registered mailing address.
What Is the Billing Cycle and the Bill Due Date?
Once a month
You will receive your credit card statement once a month commencing from the date on which your card was approved.
The due date will be seen on your credit card statement. The minimum amount or the complete amount needs to be paid by the due date to avoid any late fees.
How to Get a Replacement Card
Fill and submit a form
To get a replacement card, fill in the form for the same and mail it to the bank. Your replacement card will be sent to your registered mailing address.
How to Temporarily Increase the Limit of the Card
Call UOB 24-hour hotline
Call UOB’s 24-hour customer service hotline for a temporary increase in your credit limit. Keep in mind, though, that temporary credit limit increase is only applicable for weddings, overseas travel, medical expenses, hospitalisation expenses, and compassionate visits.