• UOB Preferred Platinum Visa Credit Card

    Credit Card BYTES FROM OUR KITCHEN

    UOB Preferred Platinum Visacard Promotion

    Cardholders of UOB Preferred Platinum Visa Card use the following promotional offers:

    • Expedia.com
      • Use your UOB Preferred Platinum Visa Card and enjoy savings of up to 50%, along with additional discounts of up to 10% on select merchants.
      • The promotional offer covers hotels across the globe and is valid on stays till 30 June 2019 for bookings made till the end of March, 2018.
    • El Mero Mero
      • Get a 10% off on your total food bill at El Mero Mero with your UOB Preferred Platinum Credit Card.
      • The offer is valid till 30 October 2017.
    • Hertz Car Rentals
      • Get 10% off at Hertz Car Rentals with your UOB Preferred Platinum Credit Card. The offer is applicable to destinations across the globe.
      • In order to use the offer, enter the Promo Code CDP# 2095007. The offer is valid till 31 December 2017.
    • IndoChine Club Street
      • With your UOB Preferred Platinum Credit Card, you can now enjoy 10% off on your total food bill at IndoChine Club Street.
      • The offer is valid till 31 October 2017.
    • Mitzo Restaurant and Bar
      • Get 10% off on your food bill at the Mitzo Restaurant and Bar.
      • The promotional offer is valid till 31 October 2017.
    • KUVO
      • Enjoy an irresistible discount of 15% on beverages and food items at KUVO, Singapore, with your UOB Preferred Platinum Credit Card.
      • The offer is valid till 31 October 2017.

    Joining benefits/perks

    Listed below are some perks that you can avail when you apply for UOB Preferred Platinum Visa credit card:

    • The bank is currently offering S$80 cash credit when someone applies for UOB Preferred Platinum Visa credit card and gets approved.

    Features of UOB Preferred Platinum Visa credit card

    UOB Preferred Platinum Visa credit card comes with some amazing perks and features. Listed below are the features of UOB Preferred Platinum Visa credit card:

    • Offers 10X UNI$^ OR 4 miles when you shop with the credit card at selected merchants.
    • Offers 10X UNI$^ OR 4 miles on Visa payWave.
    • Earn 10X rewards when you spend $5 online and 4 miles when you spend $1 online.
    • The card is Visa payWave enabled which means that the card can be used to make payments without the need of Signature or pin.
    • Offers interest free installment payment for up to 24 months with UOB 0% installment payment plan.
    • Earn SMART$ rebate on purchases made with the credit card and use it later to offset your next purchase.
    • The card is available to Singaporeans and Foreigners.
    • The card comes with a low eligibility criteria.
    • Free supplementary card.
    • No first year annual fee for the second supplementary card.
    • Low interest rate.
    • Hassle free application process.
    • Quick processing.
    • Easy and simple documentation.

    Rewards

    UOB Preferred Platinum Visa credit card comes with some amazing rewards. Given below are the rewards of UOB Preferred Platinum Visa credit card in different categories:

    • Earn 10X rewards whenever you shop at selected merchants online and offline.
    • The cardholder can choose between 4 miles and 10X rewards for their spends.
    • The card offers up to 10% SMART$ rebate at over 900 outlets.
    • Get rewarded with 10X UNI$^ every time you spend using Visa payWave.

    Benefits of UOB Preferred Platinum Visa credit card

    Listed below are the benefits of UOB Preferred Platinum Visa credit card:

    • Offers 10X rewards whenever you shop at selected merchants online and offline.
    • Offers between miles and 10X rewards for the purchases made on the card.
    • The card offers up to 10% SMART$ rebate at over 900 outlets.
    • Provides a 0% installment payment plan with which the cardholder can enjoy installment payment at 0% interest for about 24 months.
    • Offers discounts and complimentary meals/drinks when you pay with the credit card at over 1000 restaurants in Singapore.
    • The card comes with various other UOB privileges.
    • Get rewarded with 10X UNI$^ every time you spend using Visa payWave.

    Fee and charges

    Type of fee Amount payable
    Annual fee for primary card S$192.60 per annum for primary credit card
    Supplementary card fee

    Free for the first year

    First year annual fee waived off for second supplementary credit card

    S$96.30 per annum for supplementary card

    Interest rate 25.09% per annum
    Late payment charges The cardholder should pay a fee of S$60 if the minimum payment isn’t made by the due date.
    Cash advance fee 6% of cash advance amount subject to a minimum spend of S$15
    Minimum monthly payment 3% of current balance or S$50, whichever is higher, along with any overdue amount.
    Interest on cash advance 28% per annum
    Overlimit fee S$40
    Administrative fee NA

    Transaction in foreign currencies

    In case of transaction in foreign currencies, the cardholder is liable to pay an administrative fee of 2.5%.

    How to apply for UOB Preferred Platinum Visa credit card

    One can apply for UOB Preferred Platinum Visa credit card either online or offline. In order to apply online, the applicant can either visit the official website of UOB Singapore and apply by filling the online form or apply through third party financial websites if the provision is made. In order to apply for the UOB credit card offline, the applicant can visit one of the UOB branches in Singapore and fill the form.

    Eligibility criteria for UOB Preferred Platinum Visa credit card

    • Minimum age: 21 years and above
    • Minimum age for supplementary applicants: Not available
    • Minimum income for Singaporeans: S$30,000 per year or fixed deposit collateral of S$10,000.
    • Minimum income for foreigners: S$40,000 per year or fixed deposit collateral of S$10,000

    Documents required

    Every applicant needs to submit certain documents while applying for the credit card. Listed below are the documents that need to be submitted at the time of application:

    Salaried individuals

    • Passport copy
    • Latest original payslip
    • Last 12 months of CPF statement

    Self employed individuals

    • Passport copy
    • 6 months latest bank statement
    • Last 12 months of CPF statement

    Foreigners

    • Passport copy
    • A copy of work permit
    • A copy of telephone bill or utility bill
    • Income Tax Notice of Assessment
    • Latest payslip

    Interest on UOB Preferred Platinum Visa credit card

    UOB Preferred Platinum Visa card comes at a rate of interest of 25.9% per annum.

    Lost/Stolen card liability

    In case of stolen or lost cards, the cardholder should file a police report along with a written confirmation. The cardholder is held liable for any unauthorised purchases made on the card if the cardholder was careless to not inform the bank about the loss or theft of the credit card.

    Repayment

    In case the cardholder fails to make the minimum payment on the credit card, 3% of the monthly outstanding balance along with outstanding minimum payment amount plus the amount in excess of the credit limit or S$50 should be paid depending on whichever is higher.

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