• UOB Preferred Platinum Visa Credit Card

    Credit Card BYTES FROM OUR KITCHEN

    UOB Preferred Platinum Visacard Promotion

    Cardholders of UOB Preferred Platinum Visa Card use the following promotional offers:

    1. Cardholders can get up to 75% off on hotel bookings across the globe with Agoda and an additional 8% discount on their stays in Singapore and Australia using their UOB credit card.
    2. Cardholders can get 8% off on apartments and villas booked via Roomorama, in all participating destinations worldwide. Booking period is till 31 December, 2017 and stay period is till 30 April, 2017.
    3. Cardholders can get 1-for-1 during the Peranakan buffet lunch and dinner at Sun's Café, Hotel Grand Pacific. The offer is valid for one dinner per card, per table, per bill, till 31 December, 2017.
    4. 10% off the total bill at the participating restaurants - Café Melba at Goodman Arts Centre, Bull & Bear, BQ Bar, Molly Malone's, The Exchange, Café Melba at Mediapolis. This promo is valid till October 1, 2017.
    5. Cardholders can get a discount of 9% on hotel bookings, tours and attractions, and land packages on making bookings via Asiatravel.com. They have to use the promo code UOB-9 to bag this discount. This offer is valid till December 31, 2017.
    6. Cardholders can get a discount worth 8% on villas and apartments across the world in all destinations on making bookings through Roomorama. This offer is valid till December 31, 2017.
    7. Cardholders can rent a local or a global drive at Avis Car Rental using their UOB Preferred Platinum Visa Card and get a discount of 10% in Singapore and other participating destinations across the globe. This promo is available till July 24, 2017.

    Joining benefits/perks

    Listed below are some perks that you can avail when you apply for UOB Preferred Platinum Visa credit card:

    • The bank is currently offering S$80 cash credit when someone applies for UOB Preferred Platinum Visa credit card and gets approved.

    Features of UOB Preferred Platinum Visa credit card

    UOB Preferred Platinum Visa credit card comes with some amazing perks and features. Listed below are the features of UOB Preferred Platinum Visa credit card:

    • Offers 10X UNI$^ OR 4 miles when you shop with the credit card at selected merchants.
    • Offers 10X UNI$^ OR 4 miles on Visa payWave.
    • Earn 10X rewards when you spend $5 online and 4 miles when you spend $1 online.
    • The card is Visa payWave enabled which means that the card can be used to make payments without the need of Signature or pin.
    • Offers interest free installment payment for up to 24 months with UOB 0% installment payment plan.
    • Earn SMART$ rebate on purchases made with the credit card and use it later to offset your next purchase.
    • The card is available to Singaporeans and Foreigners.
    • The card comes with a low eligibility criteria.
    • Free supplementary card.
    • No first year annual fee for the second supplementary card.
    • Low interest rate.
    • Hassle free application process.
    • Quick processing.
    • Easy and simple documentation.

    Rewards

    UOB Preferred Platinum Visa credit card comes with some amazing rewards. Given below are the rewards of UOB Preferred Platinum Visa credit card in different categories:

    • Earn 10X rewards whenever you shop at selected merchants online and offline.
    • The cardholder can choose between 4 miles and 10X rewards for their spends.
    • The card offers up to 10% SMART$ rebate at over 900 outlets.
    • Get rewarded with 10X UNI$^ every time you spend using Visa payWave.

    Benefits of UOB Preferred Platinum Visa credit card

    Listed below are the benefits of UOB Preferred Platinum Visa credit card:

    • Offers 10X rewards whenever you shop at selected merchants online and offline.
    • Offers between miles and 10X rewards for the purchases made on the card.
    • The card offers up to 10% SMART$ rebate at over 900 outlets.
    • Provides a 0% installment payment plan with which the cardholder can enjoy installment payment at 0% interest for about 24 months.
    • Offers discounts and complimentary meals/drinks when you pay with the credit card at over 1000 restaurants in Singapore.
    • The card comes with various other UOB privileges.
    • Get rewarded with 10X UNI$^ every time you spend using Visa payWave.

    Fee and charges

    Type of fee Amount payable
    Annual fee for primary card S$192.60 per annum for primary credit card
    Supplementary card fee

    Free for the first year

    First year annual fee waived off for second supplementary credit card

    S$96.30 per annum for supplementary card

    Interest rate 25.09% per annum
    Late payment charges The cardholder should pay a fee of S$60 if the minimum payment isn’t made by the due date.
    Cash advance fee 6% of cash advance amount subject to a minimum spend of S$15
    Minimum monthly payment 3% of current balance or S$50, whichever is higher, along with any overdue amount.
    Interest on cash advance 28% per annum
    Overlimit fee S$40
    Administrative fee NA

    Transaction in foreign currencies

    In case of transaction in foreign currencies, the cardholder is liable to pay an administrative fee of 2.5%.

    How to apply for UOB Preferred Platinum Visa credit card

    One can apply for UOB Preferred Platinum Visa credit card either online or offline. In order to apply online, the applicant can either visit the official website of UOB Singapore and apply by filling the online form or apply through third party financial websites if the provision is made. In order to apply for the UOB credit card offline, the applicant can visit one of the UOB branches in Singapore and fill the form.

    Eligibility criteria for UOB Preferred Platinum Visa credit card

    • Minimum age: 21 years and above
    • Minimum age for supplementary applicants: Not available
    • Minimum income for Singaporeans: S$30,000 per year or fixed deposit collateral of S$10,000.
    • Minimum income for foreigners: S$40,000 per year or fixed deposit collateral of S$10,000

    Documents required

    Every applicant needs to submit certain documents while applying for the credit card. Listed below are the documents that need to be submitted at the time of application:

    Salaried individuals

    • Passport copy
    • Latest original payslip
    • Last 12 months of CPF statement

    Self employed individuals

    • Passport copy
    • 6 months latest bank statement
    • Last 12 months of CPF statement

    Foreigners

    • Passport copy
    • A copy of work permit
    • A copy of telephone bill or utility bill
    • Income Tax Notice of Assessment
    • Latest payslip

    Interest on UOB Preferred Platinum Visa credit card

    UOB Preferred Platinum Visa card comes at a rate of interest of 25.9% per annum.

    Lost/Stolen card liability

    In case of stolen or lost cards, the cardholder should file a police report along with a written confirmation. The cardholder is held liable for any unauthorised purchases made on the card if the cardholder was careless to not inform the bank about the loss or theft of the credit card.

    Repayment

    In case the cardholder fails to make the minimum payment on the credit card, 3% of the monthly outstanding balance along with outstanding minimum payment amount plus the amount in excess of the credit limit or S$50 should be paid depending on whichever is higher.

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