The UOB Lady's Card
The UOB Lady’s card is an envious credit card conceptualized and designed particularly keeping the interest of Women in mind. With exciting promotions and offers on everyday purchases, the UOB Lady’s Card has become one of the most sought after cards for the ladies. Let us take a look at the promotions and benefits associated with the UOB Lady’s Card.
With the UOB Lady’s Card, you can now illuminate your periodic social experiences with the following benefits:
|Type of fee||Amount payable|
|Interest rate||25% p.a.|
|Late payment charges||Min. S$80 and Max. S$200|
|Interest on cash advance||28%|
|Cash advance handling fee||S$15 or 6%, whichever is higher.|
The UOB Lady’s Card can be used to make transactions in foreign currencies other than SGD. Foreign currencies that are not in USD are first converted to USD before being converted to SGD. Transactions in foreign currencies, once converted to SGD, are subject to an administrative fee of 2.5% of the transacted amount.
Through the cash advance option, you can withdraw instant cash using your UOB Lady’s Card. The features of the cash advance option are as follows:
You can apply for the UOB Lady’s Card online on the UOB Website and upload relevant personal documents or visit any UOB branch and fill in the application form along with submission of relevant documents. Your application is subject to approval upon meeting of the eligibility criteria. Once you provide your details online, a representative from the bank will get in touch with you and help you take the process forward.
Customers of the UOB Lady’s Card are required to make a minimum payment of 3% of the outstanding amount due for the month. In case the credit limit is exceeded, the minimum payment will attract 5% of the total outstanding amount plus the amount by which the credit limit is exceeded by.
In case of late payments or failure to make minimum payments, 3% of the outstanding amount for the month plus the minimum payments of previous months have to be duly paid. In case the credit limit is exceeded, 5% of the outstanding amount plus the amount by which the credit limit is exceeded is required to be paid.
In case of loss of your UOB Lady’s Card, you can contact the UOB Customer Service Number and provide card related information along with information about recently performed transactions in order to block future transactions on your card. The charges to obtain a new UOB Lady’s Card is S$100. In order to report a lost/stolen card, you can directly contact the bank’s Customer Service number and inform the bank about the lost/stolen card. Your card will consequently be blocked.