• UOB Lady's Card

    Credit Card BYTES FROM OUR KITCHEN

    UOB Lady’s Card Overview

    UOB Lady’s Card, is full-privilege and rewards credit card, exclusively for women, with fabulous benefits in dining and entertainment as well as beauty and wellness for women.

    Promotion

    Cardholders of UOB Lady's Card can use the following promotional deals:

    1. Cardholders of UOB Lady's card can get free coupons worth up to S$20 on shopping at Qoo10. This offer is valid till December 31, 2017.
    2. Cardholders can get extra 6% discount every Friday to Sunday on shopping at Reebonz using their UOB Lady's Card and the promo code MCSG6. This offer is valid till December 31, 2017.
    3. Cardholders can get up to 20% off at participating outlets at Terminal 1, 2, and 3 of Changi Airport Singapore. This promotional offer is valid till December 31, 2017.
    4. Cardholders can get 10% off on Raffles Enhanced Health Screening packages using their UOB Lady's card. While outpatient specialists can get 10% off on the consultation fee, inpatient admissions can get 10% off on the published room rates. Apart from these, cardholders can enjoy additional benefits such as access to executive lounge during health screening, complimentary one-way transfer from airport to Raffles Hospital, and priority appointment booking.
    5. Cardholders can get a discount worth 8% on villas and apartments across the world in all destinations on making bookings through Roomorama. This offer is valid till December 31, 2017..

    Other Promotion

    • Capella Singapore: Cardholders can get a discount of 15% at Bob’s Bar when they pay with their UOB Lady’s card. The offer is valid till 31 December 2017.
    • Shangri-La's Rasa Sentosa Resort & Spa, Singapore: Cardholders can enjoy a discount of 15% on the total bill at Casserole and at Silver Shell Café. The offer is valid till 31 December 2017.
    • W Singapore – Sentosa Cove: Cardholders can enjoy a discount of 10% on the total bill at SKIRT, The Kitchen table, and WOOBAR. The offer is valid till 31 December 2017.
    • Cathay Cineplexes: UOB Lady’s cardholders can get a discount on purchase of movie tickets at Cathay Cineplexes. Cardholders can enjoy a movie ticket between Monday and Thursday inclusive of sneak previews for S$8 and get movie tickets for S$10.50 when tickets are purchased between Friday and Sunday or on the eve of public holidays. The offer is valid till 31 December 2017.
    • Expedia: Cardholders can get up to 50% savings on hotel bookings made with Expedia for a booking period up to 31 March 2019 and a stay period till 30 June 2019.

    Features & Benefits

    • UOB Lady’s Luxepay Plan - Your UOB Lady’s Card allows you to shop for your favorite designer bags and shoes with easy 6 months and 12 months installment plans completely interest free. Additionally, there is also no processing fee charged. You can convert purchases worth SGD 500 and above into easy installments so your shopping can be completed guilt free.
    • Shop at your local departmental stores, online shops and also overseas to avail 5X UNI$ on your purchases
    • You can earn 5 UNI$ for every SGD 5 that you spend. Please read the terms and conditions literature to make a note of the exceptions of earning INI$.
    • You are also eligible for a complimentary MyUS premium membership along with 30% off on shipping.
    • UOB Masterpass is a digital wallet service that gives you the convenience and security for online payments.
    • Avail exciting discounts exclusive on your card on entrance fees and other rewards at Amazonia and Fidgets.
    • You also get to earn SMART$ when purchasing your groceries and daily purchases at Jason's, Cold Storage, Market Place, Guardian and Giant.
    • With a UOB Lady’s Platinum Card you become a privileged customer at Thomson Well Women Clinic. Get a complete health check done at Thomson Well Women Clinic at reasonably low priced packages facial therapy services starting from SGD 42.80, facial products from SGD 30.82 and medical aesthetics services from SGD 111.28 onwards. All you need to do is ensure that you book at least 3 days in advance to avail these prices.
    • A complimentary set of two tickets at the Singapore Repertory Theatre (SRT) production tickets currently running ‘The Three Little Pigs’
    • Free drinks at some of Singapore’s well known bars on Lady’s Weeknights across Singapore.

    Fees & Charges

    Principal card fee is SGD 192.60 per annum, but the membership fee for the first year is waived off for the card holder. For a new card, i.e. in the case of theft or loss of card SGD 96.30 is chargeable while the first supplementary card is given for free. The charges are inclusive of GST in Singapore.

    Loans on your UOB Lady’s Card

    Cash Advance

    The cash advance feature enables you to get instant cash anywhere and at any time using your UOB Lady’s Card when you need extra cash urgently.

    Following are the methods through which you can avail your cash advance feature -

    • Through ATMs - The minimum amount for Cash Advance is SGD 200. The maximum amount for cash withdrawal per day is SGD 3000
    • Through Personal Internet Banking on UOB
    • Through SMS - The minimum amount for Cash Advance is SGD 200
    • Through Phone Call - The minimum amount for Cash Advance is SGD 200
    • Through Over the Bank Counter
    • Through UOB Foreign Exchange Counters at Changi Airport

    For Terms and Conditions about the Cash Advance Feature, feel free to contact the bank.

    Personal Loan with UOB Lady’s card

    • With your UOB Lady’s Card, you can avail a Personal Loan with interest rates starting as low as 4.25% per annum with an Effective Interest Rate of 8.99% per annum.
    • If you are an existing UOB card member, you can avail extra cash as fast as within 7 - 10 working days.
    • You can repay the loan with fixed monthly installments and loan tenure options to choose from 12 months and up to 60 months.

    Loan Tenure

    12 Months

    24 Months

    36 Months

    Processing Fee

    1.5 percent

    1.5 percent

    1.5 percent

    Flat Rate

    4.25 percent per annum

    4.25 percent per annum

    4.25 percent per annum

    Effective Interest Rate

    10.61 percent per annum

    9.46 percent per annum

    8.99 percent per annum

    Eligibility Criteria for UOB Personal Loan

    • You need to own a UOB Card
    • You must be of an age between 21 - 60 years
    • You must have a minimum annual income of SGD 30,000

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    UOB Lady’s Card Eligibility & Documentation:

    • The applicant should be a woman at least 21 years of age.
    • The minimum income requirement for a Singaporean citizen is SGD 30,000 per year or she must have a fixed deposit collateral of at least SGD 10,000.
    • A female of foreign national living in the country should have a minimum income of SGD 40,000 or she must have a fixed deposit collateral of at least SGD 10,000.
    • Applicant needs to submit photocopies of a national identity card, income proofs and permanent & residential address proof to the bank.

    Bill Pay Service with UOB

    The Bill Pay Service feature of UOB allows you to consolidate all of your monthly bills and charge them to your UOB Lady’s Card and make a one shot payment. The bills can include your mobile bill, newspaper subscription, internet bill, insurance premiums to name a few. This service not only makes paying your bills much more convenient but also earns you rewards. When you pay your bills using the Bill Pay Service, you will earn UNI$, SMART$ or Cash Rebates. You can redeem these rewards for traveling, dining or shopping at all participating merchants of UOB Bill Pay Service.

    Rewards and Privileges

    • Avail exciting discounts exclusive on your card on entrance fees and other rewards at Amazonia and Fidgets.
    • A complimentary set of two tickets at the Singapore Repertory Theatre (SRT) production tickets currently running ‘The Three Little Pigs’
    • Free drinks at some of Singapore’s well known bars on Lady’s Weeknights across Singapore.
    • You also get to earn SMART$ when purchasing your groceries and daily purchases at Jason's, Cold Storage, Market Place, Guardian and Giant.
    • With a UOB Lady’s Platinum Card you become a privileged customer at Thomson Well Women Clinic. Get a complete health check done at Thomson Well Women Clinic at reasonably low priced packages facial therapy services starting from SGD 42.80, facial products from SGD 30.82 and medical aesthetics services from SGD 111.28 onwards. All you need to do is ensure that you book at least 3 days in advance to avail these prices.

    Redemption of Reward Points Earned on UOB Lady’s Card

    You can redeem the UNI$ that you have earned using your UOB Lady’s Card instantly without having to wait around for any vouchers. Some of the instant reward partners for UOB include Capitaland Malls, Paragon, Metro, Tangs and many more. The luxury indulgence category include Club 21 Boutiques, Hermes, Dunhill, TODS, Bvlgari to name a few.

    UOB Lady’s Card FAQs

    1. Will I earn rewards when I shop using my UOB Lady’s Credit Card?
    2. Yes. You will earn 5 UNI$ for every SGD 5 that you spend on shopping using your UOB Lady’s Card. Not only shopping, you will also earn 5 UNI$ when you spend SGD 5 on local departmental store and online.

    3. If I make an appointment at Thompson Well Women Clinic using my UOB Lady’s Credit Card, will I be guaranteed an appointment?
    4. Yes. However, your appointment with Thompson Well Women Clinic will only be confirmed if it is made 3 working days in advance using your UOB Lady’s Card.

    5. If I choose the UOB Lady’s Luxepay Plan, how long do I have to repay the amount and what is the interest rate?
    6.  With the UOB Lady’s Luxepay Plan, you can choose between 6 and 12 months installment plan to repay the purchase made. Also, there is no interest rate or processing fee applicable under this plan.

    7. Is there a minimum amount purchase required for me to be eligible for the UOB Lady’s Luxepay Plan?
    8.  Yes. You need to make a purchase of a minimum SGD 500 to convert it into a 6 month or 12 month installment plan.

    9. How old do I have to be to own a UOB Lady’s Credit Card?
    10. You need to be at least 21 years of age to own the UOB Lady’s Card.

    11. If I apply for a UOB Lady’s Credit Card on a weekend, when can I expect the delivery for the same?
    12. If you apply for a UOB Lady’s Card on a Saturday or Sunday, you will receive your card by the following Tuesday.

    13. I don’t have the required annual income as mentioned by the bank, is there a way I can still apply for a UOB Lady’s Credit Card?
    14.  For a Singaporean citizen or Permanent Resident, the required annual income is SGD 30,000 and for a Foreign national, the required annual income is SGD 40,000 if you want to own a UOB Lady’s Card. However, if your annual income does not meet this requirement criteria, you can still apply for a UOB Lady’s Card if you have a Fixed Deposit Collateral amounting to a minimum of SGD 10,000. This applies to both Singaporean citizens or Permanent Residents as well as Foreigners.

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