This card is meant exclusively for women and comes with offers such as extra UNI$ on all eligible shopping and taxi rides. Some of its perks are:
Best suited to: Women who are looking for a range of shopping-related benefits.
|Annual Fee||S$192.60 (fee waived for the first year)|
|Rewards points on shopping at local departmental stores||UNI$5 for every S$5 spent|
|Rewards points on online shopping in foreign currency||UNI$5 for every S$5 spent|
|Rewards points on overseas spend||UNI$5 for every S$5 spent|
|Rewards points on taxi rides||UNI$5 for every S$5 spent|
|Complimentary travel insurance||This is not applicable.|
Get a limited edition Vivienne Tam clutch if you’re one of the first 500 successful applicants who spends a minimum of S$1,000 on eligible transactions. This offer is valid until 30 April 2018.
Get rewarded with UNI$ or SMART$ on your eligible purchases.
Let us consider an example where a person spends across eligible categories listed under the UNI$ Rewards Programme, in a particular month using her UOB Lady’s Card. Let’s assume, this person spends S$200 in a month while shopping at local departmental stores. According to the conversion scale, she would be earning UNI$200 in return for that month. The following table illustrates how you could earn UNI$ and equivalent miles on this card across several categories:
|Spend categories||Monthly spend||UNI$ earned||Equivalent miles|
|Shopping at local departmental stores||S$200||UNI$200||400 miles for Asia or KrisFlyer miles|
|Online shopping in foreign currency||S$200||UNI$200||400 miles for Asia or KrisFlyer miles|
|Overseas spend||S$300||UNI$300||600 miles for Asia or KrisFlyer miles|
|Taxi rides||S$100||UNI$100||200 miles for Asia or KrisFlyer miles|
|Total||S$800||UNI$800||1,600 Asia or KrisFlyer miles|
Get e-Commerce protection when you make a purchase online with your card. The primary benefits of this plan include:
|Type of Interest||Charge|
|Instalment Payment Plan||No interest is charged when you apply for this 6 or 12-month instalment plan|
|Type of charge||charge|
|Overseas Transaction Fee||2.8% administrative charge levied on the amount transacted|
|Late Payment Fee||S$90, if you fail to make the minimum payment within the due date for each month|
|Over limit Fee||S$40|
|Cash Advance Fee||6% on the amount for cash advance, subject to a minimum amount of S$15|
|Supplementary Card Fee||S$96.30 p.a. (fee waived for the first card)|
For overseas use, it’s necessary to enable the magnetic stripe on this credit card. You can do it in any of the following ways:
To be eligible for this card, you will need to meet certain criteria set by UOB. Check this page for more information.
In case you lost your card or it was stolen, you must:
Your liability for unauthorised transactions made on the card will be limited to S$100 if:
You need to consider a million things before finalising on a card. We have made your research easier by putting together all Singapore credit card details on one platform.
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How to Enable/Disable Auto Debit & Standing Instructions
GIRO or Bill Pay Service
Use the GIRO form available on the bank’s website to set up automatic card payment arrangement. But if you want to enable UOB’s Bill Pay Service, which lets you combine your monthly bills into one single payment, fill out the payment consent form and send it to the bank. To disable these auto debit instructions, you can get in touch with the bank.
How to Apply for the Card & Check the Application Status
You could also visit the nearest UOB branch to apply. To check the status of your application, you can call the bank’s 24-hour hotline number.
How to Check Balance
UOB Mighty Mobile/Phone Banking or Online Banking
You can see your card balance through phone banking, internet banking, and through UOB’s mobile app.
How Can the Bill Be Paid?
AXS/Cheque/SAM/GIRO and others
Make your card bill payments in any of the following ways:
How Much Is the Minimum Payment to Be Made on the Card?
S$50 or 3% of ongoing statement balance
The least amount you should pay every month would be 3% of the current statement balance, subject to a minimum of S$50. Additionally, you will have to pay any amount due from the previous statements and any amount which you might have borrowed in excess of your card limit.
What Is the Grace Period?
You get a grace (interest-free) period of a maximum of 21 days, starting from the date of the statement. This is subject to you making complete payment of your previous bill.
Which Mobile Wallets Can This Be Used With?
Mighty Pay/Android Pay/PayNow/Samsung Pay/Apple Pay
Use this card with the following mobile wallets to make contactless payments:
Can It Be Used With EZ-Link?
You can use this card to automatically top-up your EZ-link card. Follow these steps to do that:
How to Block or Unblock the Card
Contact the hotline number
To get your card blocked or unblocked, you can get in touch with the bank through their customer support number.
How to Reset the PIN
Using the PIN Change form
You can fill out the PIN change form available on the bank’s website and send it to the bank.
What Is the Billing Cycle and the Bill Due Date?
The billing cycle and the bill due date are mentioned in your card statement. The cycle is usually a period of one month, starting from the date your card was approved by the bank.
How to Temporarily Increase the Limit of the Card
Contact the bank
You can get in touch with the bank to get a temporary increase in your card limit.