Do you have an affinity for things that are Japanese? Love shopping at Japanese stores? Or are you planning on going to Japan any time soon and want to know what financial benefits you can get while you’re there? If so, take a look at this credit card. The UOB JCB Platinum Card is designed to give you a plethora of benefits and privileges when you use it to pay for your purchases at Japanese merchants in Singapore and also when you travel to Japan.
|Cash rebate on shopping and dining at Japanese merchants||
|Cash rebate on all other retail spends||0.3%|
|Complimentary travel insurance||N/A|
This credit card holds a number of benefits and privileges when you use it to pay for transactions in Japan. Free Wi-Fi at over 200,000 hotspots in this country and free entry into airport lounges are just the tip of the iceberg. Want to tour the country and shop at the same time? You can get a 10% discount on the Kansai Rail Pass when you pay with this card. Shop at the various shopping and tourist areas along the rail lines, at special rates. You can also get deals and offers at restaurants and hotels run by railway group companies.
Get a discount of 20% on tickets for airport buses plying from the airport to Downtown by paying with this card. It also gets you a 10% discount when you shop at participating stores at the Tokyo Tower. Feeling sick? Need some medicines? Use this card and get discount of up to 5% at many of the leading drugstores in Japan. These rates may differ from one store to another.
The UOB JCB Platinum Card gives you a cash rebate of up to 6% when you use it to pay for your shopping at some of the leading Japanese brands in Singapore, including Meidi-Ya, UNIQLO, Tokyu Hands, Kuriya Japanese Market, Ichiban Sushi, Ichiban Boshi, Kuriya Dining, Isetan, and Sushi Tei. You get a cash rebate of 6% if you spend a total of at least S$300 every month at these merchants. If you spend less than S$300, you will get a cash rebate of 3%. On every other spend, you will get 0.3%. The total cash rebate you can accumulate per month is limited to a maximum of S$50.
From dining to petrol to wellness, get SMART$ rebates of up to 10% when you use this card to pay for purchases at more than four hundred participating outlets on the island. Each SMART$ is equal to one Singapore dollar, and you can use the SMART$ you earn to offset your future bills. The participating merchants for various categories of spends include but are not limited to – dining (BreadTalk Café, Polar Puffs and Cakes, and Hard Rock Cafe), groceries (Jasons, Giant, and Market Place), insurance (United Overseas Insurance Limited, EQ Insurance), leisure (City Tours, Cathay Cineplexes), Shell petrol, shopping (DHL, Integrated Eyecare Centre, Paris Miki), wellness (Ogawa, Guardian).
The UOB JCB Platinum Card gives you a welcome bonus when you opt to sign up for it. Till 30 September 2018, if you apply for this card online, you will get a cash credit of S$250.
Take a look at the two examples below to understand how much rebate you will earn when your total monthly spend is over S$300 and when it’s less than S$300.
|Merchant||Monthly spending||Rebate earned|
|Ichiban Boshi||S$300||S$18 (S$300 x 6%)|
|UNIQLO||S$400||S$24 (S$400 x 6%)|
|Meidi-Ya||S$100||S$6 (S$200 x 6%)|
|Total rebate earned in the month||S$48|
|Merchant||Monthly spending||Rebate earned|
|Kuriya Dining||S$100||S$3 (S$100 x 3%)|
|Isetan||S$100||S$3 (S$100 x 3%)|
|Sushi Tei||S$80||S$2.4 (S$80 x 3%)|
|Total rebate earned in the month||S$8.4|
|Type of interest||Charge|
|Retail purchases||25.9% p.a.|
|Cash advance||28% p.a.|
|Instalment payment plan||0%|
|Type of charge||Charge|
|Annual fee||S$64.20 (first year fee waived)|
|Overseas transaction fee||2.8%|
|Late payment fee||S$90|
|Cash advance fee||6% of the withdrawal amount or S$15, whichever amount is higher|
|Supplementary card fee||First card fee waived permanently. S$32.10 for every subsequent card|
Yes, you have to get the magnetic stripe at the back of your card activated for use at retail outlets without EMV payment terminals overseas.
Use one of the following methods to activate the magnetic stripe on your card:
You can apply for SmartPay through your personal internet banking, or by filling out an online application form. You can also apply for this facility through an SMS. Check out some terms and conditions applicable to SmartPay:
To ensure that your application is not rejected, check the eligibility parameters of this card on our UOB credit cards page.
Your liability for unauthorised transactions will be limited to S$100 unless:
The bank may waive off the liability at its own discretion.
Credit cards come with attractive perks and promotions. These promotions change very often. Here, you can get all the latest credit card offers on one page.
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How to Enable/Disable Auto Debit & Standing Instructions
UOB Bill Pay Service, GIRO
UOB’s automatic Bill Pay Service will let you combine all the monthly bills to participating merchants into one. To sign up for this feature, you must download the form from the website of the bank, fill it and send it by fax or mail to the bank. To discontinue this service, you must contact the bank.
If you want to create a standing instruction for credit card monthly payments, use the interbank GIRO form on the site. Fill it up and send to UOB. In case you need to cancel this arrangement, contact the respective merchants/service providers.
How to Apply for the Card & Check the Application Status
Online or in person
Visit the website of the bank or log in to internet banking if you are already a customer, to apply for this card. UOB also promises same day delivery of your card if you apply online with all the relevant details. Alternatively, you could also walk-in to any branch of UOB to apply.
You can call the bank’s customer service hotline to track your application status.
How to Check Balance
Mobile/Online/Phone banking services
To check your existing balance use any of the following:
How Can the Bill Be Paid?
ATM/GIRO/AXS/iNETS/SAM and others
You can use any of the following options:
How Much Is the Minimum Payment to Be Made on the Card?
3% of outstanding balance or S$50
You are required to pay the higher amount between 3% of the outstanding balance and S$50. If there are pending dues on your account, you must pay those too.
What Is the Grace Period?
If you have fully paid the previous bills, you will get an interest-free period of 21 days on your transactions. This is applicable from the date of generation of the bill.
Which Mobile Wallets Can This Be Used With?
PayNow/Samsung Pay/Andoird Pay/Apple Pay/UOB Mighty
Credit card contactless payments can be made through the following mobile wallets:
Can It Be Used With EZ-Link?
This card can be used with EZ-Link card. When the balance in the EZ-Link card is low, this card will automatically top-up the EZ-Link card with money. To enjoy this service, you must download and sent the form to the Transit Link office.
How to Block or Unblock the Card
Contact the hotline number
You can call the 24/7 hotline to get guidance about blocking or unblocking the card.
How to Reset the PIN
Complete the relevant form and send to bank
To reset the PIN of the card, you must download the form, complete it and send it to the bank.
What Is the Billing Cycle and the Bill Due Date?
Mentioned in the monthly bill
The billing cycle varies from person to person, but is usually considered from the time your card was approved. The due date before which you must make payments will be mentioned in the statement you receive every month.
How to Get a Replacement Card
Submit the form
To request for a card replacement, you can download the form, fill in the details and mail it to the bank.
How to Temporarily Increase the Limit of the Card
Contact the bank
You must get in touch with the bank to request for a temporary increase in your credit limit. However, this temporary increase is valid for only a few purposes like the following: