• UOB Delight Credit Card


    UOB Delight Card Promotion

    The cardholders of UOB Delight Credit Card can use the following promotional offer:

    1. Get a discount worth 10% on using your UOB Delight Credit Card at selected outlets like Guardian, Cold Storage, Sun Harvest, Snapmax, Sunny Meadow, DynaCell, Giant, Catain's Catch, Top to Toe, First Choice, Vita Pet, Baker Brothers, Ezion, Red peak, SimplyLiving, and Southdale Farm among others. This offer is restricted to purchases made using cash only.
    2. Cardholders can get a 10% discount on their total bill with a minimum spend of S$80 at Seoul Garden Hotspot Restaurant. This offer is valid till May 31, 2017.
    3. Cardholders can get 1-for-1 during the Peranakan Buffet Lunch & Dinner at Sun's Café, Hotel Grand Pacific. The offer is valid for one dinner per card, per table, per bill, till 31 December, 2017.
    4. Cardholders can get 8% off on apartments and villas booked on the website called Roomorama, in all participating destinations worldwide. Booking period is till 30 April, 2017 and stay period is till 31 December, 2017.
    5. Cardholders can get up to 75% off on hotel bookings across the globe with Agoda and an additional 8% discount on their stays in Singapore and Australia using their UOB credit card.
    6. Cardholders can get a discount of 9% on hotel bookings, tours and attractions, and land packages on making bookings via Asiatravel.com. They have to use the promo code UOB-9 to bag this discount. This offer is valid till December 31, 2017.
    7. Cardholders can rent a local or a global drive at Avis Car Rental using their UOB Preferred Platinum Visa Card and get a discount of 10% in Singapore and other participating destinations across the globe. This promo is available till July 24, 2017.

    UOB Delight credit card

    UOB Delight credit card offers amazing rewards on everyday spends like groceries and other purchases. UOB is one of the few credit cards in Singapore that offers rebates and discounts at major retailers in Singapore. The card also offers rebates/discounts in the fuel and shopping category for the cardholder.

    Features of UOB Delight credit card

    Listed below are the features of UOB Delight credit card:

    • Offers 10% discount at Singapore’s three major retailers.
    • Avail Delight specials and free home delivery when you shop at Giant Hyper.
    • No minimum income requirement.
    • Rebate of 3% for contactless transactions, telco and insurance bills.
    • Up to 20% savings on fuel purchase at SPC stations.
    • Avail 13.6% savings on fuel purchases at Shell fuel stations.
    • Avail up to 10% SMART$ rebate at over participating outlets in Singapore.
    • First annual fee waiver.
    • No minimum income requirement.
    • The credit card can be used for contactless transactions.
    • Low annual fee.
    • Low rate of interest.
    • Hassle free application process.
    • Quick processing.
    • Easy and simple documentation.


    The card comes with attractive rewards that you can redeem for amazing benefits and offers. Given below are the rewards of UOB Delight credit card in different categories:

    • Avail up to S$10 SMART rebate from over 400 merchants via the UOB SMART$ rebate programme.

    Benefits of UOB Delight credit card

    Listed below are the benefits of UOB Delight credit card:

    • Annual fee waiver for the primary and supplementary card for the first year.
    • The card offers a 0.5% SMART$ rebate for offline and online transactions made at Cold Storage, Market Place, Jasons, Giant and the Guardian with the credit card.
    • 10% off on house brands at Cold Storage, Giant and Guardian.
    • Up to 20% savings on fuel purchase at SPC stations.
    • Avail 13.6% savings on fuel purchases at Shell fuel stations.
    • Avail Delight specials and free home delivery when you shop at Giant Hyper.
    • Contactless transactions through Visa payWave and NETS Flashpay.
    • No minimum income requirement.
    • Low interest rates.

    Fee and charges

    Type of fee Amount payable
    Annual fee for primary card S$85.60 for primary credit card
    Annual fee for supplementary card S$53.50
    Interest rate 25.9%
    Late payment charges S$80
    Cash advance fee S$15 or 6% of the amount withdrawn
    Administrative fee NA

    How to apply for UOB Delight credit card

    One can apply for UOB Delight credit card either online or offline. In order to apply online, the applicant can either visit the official website of UOB Singapore and apply or apply through third party financial websites if the provision is made. In order to apply for the card offline, the applicant can visit one of the UOB branches in Singapore and fill the form.

    Eligibility criteria for UOB Delight credit card

    • Minimum age: 21 years age
    • Minimum income:
      • Singaporeans & permanent residents:S$30,000
      • Foreigners:S$40,000 or S$10,000

    Documents required

    Every applicant needs to submit certain documents while applying for the UOB credit card. Listed below are the documents that need to be submitted at the time of application:

    Salaried individuals

    • Passport copy
    • Latest original payslip
    • Last 12 months of CPF statement

    Self employed individuals

    • Passport copy
    • 6 months latest bank statement
    • Last 12 months of CPF statement


    • Passport copy
    • A copy of work permit
    • A copy of telephone bill or utility bill
    • Income Tax Notice of Assessment
    • Latest payslip

    Card protection schemes

    UOB offers cardholders with three options in order to protect their card:

    • Alerts- Every time a transaction is made on your card, receive an SMS alert stating the details of the transaction.
    • OTP- In order to protect your card when shopping online, UOB requires the cardholder to enter a one time password to authorise the transaction.
    • EMV Chip- UOB Delight credit card has the EMV chip that adds extra protection to your credit card.

    Interest on UOB Delight credit card

    Currently interest rate of 29.5% is being charged on UOB Delight credit card. The interest rate may vary from time to time and it is advisable to contact the bank to avail the current rate of interest. In case the cardholder fails to make the minimum payment on the credit card, 3% of the monthly outstanding balance along with outstanding minimum payment amount plus the amount in excess of the credit limit or S$50 should be paid depending on whichever is higher.


    The cardholder is expected to make minimum monthly payments on the credit card. Listed below are the payment modes for UOB Delight credit card:

    • ATM- The payment can be made through savings account or current accounts or a DSB/POSB/OCBC debit/ATM card.
    • Phone banking/Internet banking- The payment can be made either through UOB phone banking or UOB Personal Internet Banking.
    • S.A.M Machines/ iNets/ Kiosks/ AXS-The payment can be made through any of the mentioned modes.
    • InterBank GIRO- Payment will be automatically deducted from the account.

    Lost/Stolen card liability

    In case of stolen or lost cards, the cardholder should file a police report along with a written confirmation. The cardholder is held liable for any unauthorised purchases made on the card if the cardholder was careless to not inform the bank about the loss or theft of the credit card.

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