This card offers cashback for everything you spend on. Here are some highlights:
Best suited to: Those who do not have a specific spending pattern and would like to earn cashback on all transactions.
|Annual Fee||S$192.60 (waived for the first 2 years)|
|Cashback on foreign currency spends (until 30 June 2018)||3%|
|Cashback on all other purchases||1.5%|
|Complimentary travel insurance||Not available|
In the first three months after your card is approved, you will get 3% cashback on all foreign currency expenditures. However, this benefit will be valid only until 30 June 2018.
The cashback of 1.5% can be earned on all your eligible purchases, all year round. There is no minimum purchase requirement and no restriction on the amount of cashback you can earn. You will also earn up to 3% cashback on your foreign expenditure or expenditure made using a foreign currency (for the first three months after approval), until 30 June 2018.
Suppose you recently acquired an SCB Unlimited Cashback Card, and are eligible for the 3% cashback offer. Let’s see what your cashback earnings would be if you spend around S$1,500 in total.
|Spend categories||Monthly spend||Cashback rate||Cashback amount|
|Spends in Singapore dollar||S$1,000||1.5%||S$15|
|Spends in a foreign currency||S$500||3%||S$15|
|Total||S$1,500||Cashback earned is S$30|
|Type of Charge||Charge|
|Overseas Transaction Fee||1% of the converted amount in Singapore dollars levied by Mastercard and an admin fee of 2.5% levied by the bank|
|Late Payment Fee||S$80|
|Cash Advance Fee||6% on the cash advance, subject to a minimum fee of S$15|
|Supplementary Card Fee||S$0 (for up to 5 cards)|
Yes, if you want to use your card overseas, you will have to activate the magnetic stripe, which is otherwise inactive in Singapore. You can activate your card in the following methods:
You’ll have to deactivate the card once you are back in Singapore.
The card allows you to split payments for large purchases in two ways:
You can take out money from your Standard Chartered credit cards through SCB ATMs and branches in Singapore and Mastercard-affiliated banks and ATMs abroad. The amount you can withdraw depends upon your credit limit and your available cash advance balance.
To check the eligibility criteria for this card, please visit our page on Standard Chartered credit cards.
If you lose your card or if it is stolen or if the PIN has been divulged to a third person, you must inform the bank immediately by calling the hotline. You are liable to pay for all fraudulent transactions made before notifying the bank about its theft, loss or disclosure. Otherwise, the liability is limited to S$100 as per ABS guidelines.
You will not be held liable for the fraud that occurred on your card if you have been prompt in informing the bank and help the bank retrieve the card by informing them on time, filing a police report, and following it up. However, if the bank finds you complicit in fraudulent use of the card or negligent in managing the card, you may have to pay for all the unauthorised transactions as well.
You can rely on BankBazaar for extensive information related to different types of credit cards. With the help of our website, you can have most of your card-related queries answered. Find credit cards here that are suitable for you and apply online.
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How to Enable/Disable Auto Debit & Standing Instructions
By filling in GIRO/ACH Auto Debit form
You can enable a direct debit instruction – also known as an ACH (Automated Clearing House) direct debit or GIRO – with the help of the steps given below:
To cancel a standing instruction, you can either approach the bank or the billing organisation.
How to Apply for the Card & Check the Application Status
On our site
You can check your eligibility for the card and apply for Standard Chartered Unlimited Cashback Credit Card through BankBazaar.
How to Check Balance
SMS/Online banking/mobile app/hotline
Check your credit card balance by the following methods:
How Can the Bill Be Paid?
AXS/online transfer/GIRO/cash/cheque and others
Your credit card bill payment options are:
How Much Is the Minimum Payment to Be Made on the Card?
1% of the dues or S$50
What Is the Grace Period?
Which Mobile Wallets Can This Card Be Used With?
Samsung Pay/Google Pay/Apple Pay/PayNow
Your Standard Chartered Unlimited Cashback Credit Card can be linked with mobile wallets such as:
Can It Be Used With EZ-Link?
Your Standard Chartered Unlimited Cashback Credit Card comes pre-loaded with the EZ-Link facility. This means that you can make top-ups to your EZ-Link account without any hassle.
How to Block or Unblock the Card
Call the bank’s hotline
When you need assistance to block or unblock your Standard Chartered Unlimited Cashback Credit Card, you can reach out to the SCB 24-hour Client Care Centre.
How to Reset the PIN
Call the bank’s hotline
You can modify your card PIN in the following ways:
What Is the Billing Cycle and the Bill Due Date?
How to Get a Replacement Card
Call the bank’s hotline
Call the SCB 24-hour Client Care Centre to request a replacement card. You can request for it under circumstances such as loss or theft of the card, if the card is blocked, or if the card has expired.
Runtime – This is an ongoing promotion that started on July 1, 2017 and is valid until September 30, 2017.
Particulars – Earn up to S$138 cashback when you apply for the Standard Chartered Unlimited Cashback Credit Card through the following channels:
• Apply for this credit card online and receive cashback of S$138.
• Apply for this credit card through any other channels and receive cashback of S$100.
Terms and Conditions
• This promotion is applicable only to new Standard Chartered primary credit card applicants.
• Upon approval of your credit card, you must activate it within 60 days to qualify for this promotion.
• For more terms and conditions or for further information on this promotion, please feel free to contact Standard Chartered Bank.
18th July 2017