• loading

    We found 1 Standard Chartered Unlimited Cashback Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    0
    What you get
    What you need
    What you'll love
    What you need to consider
    What it costs
    Credit Card BYTES FROM OUR KITCHEN

    Standard Chartered Unlimited Cashback Credit Card

    Credit Card Application

    This card offers cashback for everything you spend on. Here are some highlights:

    • 3% cashback on foreign currency spends until 30 June 2018.
    • 1.5% cashback on all spends.
    • Enabled with EZ-Link facility.
    • 1-for-1 dining privileges at numerous eateries in Singapore.

    Best suited to: Those who do not have a specific spending pattern and would like to earn cashback on all transactions.

    Key Features

    Feature Description
    Annual Fee S$192.60 (waived for the first 2 years)
    Cashback on foreign currency spends (until 30 June 2018) 3%
    Cashback on all other purchases 1.5%
    Complimentary travel insurance Not available

    Joining Perks and Signup Bonuses

    In the first three months after your card is approved, you will get 3% cashback on all foreign currency expenditures. However, this benefit will be valid only until 30 June 2018.

    Additional benefits

    • With a pre-enabled EZ-Reload facility, enjoy easy top-ups to EZ-Link.
    • Save on interest when you transfer money from your card to your savings account.
    • Pay at the convenience of your fingertips using your phone on any contactless sales terminal.
    • Use the Mastercard Tap-and-Pay feature at any contactless terminal to pay. There is no need for any signature for purchases below S$100.
    • Through CardSafe Guarantee, when you shop online, you will be protected from fraudulent transactions.
    • Through the Recurring Payment Plan, consolidate your bills into just one card payment that not only saves time but also lets you earn more rewards.
    • There are various promotional offers available with this card, which can be found on our SCB credit card promotions page.

    Earning Cashback?

    The cashback of 1.5% can be earned on all your eligible purchases, all year round. There is no minimum purchase requirement and no restriction on the amount of cashback you can earn. You will also earn up to 3% cashback on your foreign expenditure or expenditure made using a foreign currency (for the first three months after approval), until 30 June 2018.

    Let Us Illustrate:

    Suppose you recently acquired an SCB Unlimited Cashback Card, and are eligible for the 3% cashback offer. Let’s see what your cashback earnings would be if you spend around S$1,500 in total.

    Spend categories Monthly spend Cashback rate Cashback amount
    Spends in Singapore dollar S$1,000 1.5% S$15
    Spends in a foreign currency S$500 3% S$15
    Total S$1,500 Cashback earned is S$30

    Interest Rates

    Type of Charge Charge
    Overseas Transaction Fee 1% of the converted amount in Singapore dollars levied by Mastercard and an admin fee of 2.5% levied by the bank
    Late Payment Fee S$80
    Over-limit Fee S$40
    Cash Advance Fee 6% on the cash advance, subject to a minimum fee of S$15
    Supplementary Card Fee S$0 (for up to 5 cards)

    Activating the Card for Overseas Expenses

    Yes, if you want to use your card overseas, you will have to activate the magnetic stripe, which is otherwise inactive in Singapore. You can activate your card in the following methods:

    • Use internet banking.
    • Send an SMS to 75722.
    • Use SC Mobile application.

    You’ll have to deactivate the card once you are back in Singapore.

    Instalment Payment Plans Available

    The card allows you to split payments for large purchases in two ways:

    • EasyPay: EasyPay allows you to convert purchases of S$500 or above into easily payable amounts spread out over 6 or 12 months. The processing fee is 5% and an effective interest rate may apply though there is no applied interest rate. The conversion can be made after the transaction is made, by calling the bank’s hotline number or using internet banking. A termination fee of S$150 is applicable if you wish to pay off the dues in full or close the card account.
    • 0% IPP: This facility can be used at partner outlets, where the purchase amount can be spread out over up to 3 years. There is no signing-up fee. Using 0% instalment Payment Plan will not stop your transactions from earning you cashback or rewards points.

    Cash Withdrawal on the Credit Card

    You can take out money from your Standard Chartered credit cards through SCB ATMs and branches in Singapore and Mastercard-affiliated banks and ATMs abroad. The amount you can withdraw depends upon your credit limit and your available cash advance balance.

    Eligibility Criteria

    To check the eligibility criteria for this card, please visit our page on Standard Chartered credit cards.

    Lost/Stolen cards

    If you lose your card or if it is stolen or if the PIN has been divulged to a third person, you must inform the bank immediately by calling the hotline. You are liable to pay for all fraudulent transactions made before notifying the bank about its theft, loss or disclosure. Otherwise, the liability is limited to S$100 as per ABS guidelines.

    You will not be held liable for the fraud that occurred on your card if you have been prompt in informing the bank and help the bank retrieve the card by informing them on time, filing a police report, and following it up. However, if the bank finds you complicit in fraudulent use of the card or negligent in managing the card, you may have to pay for all the unauthorised transactions as well.

    You can rely on BankBazaar for extensive information related to different types of credit cards. With the help of our website, you can have most of your card-related queries answered. Find credit cards here that are suitable for you and apply online.

    Credit Card Tips

    RELATED CARD PRODUCT

    Standard Chartered MANHATTAN $500 Card Standard Chartered MANHATTAN $500 Card
    Annual Fee: S$32.10 (1-year waiver) Who Is It For: Students What You Get: 0.25% cashback on all spends
    Show Me Details

    RECENTLY VIEWED PRODUCTS

    HSBC Advance Credit Card HSBC Advance Credit Card
    Annual Fee: S$192.60 (1-year waiver) Who Is It For: Who can use it for all What You Get: 3.5% cashback on all spends
    Show Me Details

    YOU MIGHT ALSO LIKE

    OCBC 365 Credit Card OCBC 365 Credit Card
    Annual Fee: S$192.60 (2-year waiver) Who Is It For: Who love dining and shopping What You Get: Get up to 6% cashback on dining
    Show Me Details

    What Else Do I Need to Know?

    How to Enable/Disable Auto Debit & Standing Instructions

    By filling in GIRO/ACH Auto Debit form

    You can enable a direct debit instruction – also known as an ACH (Automated Clearing House) direct debit or GIRO – with the help of the steps given below:

    • Ask your billing organisation for a direct debit mandate/authorisation form, or download the form from the bank’s website.
    • Get approval from your billing organisation by submitting your completed application form.
    • A direct debit instruction will be enabled once your application is approved.
    • The dates on which the deductions will be made and the billing cycle dates will be given to you by your billing organisation.

    To cancel a standing instruction, you can either approach the bank or the billing organisation.

    How to Apply for the Card & Check the Application Status

    On our site

    You can check your eligibility for the card and apply for Standard Chartered Unlimited Cashback Credit Card through BankBazaar.

    How to Check Balance

    SMS/Online banking/mobile app/hotline

    Check your credit card balance by the following methods:

    • SMS banking
    • Online banking
    • Mobile banking
    • 24-hour Client Care Centre

    How Can the Bill Be Paid?

    AXS/online transfer/GIRO/cash/cheque and others

    Your credit card bill payment options are:

    • AXS stations
    • Auto debit
    • Funds transfer
    • Cash payment
    • Online banking
    • Phone banking
    • Interbank GIRO
    • Cash deposit machines
    • Recurring Payment Plan
    • Any Standard Chartered ATM
    • Teller counters at any SCB branch
    • Through cheque at express cheque deposit boxes

    How Much Is the Minimum Payment to Be Made on the Card?

    1% of the dues or S$50

    • The minimum amount payable is 1% of your outstanding balance, or S$50, whichever amount is higher.
    • Other dues such as over-limit fee and interest charges from your past bills also need to be cleared.

    What Is the Grace Period?

    22 days

    • There’s a grace period of of 22 days from the date of your card statement.
    • When you make partial card payments, you’ll not qualify for a grace period.
    • You will be eligible for an interest-free period only if you pay your credit card bill in full.

    Which Mobile Wallets Can This Card Be Used With?

    Samsung Pay/Google Pay/Apple Pay/PayNow

    Your Standard Chartered Unlimited Cashback Credit Card can be linked with mobile wallets such as:

    • Samsung Pay
    • Google Pay
    • Apple Pay
    • PayNow

    Can It Be Used With EZ-Link?

    Yes

    Your Standard Chartered Unlimited Cashback Credit Card comes pre-loaded with the EZ-Link facility. This means that you can make top-ups to your EZ-Link account without any hassle.

    How to Block or Unblock the Card

    Call the bank’s hotline

    When you need assistance to block or unblock your Standard Chartered Unlimited Cashback Credit Card, you can reach out to the SCB 24-hour Client Care Centre.

    How to Reset the PIN

    Call the bank’s hotline

    You can modify your card PIN in the following ways:

    • Visit any of the SCB ATMs.
    • Call the 24-hour Client Care Centre.

    What Is the Billing Cycle and the Bill Due Date?

    • Your billing cycle will vary according to the number of business days in a month.
    • Your credit card bill will be sent to you in the form of an e-statement on a monthly basis. It will be sent to your registered email address.
    • You need to either pay your bill in full or pay the minimum due within the due date mentioned in your statement.

    How to Get a Replacement Card

    Call the bank’s hotline

    Call the SCB 24-hour Client Care Centre to request a replacement card. You can request for it under circumstances such as loss or theft of the card, if the card is blocked, or if the card has expired.

    News About Standard Chartered Unlimited Cashback Credit Card

    • Standard Chartered Unlimited Cashback Credit Card Promotion

      Runtime – This is an ongoing promotion that started on July 1, 2017 and is valid until September 30, 2017.

      Particulars – Earn up to S$138 cashback when you apply for the Standard Chartered Unlimited Cashback Credit Card through the following channels:

        • Apply for this credit card online and receive cashback of S$138.

        • Apply for this credit card through any other channels and receive cashback of S$100.

      Terms and Conditions

        • This promotion is applicable only to new Standard Chartered primary credit card applicants.

        • Upon approval of your credit card, you must activate it within 60 days to qualify for this promotion.

        • For more terms and conditions or for further information on this promotion, please feel free to contact Standard Chartered Bank.

      18th July 2017

       
    Close

    Compare, check your eligibility and apply for credit cards online.

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.