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  • OCBC Robinsons Group Visa Credit Card for Cash Rebate

    OCBC Robinsons Group Visa Credit Card for Cash Rebate

    If you’re a shopaholic, this card just might end up becoming your new sidekick. Designed to give every shopper rebates on spends at various brands, it credits the rewards on the same day on which you spend on the card. You can get unlimited rebates of 5% at a number of popular brands which include Speedo, Robinsons, Reebok, Zara, Sperry, Nautica, Marks & Spencer, Golf House, bebe, Ted Baker, and a lot more. There is no minimum spend criterion either. If you spend at least S$5,000 or more at Marks & Spencer or Robinsons during the specified qualifying periods, you can enjoy a rebate of 10%, helping you save more. Robs$ help you get additional discounts on your shopping bills. Every time you spend on transactions outside these brands, you can get 1 Robs$ for each S$2 spent by you. Likewise, for every S$2 you spend on transactions abroad, you can earn 3 Robs$. You can accumulate these Robs$ and use them to get discounts on your shopping transactions. You can also redeem them to get vouchers at Marks & Spencer or Robinsons.

    Key Features and Benefits

    Features Description
    Cash rebate on shopping at select outlets 5%
    Reward points on local retail purchases 1 Robs$ for every S$2 spent
    Reward points on overseas transactions 3 Robs$ for every S$2 spent
    Complimentary travel insurance Not available

    Exclusive Offer Expiring Soon

    The card gives you an exclusive offer that is set to expire soon. If you apply for this card before 30 September 2018 and spend at least S$600 within the first month of your card being approved, you are eligible to get a cashback of S$50. This offer is available only to the first 1000 card members whose applications get approved. To apply for the card, simply send an SMS in the required format to the number specified by the bank.

    Spoil Yourself With Exclusive Perks

    The OCBC Robinsons Group Credit Card also gives you access to a range of other benefits and features. Owning this card can get you special access to events meant only to members and also to private sales. You can get to enjoy exclusive promotions and special prices that are not available to others. When you use the card to pay for transactions at food joints such as The Scene, Gyoza-Ya Angela May Food Chapters, Sushi Goshin, and others, you can get a discount of 5%. If you spend a minimum of S$500 during the periods 1 January to 30 June and 1 July to 31 December at Marks & Spencer and/or Robinsons, you will get a letter entitling you to a bonus discount of 25% at Robinsons. When you shop at these 2 brands on weekends, you can park your car for free for an hour at malls such as The Heeren, Raffles City, and Jem. To get this free parking facility, you must spend at least S$50 at Robinsons or Marks & Spencer. Also, this feature is available only to the first 100 members holding this card for each location. Additionally, you can redeem this offer only once a day. Don’t want to pay the annual fee on your card? Simply charge transactions worth at least S$3,000 every year on this credit card and get the annual fee waived. OCBC also gives cardholders access to a plethora of other offers and deals related to various categories such as dining, retail shopping, entertainment, and travel.

    Payments Made Easy

    Now paying for your purchases becomes a whole lot easier thanks to this credit card. It features the payWave facility from Visa which helps you make your payments by simply waving your card at the payment terminal. Apart from this, you can also make use of the instalment payment facility to convert your large purchases into small instalments, helping you pay them in an easier way. You can choose instalment payment plans with periods of 6 or 12 months at 0% interest.

    Additional Benefits

    • Get a 10% cash rebate at Marks & Spencer and Robinsons if you spend more than S$5,000 between the periods 1 January and 30 June or 1 July and 31 December.
    • Enjoy special in-store privileges with exclusive prices and promotions, and get invited to members-only events and private sales.
    • Get a discount of 5% at Angela May Food Chapters, &Made Burger Bistro, Sushi Goshin, Gyoza-Ya, and The Scene at Robinsons The Heeren.
    • Get a bonus 25% discount letter from Robinsons on spending a minimum of S$500 at the two retail stores between 1 January and 30 June or 1 July and 31 December.
    • Enjoy free parking for an hour every weekend at The Hereen, Jem, and Raffles City.
    • Visit our dedicated OCBC credit cards promotions page to check out the latest deals.

    Earn Rewards when spend On Shopping

    • Get 1 Robs$ for every S$2 charged to your card at non-participating brands.
    • Get 3 Robs$ for every S$2 spent overseas.
    • Overseas transaction, made in Singapore dollars, won’t get you Robs$.
    • There are no minimum spend requirement and no cap on the amount of rebates you can receive.
    • These rebates get credited to your account instantly.
    • These rebates can be redeemed on top of any existing promotions and offers.

    Calculate Cash Rebate from OCBC Robinsons Group Visa Credit Card

    Let’s say you have spent S$2,500 in a month across different spend categories in Singapore. In this scenario, the number of Robs$ points and rebates you earn for each category is shown below:

    Spend category Monthly spend Points/Rebate Earned
    Spend at Zara S$500 S$25 rebate
    Local dining S$300 150 Robs$
    Online shopping S$400 200 Robs$
    Grocery S$300 150 Robs$
    Petrol S$500 250 Robs$
    Other retail purchases S$500 250 Robs$
    Total S$2,500 1,000 Robs$ + S$25 rebate

    Redeem Earned Reward Points

    • Redeem your accumulated Robs$ by doing any of the following:
      • Visit the bank’s website.
      • Call the bank’s hotline.
    • Use your earned reward points to offset your next shopping bill.
    • Alternatively, exchange these for vouchers at Robinsons, and Marks & Spencer. You can:
      • Get a discount of S$1 for every 200 Robs$ at the store.
      • Get a discount of S$30 for every S$4,800 Robs$ at the store.

    OCBC Robinsons Group Visa Card Interest Rates

    The table below shows the interest rates applicable on this card:

    Type of Interests Charge
    Retail purchases 25.92% p.a.
    Cash advance 28.92% p.a.
    Instalment payment plan 0%


    OCBC Robinsons Group Visa CardCharges are Levied?

    Type of Charges Charge
    Minimum payment per month S$50 or 3% of the outstanding balance, whichever is more
    Cash advance fee 6% of the withdrawn amount or S$15, whichever is more
    Overseas transactions fee Bank admin fee of 1.8% + 1% charged by Visa
    Supplementary card fee S$96.30 (waived for the first year)
    Late payment fee S$100

    Activating the Card for Overseas Use?

    • Yes, it is mandatory to activate the magnetic stripe on the back of your card.
    • It needs to be activated if you wish to charge POS transactions to your card abroad.
    • By default, it is kept in a deactivated state.
    • You can activate this feature online or offline.


    • Visit the dedicated page on the bank’s website.
    • Log in to your online banking account for activation.


    • Send an SMS to the bank.
    • Visit the nearest branch of OCBC.
    • Call the bank’s hotline.

    Instalment Payment Plans

    • Convert a high-value purchase, charged to your card, into affordable monthly instalments with the interest-free PayLite payment plan.
    • Charge a minimum of S$100 to your card in a single transaction to activate this plan.
    • Spread your payment over 24 monthly instalments and reduce your immediate cost liability.
    • A one-time processing fee will apply.

    Cash Withdrawn on Credit Card

    • Up to S$20,000 can be withdrawn in a day from an ATM with this card.
    • The limit for overseas and local withdrawal is S$1,000 subject to a maximum of 70% of your available credit limit.

    Cash can be withdrawn from:

    • Any OCBC ATM if you’re in Singapore.
    • Any ATM that has a Mastercard or a Visa logo if you’re outside Singapore.

    Eligibility Criteria

    Visit our dedicated OCBC credit cards main page to check the eligibility criteria for this card.

    Card Is Lost/Stolen

    • Inform the bank of the incident by calling the customer service helpline.
    • File a police report and submit a copy of the same to the bank.
    • Write a letter to the bank confirming the loss/misuse/damage of your card.
    • Provide any other supporting document, if asked to.
    • Your liability for unauthorised transactions will be limited to S$100 if:
      • It is established that you weren’t involved in the fraud.
      • You weren’t found to be negligent.
      • You informed the bank of the incident within a reasonable period after its occurrence.
    • The bank may waive off your liability completely at its discretion.

    You might have endless queries related to your credit card. Your questions could be anything like how to redeem your reward points or how to get an annual fee waiver. Get most of your questions answered and find more information on cards by visiting BankBazaar.

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    What Else Do I Need to Know?

    How to Enable/Disable Auto Debit & Standing Instructions

    Through Easi-Pay or GIRO

    To enable automatic debit from your card for recurring bill payment do the following:

    • Fill the OCBC Easi-Pay Bill Payment Service form and send it to the bank.
    • Get LinkPoints on successful payments.
    • To terminate the service, get in touch with the bank.
    • Make alternative payment arrangements with a merchant on termination of the service, or replacement of your card.

    You also have the option of setting up GIRO through the following ways for automatic payments:

    • Set up through Mobile or Online Banking and choose your billing organisations.
    • Terminate the service through mobile or online banking, call the bank, or visit any OCBC Bank branch.

    How to Apply for the Card & Check the Application Status

    Apply Online and Follow Up With the Bank

    Apply online for the card in five simple steps. To check the status of your card, call the bank.

    How to Check Balance

    Through SMS Banking/Phone Banking/Mobile Banking/Internet Banking

    You can check your card balance using one of the following modes:

    • SMS banking
    • Phone banking
    • Mobile banking
    • Internet banking

    How Can the Bill Be Paid?

    Through GIRO/Cheque/AXS/Cash/Internet Banking/Mobile Banking/Phone Banking/CDM/FAST/NETS/CashCard

    Your payment options are:

    • Interbank GIRO
    • AXS terminals
    • Phone banking
    • Internet banking
    • Mobile banking
    • Through cash deposited at a branch
    • Transfer of funds via FAST
    • Cash deposit machine (CDM)
    • NETS or CashCard
    • Internet banking service offered by another bank.
    • Crossed cheque sent through mail or dropped in the Quick Deposit box at a branch.

    How Much Is the Minimum Payment to Be Made on the Card?

    3% of the Outstanding Balance or Min S$50

    Your minimum monthly payment liability is 3% of the outstanding balance or S$50, whichever is higher. Any overdue from previous billing cycles and amount used in excess of approved credit limit will also have to be paid.

    What Is the Grace Period?

    23 days

    You’ll enjoy an interest-free period of 23 calendar days from the date of generation of statement, provided you have settled all your past dues in full.

    Which Mobile Wallets Can This Card Be Used With?

    Google Pay/Samsung Pay/Fitbit Pay/Apple Pay

    You can link your card with the following mobile wallets for contactless payment:

    • Fitbit Pay: Simply hold your watch near a compatible contactless payment terminal and make convenient payments.
    • Apple Pay: Make fast and safe payments at contactless terminals that accept Apple Pay. You can authorise a payment with your Touch ID or Passcode for your device.
    • Google Pay: You don’t need to swipe your card. Simply hold your phone, after unlocking it, near the terminal and payment will be made instantly. You can link as many cards to this app.
    • Samsung Pay: If you have linked your card to this app, you can pay at a contactless payment terminal simply by holding/waving your phone. You can authorise a transaction using fingerprint scan or PIN.

    Can It Be Used With EZ-Link?


    You can use your card for EZ-Link top up. Here are a few things you should know:

    • When balance is low, top-up happens automatically through auto debit from your card.
    • Earn SmartChange, OCBC$, and Robinson$ reward points for successful top ups.
    • Keep track of EZ-Link top ups with online statements.

    How to Block or Unblock the Card

    Call the bank’s customer care number

    Call the 24-hour helpline number of the card to block your card. To unblock, get in touch with the bank.

    How to Reset the PIN

    Call the bank’s customer care number

    To reset your card PIN, use any of these channels:

    • Phone Banking
    • Mobile Banking
    • Online Banking

    What Is the Billing Cycle and the Bill Due Date?

    You’ll find the billing cycle and due date of payment on your monthly statement. The billing cycle generally depends on the number of business days in the period under consideration but may vary from customer to customer.

    How to Get a Replacement Card

    Call the bank’s customer care number

    Get a replacement card, if you need one, by getting in touch with the bank. The bank may issue a replacement card, at its sole discretion, for the following reasons:

    • Loss of your card
    • Damage to your card
    • Expiry of your current card
    • Unauthorised use of your card

    OCBC Robinsons Group Reviews

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