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Get 0.5% cash rebate on the total bill on charging purchases less than S$1,000 to your card.
Auto-split of your Great Eastern life and general insurance plans into 3, 6, or 12 equal monthly instalments depending on the value of
Cash rebates will be offered on your card depending on the total monthly card expenditure.
Get a cash rebate of 0.5% on a monthly bill below S$1,000.
Get a cash rebate of 1% on a monthly bill of S$1,000 or above.
Up to S$100 can be earned in the form of cash rebates in a month.
Cash rebate earned whether by a principal or supplementary cardholder will be credited directly to the card account of the principal
Cash rebates offered on your card will be subject to a list of terms and conditions.
Let Us Illustrate:
Let us assume that the retail expenses charged to your card was worth S$800 last month. You had paid a premium of S$500 on a Great Eastern Life
Insurance product that you own. Then the cash rebate that you had earned for the month was:
Retail spend (total)
Great Eastern Life Insurance premium
Let us now assume that the total retail expense charged to your card for this month has been S$1,200 and you had also paid a premium of S$1,150
on a Great Eastern General Insurance plan. Then the cashback you had earned for the month was:
Retail spend (total)
Great Eastern General Insurance product premium
Type of Interest
Instalment Payment Plan
How to Redeem Cash Rebate?
The cash rebate earned during a billing cycle will appear in the monthly statement.
It’ll be automatically used to offset monthly card bills.
Fees & Charges
Type of charge
Overseas Transaction Fee
Late Payment Fee
Cash Advance Fee
6% of the withdrawn amount subject to a minimum of S$15
Supplementary Card Fee
S$80.25 (Waived for the first 2 years)
Activating the Card for Overseas Use
The magnetic stripe on your card has to be activated if you wish to make retail transactions at non-EMV terminals abroad.
You’ll also have to activate the overseas cash withdrawal feature.
These features are kept in a deactivated state by default for security purposes.
The overseas cash withdrawal feature can be activated via the following modes:
Report the incident to the bank immediately on detection.
You won’t be held liable for unauthorised transactions once you have informed the bank.
Liability for unauthorised transactions due to disclosure of PIN or loss of card will be limited to S$100, provided:
The bank was informed within a reasonable period from the date of occurrence of the incident.
A statutory declaration was provided to the bank in a format prescribed by it.
A police report was filed, if asked for and a copy of the same was submitted to the bank.
It is established beyond reasonable doubt that you weren’t responsible for the card fraud or loss.
You assisted the bank in recovery of the authorised charges to your card.
A card retrieved after a formal report has been filed, has to be returned to the bank. Cut it into pieces before returning it to the bank.
Under no circumstance should it be used again.
The bank may issue a replacement card based on its sole discretion. A replacement fee may be levied.
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has all the answers to your card-related queries. With our help, you can compare credit cards across banks and make a quick decision.
How to Enable/Disable Auto Debit & Standing Instructions
By submitting the GIRO form to OCBC, you would be able to make the full or minimum payments every month on your credit card.
This will be an automatic debit from the account you specify in the form.
How to Apply for the Frank Card & Check the Application Status
Apply for this card by visiting the specific page of the card on the
bank website, or go to a branch office. The status of the card application can be known by getting in touch with the bank.
How to Check Balance
The balance of your credit card can be checked in any of the following ways:
How Can the Bill Be Paid
GIRO/FAST/online or mobile banking and others
You can pay your credit card bills in the following ways:
OCBC Pay Anyone
NETS or CashCard
Pay by any other card
How Much is the Minimum Payment to Be Made on the Card
3% of the dues or S$50
At least 3% of the balance or S$50 (whichever is more) needs to be paid every month on the OCBC Great Eastern Cashflo Card,
or you will have to pay penalties. If you have spent more than your credit limit, the over-limit amount also needs to be paid off.
What Is the Grace Period
For 23 days from the date of statement generation, you won’t have to pay interest charges on purchases if you have settled
all previous bills fully.