The HSBC Visa Infinite Credit Card is specially designed for someone who is used to the more luxurious things in life. This card helps you earn rewards as you charge your expenses to it. In addition to this, it also gives you luxurious travel options which are planned meticulously to suit your needs, along with exclusive dining and retail shopping privileges. There is also a range of other benefits such a dedicated butler to plan all your travel needs, stay arrangements, and airport transfers, automatic travel insurance, and a host of other features. This card gives you rewards in the form of air miles when you use it to pay for your expenses both in Singapore and when you’re abroad. You can earn miles at a faster rate when you spend abroad. With this credit card, you also get to stay at some of the world’s leading and most luxurious hotels, making your vacations and business trips that much more comfortable and pleasing, in line with the lifestyle that you’re used to.
|Miles per S$1 on local expenses||Up to 1.25 miles|
|Miles per S$1 on overseas expenses||Up to 2.25 miles|
|Complimentary travel insurance||US$2 million for the cardholder|
|Hotel privileges||Full suite of Visa Luxury Hotel Collection at top hotels such as Park Hyatt, Peninsula, and more.|
|Airport lounge access||Unlimited access to over 1,000 VIP lounges with Priority Pass Membership card|
|Airlines that miles can be used in||Singapore Airlines, Cathay Pacific, British Airways, Qatar Airways|
With a superior rate of earning, this card lets you earn air miles faster if you have spent more than S$50,000 on it in eligible transactions during the previous year. As a member of this exclusive card, every S$1 you spend on local transactions will earn you 1.25 air miles, and each S$1 spent overseas will get you 2.25 air miles. This means that you will get 30,000 air miles if you spend S$10,000 each, abroad and in Singapore. These can be redeemed with Singapore Airlines to get you a couple of Bali return tickets, or a single return flight ticket to Taiwan or Hong Kong.
Every time you travel, you probably have to put up with the chaos and commotions of an airport. But with this particular card, you can make all of that go away by checking into an airport lounge. It gives you access to more than 1,000 VIP lounges in airports all over the world without having to make a reservation, courtesy of the free Priority Pass that will be issued to you after you sign up for it. You also get free limousine airport transfers from anywhere in Singapore to the Changi Airport. You can skip the immigration line at the airport thanks to the expedited immigration process available to card members. Along with this, you are also eligible for complimentary travel insurance with coverage of up to US$2 million and 20 other benefits. The other travel privileges include accommodation at the world’s most luxurious properties such as Park Hyatt, Shangri-La, and Peninsula. You get the best rates, free room upgrades, complimentary breakfast and Wi-Fi, and VIP status, among other benefits.
ESPA (Resorts World Sentosa) brings you a whole variety of privileges that are designed to pamper your body and mind. Spend at least S$400 on any of their treatments and get a free meal for 2 valued at S$90. In addition to this, you can make use of the fully-equipped, world-class gym along with other facilities that are meant to give you a holistic approach to wellness and healthy living. Get discounts of up to 40% on their services and treatments. As a birthday treat, you can enjoy a discount of 50% on selected treatments as well. Other benefits include discounts on food and beverages at Tangerine and complimentary spa upgrades.
Shopping gets a whole new definition with this card. Every time you use it to pay for your shopping escapades at designer merchants and boutiques such as Diesel, Max Mara, Bank & Olufsen, TUMI, MAX&Co., and Y-3, you get 10x HSBC Rewards.
Love playing golf? You can enjoy the golfing privileges that come along with the card. You get access to some of the most popular and beautiful golf courses around the world, and also get discounts and fee waivers along with complimentary insurance cover for golfers.
The HSBC Visa Infinite Credit Card gives you a variety of dining offers that are specially curated to satisfy the gourmand in you. Get discounts of up to 50% when you spend at selected restaurants in the Singapore Marriott Tang Plaza Hotel. This card also brings you the very best of European dining options in Singapore along with a discount of 15% on your dining bills at more than 50 of the top restaurants in the country that feature European cuisine.
Don’t like making travel plans and arrangements? Then don’t. Make use of the personal concierge service that’s available all through the day, 7 days a week, to plan your travel, book flights, or reserve spa appointments. Not sure of where you want to dine today? Simply ask your butler for suggestions. With this dedicated service, the solution to all your needs is just a phone call away.
Let us assume that you have met the S$50,000 spend criteria to qualify for the Step Up Earn Rate during the first year of your card ownership. Let us further assume that you have also met the criteria this year, too. You have spent S$20,000 on eligible local transactions and S$30,000 on eligible overseas transactions. Therefore, you’ll earn miles at an accelerated rate.
You’ll get 25,000 miles for local spend and 67,500 miles for overseas spend. The total points accumulated by you are 92,500. Let’s see the places you can get a one-way or both-way free ticket to on certain airlines.
|Singapore Airlines||Cathay Pacific||British Airways||Qatar Airways|
|One-way ticket||Economy ticket to Houston||Business ticket to New York||Business ticket to London||Premium economy ticket to Lima|
|Return ticket||Economy return tickets to and from Japan||Economy return tickets to and from New York||Premium Economy return tickets to and from London||Economy return tickets to and from San Francisco|
Charge the full travel expense to your card and enjoy complimentary travel insurance. The following are some of the important covers available:
|Type of Cover||Sum Insured|
|Accident Death or Total and Permanent Disability (TPD) while availing the public conveyance||Up to US$2 million|
|Death or TPD due to accident on the land||Up to S$100,000|
|Medical expenses while abroad||Up to S$100,000|
|Child care cover||Up to S$1,000 per benefit|
|Medical evacuation and repatriation||Up to S$250,000|
|Cancellation of a trip||Up to S$4,000 per person with an aggregate of S$10,000|
|Personal liability||Up to S$100,000|
You can depend on the concierge service for the following services:
Call the dedicated number to request the services of the Infinite Travel & Lifestyle Concierge.
|Type of Interest||Charge|
|Retail purchases||25.9% p.a.|
|Cash advance||28% p.a.|
|Instalment payment plan||0%|
|Type of Charge||Charge|
|Annual fee||S$488 (Premier customers) S$650 (Other banking customers)|
|Overseas transaction fee||1.5% administrative charge and an additional charge of 1% imposed by Visa|
|Late payment fee||S$55|
|Cash advance fee||S$15 or 6% of the amount drawn, whichever is more|
|Supplementary card fee||Free|
EMV cards need to be activated for retail and ATM use when you go abroad. This is because most retail transaction terminals are still using magnetic stripe technology. Retail transactions can only be effected on activating the overseas features of your card.
Call the bank’s dedicated number to activate this feature. On returning to Singapore, remember to deactivate it immediately since magnetic strips tend to be less secure.
Ensure that your personal contact details are updated with the bank because they will send an OTP to your registered mobile on receiving an overseas card activation request. You can use any of the following modes to complete the process:
To check your eligibility for this card, you can go to our HSBC credit cards page.
If you happen to lose or misplace your card or card details, do the following:
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How to Enable/Disable Auto Debit & Standing Instructions?
To set up a direct debit arrangement for paying down the outstanding balance on your card, you need to know the following:
If you want to set up a standing instruction for direct debit from an account you hold with another bank, you need to know that your account may be debited 1 day before the date mentioned on the statement. Make sure to maintain sufficient funds.
How to Apply for the Card and Check the Application Status?
Apply for this card conveniently through our website. All you have to do is fill in some basic details about yourself and then fill out the form, validate the details submitted, and submit it for processing.
Get in touch with the bank to check the status of your application.
How to Check Balance?
Via internet banking/phone banking/mobile banking
You can apply for this card using any of the following methods:
How Can the Bill Be Paid?
AXS Station/Bulk cash deposit machine/Personal internet banking/Singpost SAM and post offices/7-Eleven stores/Crossed cheque/GIRO
Pay your card bill conveniently through any of the following modes:
How Much Is the Minimum Payment to Be Made on the Card?
3% of the outstanding bill or S$50
The minimum monthly payment that you can make on your card is:
What Is the Grace Period?
The interest-free period is 20 days from the date of generation of statement if:
Which Mobile Wallets Can This Card Be Used With?
Apple Pay/HSBC MasterPass
Check out faster at contactless payment and online payment terminals with one of the following mobile wallets:
How to Block or Unblock the Card?
Call the bank
In case your card gets stolen or it is misused, call the bank immediately to notify it. The card will be blocked by the bank immediately to prevent further misuse.
Get in touch with the bank to find out if your old card can be unblocked once the issue has been resolved or if you’ll be issued a brand new card.
How to Reset the PIN?
Complete the relevant form and mail it to the bank
What Is the Billing Cycle and the Bill Due Date?
Check the monthly card statement
How to Get a Replacement Card?
Download, fill, and mail the replacement form
How to Temporarily Increase the Limit of the Card?
Call the bank/Use internet banking facility
In order to request the bank for a temporary credit limit increase, you can do any one of the following:
A credit card is one of the most important modern tools of debt and money management. Choosing the right card can go a long way in helping you maximise the value on your spends. Use our website to know the full range of cards.