• BOC World Mastercard


    BOC World Mastercard is one among the many credit cards offered by BOC. This is a rewards credit card that is specially designed for those who love to travel. The card awards 3 points every time the cardholder spends overseas. The card also has amazing discounts across categories such as dining, hotels and entertainment.

    Joining benefits/perks

    Listed below are some perks that you can avail when you apply for BOC World Mastercard

    • Apply for BOC World Mastercard and get a complimentary 20 inch luggage bag upon approval of the card and when you spend a minimum of $50 on the credit card within the first month of approval. The offer is valid till 31st December 2016.

    BOC World MasterCard Card Promotions

    • BOC Credit Card Purchase Instalment Plan: Cardholders can convert their retail purchases, both local and overseas into low-interest instalment plans. These plans come with tenure options ranging from 6 to 24 months and require a minimum purchase amount of S$300 to qualify for conversion. Cardholders can convert qualifying purchases into a 6-month instalment plan at an interest rate of 0.50% p.a. or a 9-month instalment plan at an interest rate of 1% p.a. or a 12-month instalment plan at 1.50% p.a. The instalment plans come with a processing fee of 3.50%. Cardholders can convert their purchases into instalments by calling 1800 338 5335 after their purchase. The offer is valid until 31 December 2017.
    • BOC Credit Card Statement Instalment Plan: Cardholders can convert their BOC credit card statements into low-interest instalment plans with tenure options of 12 months or 24 months. The statement must be S$500 or more to qualify for conversion. Cardholders can convert their statements into a 12-month instalment plan at an interest rate of 2% p.a. or into a 24-month instalment plan at an interest rate of 4% p.a. Cardholders can convert their statement into instalment plans by calling 1800 338 5335 after receiving their statement. The offer is valid until 31 December 2017.
    • BOC Dream Draw 2017: BOC cardholders stand a chance to win either a brand new Mercedes-Benz C 180 Cabriolet or a 4 days and 3 nights stay at Banyan Tree Vabbinfaru in Maldives or at Banyan Tree Ungasan in Bali trough BOC’s Dream Draw 2017. Cardholders will be awarded one chance for every S$50 charged to their card. Cardholders can also get 3 times the chances earned when the monthly spend charged to the card is S$2,000. For example, if the monthly spend is S$2,000, the cardholder gets 40 chances (1 chance for every S$50) x 3 which is 120 chances. New cardholders whose card has been approved during the promotion period will receive 10 chances. The promotion period is valid till 31 December 2017.

    Features of BOC World Mastercard

    BOC World Mastercard comes with some amazing perks and features. Listed below are the features of BOC World Mastercard

    • It is a rewards credit card.
    • The card awards points for overseas and local spends.
    • Earn 3 times the reward points for overseas spending.
    • Amazing promotions that keep changing every few months.
    • Attractive joining perks.
    • Annual fee waiver for the first two years.
    • Offers a wide range of privileges in categories such as dining, entertainment, lifestyle and shopping.
    • 0% funds transfer option.
    • Cash advance available.
    • 24 hour concierge service available.
    • Low interest rate.
    • Hassle free application process.
    • Quick processing.
    • Easy and simple documentation.
    • Can be applied for both online and offline.


    BOC World Mastercard comes with some amazing rewards. Given below are the rewards of BOC World Mastercard:

    • The card offers 3 points every time you spend overseas on your credit card.

    Benefits of BOC World Mastercard

    Listed below are the benefits of BOC World Mastercard

    • One can avail a discount of up to 20% when they dine at the best restaurants in Singapore.
    • Avail 10% off on a la carte services at Adeva Spa.
    • Avail 40% off on all a la carte services at RN spa by paying with your BOC World Mastercard credit card.
    • Avail 6 months of complimentary Prestige magazine subscription. Offer valid till the end of December 2016.
    • Enjoy complimentary 24 hour concierge, 365 days a year.
    • No annual fee for the first two years.
    • Enjoy Flexi balance plans which allow you to convert local and overseas purchase into 0% interest installments for a period of 6 to 36 months.
    • Enjoy the 0% fund transfer feature offered on the card.
    • Enjoy cash advance any time anywhere in Singapore at BOC ATMs.

    Fee and charges

    Type of fee

    Amount payable

    Annual fee for primary card


    Annual fee for supplementary card


    Interest rate

    25.88% per annum

    2.16% per month

    Late payment charges

    5% per month of the minimum payment amount, subject to a minimum of S$80

    Cash advance fee

    S$20 or 6% of the amount withdrawn

    Minimum monthly payment

    3% of current balance or S$50, whichever is higher, along with any overdue amount.

    Interest on cash advance

    28% per annum

    Overlimit fee


    Interest free period

    23 days

    Foreign currency transactions

    An administrative fee of 1.5% will be charged for foreign transactions made on the credit card. As it is a mastercard an additional fee of 1% of transaction amount will be charged for the card.

    How to apply for BOC World Mastercard

    One can apply for BOC World Mastercard either online or offline. In order to apply online, the applicant can either visit the official website of BOC Singapore and apply by filling the online form or apply through third party financial websites if the provision is made. In order to apply for the card offline, the applicant can visit one of the BOC branches in Singapore and fill the form.

    Eligibility criteria for BOC World Mastercard

    • Minimum income: S$80,000
    • Minimum age for principal applicant: 21 years.
    • Minimum age for supplementary card holder: 18 years.

    Interest on BOC World Mastercard

    BOC World Mastercard comes at a rate of interest of 25.9% per annum and 2.16% per month.

    Lost/Stolen card liability

    In case of stolen or lost cards, the cardholder should file a police report along with a written confirmation. The cardholder is held liable for any unauthorised purchases made on the card if the cardholder was careless to not inform the bank about the loss or theft of the credit card.


    The cardholder is expected to make payments for the amount charged on the credit card every month. In case the cardholder fails to make the minimum payment on the card, 3% of the minimum monthly balance outstanding along with any outstanding minimum payment sum plus the amount in excess credit limit or $50 should be paid as a fee depending on whichever is higher.

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