The BOC World Mastercard opens up a world of benefits and privileges for the card member. If you own this card, you stand to earn 3x Bonus Points for every dollar you spend on overseas transactions. Redeem your points to get attractive gifts from BOC. The card also gives you exclusive offers and deals on various categories including dining, shopping, and lifestyle privileges. It also features special offers from World Mastercard such as preferred guest status at Starwood Hotels, privileges at SISTIC, and discounts on movie tickets at Cathay Cineplexes. There is a concierge service available all throughout the day, 7 days a week to help you during your travels and also to help plan your travel needs. You also get other benefits such as instalment payment options, funds transfer at zero interest, and instant cash either through local BOC ATMs or through their call for cash service.
|Reward points on overseas spends||3 Reward Points for every S$1 spent|
|Reward Points on other (including local) spends||1 Reward Points for every S$1 spent|
|Complimentary travel insurance||Not available|
|Airport lounge access||Not available|
|Expedited immigration||Not available|
Every time you use this card to spend when you are abroad, you get 3x Reward Points. These points can be accumulated and redeemed to get attractive gifts, cash rebates, dining vouchers, and the most recent gadgets courtesy of the BOC Rewards Programme.
If you feel it’s getting very repetitive and mundane to keep making travel plans every time you’re going abroad, you can hand over these responsibilities to the 24-hour concierge services that are available on this card. From suggesting and reserving dining options to sourcing gifts and flowers for special occasions, getting tickets for exclusive events and concerts, making reservations at golf clubs, and many more, these services are offered by lifestyle and luxury service experts. This facility is also there to help you out in times of emergency. Available all 365 days of the year, they are just a phone call away.
There are times when a little bit of additional financial help can go a long way in helping you out. This card features facilities such as instalment payments to help you pay for large purchases in a more comfortable manner. Purchases that are above S$500 can be converted into smaller payments and paid in instalments ranging from 6 months to 3 years. This facility comes free of interest. However, a processing fee may apply. In case you need cash right away, you can make use of the BOC ATMs to get instant cash, or use the call for cash facility to get the funds you need in an instant.
With this card, you also get the advantage of transferring funds from your credit card to any of your other credit cards, savings accounts, credit lines, and current accounts to pay off any bills that remain outstanding or use the cash as you see fit. This facility is available at 0% interest.
Let us take a look at how much you can earn with your card per category. Moreover, every 30,000 reward points will get you 10,000 KrisFlyer miles [i.e. 3 BOC Reward Points = 1 Krisflyer Mile].
|Spend categories||Monthly spend||Points earned||Equivalent KrisFlyer miles|
|Overseas lifestyle spends||S$200||600||200|
|Overseas hotel bookings||S$500||1,500||500|
|Total||S$2,500||5,100 Reward Points||1,700 KrisFlyer Miles|
|Type of Interest||Charge|
|Retail Purchases||28.88% p.a., subject to a minimum fee of S$3|
|Cash Advance||28.88% p.a., subject to a minimum fee of S$3|
|Instalment Payment Plan||0% rate of interest|
(Note: These interest rates are newly revised, and will be effective from 10 April 2018)
|Type of charge||Charge|
|Annual Fee||S$190 (annual fee is waived for the first two years)|
|Overseas Transaction Fee||
|Late Payment Fee||5% of the minimum payment amount each month, subject to a minimum amount of S$100 per month|
|Cash Advance Fee||6% of the sum withdrawn or S$20, depending on whichever is larger|
|Supplementary Card Fee||S$95|
The following table illustrates the processing fee and effective interest rates applicable for different tenures:
|Tenures of instalment||Rate of one-time processing fee||Effective rate of interest|
|6 months||2.5%||8.68% p.a.|
|9 months||2.5%||6.09% p.a.|
|12 months||4.5%||8.57% p.a.|
|18 months||5.5%||7.25% p.a.|
|24 months||6%||6.04% p.a.|
|36 months||6.5%||4.45% p.a.|
Find out more about whether you qualify to apply for this card on our BOC credit cards page.
Credit card details such as features and benefits, interest rates, fees and charges, eligibility criteria, and more can be found on our homepage.
RELATED CARD PRODUCTBOC SCCCI Great Wall Affinity Card Platinum
RECENTLY VIEWED PRODUCTSDBS Esso Card
How to Enable/Disable Auto Debit & Standing Instructions
Through Online Banking
Use BOC’s online banking facility and enable/disable auto-debit of payments in the following ways:
Go to ‘Scheduled Bill Management’ to cancel this facility.
How to Apply for the Card & Check the Application Status
Through Mail/Fax and Follow Up With the Bank
How to Check Balance
Through Internet Banking/BOC Mobile App
BOC's internet banking facility and mobile application allows you to check your balance conveniently.
How Can the Bill Be Paid?
Through Internet Banking/Cash/AXS/Cheque/Money Order/GIRO
Use any of the following methods to pay your credit card bills every month:
How Much Is the Minimum Payment to Be Made on the Card?
3% of the Statement Balance or Min S$50
The minimum payment is 3% of the statement balance or S$50, whichever is higher. You also must pay any outstanding dues from previous bills, if any.
What Is the Grace Period?
If you have no pending dues, you will get an interest-free period of 23 days from the date of generation of the statement.
How to Block or Unblock the Card?
Call Customer Service
In case of loss of theft of your card, block your card by calling the customer service hotline. Follow the same procedure to unblock your card.
How to Reset the PIN?
Resetting the PIN can be done through the bank’s tele-banking service. However, in order to enjoy this service, you first need to sign up for it.
What Is the Billing Cycle and the Bill Due Date?
The billing cycle refers to the time between the generation of two successive statements. The due date of the bill will be mentioned on your monthly statement.
How to Get a Replacement Card?
In case of loss/theft of your credit card, you must notify the bank immediately. The bank will replace your card as per its discretion.
How to Temporarily Increase the Limit of the Card
Submit an application along with your income documents to apply for a permanent credit limit increase. The maximum increase provided by the bank is 2x your monthly income.