If you’re someone who travels often whether for business or for pleasure, taking a look at this card will give you an idea of the benefits it holds for travellers when you go to China and other countries. Apart from offering 2x Bonus Points on all your transactions overseas, it also gives you a discount of 30% on the remittance fee that is normally charged when you send money to Mainland China. You also get access to special deals at more than 17,000 merchants in China, Macau, and Hong Kong. Making it easier for you to make payments, this card gives you the convenience of paying for purchases in China at more than 2.4 million merchant terminals. Along with this, there is also a 24-hour concierge service that helps you plan your travels, make the necessary reservations, and a whole lot more to make your journey a safe and comfortable one.
|Rewards points on local spends||1 Rewards Point per S$1|
|Rewards points on overseas spends||3 Rewards Point per S$1|
|Expedited immigration||Not available|
|Limousine services||Not available|
|Complimentary travel insurance||Not available|
BOC has a rewards programme that helps you redeem the bonus points you accumulate and get cash rebates, dining vouchers, and gadgets in their place. The fact that the BOC Travel Card offers you 2x Bonus Points when you charge your overseas spends to it only helps you earn points at a much faster rate. Spend, earn, redeem, and enjoy the free gifts. That’s how simple it is.
This card is designed to give you a variety of privileges when you travel. As you travel through China, make use of the special deals on travel options, hotel rooms and services, dining, shopping, and entertainment to make your journey more eventful and more cost effective. These deals are available at more than 17,000 merchants participating in this programme. You also get exclusive deals on flights tickets. Since the card is linked with UnionPay - the network that has the widest network coverage in China, you also get the added convenience of paying for your purchases at over 2.4 million terminals. At any point during your journey, if you’re running short on cash, you can make use of more than 210,000 ATMs to withdraw cash.
If you’re someone who doesn’t like making elaborate travel plans, booking flight tickets, making reservations at hotel rooms, or if you simply aren’t sure how to go about this, you don’t have to. Simply get in touch with the concierge services available on this credit card and get all the help you need. This service is available all 24 hours of the day. So the next time you want to book the cheapest flights, book hotel rooms, make arrangements for airport pick up and drops, or make reservations for a business lunch meeting, you know that aid is just a call away. Wherever you go, whatever you need, this service is there to attend to your every need.
Let us assume your spend across categories for a year looks roughly like the table below. Then the points you earn, and the miles you can redeem will be (3 points = 1 mile):
|Spend categories||Annual spend||Points earned||Equivalent Krisflyer miles|
|Dining (weekends in Singapore)||S$2,400||2,400||800|
|Other retail spends||S$3,250||3,250||1,083.33|
|Type of Interest||Charge|
|Retail Purchases||28.88% p.a.|
|Cash Advance||28.88% p.a.|
|Instalment Payment Plan||0%|
Note: These rates are applicable from 10 April 2018.
|Type of charge||Charge|
|Annual Fee||S$190 (two-year fee waiver)|
|Overseas Transaction Fee||2.1% of the purchase amount, comprising:
|Late Payment Fee||5% of the amount due, subject to at least S$100.|
|Cash Advance Fee||The greater amount between 6% of the amount you withdraw or S$20.|
|Supplementary Card Annual Fee||S$95|
Money can be withdrawn from your credit card in case of emergencies depending on the credit limit available on your card. Money can be withdrawn through one of the following channels:
To find more about the card’s eligibility criteria before applying, go to this page.
Your liability for unauthorised transactions will be limited to S$100, in case:
Banks and lenders offering financial products provide cards in different categories. Instead of going to each bank’s site, find the full range of cards on our website.
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How to Enable/Disable Auto Debit & Standing Instructions
Through Online Banking
Apply for BOC’s Personal Online Banking Facility to get the auto debit facility on your credit card. Log into your account and follow the process given below:
You can also disable the auto-debit facility on your credit card by clicking on ‘Scheduled Bill Management’. Here, you can cancel your unprocessed bill payments.
How to Apply for the Card & Check the Application Status
Through Mail/Fax and Follow Up With the Bank
You can apply for BOC Travel Card online.
How to Check Balance
Through Internet or Phone Banking/BOC Mobile Banking App
In order to check your credit card balance, you can log in to your internet or phone banking account. You can also use BOC Mobile Banking App for checking your balance.
How Can the Bill Be Paid?
Through GIRO/Telephone Banking/AXS/Cheque/Money Order/Cash
You must make the payment in Singapore currency through the following modes of payment:
How Much Is the Minimum Payment to Be Made on the Card?
3% of the Outstanding Balance or Min S$50
Every statement month, you are liable to pay the following:
Or, you must pay S$50 (whichever is higher).
What Is the Grace Period?
You will get 23 days of interest-free period from the date of credit card statement.
How to Block or Unblock the Card?
Call Customer Service
To block your card, call BOC’s 24-hour customer service hotline and request to block your credit card. You can call at the same number to block your card.
How to Reset the PIN?
You must register for BOC’s Tele-Banking services to reset your PIN. You can call BOC’s hotline for registering for this service.
What Is the Billing Cycle and the Bill Due Date?
1 Month (Can Start on Any Day)
Once your card is approved, the bill will be generated every month, and you will receive a statement. The billing cycle can either be according to the calendar month or begin from the date when your card was approved. The due date for bill payment will be given in your statement.
How to Get a Replacement Card?
If your card is expired, lost or stolen, BOC will provide you with a replacement card. Call BOC’s customer service hotline to get your card replaced.
How to Temporarily Increase the Limit of the Card
You can get your credit limit increased temporarily by your credit limit by providing the bank with a copy of your income documents. The maximum credit limit increase approved will be 2 times your monthly salary.