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    BOC Rewards Credit Cards

    Bank of China allows you to earn rewards as you spend on its credit cards. You can redeem your rewards for movie tickets, shopping or dining vouchers, etc. Let’s take a look at how the bank’s reward programme works and how they benefit you.

    How Does the Rewards Programme Work?

    You will be rewarded with 1 BOC Bonus Point for every S$1 spent on your BOC principal card or supplementary card. This is the base earnings. Each card may have different earning rates for the points, depending on spending categories. You can view your Bonus Points in the account statement which is issued every month.

    If you have more than one card, the points accumulated on all such card accounts will be combined and aggregated by BOC. You can use the combined points to redeem for gifts and vouchers under the Rewards Programme.

    BOC Bonus Points will always have expiry date associated with it, and you are supposed to utilise the points within the validity period. Otherwise, the points will automatically get forfeited/cancelled. BOC can deduct/revoke/recompute your BOC Bonus Points if you do not pay your card bill before the specified due date or if your card was terminated by BOC for any reason.

    How to Redeem BOC Bonus Point?

    You can use the BOC Bonus Points for the following purposes:

    • Rewards voucher from Bon Appetit (dining establishments), Retail and Leisure (for retail spends and health and wellness) and Hot Picks (other merchants), which can be used to redeem for items or services
    • Pay the annual fee for BOC cards.
    • Get a cash rebate of a minimum amount of S$50, which can be again used to redeem for items or services
    • Share or transfer your bonus points with your friend.

    Remember, that there will be a conversion involved from BOC Bonus Points to Singapore dollars. The rate of conversion – that is, how many points are worth how many dollars – will be determined by the bank and it keeps changing from time to time.

    Let’s look at a few examples of conversions:

    • S$10 voucher for Bengawan Solo for 2,800 BOC Bonus Points
    • S$30 BEST Denki voucher for 8,800 points
    • S$10 Takashimaya voucher for 3,200 points

    In order to redeem your BOC Bonus Points for a product or service, you must present the following to the merchant:

    • BOC Rewards Voucher
    • BOC Card
    • Passport/NRIC

    How to Redeem BOC Rewards

    With Bank of China, you get plenty of options to choose out of gifts and vouchers. If you spend more on your BOC card, the higher points you will accumulate and the more rewards you will earn. In order to redeem your BOC rewards for gifts/vouchers, you have to:

    BOC Credit Cards with Rewards Points

    The list of BOC credit cards that enable you to get rewards are:

    Cards Rewards
    BOC Zaobao Card Earn 1 point for every S$1 spent locally and 2 points for every S$1 spent overseas.
    BOC Dual Currency Diamond Card Get 2 points for all overseas spending.
    BOC Travel Card Get 2 points for all overseas spending.
    BOC World MasterCard Get 3 points for all overseas spending.
    BOC Great Wall Platinum Mastercard Get 3 points for all overseas spending.
    BOC SCCCI Great Wall Affinity Card Platinum Get 2 points for all overseas spending.
    BOC Chinese Scholars & Students Association Platinum Elite Card Get 2 points for all overseas spending.

    Note: You don’t overseas spending benefits on RMB transactions.

    The BOC Rewards Programme has many gifts and vouchers to redeem for. You get to choose a gift/voucher which suits your requirement.

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