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With the BOC Dual Currency Diamond Card, you can make payments in 2 currencies – Singapore dollar and Renminbi. This card even rewards you for all your eligible purchases overseas made in Singapore dollars.
Best suited to: Those who love to shop in Singapore and China.
|Annual fee||S$190 (waived for 2 years)|
|Reward points for retail purchases overseas||2 bonus points for every S$1 (except in RMB)|
|Reward points for local retail purchases||1 bonus point for every S$1|
|Airlines that the points can be used in||Singapore Airlines and SilkAir|
|Complimentary travel insurance||Not available|
|Concierge/butler service||Available – Worldwide Concierge Assistance|
Let’s say, you visited Malaysia last month and spent S$2,500 using your card. The table below shows the number of bonus points you earned for each category:
|Spend categories||Spend||Points earned|
|Other retail spends||S$200||400|
|Total||S$2,500||Points earned: 3,800|
|Type of Interest||Charge|
|Retail purchases||28.88% p.a.|
|Cash advance||28.88% p.a. on the withdrawn amount|
|Instalment payment plan||0%|
Note: The above rates are applicable as of 10 April 2018
|Type of Interest||Charge|
|Overseas transaction fee||1.5% of the transaction amount|
|Late payment fee||5% of the monthly minimum sum (minimum S$100)|
|Cash advance fee||S$20 or 6% of the withdrawn amount, whichever is more|
|Monthly repayment||S$50 or 3% of the outstanding balance, whichever is more|
|Supplementary card fee||S$75 (waived for the first 2 years)|
You’ll have to activate the magnetic stripe of your card if you want to use it for overseas retail transactions. Follow any one of the steps mentioned below to activate the feature:
Please note – Follow the same steps to deactivate your card once you’re back in Singapore.
Visit our dedicated BOC credit cards main page to check your eligibility.
Credit cards are categorised under different sections such as travel cards, cashback cards, etc., and under each category there are multiple cards. Find out more about credit cards, through our website.
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How to Enable/Disable Auto Debit & Standing Instructions
Schedule Bill Payment or GIRO
BOC's feature called the Schedule Bill Payment Management allows you to choose the amount you wish to deduct for payment of your bills every month through GIRO.
How to Apply for the Card & Check the Application Status
Download Form and Submit to Bank and Follow Up
How to Check Balance
Internet Banking or Mobile Banking
You can check your balance using the internet banking facility or the mobile application of BOC.
How Can the Bill Be Paid?
Through Internet Banking/Cheque/Money Order/Cash/AXS/GIRO/Telephone Banking
The following payment methods are available with the bank:
How Much Is the Minimum Payment to Be Made on the Card?
3% of the Statement Balance or Min S$50
What Is the Grace Period?
The interest-free period is 23 days from the generation of the statement, provided you do not have pending dues.
How to Block or Unblock the Card?
Blocking or unblocking can be done by calling up the hotline number of BOC.
How to Reset the PIN?
Use the tele-banking service to reset the PIN of your credit card.
What Is the Billing Cycle and the Bill Due Date?
The generation of bills between two subsequent months is considered as the billing cycle. The due date by which you must pay the amount is mentioned on your bill.
How to Get a Replacement Card?
If you lose the card, you must inform the bank at the earliest. The bank may, at its discretion and according to its terms and conditions provide you with another card.
How to Temporarily Increase the Limit of the Card