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    We found 1 American Express Singapore Airlines Krisflyer Credit Card for Travel: Review
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    American Express Singapore Airlines Krisflyer Credit Card for Travel: Review

    Credit Card Application

    As the name itself suggests, the Amex Singapore Airlines Krisflyer Credit Card is a miles card which is suitable for frequent travellers. The key features are:

    • 1.1 KrisFlyer mile for each S$1 spent locally and 2 KrisFlyer miles for each S$1 spent overseas in June and December.
    • Bonus KrisFlyer miles on Uber rides and Grab, when you refer a friend, etc.
    • No charges for converting miles.

    Key Features

    Feature Description
    Annual fee S$176.55 (first year fee waiver)
    Miles per S$1 on eligible local and overseas expenses 1.1 miles
    Miles per S$1 on overseas expenses 2 miles (only in June and December months)
    Miles per S$1 on Uber/Grab rides 3.1 miles (capped at spends of S$200 in a month)
    Complimentary travel insurance Up to S$350,000
    Hotel Privileges Not available
    Concierge/Butler Service Not available
    Airport Lounge Access Not available
    Airlines that miles can be used in Singapore Airlines and SilkAir
    Limousine Not available
    Expedited Immigration Not available

    Joining Perks and Signup Bonuses

    • Get 5,000 KrisFlyer miles when you spend on your card for the first time. Up to the end of June 2018, online applications will give you 2,000 miles in addition to this.
    • Get 2,750 KrisFlyer miles based on the rate of 1.1 miles per S$1 spent.
    • Get 17,250 KrisFlyer miles or more (if any of your spends were made overseas during June or December) in total.
    • Get 2,000 KrisFlyer miles by referring a friend and 20,000 KrisFlyer miles by referring 10 friends.
    • Get My VoyageGuard worldwide (excluding Cuba) travel insurance at S$188 instead of S$299 on approval of your card.

    Additional Benefits

    • American Express regularly offers promotions across the year on shopping, travel, dining, etc. For further insights about current promotions on your card, visit our dedicated page.
    • Get a bonus 1,500 KrisFlyer miles for each of the first 2 supplementary cards after approval.
    • Experience a problem-free conversion of your KrisFlyer miles. There are no charges associated with this conversion, as the KrisFlyer miles are directly credited to your KrisFlyer account.
    • Get Lower rental rates overseas for Wi-Fi Portable Routers of Changi Recommends. The rates start from S$4.65 per day. This offer is valid up to 31 December 2018.
    • Get 50% savings on eating out with American Express Selects. American, a programme that includes a list of popular restaurants.
    • Get fraud protection guarantee for your online and offline purchases with this card.
    • Enjoy an interest-free period of up to 51 days.
    • In case of an emergency, get your card virtually replaced anywhere in the world within one business day.
    • Get a card approval within 60 seconds.

    Earning Rewards

    You can earn KrisFlyer miles on eligible transactions in the following ways:

    • As a welcome bonus.
    • For every S$1 spent locally, you get 1.1 KrisFlyer miles.
    • For every S$1 (in any equivalent foreign currency) spent overseas in June and December, you get 2 KrisFlyer miles.
    • For every S$1 on Uber and Grab rides (capped at S$200 per month), you get 3.1 KrisFlyer miles.

    Redeem your accumulated miles through the KrisFlyer website for:

    • One-way flight tickets on SilkAir and Singapore Airlines.
    • Round-trip flight tickets on SilkAir and Singapore Airlines.

    Let Us Illustrate:

    Let’s assume that your card is approved after online application before 30 June 2018, and you have achieved the minimum spend criteria for earning free miles. Then you will get the following:

    • 7,000 KrisFlyer miles for the first spend.
    • 7,500 KrisFlyer miles for a minimum spend of S$2,500 in the first 3 months.
    • 2,750 KrisFlyer miles at the rate of 1.1 miles per S$1 (as per the miles programme).

    In total, you will earn 17,250 KrisFlyer miles as joining benefit.

    Consider that, you have spent another S$15,000 locally in the first calendar year of your card. That will give you 16,500 KrisFlyer miles (S$15,000 x 1.1). Let us say you went to Johor Bahru in June and spent S$2,500 there in Malaysian Ringgit. With that you’ve earned 5,000 miles. Hence, by the calendar year end, you have:

    • 17,250 miles + 16,500 miles + 5,000 miles = 38,750 KrisFlyer miles.

    You can redeem these KrisFlyer miles for flight tickets from participating airlines. The table below shows how the redemption works:

      Singapore Airlines SilkAir
    One-way ticket to India (Economy) 37,000 KrisFlyer miles 37,000 KrisFlyer miles
    Return ticket from Malaysia (Economy) 30,000 KrisFlyer miles 30,000 KrisFlyer miles

    Complimentary Insurance Coverage

    Travel insurance benefits Coverage amount
    Accidental death and permanent disability S$350,000
    Loss of luggage Up to S$1,000
    Delay in luggage arrival Up to a maximum of S$400

    Who All Will Be Covered By the Insurance?

    The insurance cover will apply for:

    • The primary or supplementary cardholder.
    • His or her legal spouse.
    • His or her financially dependent children aged 23 or below.

    Interest Rates

    Type of interest Charge
    Retail Purchases 25.90% p.a.
    Cash Advance 25.90% p.a.
    Instalment Payment Plan 0%

    Other Fee and Charges

    Type of charge Charge
    Overseas Transaction Fee 2.5%
    Late Payment Fee S$60 per month
    Cash Advance Fee 5% of the amount withdrawn
    Supplementary Card Fee S$53.50 (first-year fee waived)

    Activating the Card for Overseas Expenses

    Activation of the magnetic stripe on all American Express cards are mandatory for overseas retail transactions. You can activate your card:

    Instalment Payment Plans Available

    Things to know are:

    • Pay Small by American Express is the 0% Instalment Payment Plan available with your card.
    • You can split purchases of S$250 or more at selected outlets into affordable outlets.
    • Tenures of 6 months, 1 year, 18 months and 2 years are available.
    • You don’t have to pay any interest if the monthly instalment due is paid up in full.
    • You won’t earn Krisflyer miles on Pay Small transactions.

    Cash Withdrawal on the Credit Card

    You can:

    • Enrol for Express Cash by downloading the form online.
    • Withdraw cash from more than 200,000 Amex affiliated ATMs located across the globe.
    • Get up to US$1,000 once in 14 days (subject to the availability of your credit limit) when overseas. You can get this partially in cash and partially in traveller’s cheques.
    • Withdraw up to 20% of your credit limit in Singapore. An additional 1% commission is payable on traveller’s cheques.

    Eligibility Criteria

    Check your eligibility on this page before applying for this card.

    Lost/Stolen Cards

    In case of card loss or unauthorised transactions, you must:

    • Notify American Express immediately.
    • Pledge your assistance to the bank for loss recovery.
    • Prove that you were not involved in the fraud in any way or didn’t act in gross negligence.
    • File a police report and provide a copy to the bank, if necessary.

    Your liability for unauthorised transactions will be limited to S$100 provided you have:

    • Not been complicit in the fraud.
    • Not acted in gross negligence.
    • Provided any help the bank has sought.

    The type of card you apply for will be influenced by the perks that the card offers. Our site is a useful resource about credit cards, which will help you analyse the card’s benefits and privileges.

    Credit Card Tips

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    What Else Do I Need to Know?

    How to Enable/Disable Auto Debit?

    Through Email/Post/Fax

    • To enrol for automatic bill payments submit the auto debit form to American Express.
    • You can indicate if you want only the minimum amount or the complete statement amount to be debited from your account each month.
    • To disable this service, you will have to notify American Express in writing.

    How to Apply for the Card & Check the Application Status?

    Apply Online and Follow Up With the Bank

    You can apply for the card online. Your income and identity-related documents can be sent via any of these 3 methods:

    • Fax the documents
    • Email them to American Express
    • Send the documents by post to Amex’s New Accounts Department (e-Applications)

    You can call American Express New Accounts to check the status of your card application. Keep in mind that it takes around 7 to 10 working days to process a new card application.

    How to Check Balance

    Through Online Services/American Express Mobile App

    • Check the current balance on your card by signing up for Amex’s online services.
    • Alternatively, you can also download The American Express Mobile App and use it to the balance on your card.

    How Can the Bill Be Paid?

    Through GIRO/Online Banking/Cheque/Cash/AXS/SAM

    Your bill can be paid by using any of the following payment methods:

    • By enrolling for Interbank GIRO.
    • You can make payments via online banking.
    • Payments can also be made via cheque.
    • Alternatively, you can pay by cash, but only up to S$8,000.
    • At SAM or AXS Stations

    If your bill exceeds S$8,000 and you want to pay by cash, the remaining amount will have to be paid through any of the other methods mentioned.

    How Much Is the Minimum Payment to Be Made on the Card?

    3% of the Outstanding Balance or Min S$50

    The minimum amount that you have to pay every month is 3% of the outstanding amount that is reflected on your statement or S$50, whichever is higher. So, if your outstanding amount is S$300, then the minimum amount you will have to pay is S$50 since 3% of S$300 amounts to only S$9.

    What Is the Grace Period?

    22 days

    The grace period on this card is 22 days from the date of the statement of account.

    Which Mobile Wallets Can This Card Be Used With?

    Apple Pay, Samsung Pay/Google Pay

    You can make contactless payments with your credit card by linking it to Apple Pay, Samsung Pay, and Google Pay.

    Can It Be Used With EZ-Link?

    Yes

    Your Amex KrisFlyer Credit Card can be used with EZ-Link. However, any top-up or purchase charges made for EZ-Link cards using this credit card will not earn you any miles.

    How to Block or Unblock the Card

    To block or unblock your card, notify American Express immediately by calling the number behind your credit card.

    What Is the Billing Cycle and the Bill Due Date?

    1 Month (Can Start on Any Day of the Month)

    You will receive a statement once a month for all spends charged to your card. The time between successive billing periods will vary depending on the number of working days in a month. Your billing cycle can either follow the calendar month or start from the date on which your card was approved.

    The bill due date is the date by which you need to pay the amount in your closing balance or the minimum payment amount.

    How to Get a Replacement Card?

    If your card is lost and you need it to be replaced, contact American Express’ 24-hour customer service.

    How to Temporarily Increase the Limit of the Card

    To request for a temporary increase in your credit limit, you will have to contact an Amex customer representative. Keep in mind that temporary increases are provided only under certain circumstances and only if you have been an Amex cardholder for a minimum of 6 months.

    News About American Express Singapore Airlines KrisFlyer Credit Card

    • Win a pair of Business Class tickets for exciting destinations with American Express and Singapore Airlines

      As part of a promotional offer, American Express is offering all its current cardholders and opportunity to win a pair of business class tickets to Barcelona, Seoul and Milan until 31 March 2018 on Singapore Airlines.

      25th January 2018

       
    • Limited-period StarHub offer on American Express Singapore Airlines KrisFlyer Credit Card

      American Express is offering a limited-period video streaming service offer on many of its credit cards including the Singapore Airlines KrisFlyer Credit Card. If your online application for this card is approved by 15th July, 2017, you will receive a free subscription for 1 year to StarHub Go Select video streaming service. The freebie is worth S$118.80.

      StarHub Go allows you to watch latest television dramas and series such as UK dramas, HBO Originals, and others. The service requires neither a contract nor a set-top box, making entertainment convenient and enjoyable for you. You can even stream videos on your smartphone without data requirement through StarHub Mobile.

      You need to apply for the American Express Singapore Airlines KrisFlyer Credit Card online and get the card approved, to be eligible for this welcome gift.

      28th June 2017

       
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