As the name itself suggests, the Amex Singapore Airlines Krisflyer Credit Card is a miles card which is suitable for frequent travellers. The key features are:
|Annual fee||S$176.55 (first year fee waiver)|
|Miles per S$1 on eligible local and overseas expenses||1.1 miles|
|Miles per S$1 on overseas expenses||2 miles (only in June and December months)|
|Miles per S$1 on Uber/Grab rides||3.1 miles (capped at spends of S$200 in a month)|
|Complimentary travel insurance||Up to S$350,000|
|Hotel Privileges||Not available|
|Concierge/Butler Service||Not available|
|Airport Lounge Access||Not available|
|Airlines that miles can be used in||Singapore Airlines and SilkAir|
|Expedited Immigration||Not available|
You can earn KrisFlyer miles on eligible transactions in the following ways:
Redeem your accumulated miles through the KrisFlyer website for:
Let’s assume that your card is approved after online application before 30 June 2018, and you have achieved the minimum spend criteria for earning free miles. Then you will get the following:
In total, you will earn 17,250 KrisFlyer miles as joining benefit.
Consider that, you have spent another S$15,000 locally in the first calendar year of your card. That will give you 16,500 KrisFlyer miles (S$15,000 x 1.1). Let us say you went to Johor Bahru in June and spent S$2,500 there in Malaysian Ringgit. With that you’ve earned 5,000 miles. Hence, by the calendar year end, you have:
You can redeem these KrisFlyer miles for flight tickets from participating airlines. The table below shows how the redemption works:
|One-way ticket to India (Economy)||37,000 KrisFlyer miles||37,000 KrisFlyer miles|
|Return ticket from Malaysia (Economy)||30,000 KrisFlyer miles||30,000 KrisFlyer miles|
|Travel insurance benefits||Coverage amount|
|Accidental death and permanent disability||S$350,000|
|Loss of luggage||Up to S$1,000|
|Delay in luggage arrival||Up to a maximum of S$400|
The insurance cover will apply for:
|Type of interest||Charge|
|Retail Purchases||25.90% p.a.|
|Cash Advance||25.90% p.a.|
|Instalment Payment Plan||0%|
|Type of charge||Charge|
|Overseas Transaction Fee||2.5%|
|Late Payment Fee||S$60 per month|
|Cash Advance Fee||5% of the amount withdrawn|
|Supplementary Card Fee||S$53.50 (first-year fee waived)|
Activation of the magnetic stripe on all American Express cards are mandatory for overseas retail transactions. You can activate your card:
Things to know are:
Check your eligibility on this page before applying for this card.
In case of card loss or unauthorised transactions, you must:
Your liability for unauthorised transactions will be limited to S$100 provided you have:
The type of card you apply for will be influenced by the perks that the card offers. Our site is a useful resource about credit cards, which will help you analyse the card’s benefits and privileges.
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How to Enable/Disable Auto Debit?
How to Apply for the Card & Check the Application Status?
Apply Online and Follow Up With the Bank
You can apply for the card online. Your income and identity-related documents can be sent via any of these 3 methods:
You can call American Express New Accounts to check the status of your card application. Keep in mind that it takes around 7 to 10 working days to process a new card application.
How to Check Balance
Through Online Services/American Express Mobile App
How Can the Bill Be Paid?
Through GIRO/Online Banking/Cheque/Cash/AXS/SAM
Your bill can be paid by using any of the following payment methods:
If your bill exceeds S$8,000 and you want to pay by cash, the remaining amount will have to be paid through any of the other methods mentioned.
How Much Is the Minimum Payment to Be Made on the Card?
3% of the Outstanding Balance or Min S$50
The minimum amount that you have to pay every month is 3% of the outstanding amount that is reflected on your statement or S$50, whichever is higher. So, if your outstanding amount is S$300, then the minimum amount you will have to pay is S$50 since 3% of S$300 amounts to only S$9.
What Is the Grace Period?
The grace period on this card is 22 days from the date of the statement of account.
Which Mobile Wallets Can This Card Be Used With?
Apple Pay, Samsung Pay/Google Pay
You can make contactless payments with your credit card by linking it to Apple Pay, Samsung Pay, and Google Pay.
Can It Be Used With EZ-Link?
Your Amex KrisFlyer Credit Card can be used with EZ-Link. However, any top-up or purchase charges made for EZ-Link cards using this credit card will not earn you any miles.
How to Block or Unblock the Card
To block or unblock your card, notify American Express immediately by calling the number behind your credit card.
What Is the Billing Cycle and the Bill Due Date?
1 Month (Can Start on Any Day of the Month)
You will receive a statement once a month for all spends charged to your card. The time between successive billing periods will vary depending on the number of working days in a month. Your billing cycle can either follow the calendar month or start from the date on which your card was approved.
The bill due date is the date by which you need to pay the amount in your closing balance or the minimum payment amount.
How to Get a Replacement Card?
If your card is lost and you need it to be replaced, contact American Express’ 24-hour customer service.
How to Temporarily Increase the Limit of the Card
To request for a temporary increase in your credit limit, you will have to contact an Amex customer representative. Keep in mind that temporary increases are provided only under certain circumstances and only if you have been an Amex cardholder for a minimum of 6 months.