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    We found 1 American Express Singapore Airlines KrisFlyer Ascend Credit Card For Travel: Yet to Get Reviews
    Card
    1st Year Fee
    Rewards
    Joining Perks
    337.05
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    American Express Singapore Airlines KrisFlyer Ascend Credit Card For Travel: Yet to Get Reviews

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    The Amex Singapore Airlines KrisFlyer Ascend Card is a travel credit card that comes with exclusive welcome offers and free travel insurance. Other perks like Hertz privileges offer a variety of exclusive deals and savings on car rentals.

    Highlights:

    • 1.2 miles per S$1 on all eligible local and overseas transactions.
    • 2 miles for every S$1 spent overseas in June and December.
    • 1,500 miles each for the first two supplementary card.
    • 3.2 miles on spends of up to S$200 on Uber and Grab rides.

    Key Features

    Features Description
    Annual fee S$337.05
    Miles per S$1 spent on eligible local and overseas transactions 1.2 miles
    Miles per S$1 spent on overseas transactions during June and December 2 miles
    Complimentary travel insurance Up to S$1 million
    Hotel privileges Complimentary 1 night stay every year at more than 110 Hilton Properties in Asia Pacific if you book for 5 nights or more
    Airport access lounge 4 free access to selected SATS Premier and Plaza Premium Lounge every year
    Airlines that the miles can be used in Singapore Airlines and SilkAir
    Limousine Not available
    Expedited immigration Not available
    Butler/concierge services Not available

    Joining Perks and Signup Bonuses

    • Get 7,000 KrisFlyer miles as welcome bonus when you spend for the first time using your credit card.
    • Includes 2,000 bonus miles you will be eligible for on online applications made before 30 June 2018.

    Additional Benefits

    • Get My VoyageGuard Travel Insurance Essential plan at a discounted price of S$188 instead of S$299 if you apply for this card online.
    • Get upgraded automatically to the KrisFlyer Elite Gold Membership programme by charging more than S$15,000 to your card on singaporeair.com within one year of your card approval.
    • Get exclusive rental rate as low as S$4.65 each day on Portable Wi-Fi Routers from Changi Recommends.
    • Get a discount of 10% on vehicle rental rates, one class upgrade on standard car rentals of five or more days, and a free driver if you become a member of the Hertz Gold Plus Rewards loyalty programme using your card.
    • Find more promotional offers related to the card on our American Express credit cards page.

    Earn Rewards

    • Get 500 bonus miles on booking a Grab ride for the first time.
    • Get 3.2 KrisFlyer miles for every dollar spent on Uber and Grab rides, for spends up to S$200 for each month.
    • Get 2 KrisFlyer miles per S$1 on purchases made from singaporeair.com, SingaporeAir mobile app, KrisShop and silkair.com, without any cap.
    • Get a Double KrisFlyer Miles Accrual Voucher, with a cap of 5,000 bonus miles, if you spend S$15,000 or more by 30 June 2018 on singaporeair.com.

    Let Us Illustrate:

    Upon successful card approval and meeting the spend criteria, you have earned the joining benefit of 29,200 KrisFlyer miles.

    Let’s say you spend S$12,000 in a year. According to the miles programme, you will receive 14,400 KrisFlyer miles in a year (S$12,000 x 1.2 miles). Out of this, 7,200 miles are already a part of your joining benefit for the S$6,000 you spent in the first 6 months. The remaining S$6,000 spent (S$12,000 – S$6,000) will earn you an additional 7,200 miles.

    So, the total miles you have earned in the first year of card membership is 29,200 (joining benefit) + 7,200 KrisFlyer miles, totalling to 36,400 KrisFlyer miles. Here is how you can redeem your miles for flight tickets at participating airlines:

      Singapore Airlines SilkAir
    One-way ticket to Hong Kong (Economy Advantage) 30,000 miles 30,000 miles
    Return ticket to Malaysia (Economy Advantage) 30,000 miles 30,000 miles

    Complimentary Insurance Coverage

    Get free travel insurance cover of up to S$1 million when you charge the purchase of a ticket to your card. The details of the coverage are:

    Benefits Sum assured
    Death, total disablement, loss of both limbs and eyes, loss of speech, or loss of hearing
    • S$1 million (for adults)
    • S$100,000 (for children below 16 years)
    Loss of sight in one eye or one limb
    • S$500,000 (for adults)
    • S$50,000 (for children below 16 years)
    Baggage delay Up to S$400 (for 6-hour delay or more)
    Extended baggage delay Up to S$1,000 (for 48 hours or more of delay)
    Flight delay Up to S$400 (if no other flight is available in 4 hours from scheduled departure time)

    Who All Will Be Covered by the Insurance?

    Coverage is available for:

    • The primary cardholder.
    • His or her legal spouse.
    • Financially dependent children below the age of 23.

    Interest Rates

    Type of interest Charge
    Retail purchases 25.90% p.a.
    Cash advance 25.90% p.a.
    Instalment payment plan 0%

    Other Fee and Charges

    Type of charge Charge
    Cash advance fee 5% of the withdrawn amount
    Overseas transaction fee 2.5%
    Supplementary card annual fee S$80.25 (Waived for the first year)
    Late payment fee S$90 (w.e.f. 1 May 2018)

    Activating the Card for Overseas Expenses

    Activation of magnetic strips of all American Express credit cards is mandatory for use outside Singapore. This ensures augmented security of your card.

    To make the card transaction-ready do one of the following:

    Instalment Payment Plans Available

    Things to know are:

    • Purchases charged to your credit card can be paid for in instalments at 0% interest through American Express Pay Small, an instalment payment plan.
    • Your monthly instalment payment dues will appear on the monthly card statement.
    • The due has to be settled in full within the 15th of every month.
    • Instalment payments can be spread over 6, 12, 18 or 24 months.

    Cash Withdrawal on the Credit Card

    With the cash advance facility, you can:

    • Withdraw cash at over 200,000 Amex ATMs located worldwide.
    • Withdraw up to USD1,000 in cash overseas and up to 20% of your available credit limit in Singapore, subject to availability of credit on your card.
    • Download, fill up the Express Cash Enrolment Form, and send it to the bank for processing.

    This facility can be used once in every 14 days.

    Eligibility Criteria

    American Express specifies certain criteria to be eligible for this card. Please click here for more information.

    Lost/Stolen Cards

    On loss or unauthorised use of your card, you need to:

    • Call the bank’s credit card hotline within a reasonable period from the time of discovery of the incident.
    • Assist the bank in every way possible to retrieve the card.
    • Provide tangible evidence of your innocence with respect to the card fraud if asked for. This may include filing a police report and providing a copy to the bank.

    Your liability will be limited S$100 provided:

    • You informed the bank about the incident within reasonable period.
    • You weren’t complicit in the card fraud.
    • You weren’t grossly negligent in handling of the card.

    You may be held liable for all the unauthorised transactions made on your card in all other situations.

    American Express will replace your lost or stolen card within one working day. Call the hotline for card replacement if you are in Singapore for quick redressal.

    The salient features and benefits of a credit card may be unclear sometimes. You can know more about credit cards here for better understanding.

    Credit Card Tips

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    What Else Do I Need to Know?

    How to Enable/Disable Auto Debit & Standing Instructions

    Through Email/Post/Fax

    With the bank’s Direct Debit service, you can combine your bills on your credit card. The bank will take 21 days to process your request.

    • To apply for this facility, you must fill up the Interbank GIRO enrolment form and send it to the address mentioned on the form.
    • This will authorise the bank to automatically deduct the amount due on a specific date.
    • Once the deduction date is printed on the statement, the standing instructions will take effect.

    How to Apply for the Card and Check the Application Status?

    Apply Online and Follow Up With the Bank

    • To apply for this card, you can either visit the nearest branch or you can apply on the bank’s website directly.
    • You can call on the Amex New Accounts number to inquire about your credit card application status.
    • Generally, it takes around 7 to 10 working days to process new applications.

    How to Check Balance?

    Through Online Services Account/Amex Mobile App

    To check your current balance, you must sign up for an Online Services account. Alternatively, you can download The Amex Mobile App to track your transactions and check your card balance.

    How Can the Bill Be Paid?

    Through GIRO/Internet Banking/Cheque/Cash/AXS/SAM

    You use the following methods to pay your bill:

    • Interbank GIRO
    • Internet banking
    • Cheque
    • Cash payment
    • Self-service Automated Machines
    • AXS machines
    • Automatic Bill Payment Service

    How Much Is the Minimum Payment to Be Made on the Card?

    3% of the Outstanding Balance or Min S$50

    The minimum amount is set at 3% of the outstanding balance or S$50, whichever is more. For instance, if your outstanding balance is S$400, then the minimum due is S$12. But, you will have to pay S$50 as this amount is higher.

    What Is the Grace Period?

    22 Days

    The interest-free period for this credit card is 22 days from the date of the statement of account.

    Which Mobile Wallets Can This Card Be Used With?

    Google Pay/Apple Pay/Samsung Pay

    The American Express offers 3 mobile wallets in Singapore, which are:

    • Google Pay
    • Apple Pay
    • Samsung Pay

    How to Block or Unblock the Card?

    If your card is lost/stolen/misused, you must call the bank’s hotline to block the card. To unblock your credit card, you can call on the same number and follow the instructions.

    How to Reset the PIN?

    Through Internet or Phone Banking

    To reset your PIN, you can either log in to your internet banking or phone banking account.

    What Is the Billing Cycle and the Bill Due Date?

    1 Month (Can Start on Any Day of the Month)

    You will receive a credit card bill statement every month for all your transactions made using this card. The billing cycle can either be on the same calendar month or start from the date your card was issued. The bill due date is the date by which you need to make the full or partial payment.

    How to Get a Replacement Card?

    All Amex credit cards are valid till the date printed on the cards. The bank will replace your stolen or lost credit card within one working day if you call the Emergency Card Replacement helpline or the Global Assist number printed behind the card.

    How to Temporarily Increase the Limit of the Card?

    If you want to temporarily increase the credit limit, call the bank and speak to an executive. Temporary increases are available only under certain circumstances and if you have been an Amex card member for at least 6 months.

    News About American Express Singapore Airlines KrisFlyer Ascend Credit Card Promotions

    • The American Express Singapore Airlines KrisFlyer Ascend Credit Card Promotion

      Runtime - This promotion is applicable to cardholders who get their credit cards approved by July 15, 2017.

      Particulars - Get a 12 month “StarHub Go” select video streaming service subscription for free after your card approval (worth S$118.80).

      Features of StarHub Go include:

        • This is a data-free streaming service to be used on StarHub Mobile.

        • You can use this service to stream HBO Original award winning shows, K-dramas and UK dramas.

        • You don’t require a contract or a set-top box to use this service.

      Terms and Conditions

        • This promotion is only valid to basic credit cardholders who are not existing AMEX credit cardmembers and have not canceled their AMEX cards within the past 6 months.

        • Cardholders must not be existing subscribers of StarHub Go. Only new customers who are not currently enjoying other existing StarHub Go promotions qualify for this promotion.

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