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    Credit Card Deals and Promotions: November 2018

    Credit card promotions help you save money by rewarding you when you pay for your purchases and expenses using eligible cards. These promotions sometimes change every month. A deal or offer that you find today may not be available next month, which is why you should consider getting a suitable card right away.Credit cards in Singapore offer promotional rewards, discounts, and bonuses in various categories such as dining, entertainment, shopping, travel, fuel, and accommodation. Many of these cards also give you a joining bonus when you sign up for them. These bonuses vary from one bank to another.These promotions are the best ways to earn and accumulate rewards points, cash rebates, air miles and discounts, helping you reduce your expenses.Find out how these promotions work, how much you have to spend in order to get them, when they expire, and how you can benefit from multiple offers at the same time.

    Best Credit Card Promotion

    Recommended Credit Card Promos & Offers for November/December 2018

    Maybank Credit Cards

    • Get a cashback of 10% on hotel bookings worldwide.
    • Book through Booking.com to get the offer.
    • The offer ends on 31 December 2018.
    Learn More

    Standard Chartered Credit Cards

    • Get cashback of up to 15% on Grab rides in the country and abroad.
    • Spend at least S$900 every month on eligible transactions on your card to get this cashback.
    • The offer ends on 31 December 2018.
    Learn More

    UOB Credit Cards

    • Get up to 10% discount on air fares when you book with Emirates.
    • The travel period is till 31 March 2019.
    • The offer ends on 31 December 2018.
    Learn More

    Citi Credit Cards

    • New users get a discount of 20% when they shop at RedMart.
    • Spend a minimum of S$40 to get this discount.
    • The offer ends on 31 December 2018.
    Learn More

    CIMB Credit Cards

    • Existing users get a discount of 10% when shopping at Shopee.
    • The discount is limited to S$5 on a single purchase and is available only for the first 500 redemptions every month.
    • The offer ends on 31 December 2018.
    Learn More

    OCBC Credit Cards

    • Get up to 10% discount on Emirates air fares.
    • The offer is valid only for flights departing from Singapore.
    • The offer ends on 31 December 2018.
    Learn More

    POSB Credit Cards

    • Get cash rebates of up to 20% when you order food online.
    • Spend at least S$800 every month to get the offer. Existing users have to download the DBS Lifestyle App as well.
    • The offer expires on 30 November 2018.
    Learn More

    American Express Credit Cards

    • Get up to 21% savings on fuel at SPC petrol stations.
    • Register your card to get this offer.
    • The offer ends on 15 November 2018.
    Learn More

    DBS Credit Cards

    • Get fuel savings of up to S$120 when you apply for specific cards.
    • The offer ends on 31 October 2018.
    Learn More

    HSBC Credit Cards

    • Get a storewide discount of 10% and free delivery when you shop at the Isetan Online Store.
    • Spend at least S$120 to get the free delivery.
    • The offer ends on 28 October 2018.
    Learn More

    Latest Credit Card Promotions in Singapore

    American Express Promotions

    American Express gives you a number of promotional credit card offers such as discounts at selected restaurants, cashback on retails spends, KrisFlyer miles, vouchers from participating merchants, and sign-up offers including luggage and other gifts.

    • An NTUC voucher worth S$20 when you pre-fill your card application using MyInfo and your application gets approved.
    • A CapitaVoucher worth S$20 on each of your supplementary cards (limited to the first 2 cards).
    • A Samsonite Sigma (76cm) Expandable Spinner luggage valued at S$600 if you spend at least S$4,500 within the first 3 months from when your card is approved.
    • Complimentary stay for one night at Swissotel The Stamford Singapore valued at S$529.
    • Up to 50% discount at some of the most popular restaurants in the country.
    • Up to 2.4 KrisFlyer miles and 1.5 KrisFlyer miles for each S$1 you spend on eligible purchases in foreign currency and all eligible local transactions, respectively.

    BOC Promotions

    Bank of China offers promotional offers including rebates on public transport expenditure, dining, online shopping, entertainment, sign-up offers such as coupons, and cash rebates on petrol spends and newspapers.

    • Up to 30.7% discount when you purchase petrol at Shell.
    • Cash rebate of 10% on all newspaper subscriptions with SPH and Zaobao.
    • Up to 10% cash rebate on grocery purchases, online purchases, and more.
    • Up to 20% discount on dining experiences in Singapore.
    • Up to 15 BOC Rewards Points for each S$1 spent.

    DBS Promotions

    DBS offers a range of benefits and promotional rewards on their credit cards such as cashback on online spends, voucher rebates, and discounts and cashback on fuel.

    • 1-for-1 offers on dining at selected restaurants in Singapore.
    • Cashback of 50% (up to S$100) when you pay online using DBS Points at participating merchants.
    • Takashimaya Shopping Vouchers worth up to S$100 when you sign up for selected cards.
    • Fuel savings of up to S$120 when you apply for certain cards.
    • Up to 8GB of data every month at only S$28 per month.

    HSBC Promotions

    Get discounts on shopping spends, online retail purchases, cashback and 1-for1 offers on dining at selected restaurants, and savings on travel and hotel bookings when you use HSBC credit cards to pay.

    • 50% off on one session or 50% off on the bronze package at Aquaspin.
    • Up to 20% storewide discount when you shop online on Lazada.
    • 1-for-1 offer on the main course when you dine at Al Borgo.
    • A discount of 10% when you book hotels through Expedia.
    • A discount of 50% courtesy of The Residence Hotel as part of the travel package from Air Mauritius.

    ICBC Promotions

    ICBC in Singapore offers promotions such as unlimited cashback, annual fee waivers, dining privileges at specified merchants, and cashback on retail shopping among others.

    • Unlimited cashback of 3% when you spend overseas.
    • Cashback of 8% on selected purchases.
    • A discount of S$20 when you book flights worth at least S$300 through Trip.com.
    • Up to 12% discount when you dine at selected restaurants.
    • 3% cashback on your total spends when you spend at least S$1,000 per month.

    POSB Promotions

    POSB’s promotions in Singapore include cash rebates on daily essentials, medical spends, overseas spends, utility bill payments, and cashback for both new as well as old customers.

    • Up to S$15 off and a 4% rebate when you shop on the Guardian Online Store.
    • A base cash rebate rate of 0.3% on all spends (except specified non-eligible transactions).
    • Free train and bus rides worth S$20 every month on Fridays.
    • Cash rebates of 20% for new customers on online food deliveries from selected restaurants.
    • Cash rebates of 15% on dining spends for existing members who register on the DBS Lifestyle App.
    • Cash rebates of 10% on ComfortDelgro cab rides.

    Maybank Promotions

    Maybank credit cards in Singapore offer you a range of rewards such as air miles on cab rides and air tickets, TREATS Points on each spend, savings on petrol expenses, cash rebates on grocery spends and at other participating merchants, discounts on entertainment activities, and promotional offers related to sports.

    • Get 1 session of botanical therapy and a regrowth ampoule costing S$426 for only S$28.
    • Get a discount of 10% on your total food bills at Amara Sanctuary.
    • Enjoy complimentary limousine transfers to and from the airport.
    • Get S$3 discount on Shaw Theatre movie tickets.
    • Earn a cash rebate of 8% when you buy groceries.
    • Enjoy unlimited cashback of 1.6% on all your local spends in Singapore.

    OCBC Promotions

    With OCBC credit cards you get discounts and rebates on electricity bills, discounts at top restaurants in the country, savings on retail shopping, discounts on petrol spends, and promotional offers on travel and hotel bookings.

    • Up to 10% discount when you book flights on Emirates.
    • Savings of up to 23% on petrol purchases in Singapore.
    • 25% off on rates at the AYANA Komodo Resort.
    • Discounts of up to 50% when you shop online at Vaniday.
    • An additional 6% off when shopping online at Reebonz.
    • Discounts of up to 15% on selected arts, sports, and leisure spends.

    Standard Chartered Promotions

    Standard Chartered credit cards offer you cashback on local and foreign spends, special dining privileges and discounts, access to VIP lounges, cashback on cab rides, and sign-up rewards and gifts for new members.

    • A chance to get a trip to the United Kingdom (for two people) to watch Liverpool Football Club play at Anfield.
    • Discounts of up to 20% when you shop at Zalora using your Standard Chartered credit card.
    • A cashback of S$100 or Prime Now Credits worth 150 Singapore dollars when you sign up for a credit card.
    • Cashback of up to 15% on Grab cab rides both in Singapore as well as abroad.
    • Discounts of up to 12% when you book hotel rooms through Hotels.com.

    UOB Promotions

    With UOB credit cards you get promotional offers such as cash credit for signing up, special airfares, discounts on hotel bookings, discounts and special privileges on dining, discounts on travel sites, and discounts on retail shopping spends.

    • Discounts and offers on shopping, dining, and travel when you travel abroad.
    • 15% discount on purchases worth at least S$100 made at Zalora.
    • A site-wide discount of 10% at 13rushes.
    • A discount of S$4 on ComfortDelGro taxi rides.
    • A 15% discount on spending at least S$80 at Ashely Summer Co.
    • A 3% rebate at BreadTalk and BreadTalk Café.

    Citi Promotions

    Citi credit cards in Singapore offer promotions such as cashback, rewards points, or miles on selected spends, rebates on online and retail spends, friend referral rewards, travel offers and discounts, and gourmet dining offers, along with welcome gifts when you sign up for a card.

    • A rebate of 8% on purchases made at Redmart.com and Lazada.sg for LiveUp members.
    • Up to 25% off on purchases at Lazada.
    • A cash back of S$50 when your friend applies for a card through the referral initiative.
    • Discount of 15% when you book hotels through Expedia.
    • Exclusive dining privileges and offers at more than 1,000 locations in Singapore.
    • 10% discount on Hertz rentals all over the world.

    CIMB Promotions

    CIMB offers you a range of benefits when you choose to spend using their credit cards. The promotions range from sign-up cash credits to referral rewards to dining discounts and privileges.

    • Get a cash credit of S$120 when you sign up.
    • Refer your friends and get S$50 for each successful application along with a bonus gift to the extent of S$2,000.
    • S$7 discount for new Shopee users and 10% discount for existing members.
    • Cashback of 6% when you book hotel rooms through Booking.com.
    • 10% cash rebate on dining at selected restaurants.

    Each promotion comes with its own set of terms and conditions. Remember to check with the respective bank for the complete list of all the T&C that apply to the card you’re planning to use.

    Cashback Promotions

    Banks in Singapore usually offer cashback as a percentage of the total amount of your bill. This goes back into your account when you pay for groceries, dining, petrol, or other eligible transactions using the card. Depending on which card you choose to pay with, there also might be a limit to how much cashback you can accumulate in a particular period. Also, certain credit cards give you cashback only if you spend a minimum amount on certain transactions.

    UOB One Card: This card offers a rebate of up to 5% on all spends. To get the flat 5% rebate, you must spend a minimum of S$2,000 in at least 5 transactions every month for 3 months. For total monthly spends between S$500 and S$2,000 for 3 continuous months, you get a rebate of 3.33%.

    HSBC Advance Credit Card:With this card, you can get cashback of up to 3.5% on each purchase. The card does not have a minimum spend criterion. For monthly spends of S$2,000 or less, the cashback is 1.5%. For expenses of more than S$2,000, the cashback is 2.5%. Also, if you are an HSBC Advance Banking customer, you get an additional cashback of 1%.

    Cashback hacks:

    Know your cashback limit: Knowing the maximum cashback/cash rebate limit on your card will help you plan your spending. This limit not only helps you plan your expenses, it also helps you keep a check on your spending.

    Understand how your cashback is given: Many cards advertise the maximum cash rebate available on your card. For some cards, unless you meet their minimum spend criteria, you will not get the highest possible cashback. Other cards offer various cashback percentages for different spending ranges. For example, “1% cashback for spends less than S$100 and 2% cashback for spends of S$100 or more”. Knowing these details help you calculate exactly how much you will get when you spend on your card.

    Don’t rely on introductory rates: Be on the lookout for introductory cash rebate offers that banks give. These rates are often valid only up to a certain date after which they will not be available unless the bank decides to extend the offer. Confirm the offers with your bank and find out till when they are valid.

    Don’t spend just for the cashback: Don’t make purchases just to get cashback. This will only make you spend more than you need, negating the purpose of getting the cash rebate to save money in the first place.

    Get a card that matches your spending habits: Some cards may offer you a flat cashback rate on all spends. But this may be a lower rate when compared to other cards that give you higher rates in specific categories. Matching what you normally spend on with a card that gives you higher cashback on those particular spends will help you maximise your benefits.

    Dining Promotions

    Certain credit cards in Singapore have great promotional offers on dining at various restaurants and hotels all across the country. These cards give you discounts and a host of other dining rewards and privileges at restaurants ranging from small fast food joints to fine dining places. Good food in Singapore is not cheap, and if you are someone who loves eating out, dining credit cards can help you save money while you eat to your heart’s content.

    HSBC Visa Infinite Credit Card: HSBC Visa Infinite Credit Card: Use this card while paying for your dining bills at the Singapore Marriott Tang Plaza Hotel and get discounts of up to 50%. Also, get a taste of the culinary best of what European cuisine has to offer at more than 50 of the top restaurants in Singapore featuring this cuisine at 15% off.

    American Express Platinum Credit Card: American Express Platinum Credit Card: Using this card will get you up to 50% discount at more than 60 of the top restaurants in Singapore, and 50% off on dining bills at certain 5-star hotels for unlimited visits.

    Dining hacks:

    Choose the right card: Choose a card that will give you the best benefits based on what you like to eat and where. If you prefer eating at local places rather than dine at fine dining restaurants, get a card that rewards you suitably. Your main objective should be to take the best possible advantage of the rewards and privileges your card offers.

    More is not necessarily better: Dining credit cards that offer heavy cashback or discounts at luxury hotels and restaurants may seem attractive but are not necessarily better than the others. More often than not, getting discounts at such places will also mean you have to spend more on the food there.

    Compare fees and rewards: Remember that you need to pay an annual fee to own a credit card. If you’re not someone who dines out regularly, the rewards you earn may not cover the annual fee and other card charges. In such cases, you’ll be paying out of your own pocket just to keep the card. Compare the rewards you will earn and how much you will need to spend in order to earn them. See if the cost is worth the promised rewards.

    Get petrol discounts: Driving to your favourite restaurant? Many dining cards in Singapore also offer cashback and discounts when you purchase petrol at fuel stations across the island. Use this benefit to reduce your petrol expenses.

    Be aware of reward caps: Many cards have a maximum limit beyond which additional rewards don’t apply. Spending beyond these limits will not benefit you. Keep this in mind while spending.

    Travel Promotions

    If you love travelling, consider getting a credit card that will help you save money when you’re on vacation. What better way to holiday, eh? Certain types of credit cards offer air miles on purchases and flight bookings. You can accumulate these air miles and use them to get discounts on air fares on your next vacation. Many credit cards also offer you thousands of miles as a welcome gift when you sign up for them. You might also get complimentary travel insurance and discounts on hotel accommodations with participating hotels around the world.

    UOB PRVI Miles Card:UOB PRVI Miles Card: You get UNI$ equalling up to 10,000 miles when you sign up for this card. You also get a host of other travelling benefits such as discounted hotel room rates, accommodation at luxury hotels, and complimentary airport transfers.

    American Express KrisFlyer Credit Card: This card offers you up to 12,500 KrisFlyer miles when you apply for it and make the first purchase on it. Apart from this, you also get 1.1 KrisFlyer miles per S$1 spent on eligible purchases, 2 KrisFlyer miles for each S$1 equivalent spent in foreign currencies, and 3.1 KrisFlyer miles for each S$1 you spend on Grab rides.

    Travel hacks:

    Look beyond just travel: Various airlines have frequent flyer programmes that reward you with air miles for regularly flying with them. However, it may take a while for you to accumulate miles if you don’t fly too often. A credit card that offers air miles on every qualifying purchase will help you collect miles faster and get discounted air fares and hotel rates for your next vacation.

    Make use of global benefits: Some cards come with multiple global benefits. When you travel overseas, use these privileges to make use of the local offers available there. Look for cards that reward you more when you spend overseas, helping you earn miles at an accelerated rate.

    Be aware of expiry dates: Most miles come with expiry dates. They are available for a particular period during which you can accumulate and use them beyond which you will not be able to use the miles beyond the expiry dates.

    Use the complimentary travel insurance: You get free travel insurance when you use certain credit cards to pay for your flight tickets. Most of them cover baggage delays, baggage loss, flight delays, and medical expenses. Some also provide accidental death coverage.

    Get the right card: Before you apply for a specific card, look at exactly what it offers and whether you will benefit from its promotions or not.

    Entertainment Promotions

    Entertainment promotions in Singapore include free drinks or 1-for-1 offers on drinks at some of the hottest bars and pubs in the country, free access to golf clubs and discounts on course fees, and discounts when you book tickets for movies at selected theatres. These promotions help you save money whether you want to spend a day at the movies with your family or check out the nightlife at pubs with your friends. Since entertainment can sometimes be an expensive affair in Singapore, these promotions can help you reduce your costs. Although you can’t put a price on having fun, why not save money when you can?

    Maybank World Mastercard: This card gives you access and discounted fees at some of the finest golf clubs in 18 different countries. Your guests also get discounts on entry fees.

    UOB YOLO Card: You get cashback of up to 18% on entertainment, dining, and Grab ride expenses paid for with this card.

    Entertainment Hacks:

    Analyse the costs and benefits: Credit cards don’t come free of cost. Banks charge annual fees and other charges on your cards. Analyse the benefits your card promises you and compare them with the costs involved. Find out how much you need to spend to get these benefits. It doesn’t make sense to spend a lot just to earn a few rewards.

    Choose based on your spending: Choose a card that reflects your spending patterns. If you go for movies and to pubs more often, choose a card that gives you exclusive access and discounts at such places. If you fancy more expensive activities such as golf, get a card that gives you privileges at golf clubs instead.

    Don’t overspend: Keep in mind that most rewards have a maximum limit beyond which they stop accumulating. Expenses charged to your card after this limit will not get any extra rewards. These reward caps vary from card to card. Check with your bank and find out the limit that applies to your card. Don’t charge more than you can afford either. Understanding how your card’s rewards work can help you make better use of them and avoid unnecessary spending as well.

    Higher discounts may require more spending: Don’t jump in and apply for any card till you are sure of what you are applying for. Some cards offer higher discounts and better rewards than others, but it’s not necessary that they will be the best fit for your needs. You might have to spend more to qualify for such cards.

    Hotels Promotions

    Certain credit cards give you offers such as complimentary accommodation and discounts on room bookings at some of the finest hotels and resorts not just in Singapore but overseas as well. Using these promotions you can save more when you travel or when you go on a holiday. You may also get additional privileges that are part of the promotional offers.

    UOB credit cards: You can get additional discounts of 10% when you book hotels on Expedia with participating properties worldwide. This discount is in addition to any existing discounts that may already exist when you book through Expedia.

    HSBC credit cards: Get offers such as 1-for-1 on stays at various properties across the world when you book using your HSBC credit card.

    Hotel Hacks:

    Offers have expiry dates: Most hotel promotional offers have expiry dates beyond which the discounts and privileges cannot be used. Always check with your bank or with the hotel before you make your reservations so that you can save on your next holiday.

    Look for other benefits: Cards that give you hotel promotions may also have a ton of other rewards related to shopping, entertainment, and fuel which can be of great help when you’re on a holiday. Look for a card that gives you maximum benefits and savings.

    Understand the offer: Some promotions may give you a flat discount while others give you an additional discount over and above any existing discounts that may already exist. See if you are allowed to combine your card’s benefits with other offers. This can help you save more on hotel accommodations.

    Make use of your privileges: Promotions on hotel accommodations may also give you privileges such as free access to the gym, spas, and other amenities in addition to discounted room tariffs. Make sure you ask the hotel or your bank for such extra complimentary services before you plan your stay so that you can make full use of your privileges.

    Look out for promotion specifics: Certain promotions may apply only if you book certain types of rooms or rooms with specified tariffs. Before applying for a card, take a look at all the specifics of the offers and see if you will be able to afford the minimum spend criteria (if any) or not.

    Shopping Promotions

    Shopping promotions are designed to reward you when you make purchases using certain credit cards at participating merchant stores and even online. If you love to shop, getting a card that offers you discounts, rebates, or miles will help you save money right away or accumulate the rewards and get discounts on your future purchases.

    Standard Chartered Spree Credit Card: This card gives you a cashback of 2% when you spend online using local currency, 3% cashback when you pay using foreign currency and on vPost transactions, and 1% cashback when you spend on other retail purchases. There is no minimum spend criterion and the maximum cashback you can get per month is S$60.

    CIMB Visa Signature Card: You get a cashback of 10% on online retail purchases made in foreign currencies. All other retail spends get you a cashback of 0.2% without any monthly accumulation limit or minimum-spend criterion.

    Shopping Hacks:

    Don’t get carried away: The key to using a credit card well is to be careful about how much you spend. Don’t spend simply because the promotional offers look exciting. Look for stores and brands that offer the best rewards and purchase from them. Also, spend only on products you need, so plan your purchases properly.

    Choose the right card: Various cards offer rewards that may seem attractive. But just because a card gives you good rewards doesn’t mean you should immediately apply for it. Compare card rewards with your spending patterns. Determine what your most common purchases are and choose a card that rewards you for those spends.

    Look for the minimum spend criteria: Be aware that some cards may require you to spend a minimum amount per purchase or over a period in order to get the specified rewards. If you have multiple low-cost purchases to make, see if clubbing them together will get you better rewards.

    Use accumulated rewards within expiry dates: Shopping rewards that are given in the form of points are mostly valid only for a particular period after which, they expire. Make sure you use these rewards before you lose them.

    Consider having an extra card: Since different cards offer rewards for different types of retail expenditure, sometimes having more than one card can get you multiple rewards. However, remember that each card has its own annual fee. Cards with annual fees waived off may benefit you more.

    Sign-up Promotions

    Sign-up promotions are a way for banks to entice new customers into applying for their credit cards. These promotion rewards range from cash credits to air miles (or their equivalents) to luggage and gifts. Most of them may require you to make your first purchase within one month of getting your card approved in order to get the joining bonus.

    DBS credit cards: DBS offers up to S$150 cashback to each new individual who signs up for one or more of their credit cards. Existing customers also get cashback when they sign up for certain new credit cards.

    HSBC Premier MasterCard Credit Card: This card is only available to HSBC Premier customers and offers a welcome gift of either 10,000 air miles or a cashback of S$150.

    Sign-up hacks:

    You can choose your reward: Many banks give you the freedom to choose which welcome gift you want from the options they offer. Choose a gift you feel will be more beneficial to you depending on what your needs are. Sometimes a cashback may be more useful to you than a luggage or air miles, or vice-versa.

    Look for affordable minimum spends: Credit cards usually require you to spend a minimum amount within one month of getting your card to get the promised welcome rewards. Check if you will be able to meet this minimum spend criterion or not.

    Plan your purchases: If you plan to apply for a particular credit card, look at the rewards it offers and the criteria for getting the rewards. Plan your expenses accordingly so that you meet the minimum spend criteria every month, provided the costs are worth the benefits you get.

    Use the rewards on time: Miles and reward points (even the welcome bonus ones) usually come with expiry dates. Make sure you redeem them by the last date or you will lose them.

    Pay off card dues: Some banks allow you to use accumulated cashback to pay off your card dues. Use this option to pay off or reduce any outstanding amounts you haven’t paid yet.

    How Payment Networks Affect Promotions

    Payment networks in Singapore offer a range of credit cards that are similar across various banks. They offer promotions and benefits similar to those which banks in Singapore offer. However, banks may offer additional discounts and other offers over and above those that payment networks offer.

    Singapore has 3 different payment networks:

    • Visa
    • Mastercard
    • American Express

    Visa Deals

    Visa has three tiers of credit cards – Visa Infinite Credit Card, Visa Signature Credit Card, and Visa Platinum Credit Card.

    Visa Infinite is the highest tier. These premium credit cards are reserved for individuals with high annual incomes or large bank deposits. These cards are fewer in number and have higher annual fees.

    Visa Signature is the second tier. Credit cards under this tier may have lower annual fees and are more common.

    Visa Platinum is the third tier and is the most common class of credit cards. These cards may have the lowest annual fees among the three classes.

    Visa deals offered across the three tiers may differ from each other. Deals that you may find in the Visa infinite tier may not be available on the Visa Signature and Visa Platinum, and vice versa.

    Some of the deals offered by Visa in Singapore include:

    • Complimentary upgrades and luxury privileges at Starwood Hotels.
    • Get faster immigration processes at more than 450 international airports with Visa’s yQ (meet & assist) facility.
    • Get dining discounts and vouchers for spends at the best restaurants in the country.
    • Visa offers discounts and complimentary tickets on movies and other entertainment activities.
    • Get discounts and exclusive golfing privileges at golf clubs in Singapore and overseas.

    Mastercard Deals

    Mastercard has two tiers of credit cards – World Mastercard and World Elite Mastercard.

    While credit cards under the World Mastercard tier offer you deals on global dining, global travel, and golfing facilities, cards under the World Elite Mastercard give you additional luxuries and amenities, VIP access at exclusive places, and special promotions, along with facilities like personal travel advisor.

    Mastercard in Singapore offers a variety of deals across both classes of cards. Some of them are given below:

    • Complimentary champagne at some of the best restaurants around the world.
    • Special dining privileges and exclusive offers on your dining choices.
    • Discounts and special privileges at 5-star resorts and hotels around the world.
    • Discounts on car rentals.
    • Special access to spas and gyms at acclaimed hotels.

    American Express Deals

    American Express offers 9 types of credit cards in Singapore, each with its own set of features and benefits. Partner banks may offer their benefits and privileges when you opt for one of these 9 cards.

    Some of the benefits that American Express offers currently in Singapore include:

    • Reward vouchers from participating merchants, and KrisFlyer Miles when you sign up for a credit card.
    • The Global Dining program gives you special dining privileges when you spend at selected restaurants all over the world.
    • 2 KrisFlyer miles for every S$1 you spend in foreign currency overseas, and 3.1 KrisFlyer miles for each S$1 you spend on Grab rides in Singapore.
    • Get 50,000 membership rewards points when you spend at least S$5,000 within 6 months of getting your card.
    • A welcome bonus of 7,000 KrisFlyer miles when you use your card for the first time.

    Looking for Exclusive Brand Promotions? Check These Pages Out!

    • Agoda promotions: Agoda helps you plan your vacations and makes them cheaper by offering discounted rates on resorts, hotels, vacation rentals, and unique homes. Agoda promotions offer bookings at hotels all over the world.
    • Airbnb promotions: Airbnb offers discounts on normal rooms, hotel bookings, resort stays, and high-end hotels. Find cheap accommodation whether you are travelling for pleasure or on business.
    • Expedia promotions: Expedia helps you plan your entire trip by giving you options to book flights, hotel rooms, and car rentals. The brand offers reward points and discounts on many bookings. You can accumulate the reward points to get discounts on future travels and bookings.
    • Lazada promotions: Lazada is an online shopping site in Singapore and offers a range of consumer products to customers. The website offers regular and flash sales from time to time where you can get essential products at discounted prices. It also features easy returns, and a range of payment options.
    • Qoo10 promotions: Qoo10 is an online retail shopping website offering products in various categories such as fashion, sports, digital products, home & living, entertainment, and dining. The website offers regular discounts on a lot of its products, helping you save as you shop.
    • Taxi promotions: Taxi promotions in Singapore give you discounts, miles, and other rewards when you spend using certain cards. Now get from one place to another at cheaper rates.

    Promotions You Just Missed Out

    BOC Credit Cards
    • Get an additional cash rebate of 10% above the existing 10% cash rebate on subscriptions to SPH and Zaobao newspapers.
    • The bank requires you to charge a minimum spend of S$600 per month to the card to qualify for this promotion.
    • The offer expires on 30 June 2018.
    DBS Credit Cards
    • DBS Live Fresh Card offers cashback of up to 5% on your Visa payWave and online purchases.
    • The offer ends on 30 June 2018.
    HSBC Credit Cards
    • Get a discount of 20% on selected travel-related activities in Korea, Taiwan, Hong Kong, Thailand, & Macau.
    • Use the coupon code AHL2R to get the discount.
    • The offer expires on 30 June 2018.
    ICBC Credit Cards
    • Get a chance to participate in the UnionPay ICC Singapore 2018 Lucky Draw and meet soccer superstars like Griezmann, Neymar, and Ozil. You also stand a chance to win passes to watch training sessions of top clubs like Atletico de Madrid, Paris Saint-Germain, and Arsenal.
    • You get one chance in the lucky draw for every S$50 you spend using the card.
    • The offer expires on 30 June 2018.

    Credit cards often give us a reason to celebrate with promotions that come and go every few months. So, if you missed the last batch of promotions your card issuer offered you, here’s a way to catch up; these are the best credit card deals Singapore has to offer its cardholders this year:

    HSBC Advance Card

    HSBC Advance Card

    Fuel Promotion:

    • Get 16% instant discount on petrol at Caltex. lso get 5% cash rebate.
    • Get 14% instant discount on petrol at Shell. Also get 6% cash rebate.

    Balance Transfer Promotion

    • Get a processing fee waiver for HSBC’s Card Balance Conversion Plan for payment periods of 3 and 6 months, and 1 year. The processing fee is generally from 3% to 5%.
    SCB Unlimited Cashback Card

    SCB Unlimited Cashback Card

    Fuel Promotion

    • Enjoy savings up to 21.04% on fuel expenses at Caltex
    Citi Rewards Card

    Citi Rewards Card

    Shopping Promotion:

    • Get 10% discount at In Good Company’s online store Promocode: CITIxxxxxxxx (which is the first 8 numbers of your card).
    Citi PremierMiles Visa Card

    Citi PremierMiles Visa Card

    Hotel Promotion

    • Earn up to 7 miles for every S$1 spent on Agoda hotel bookings.
    DBS Altitude Cards

    DBS Altitude Cards

    Travel Promotion

    • Earn up to 10 miles for each S$1 spent at Kaligo.com/altitude.
    • The maximum miles you can earn is 5,000 per month.
    POSB Everyday Card

    POSB Everyday Card

    Cash Rebates

    • Get 3% cash rebate on payments made to dental and medical clinics and hospitals.
    SAFRA DBS Card

    SAFRA DBS Card

    Travel Promotion:

    • Get a chance to enter the lucky draw for two tickets to Bangkok.
    • 200 winners will get 50,000 AirAsia BIG Points that will be redeemed for Bangkok tickets.
    UOB Mastercard credit cards

    UOB Mastercard credit cards

    Hotel Promotion:

    • Get extra 12% discount on hotel bookings (worldwide) at Agoda.
    American Express Singapore Airlines KrisFlyer Card

    AmEx Singapore Airlines KrisFlyer Card

    Travel Promotion:

    • Enjoy lower rental rates overseas (starting from S$4.65 per day in Taiwan, Hong Kong, Japan, Thailand and South Korea) for WiFi Portable Routers from Changi Recommends.
    • Get cashback of S$150 for next purchase on singaporeair.com.
    American Express Platinum Cards

    American Express Platinum Card

    Dining Promotion:

    • Get a free drink on the first cocktail, beer or soft drink you buy at Wanton Seng’s Noodle Bar.
    American Express CapitaCard

    American Express CapitaCard

    Lifestyle Promotion:

    • Get 10 times more STAR$ (= 50 STAR$ per S$1 spent) when using your card at Bio Aesthetic Medispa at Plaza Singapura.
    Maybank Visa Infinite Card

    Maybank Visa Infinite Card

    Lifestyle Promotion

    • Enjoy a facial treatment for 90 minutes at S$19.90 from Allure Beauty Saloon.
    • Use ‘MAYBANKALLURE’ for redemption.
    • Get 15% off on your total Spa bill at Amari Johor Bahru.

    Things to Consider About Promotions

    Q. What are the types of credit card promotions?

    A. The two main types include:

    • Sign-up promotions: These are promotional offers given to new customers in order to motivate them to sign up for the card.
    • Credit card promotions: These offers are provided to new as well as existing customers to encourage continuous use of the card.

    Q. How can I check the current promotional offers that are applicable on my card?

    A. You can visit the bank’s official website to get detailed information on what kind of promotions it currently offers.

    Q. How can I register for such promotions?

    A. You can register for promotions in several ways. A few of them are mentioned below:

    • For most promotions, you can use the applicable promo code directly at the merchant partner website/store.
    • You can sign up for a promotion by sending an SMS along with the promo code details.
    • You can also register for a credit card promotion by sending an email.

    Q. Can I participate in multiple promotions at a single time?

    A. Yes, you can participate in several promotions at once provided you meet the terms and conditions for each of them.

    Q. What are the important terms and conditions I need to look for in a credit card promotion?

    A.  The vital T&C that you should check for include:

    • Is there a validity period?
    • What kind of transactions qualify you for the promotion?
    • Is the promotional offer you intend to use applicable on all cards of the bank or only on specific cards?
    • Is the promotion valid only on local or overseas transactions, or both?
    • Do you have to make a minimum spend in order to qualify?
    • Is the promotion applicable only on principal cards or for both principal and supplementary cards?
    • Does a promo code apply?
    • What kind of transactions are excluded under the promotional offer?
    • Does the promotion have a usage limit or can it be used multiple times?
    • Should the minimum qualifying spend be done in a single transaction or can it be accumulated over various transactions?
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