Every bank in Singapore offers a wide range of credit cards to suit the varied credit card needs of its customers. Each credit card is unique with its own set of features, benefits, and promotions. Credit Card promotions are special offers offered by each credit card for a certain period of time that will let the cardholder avail discounts and other perks in various categories such as shopping, dining, travel, entertainment, and more. Cashback promotions and discount promotions are the two most popular types of credit card promotions. Some banks even offer a special discount on the rate of interest as a part of the promotion while others offer free goodies when you spend a minimum amount on the card. The promotion offered on the card depends on the type of card and the bank offering it. The credit card promotions are valid only for a short duration of time, usually lasting between 1-5 months.
Choosing the best credit card promotion can be quite tough considering all the amazing promotions available in the market. We have put together some of the best credit card promotions offered by different banks in Singapore for Singaporean citizens, residents and expats for the month of April and May.
Credit cards often give us a reason to celebrate with promotions that come and go every few months. So, if you missed the last batch of promotions your card issuer offered you, here’s a way to catch up; these are the best credit card deals Singapore has to offer its cardholders this year:
|HSBC Credit Cards||Promotions & Deals||Eligibility||Expiry Date|
|HSBC Advance Card||
||31 December 2018|
||31 December 2018|
|Get a processing fee waiver for HSBC’s Card Balance Conversion Plan for payment periods of 3 and 6 months, and 1 year. The processing fee is generally from 3% to 5%.||Not declared|
|All HSBC credit cards||
||30 June 2018|
Check out all HSBC Credit Card Promotion in Singapore for the year 2018
|SC Credit Cards||Promotions & Deals||Eligibility||Expiry Date|
|All Standard Chartered credit cards||Get up to 20% cashback on Uber rides in Singapore or overseas. The maximum you can earn is S$50 per month.||Minimum of S$900 on retail spends per month.||30 September 2018|
|Standard Chartered Unlimited Cashback Card||Enjoy savings up to 21.04% on fuel expenses at Caltex.||Minimum of S$600 on retail spends per month.||30 June 2018|
|All Standard Chartered credit cards||
||Minimum monthly spend requirement – S$500 for Visa Infinite Cards and S$350 for other cards.||Book by 31 December 2018, and travel by 31 March 2019.|
Check out all SCB Credit Card Promotion in Singapore for the year 2018
|Citi Credit Cards||Promotions & Deals||Eligibility||Expiry Date|
|Citi PremierMiles Visa Card||Earn up to 7 miles for every S$1 spent on Agoda hotel bookings.||Book by 22 July 2018, and travel by 31 December 2018.|
|Citi Rewards Card||Get 10% discount at In Good Company’s online store (promocode CITIxxxxxxxx, which is the first 8 numbers of your card).||31 December 2018|
|All Citi credit cards||Get 10% discount on Flex/Flex plus prices and 5% off Saver fares (promocode SGCITI1) for ticket bookings on Emirates website.||Applicable only for Business/Economy class tickets.||Book by 31 December 2018, and travel by 31 March 2019.|
Check out all CitiBank Credit Card Promotion in Singapore for the year 2018
|DBS/POSB Credit Cards||Promotions & Deals||Eligibility||Expiry Date|
|SAFRA DBS Card||
||Mastercard contactless payments will give you 2 chances, and card transactions will give you one chance in the draw.||25 April 2018|
|DBS Altitude Cards||
||31 December 2018|
|POSB Everyday Card||Get 3% cash rebate on payments made to dental and medical clinics and hospitals.||Minimum spend requirement in a month is S$500.||31 July 2018|
Check out all DBS/POSB Credit Card Promotion in Singapore for the year 2018
|OCBC Credit Cards||Promotions & Deals||Eligibility||Expiry Date|
|All OCBC credit cards||Enjoy 10% discount on hotel bookings through Expedia using the promocode OCBC10HOL.||Book through expedia.com.sg/ocbc.||Book by 31 January 2019 for stay until 30 April 2019.|
|All OCBC credit cards||Get 15% rebate on total bill or on food bill at several hotels including:
||Not valid on public holidays and their eves, and special occasions such as Valentine’s Day and Mother’s Day.||30 December 2018|
|All OCBC credit cards||Get 10% discount on hotel bookings through Zuji.com.sg/ocbc. Use the promocode OCBCHOLIDAY15||31 January 2019|
Check out all OCBC Bank Credit Card Promotion in Singapore for the year 2018
|UOB Credit Cards||Promotions & Deals||Eligibility||Expiry Date|
|All UOB cards||Get 15% rebate at selected Etude House stores on items that are not on sales or discount.||Spend at least S$60 at the store.||31 December 2018|
|UOB Mastercard credit cards||Get extra 12% discount on hotel bookings (worldwide) at Agoda.||Book by 15 April 2018 and stay by 31 July 2018|
|All UOB cards||Save 15% on full bill at Grains & Hops Restaurant and Bar on Orchard Road.||This offer cannot be enjoyed on public holidays and their eves.||30 September 2018|
Check out all UOB Credit Card Promotion in Singapore for the year 2018
|Amex Credit Cards||Promotions & Deals||Eligibility||Expiry Date|
|American Express Singapore Airlines KrisFlyer Card||Enjoy lower rental rates overseas (starting from S$4.65 per day in Taiwan, Hong Kong, Japan, Thailand and South Korea) for WiFi Portable Routers from Changi Recommends.||31 December 2018|
|Get cashback of S$150 for next purchase on singaporeair.com.||Minimum spend requirement is S$12,000 until the end of the promotion period.||30 June 2018|
|American Express Platinum Cards (credit, charge and reserve cards)||Get a free drink on the first cocktail, beer or soft drink you buy at Wanton Seng’s Noodle Bar.||Offer can be redeemed only once for a card in a day.||31 December 2018|
|American Express CapitaCard||Get 10 times more STAR$ (= 50 STAR$ per S$1 spent) when using your card at Bio Aesthetic Medispa at Plaza Singapura.||30 June 2018|
Check out all Amex Credit Card Promotion in Singapore for the year 2018
|Maybank Credit Cards||Promotions & Deals||Eligibility||Expiry Date|
|All Maybank credit cards||Save up to 25% on tickets for shows at the Singapore Dance Theatre. Maybank Visa Infinite Card holders get 25% discount, while other cardholders get 20% rebate on earlybird tickets.||
|Maybank Visa Infinite Card||
||30 April 2018|
|Get 15% off on your total Spa bill at Amari Johor Bahru.||24 August 2018|
Check out all Maybank Credit Card Promotion in Singapore for the year 2018
No, supplementary credit cards are also eligible for promotions. The promotions offered for the supplementary credit cards might be different than the promotions offered for primary cards.
The card holder can get discounts, freebies, gifts, and more under a sign up promotion. A sign up promotion is offered when the applicant signs up for a credit card and gets approved for it. Some of the banks require the card holder to spend a minimum on the card within the first few months in order to be eligible for the sign up promotion.
The promotions offered differs from each card.
Yes, expat cardholders are eligible for credit card promotions but there are certain promotions that are specific only to Singapore nationals.
No, the cashback reward points and bonus reward points cannot be exchanged for cash unless stated so by the bank.