When it comes to credit cards, Singaporeans have no dearth of options. Singaporeans have the option of choosing from over a hundred credit cards in every category. There are credit cards designed for specific purposes. For instance, travel credit cards offer travel perks and benefits, dining credit cards gives you the opportunity to dine at some of the best places without having to break the bank. What many might not be aware of is that there is a special range of credit cards designed just for women. Banks in Singapore have come up with a wide range of credit cards that are women centric and offer perks that a woman would benefit from. In this article, we will discuss some of the best women credit cards available in Singapore.
DBS Woman’s World Mastercard as the name suggests is a credit card designed specially for women. DBS understands the needs of a modern women and hence, has come up with perks that would benefit the modern Singaporean women. Keeping in mind health is very important to the modern woman, the card offers two complimentary visit to True Fitness Centres. For the first S$2000, the card offers 10X DBS points or 20 miles for every S$5 spent on the credit card for online purchases. The cardholder get 3 points when they spend S$5 overseas on the credit card. Any woman applicant should be above the age of 21 years and should be earning a minimum income of S$80,000 per annum to be eligible for the card.
UOB Lady’s Solitaire card is tailor made for the ladies who love luxury. The card offers UNI$10 every time you spend $5 at luxury brands like Marni, Mulberry, Salvatore Ferragamo, Jil Sander and other similar luxurious brands. The card comes with LuxePay benefit that allows the ladies to make interest free installment payments for a tenure of 6 months or 12 months when they shop at luxury brands for S$500.The card also let the cardholder utilize the Worldmastercard priceless experiences. Though the annual fee is pretty high on the card at S$588, the amazing perks and benefits offered on the card make up for it.
The Citi Rewards card as the name suggests is a reward card that delivers what it promises.The card rewards the cardholder with 10X points for every S$1 spent on clothing, shoes and bags. The reward points can be racked up and exchanged for free flights, stay at luxury hotels, free gadgets and more. The rewards redemption programme is enough to make any lady swoon. The card also offers 20X reward points for every S$1 spent at the Amazon website. The card comes at an annual fee of S$192.60.
OCBC Arts Master Platinum credit card is one those credit cards that every lady has to look into. The card is best suited for the artistic woman. The card offers a discount of up to 20% on local and international productions along with a reward of 3X OCBC$ on Sistic bookings. The applicant should be of 21 years of age and earning a minimum income of S$30,000 (Singaporeans).
ANZ Optimum World Mastercard is another card that understand the credit card needs of a woman. The card is also one of the best cashback cards available in the market. The card has no cap on the cashback that can be earned and there is no minimum spending requirement. The cardholder can avail up to S$100 cash rebate when they shop online on weekends. The card also offers 5% cashback every calendar quarter on certain categories.
DBS Live Fresh Student credit card
The DBS Live Fresh Student credit card is a simple credit card that offers rewards for the tertiary student. There is no minimum income requirement for the card. The cardholder can avail 3X points on Visa payWave and online purchases. The card come sta an annual fee of S$128.40. The best part about the card is that annual fee is waived off for the first five years making it one of the most inexpensive and efficient cards for the lady students out there.
These are some of the best women credit cards available for the women in Singapore. In order to choose the best credit card, it is important to go through every benefit and perk offered by the card to ensure the credit card fulfills your credit card requirements.