Everyone needs a car nowadays to keep up with the fast-paced world and with a great car comes greater responsibilities. One of the most important responsibility after buying a car is to get it insured. Not only does a car insurance provide coverage for you and your family, but it also takes care of third party liabilities.
AVIVA Car Insurance Overview
AVIVA is one of the pioneer companies that has a presence worldwide. Services offered by them include car insurance, personal accident insurance, travel insurance, etc. As one of the first direct car insurer, AVIVA promises to get its customers home after an accident. With an assurance of no hidden payments, AVIVA offers to cover repairs for your car after an accident.
Features of AVIVA Car Insurance
AVIVA ensures that the deal offered on the car insurance to their customers is comprehensive. They also understand that different individuals have different requirements and hence, designed their policy in such a way that it meets everyone’s needs.
- Complete protection is offered against theft, damage due to accidents or acts of fire, and more. You can avail the market value of your car including the COE in case of loss or theft of your car. The audio equipment and car accessories are also covered under the policy up to a maximum amount of S$500 each.
- Avail insurance cover for any injury caused to your co-passengers during an accident. In case of death or loss of sight / hearing you can receive a coverage of up to S$20000 and for loss of a limb the coverage offered is S$10000.
- AVIVA Car Insurance takes care of third party liability and provides unlimited cover for it. It also offers property damage cover of up to S$5000000
- Medical expenses incurred by you and your co passengers in an accident, are reimbursed.
- If an accident causes partial or complete damage to the child seat in your car, you are entitled to a cover of up to S$250
- The AVIVA accident and repair service offers assistance at the accident scene.
- Not only do you get emergency car breakdown assistance but also you are dropped home safely after an accident, for free.
Optional Car Insurance Coverages
- For situations involving loss or theft of your car keys, AVIVA provides cover amount of up to S$500 for replacing the central locking interface, transmitter, etc.
- The No Claims Discount Protector feature helps you to protect your NCD while claiming insurance.
- An add-on audio equipment cover feature provides insurance for your car audio system up to an amount of S$1500
Benefits offered by AVIVA Car Insurance
If a good car insurance is what you are looking for then AVIVA Car Insurance is the best option for you. It comes with several benefits such as:
- When you choose an AVIVA approved garage for fixing the car damages after an accident, the repairs are guaranteed for a period of 12 months.
- AVIVA Car Insurance comes with a 14 day free look period which allows you to enjoy the privileges for 14 days and then drop it if you don’t like the policy. You will receive a full refund of the premium paid for those 14 days.
- In case, AVIVA considers that an accident was not caused by any fault of yours, you will not have to pay any bills for towing, cabs or repair. Everything will be taken care of by AVIVA.
- Enjoy the option to choose particular features for your car insurance policy and customize it according to your needs.
- Avail free roadside assistance in case of an emergency. The emergency hotline is open 24X7 and the customer service executives are ever ready to help you in case of a sudden car breakdown.
- AVIVA has teamed up with SAF to provide an exclusive deal for its customers by giving a discount of 15% on the premium.
- The POGIS policyholders under AVIVA Car Insurance scheme can enjoy 15% off on their first year premium.
AVIVA Car Insurance Eligibility
- The applicants must be residents of Singapore
- The individual must be within the age limit of 21 to 70 years
- The applicant must have at least 1 year of driving experience
- Being the registered owner of the car to be insured is a must
- The car that is going to be insured should not be more than ten years old
- The individual must be medically fit for driving and should abide by traffic rules and regulations
Compare AVIVA Car Insurance With Other Insurance Companies Offering Car Insurance in Singapore
- Tokio Marine Motor Insurance
- NTUC Motor Insurance
- NTUC Car Insurance
- HSBC Car Insurance
- Tenet Car Insurance
- AXA Car Insurance
- AIG Motor Insurance
- AIG Commercial Motor Insurance
- Liberty Vehicle Insurance
- ETIQA Motor Insurance
FAQs - AVIVA Car Insurance
- Can I avail car insurance instantly with AVIVA?
- Do you insure motorcycles, commercial vehicles and taxis?
- Do you insure modified vehicles?
- Can I send my car to my preferred garage?
- Do you provide additional personal accident cover?
Yes, you can make payments online and buy your car insurance policy instantly. The policy documents and insurance certificate can be availed via email.
No. The car insurance policy offered by AVIVA are for private cars registered under the name of an individual.
Yes, AVIVA offers cover for modified vehicles only if the modifications are approved by LTA.
Yes, you may. However, in such a situation, you will not receive any guarantee from AVIVA for the repairs.
Yes. AVIVA offers optional cover for any injury caused to you or your co-passengers during an accident.