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Practical, safe and easy: a Visa card is a really great way to pay for small and simple pleasures of everyday life. The visa credit cards are accepted worldwide, they are very convenient and are very reliable as well. There are numerous reasons for which you can apply for a Visa credit card. You will be paying a nominal fee for the card and in some cases the card can be offered to you for free. Most of the credit card issuers in Singapore offer Visa cards and you can easily apply for one that suits your needs the most.
Every day is different. Every person is different. And for these reasons Visa offers people with different ways to pay. Here are some of the types of cards offered by Visa:
The range of Visa cards covers all three payment methods. Whatever your financial needs and preferences, there is a Visa card for you. You can choose to apply for one or more visa cards at the same time as many people have chosen to use more than one, depending on the circumstances. Regardless of what card you choose, it will be reliable, safe, fast and easy to use. It makes it easier to satisfy both the small pleasures of daily life and the great financial needs.
Visa does not issue cards. It is the banks and financial institutions that issue different types of Visa cards, suited to the needs of different customer segments. Depending on your bank, you will find the Visa card that suits you: debit, credit or prepaid.
Visa Classic - It is the standard Visa card that most people have in the portfolio - the world's most popular piece of plastic money.
Visa premium - Visa Gold, Visa Platinum and Visa Infinite cardholders to provide more services and benefits. The features and availability vary according to the bank, but all three cards will offer a higher level of service than the standard Visa Classic card.
Visa Electron - A card that requires electronic authorization for all transactions - whether in shops and at Automated Teller Machines (ATMs).
V PAY - It is a new pan-European debit card based exclusively on chip and PIN technology.
The prepaid card is a type of Visa card that allows access to the funds paid previously on a prepaid account.
The youth card is designed especially for the students and the youth in general and offers a range of features that are designed to meet the needs of the youth.
List of Banks Offering Visa Credit Cards in Singapore
Standard Chartered Bank:
Bank of China:
Visa cards will offer you with a lot of benefits and some of these cards come with a range of travel benefits as well. Wherever you are in the world, your Visa card will be recognized. Visa cards are used every day in 160 countries, and are accepted at over 24 million merchants worldwide. Planning your trip will be easy when you have a Visa card. It is as easy to use abroad as it is in your country. Your card will be accepted in most shops, hotels, restaurants and other points of sale worldwide. Therefore you do not need to buy foreign currency in advance.
Visa cards will also help to manage your money when you're abroad.
If you have a debit card, the money you spend comes directly from your bank account. If you have a credit card, it can, with an additional cost, spread the payments over time.
Many banks and organizations that issue Visa cards offer additional benefits that can be very useful when traveling abroad. Check if you have free travel insurance or a money back guarantee in case of problems with a purchase.
Some banks offer prepaid Visa cards on which you can load a fixed amount - a perfect system if you want to maintain tight control over your budget. Another safe alternative to cash are the Visa Travellers Cheque. They are useful tools for management of your budget and can be used anywhere in the world where you see the Visa logo.
In order to apply for a Visa credit card in Singapore, you will need to contact any of the credit card issuers and then apply for the Visa card that suits your needs the most. You can read about all the different Visa credit cards available in Singapore on our website, compare their features, fees and benefits, and then you can select a card of your choice. After that, you can contact the issuing bank and then apply for that card. You can also apply for more than one card at a time.
In most cases, you will be able to download the credit card application form and then apply for the card online.
Apart from the duly signed application form, you will also need to submit other documents when you apply for a Visa credit card in Singapore and these documents will most likely include the following:
Note - If you do not meet the income requirement, some banks will still offer you with a Visa credit card in case you have a fixed deposit account with them. The deposit account should have a minimum balance of S$10,000 or more and you should withdraw the amount as long as your credit card account is not closed.
If you are the owner of a small or medium business you know that financial management can consume valuable time. Visa products, tailored for businesses like yours, you can simplify the financial management and have more time to devote to your business.
A Visa Business Credit Card is a flexible and convenient way to manage your cash flow and offers an alternative to fixed-term loans or overdrafts.
Millions of companies across the planet have already discovered the benefits of accepting Visa cards
The acceptance of Visa card provides the following benefits to businesses that provide goods and services on the merchants of consumer and industrial products:
You can take care of your business in a more effective manner with business solutions offered by Visa. Companies of all sizes and public sector organizations can benefit from the different types of debit and credit cards offered by Visa.
Whether you are a salaried employee, a sole proprietor, a business owner, a partner in a business etc. you can easily find a Visa credit card in SIngapore that will be suited to meet all your needs. You will enjoy a wide range of benefits and features without having to pay a huge sum as an annual fee for the card.