• UOB Life Insurance

    UOB offers a range of Life Insurance policies that can provide you with customizable plans and bring you great peace of mind.

    UOB Life Insurance plans:

    • PRUlife
    • PRUlife Limited Pay
    • PRUlife Vantage
    • PRUterm Basic
    • PRUterm Vantage
    • PRUterm Total Refund

    PRUlife:

    This is a lifelong protection plan offering short premium term options. This gives you the opportunity to finish making payments on the plan earlier in order to serve your financial commitments later.

    Features and Benefits:

    • PRUlife provides lifetime protection against Death, TI (Terminal Illness) and TPD (Total and Permanent Disability). In case of any of the aforementioned unforeseen events, your family will receive the sum assured + bonuses that will be accumulated over the term of your policy.
    • Cash value will be accumulated during the course of the policy.
    • In case of your marriage, becoming a parent, adopting a child legally etc. you can opt for another Whole Life, Endowment or Term policy without the requirement for a medical examination.

    This policy is best suited for the following:

    • Individuals looking for insurance cover.
    • Parents with children looking for insurance cover.
    • Individuals between 20 and 45 years of age.

    PRUlife limited pay:

    Another unique plan that has been designed for you to complete payments on your premium early while the protection carries on for your whole life. This is a lifetime protection plan with shorter premium term payments.

    Features and Benefits:

    • Payment options of 10, 15 and 25 years to pay off your premiums.
    • In case of your Death, TI (Terminal Illness) or TPD (Total and Permanent Disability), 100% of the sum assured + accumulated bonuses will be payable to your family.
    • Cash value will be accumulated during the course of the policy.
    • You can purchase another Whole Life, Endowment or Term policy in case of life changing events such as marriage, becoming a parent, adopting a child legally etc. without the requirement for a medical examination.

    This policy is best suited for the following:

    • Individuals looking for insurance cover that provides a savings element in the policy.
    • Individuals having a higher disposable income OR looking to limit/reduce their premium payment duration.
    • Individuals between 30 and 45 years of age.

    PRUlife Vantage:

    This is a single premium plan that provides lifelong protection.

    Features and Benefits:

    • This policy provides lifelong protection against Death and TI (Terminal Illness). Additionally, you have the option to include TPD (Total and Permanent Disability) coverage in your policy.
    • This is a Single Premium policy that starts from SGD 100,000.
    • Your sum assured will be a multiple of the sum invested.
    • The cash value will be accumulated immediately starting from the time you have invested.

    This policy is best suited for the following:

    • Individuals looking for a single premium payment with a lifetime insurance cover.
    • Individuals looking to preserve their assets to plan their legacy.
    • Individuals between 30 and 55 years of age.

    PRUterm Basic:

    This is a term life protection policy that can be customized according to your individual needs.

    Features and Benefits:

    • This policy provides protection against Death, TI (Terminal Illness) and TPD (Total and Permanent Disability).
    • This policy is available for terms starting from 10 years to 45 years and up to the age of 75.
    • This policy can be availed as a stand-alone plan OR with the Prudential insurance plan as a rider.
    • Increase of coverage will be provided during life’s major milestones without needing to provide evidence of good health.

    This policy is best suited for the following:

    • Individuals looking for high protection at a low cost.
    • Individuals between 25 and 40 years of age.

    PRUterm Vantage:

    This policy provides protection to both, locals as well as foreigners and is available in 2 different currencies.

    Features and Benefits:

    • This policy provides term protection against Death and TI (Terminal Illness). Additionally, you have the option to include TPD (Total and Permanent Disability) coverage in your policy.
    • This policy can be availed for a minimum term of 10 years and above, up to the age of 100 (next birthday).
    • The policy is available in Singapore Dollar (SGD) and United States Dollar (USD).

    This policy is best suited for the following:

    • Non – Singaporeans/foreigners and Permanent Residents.
    • Individuals looking for high protection cover.
    • Individuals between 40 and 55 years of age.

    PRUterm Total Refund:

    This is a term life protection policy that offers premiums back upon the expiry of your coverage.

    Features and Benefits:

    • The premium paying term for this policy is 10 years. The policy offers coverage for 20 years against Death, TI (Terminal Illness) and TPD (Total and Permanent Disability).
    • At the end of 20 years, when the policy expires, the premiums will be paid back.
    • In an event of Death, TI (Terminal Illness) and TPD (Total and Permanent Disability), lump sum payout + premium refund will be issued.

    This policy is best suited for the following:

    • Working adults who are looking for coverage during their employment period.
    • Individuals looking for limited premium payment period.

    Note: Terms and Conditions are applicable for each of the Life Insurance policies.

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