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UOB is among the leading banking institutes in Singapore and offers a range of credit cards that target consumers from different walks of life. These cards cater to shopping, travel, fuel and grocery needs and offers benefits ranging from cashback to air miles. The credit cards that cater to grocery shopping are UOB One Card and the UOB Delight Card.
The Grocery Credit Cards offered by UOB charge an interest rate of 25.90% p.a. with a minimum interest rate amounting to S$3 being charged. The interest rates are applicable only when the outstanding payments have not been paid in full. The card requires a minimum payment of 3% of the outstanding balance or S$50.
Late or missed minimum due payments will result in a penalty interest rate of 3% in addition to the prevailing interest rate. The prevailing rate of interest will be reinstated when you pay all outstanding missed payments on or before the next statement due date.
|Product/Item||Fees and charges|
|UOB One Card||
• Principal card – S$192.60 with a one year annual fee waiver
• Supplementary card – First card is free. S$96.30 for subsequent cards
|UOB Delight Card||
• Principal card – S$85.60 with a one year annual fee waiver
• Supplementary card – First card is free. S$53.50 for subsequent cards
|Interest charges||Interest charged on card transactions is 25.90% p.a. with a minimum charge levied of S$2.50 being levied.|
|Cash advance fee||Fee is the higher of either 6% of the amount withdrawn or S$15.|
|Interest on cash advance||Interest charged on card transactions is 28% p.a.|
|Late payment fee||The late payment fee charged is S$60|
|Minimum monthly due||3% of outstanding amount or S$50, whichever of the two is higher|
|Lost or stolen card liability||A maximum fee of S$100 is charged.|
Salaried applicants are required to submit the following documents:
Self-employed applicants are required to submit the following documents:
Commission-based employees are required to submit the following documents:
Foreign applicants are required to submit the following documents:
Supplementary credit card applicants are required to provide a copy of their NRIC, both front and back or a copy of their valid Passport.
You can apply for the UOB grocery credit cards by visiting the UOB official website, navigating to the page of the desired card and clicking on apply. You have the option of completing and uploading the form on the website and even upload the required supporting documents. You can also apply for the desired UOB credit card by visiting our nearest branch.
If you wish to cancel your UOB grocery credit cards then you need to write in to UOB stating your wish to cancel the cards along with your reasons. Once the card has been confirmed as cancelled, you should preferably return your credit card cut up in two halves. Cancelling the primary credit card will automatically render the supplementary card as cancelled. You should ensure you have no outstanding balances on the card before you cancel it.