• UOB Credit Card Balance Transfer

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    UOB provides a wide range of financial solutions to customers in Singapore. You can borrow funds from the bank to meet your different financial requirements. UOB offers an excellent fund option known as UOB Credit Card Balance Funds Transfer. This form of financing can be easily procured from the bank without any hassles.

    Features and benefits of UOB Credit Card Balance Funds Transfer

    Uob Credit Card Balance Transfer

    Let us take a look at the salient features and benefits of UOB Credit Card Balance Funds Transfer:

    Additional cash: You will get additional cash for your various needs such as home renovation, wedding expenses, education fees, vacation, and any other reason. These additional funds are provided at 0% interest!

    Consolidation of funds: UOB balance funds transfer programme will enable you to move your unsettled balances of your credit cards from other bank accounts to your UOB account. This will allow you to keep all your funds in one place and hence, you can organise the flow of your funds very efficiently.

    Available to primary cardholders: This programme can be used only by primary cardholders of UOB.

    Quick approval process: When you apply for the UOB balance funds transfer programme, you will have to wait only for a short period of 5 days (not including Saturdays).

    Great repayment options: When you go for the UOB Credit Cards Fund Transfer, you can pay the higher amount of S$50 or 3% of the unsettled balances.

    Eligibility for UOB Credit card Balance Transfer

    • You will require a UOB Credit Card or a CashPlus account
    • You need to be at least 21 years old and up to 65 years old
    • You must have a minimum income of SGD 30,000 per annum

    Fees and charges

    Let us take a look at the fees and charges for UOB Credit Card Balance Funds Transfer:

    Processing fee

    Loan period (in months)

    Effective interest rate (p.a.)

    1.49%

    3

    6.11%

    2.50%

    6

    5.34%

    4.50%

    12

    5.20%

    We would like you to note that the effective interest rate is computed by assuming that a fund transfer of S$10,000 has been offered to you with a 3% of the amount as your minimum repayment amount for each month.

    How to apply for UOB Credit Card Balance Funds Transfer

    If you are a new customer with UOB, you will be required to sign up for a UOB Credit Card through the online process. Then, you will have to select the balance funds transfer programme and follow the simple instructions to apply for it. When your loan gets sanctioned by the bank, the particular amount will be reduced from your UOB credit card limit. This amount will then be sent to the savings account that you select.

    If you are a credit card customer with UOB currently, you can go for the balance transfer funds programme by two methods. You may choose to register for this facility by logging into your personal internet banking account. You may also go for a convenient application process simply by visiting the official website of UOB. Here, you can fill the form available on the website with relevant fields. You will have to make sure that you enter every detail accurately. This will make your process quicker and easier. After this, you only to need to click submit. Your application will be accepted by the bank and then moved further for the approval process.

    Credit Card Balance Transfer from other Banks

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