Aviva Travel Insurance Plans

Aviva Singapore is known to provide comprehensive coverage for its travel insurance policies. The degree of coverage and the number of benefits may vary depending on the plan you choose. Currently, Aviva is offering three different plans in the travel insurance space. They are:

  • Travel Lite
  • Travel Plus
  • Travel Prestige

Comparison of Benefits and Limits on the Plans

The following tables provide a summary of the coverage limits and benefits available under each plan and makes for an easy comparison between the policy plans on different parameters:

Personal Medical Expense

Policy Benefits Coverage Limit
Travel Lite Travel Plus Travel Prestige
Childminder arising due to death or hospitalisation overseas S$3,000 S$10,000 S$25,000
Hospital visit and compassionate visit expenses S$3,000 S$10,000 S$25,000
Expenses for returning mortal remains to home country in case of death S$30,000 S$500,000 Unlimited
Funeral and coffin expenditure limits S$12,000 S$12,000 S$20,000
Medical expenditure abroad S$250,000 S$2 million Unlimited
Emergency medical repatriation or evacuation S$250,000 S$2 million Unlimited
Pregnancy-related medical emergency abroad S$1,000 S$3,000 S$5,000
Medical expenses incurred in Singapore S$10,000 S$50,000 S$80,000

For other policy benefits related to personal medical expense, please refer to the company website.

Compensation for Travel Inconvenience Including Loss/Damage of Personal Effects or Trip Cancellations/Interruptions

Policy Benefits Maximum Coverage
Travel Lite Travel Plus Travel Prestige
Trip cancellation S$5,000 S$15,000 S$20,000
Any reason for trip cancellation Coverage not available S$5,000 S$5,000
Any reason for change of travel dates Coverage not available S$2,000 S$3,000
Postponement of trip S$1,000 S$2,000 S$3,000
Trip interruption - bringing you back to Singapore S$3,000 S$8,000 S$15,000
Trip interruption leading to change of travel schedule S$1,000 S$2,000 S$3,000
Delayed departure S$1,000 (per 6-hour delay) S$1,000 (per 6-hour delay) S$2,000 (per 6-hour delay)
Delayed arrival of baggage S$1,000 (per 6-hour delay) S$1,000 (per 6-hour delay) S$2,000 (per 6-hour delay)
Loss of personal effects Coverage isn’t available S$750 S$3,000
Loss of important travel documents S$3,000 S$5,000 S$5,000
Loss of money due to unauthorised use of your credit card Coverage isn’t available Coverage isn’t available S$1,000

To know more about the coverage limits on travel inconvenience caused by diversion of journey, loss of luggage, hijack or hostage situation or other eligible causes, please check the company website. Don’t forget to check the lifestyle benefits and the optional covers.

Personal Accident Benefits

Policy Benefits Extent of Coverage
Travel Lite Travel Plus Travel Prestige
Death due to accident S$50,000 S$100,000 S$500,000
Total Permanent Disability (TPD) due to accident S$50,000 S$100,000 S$500,000
Burn due to accident S$50,000 S$100,000 S$500,000
Assistance for family Coverage not available Coverage not available S$8,000
Child education assistance for 5 years at the rate S$5,000 per year Coverage not available Coverage not available S$25,000
Cover (double indemnity) for death while travelling in public transport Coverage not available S$200,000 S$1 million
War leading to accidental death or TPD S$50,000 S$100,000 S$500,000

Personal Liability Cover

Policy Benefit Maximum Coverage
Travel Lite Travel Plus Travel Prestige
Cover for personal liability including legal expenses admissible as per the policy document S$250,000 S$1 million S$2 million

Coverage Extensions

This policy comes with some additional benefits. They are as follows:

Additional Benefits Travel Lite Travel Plus Travel Prestige
Aggregate protection against terrorism S$50,000 S$100,000 S$500,000
Complications related to childbirth/pregnancy Yes Yes Yes
Disappearance Yes Yes Yes
Drowning or suffocation (from poisonous gas/fumes/smoke) Yes Yes Yes
Protection against loss of frequent flyer miles Yes Yes Yes
Protection against risks related to motorcycling Yes Yes Yes
Automatic extension of cover necessitated by forced quarantine, illness, injury or unavoidable public transport delay Up to 14 days Up to 30 days Up to 30 days

To know more about Aviva Travel Insurance plans or to compare them with other available options, visit the BankBazaar website.

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