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TCC is offering its members extremely competitive rates for the Renovation Loan. The applications for the TCC Renovation Loan should include an accurate quotation obtained from the contractor of the member. The disbursement payments are made to the contractor for this loan. The members are also provided the option to request payments for the loan as disbursement by progress to the contractor.
At least 21 years old
Less than 65 years old
Salaried / Self-employed with regular income
Existing Loan EMI - EMIs of other loans lower your eligibility
Make your immediate family member a co-applicant, and his income will add to your eligibility
|Min Loan Amount||S$10,000|
TCC or The Credit Cooperative has a mission to be the First-Choice Credit Co-operative in Singapore to provide family oriented financial services that are fair and steeped with quality and value. They have recently celebrated 85 years of serving the island of Singapore with these financial services. They strive to do justice their tagline, “The Credit Co-operative with a heart.” They seek to fulfill their mission of providing the best possible financial and other related services to the members of TCC as well as their families. Whether you need additional funding to plan your perfect wedding or have an upcoming surgery that requires some immediate cash or even to consolidate your debt from other banks and financial institutions, TCC will never fail to assist you with your financial issues. Their rich values that enables them to provide top notch financial solutions include Nurturing, Convenience, responsibility, flexibility, honesty, caring, reliability, responsiveness and fairness.
The eligibility Criteria for the Main and Joint Applicants are as follows –
The eligibility Criteria for the Surety / Sureties are as follows –
The documents required for the Main and Joint Applicants are as follows –
The documents required for Surety / Sureties are as follows –
You can apply for the TCC Renovation Loan by contacting TCC through the following ways –
Once your application for the TCC Renovation Loan is accepted, your loan amount will be made payable to your contractor. However, as an alternative, upon your request, your loan amount can also be disbursed by progress payments to your contractor.
TCC follows the flat interest rate structure for the Renovation Loan. The interest rate for this loan has been set at 4% per annum.
The main applicants and / or joint applicants applying for the TCC Renovation Loan must be Singapore Citizens (SCs) or Singapore Permanent Residents (PRs) and between the ages of 21 years and 60 years of age to be eligible for this loan.
No. The TCC Renovation Loan is only applicable to Singapore Citizens (SCs) and Singapore Permanent Residents (PRs). Foreigners are not eligible to apply for this loan.
Yes. Applicants who apply for the TCC Renovation Loan online through the official TCC website will enjoy a discount of 10% on their processing fees.