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    Standard Chartered Shopping Credit Cards

    Credit cards are an integral part everyone’s life today. They offer the financial support that you may need at certain points of time. May it be taking your parents out for dinner or taking your friends for a movie, credit cards can always prove to be your best friend in the pocket. Each of the credit cards that are present in the financial market comes with unique set of benefits and features. Shopping is loved by everyone and this feature is there on a credit card it makes that particular credit card even more lucrative for the consumers.

    Overview of Standard Chartered Shopping Credit Card

    Established in the year 1969, Standard Chartered Bank is presently one of the biggest banks across the globe. This bank was the result of merger of two different banks. These banks were the Chartered Bank of India, Australia and China and the Standard Bank of British South Africa. James Wilson, a famous Scotsman founded the Chartered Bank in the year 1853. Branches of the Chartered Bank were established in Mumbai, Shanghai and Calcutta in 1858. The Singapore branch and Hong Kong branch commenced operations in the year 1859. On the other hand, the Standard Bank was established in the year 1862 by John Paterson.

    Standard Chartered Bank always provide financial solutions that come with a lot of customisation and innovation. Some of the best credit cards today are offered by this particular multinational bank. The credit cards come with several benefits and features which can be profitable for the customers. There are different credit cards offered by Standard Chartered bank that can allow you to avail exclusive privileges for shopping.

    Why choose Standard Chartered Shopping Credit Card?

    Standard Chartered bank, being one of the best banks in the world never fails to provide great service for the consumers. A great service of this stature has earned them substantial amount of goodwill and reputation. Shopping is something that we do almost every day. Standard Chartered bank cares for its customers, understands their needs and requirements and delivers unique credit cards that come with a myriad of perks and exclusive benefits for shopping. Thus, choosing a Standard Chartered shopping credit card can definitely be a wise move.

    Types of Standard Chartered shopping credit cards

    • Standard Chartered Sing Post Platinum Visa Credit Card
    • Standard Chartered Platinum Visa / MasterCard Credit Card
    • Standard Chartered Manhattan World MasterCard Credit Card

    Features and benefits of Standard Chartered Sing Post Platinum Visa Credit Card

    • You can avail cashback of 7 percent on all your online purchases. On top of that get a cashback of 2 percent on all the purchases done from a supermarket and cashback of 0.2 percent on the retail purchase that are eligible. This way you can enjoy cashback of SGD 720 in a whole year
    • AXA Insurance Singapore offers you online price guarantee when you use Standard Chartered Sing Post Platinum Visa Credit Card for your purchases. You can get a refund of up to 50 percent of price difference in case you find lower price for the same product that you purchased within a period of 30 days of the purchase
    • Avail greater security and safety with all your transactions as CardSafe Guarantee feature on this card will protect you from all fraudulent activities. In case anything happens, you will not be held responsible for online transactions that are unauthorised
    • Contactless payment feature is available with Sing Post Platinum Visa Credit Card which allows you to enjoy quick payments for all your purchases that are built to an amount less than SGD 100. This feature is available only at select merchant outlets
    • With The Good Life get exclusive online deals on a daily basis with your Standard Chartered Sing Post Platinum Visa Credit Card
    • Avail cashback at different merchant outlets that include Asia Travel, Luxola, Naiise, Foodpanda, Golden Village, Perfume Store, Hip Van, Golden Village, Kwerkee, Yoox.com, Hotel Club, Roomorama, Quotient travel Planner, yQ and many more
    • Avail exclusive privileges on this credit card at NET A PORTER.com
    • Get a discount of 30 percent on all the shipment charges for the new customers. All the subsequent shipments will have a discount of 20 percent on them. You can also avail vCare insurance, that is worth USD 250, absolutely free of cost
    • At Singapore Post, enjoy a discount of 5 percent on SMARTPAC when you order a minimum of 3 pieces. On premium gifts and My Stamp collections you can get a discount of 10 percent. Avail another 10 percent discount on the package of Speedpost Priority service. On lock + Store you can get a discount of 25 percent
    • Enjoy a discount of SGD 20 when you spend a minimum amount of SGD 80 from your Sing Post Platinum Visa Card at Omigo. On all the subsequent purchases you can avail a discount of 15 percent

    Rate of interest for Standard Chartered Sing Post Platinum Visa Credit Card

    The rate of interest associated with the Standard Chartered Sing Post Platinum Visa Credit Card is 24.455 percent on a yearly basis. However, if the balance is not cleared within the given due date additional charges of 0.067 percent will be calculated on a daily basis on the outstanding amount.

    Annual fee for the Standard Chartered Sing Post Platinum Visa Credit Card

    The annual fee for the Standard Chartered Sing Post Platinum Visa Credit Card is SGD 180. You can enjoy a waiver of the annual fee for a period of 2 years.

    Eligibility for Standard Chartered Sing Post Platinum Visa Credit Card

    • The minimum age of the applicant for the Sing Post Platinum Visa Credit Card must be 21 years
    • The minimum income for a citizen of Singapore or a permanent resident of Singapore must be SGD 30,000
    • Foreigners who have valid employment passes must have a minimum annual income of SGD 60,000 to apply for this Standard Chartered credit card

    Features and benefits of Standard Chartered Platinum Visa / MasterCard Credit Card

    • You can earn a lot of rewards points on all the spends of your credit cards, deposits, investments, online transactions and mortgage
    • The platinum privileges allows you to avail exclusive benefits at the leading golf courses, hotels, merchant outlets and restaurants
    • Concierge service is always there to guide you over the phone about arrangements for your travel, relevant reservations, gift services and shopping
    • The contactless payment feature on the Standard Chartered Platinum Visa / MasterCard Credit Card allows you to make quick and hassle-free payments at select merchant outlets when your bill is less than or equal to SGD 100
    • For every SGD 1 that you spend using your Platinum Visa / MasterCard you can earn 1 point. However, if you spend more than SGD 1 every month then you will earn 2 points at the cost of SGD 1
    • The Good Life feature on this credit card offers the best deals on shopping, travel and dining privileges

    Rate of interest for Standard Chartered Platinum Visa / MasterCard Credit Card

    The rate of interest associated with Standard Chartered Platinum Visa / MasterCard Credit Card is 24.455 percent per annum. But if you do not clear the payment within the due date you will be charged an additional 0.067 percent on your outstanding balance, every single day.

    Eligibility for Standard Chartered Platinum Visa / MasterCard Credit Card

    • An applicant within the age group of 21 years to 65 years is eligible for this credit card
    • Singaporean citizens and the permanent residents must have a minimum annual income of SGD 30,000
    • Foreigners who want to apply for this card must have a minimum income of SGD 60,000 on a yearly basis

    Features and benefits of Standard Chartered Manhattan World MasterCard Credit Card

    • Get cashback of up to SGD 800 for making purchases using your Standard Chartered Manhattan World MasterCard Credit Card
    • Avail exclusive offers on all your dining bills, shopping and entertainment bills
    • At Salad Stop you can avail a discount of 10 percent on the entire bill when you spend a minimum amount of SGD 25
    • At California Pizza Kitchen you can enjoy a voucher (return visit) of SGD 10 when you spend a minimum of SGD 50 from your Manhattan MasterCard credit card
    • At Honeybay you can avail a discount of 8 percent on the total booking amount. No minimum spend is required in this case

    Rate of interest for Standard Chartered Manhattan World MasterCard Credit Card

    The rate of interest associated with this credit card can be as low as 12 percent per annum. However, it can go up to a maximum of 24.455 percent per annum.

    Frequently Asked Questions

    1. What is the rate of interest applicable with the Standard Chartered Sing Post credit card?
    2. The rate of interest applicable on the Standard Chartered Sing Post credit card is 24.244 percent on a yearly basis. Failure of payment within the due date will cost you an additional 0.067 percent on a daily basis on the outstanding amount.

    3. How much discount can I avail at Salad Stop with the Standard Chartered Manhattan World MasterCard Credit Card?
    4. With the Standard Chartered Manhattan World MasterCard Credit Card, you can avail a discount of ten percent at Salad Stop.

    5. What is the minimum income limit for a citizen of Singapore who wishes to apply for Standard Chartered Platinum Visa / MasterCard Credit Card?
    6. The minimum income limit for a citizen of Singapore or a permanent resident of Singapore who wants to apply for the Standard Chartered Platinum Visa / MasterCard Credit Card is SGD 30000 per annum.

    7. What is the minimum income limit for a foreigner who wants to apply for the Standard Chartered Platinum Visa / MasterCard Credit Card?
    8. The minimum income limit for a foreigner with valid employment pass, who wants to apply for the Standard Chartered Platinum Visa / MasterCard Credit Card is SGD 60000 per annum.

    9. What are required documents when applying for the Standard Chartered Sing Post Platinum Visa Credit Card?
    10. The documents that are required during the process of application for the Standard Chartered Sing Post Platinum Visa Credit Card are as follows:

      • Photocopy of NRIC or passport
      • Photocopy of Employment pass
      • Income tax assessment notice for salaried employees
      • Latest CPF statement
      • Payslips of last three months
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