A "low interest" loan shouldn't mean you have very little interest in paying it back!

    SIF Home Loan Singapore

    Sing Investments & Finance Limited or SIF offers a variety of home loans in Singapore that cater to the budget and tastes of home buyers. The bank has 4 branches located at Robinson, Bedok, Ang Mo Kio, and Jurong. The bank is committed to making your home purchase easier by making your experience hassle free.

    Some Features of SIF Home Loan

    Learn how you can own your dream home with financing from SIF. Have a look at some of the loan features offered by SIF in Singapore:

    • 80% of your home financing is covered.
    • Long tenures of 30 years available.
    • Bridging loans are also available.
    • Using funds from your CPF account for home purchase is allowed.
    • Get a loan either for the purchase of a home or to refinance your home.
    • Enjoy flexibility in home loan packages.

    Contact the Bank for Your Home Loan

    You can get in touch with the bank online, on the telephone, or by visiting one of their 4 branches.

    To get in touch with SIF by phone, call 6438 7060.

    You can contact the bank online by visiting the “contact us” section of their website and filling in the online form.

    You also could visit one of their branch locations:

    Branch Address Telephone/Fax Timings
    Robinson 96 Robinson Road #01-01 SIF Building Singapore 068899 Telephone: 6305 0300 Fax: 6305 0307 Monday-Friday 9:00 a.m. to 4:00 p.m. Saturdays 9:00 a.m. to 12:00 p.m. Closed on public holidays.
    Ang Mo Kio Block 715 Ang Mo Kio Avenue 6 #01-4006 Singapore 560715 Telephone: 6456 0588 Fax: 6456 9715 Monday-Friday 9:00 a.m. to 4:00 p.m. Saturdays 9:00 a.m. to 12:00 p.m. Closed on public holidays.
    Bedok Block 202 Bedok North Street 1 #01-479/481 Singapore 460202 Telephone: 6445 9596 Fax: 6449 3254 Monday-Friday 9:00 a.m. to 4:00 p.m. Saturdays 9:00 a.m. to 12:00 p.m. Closed on public holidays.
    Jurong Block 131 Jurong Gateway Road #01-255 Singapore 600131 Telephone: 6775 7248 Fax: 6775 3463 Monday-Friday 9:00 a.m. to 4:00 p.m. Saturdays 9:00 a.m. to 12:00 p.m. Closed on public holidays.


    How do you pay your monthly instalments?

    You can make your monthly payments using these options:

    • By GIRO.
    • At AXS m-Stations.
    • At AXS e-Stations.
    • At AXS Stations.
    • By cheque.
    • Through your CPF account.
    • Branches of SIF.

    What is a housing loan as defined by SIF?

    When you get finance to purchase a private residential property that is either under construction or completed, it is a housing loan. You can also use this form of loan to refinance your home.

    Can partial or full repayments be made before the loan term is over?

    You can make both a full or partial repayment and close your home loan. Before you do this, you should go through the Redemption Notice, which can be found in the Facility Letter. This will give you information on the charges that may apply on early repayment.

    Do you get charged with a penalty on early repayment?

    In the Facility Letter, you will find the Redemption Notice. This section will let you if you will be charged for repayment.

    Taking a home loan is a big decision. It pays to know more about the product you are getting before you make this decision. You can call the bank, fill an online form on their website, or visit a branch to know more about their home loans. This should help you choose the right product based on your needs and your budget.

    1. Can I make the down payment amount through my CPF funds?

      A. Yes, you can make the down payment amount (minimum 20% of the value of the property intended to be purchased) through funds in your CPF account.

    2. How often are base rates subject to change?

      A. SIF can alter the base rate and adjust it to meet market expectations. Rates can be subject to change at multiple times during the tenure of the loan.

    3. Can I pre-close my home loan with SIF?

      A. Yes, you can pre-close your loan application before the expiry of the originally decided tenure at an additional charge. SIF will intimate you on how much you’ll have to pay to pre-close your loan.

    4. Is my home loan amount insured?

      A. You need to separately purchase insurance for the loan amount. SIF does not provide you with an insurance cover along with your home loan application.

    5. What is the maximum loan amount offered with an HDB Home Loan from SIF?

      A. With an SIF HDB Home Loan, you can avail up to 80 percent of the market value or purchase price of the property (whichever is lower) as a loan amount.

    6. How can I apply for a housing loan from Sing Investments & Finance Limited?

      A. In order to apply for a Sing Investments & Finance Limited Housing Loan, you will first need to download the application form from their website. After that, you will need to fax a duly filled copy of the form along with the required documents. Once the company receives your documents, your loan application will be processed within a few days.

    7. I want to apply for a Commercial Property Loan with SIF. What is the maximum loan repayment period that I can avail?

      A. With a Commercial Property Loan from SIF, you can avail a maximum loan repayment period of 20 years.

    8. Can I utilize my CPF balance to pay for the instalments of an HDB Home Loan?

      A. Yes, you will be allowed to utilize your CPF balance to pay for the instalments of your HDB Home Loan from SIF.

    This Page is BLOCKED as it is using Iframes.