Your home can be the place where you will conceive your dreams and then work towards turning them into reality. It is the place where you can come back from after a hard day of work and then relax with your family and friends. Buying a house in today’s world is not an easy task as all kinds of houses are very expensive these days and you may not have access to the required finances to purchase a house of your own. In such a scenario, you can always apply for a housing loan and then get the required finances to purchase the house that you desire. SIF housing loans can help you to easily get the money required for your real estate purchase and will also offer you with other beneficial features.
Salaried / Self-employed with regular income
$50,000 per annum for foreigners
EMIs of other loans lower your eligibility
Make your spouse a co-applicant, and her income will add to your eligibility
Choose longer tenure loan up to 25 years
Alternatively add your parents
|Max Loan Tenure||5 years|
|Monthly EMI||80% of the net purchase price or valuation|
Sing Investments & Finance Limited (SIF) is a prominent financial institution in Singapore that has been active in the Lion City for more than 4 decades. SIF offers a wide range of financial products and services that are very beneficial to the people living in the island. These products and services are available not just for individual customers but also for corporations and businesses. SIF has four branches spread across Singapore and these branches are able to provide the customers with excellent quality of service as they employ highly experienced and trained professionals and are also powered by the latest technologies in the world of banking and finance.
If you want to take advantage of a hassle free application process and also get access to a range of benefits such as higher loan amounts, minimum documentation and so on you should apply for a housing loan with Sing Investments & Finance Limited. The applications are processed within no time and on approval, the loan amount will be credited directly to your bank account. You will also get the advantage of choosing from a variety of housing loans offered by the company. Besides, you will benefit from the excellent quality of service that they will provide you with.
SIF offers an array of housing loans to cater to needs of all kinds of customers in the island. The different types of housing loans offered by SIF are as listed below.
|Variable Interest Rate Packages|
|First Year||1.68 percent per annum ([email protected]_0115 - 0.82 percent)|
|Second Year||1.88 percent per annum ([email protected]_0115 - 0.62 percent)|
|Third Year||2.50 percent per annum ([email protected]_0115)|
|Thereafter||3.50 percent per annum ([email protected]_0115 + 1.00 percent)|
|Variable Interest Rate Packages - Lock-in for 2 Years|
|First Year||1.88 percent per annum ([email protected]_0115 - 1.12 percent)|
|Second Year||2.00 percent per annum ([email protected]_0115 - 1.00 percent)|
|Third Year||2.75 percent per annum ([email protected]_0115 - 0.25 percent)|
|Thereafter||4.00 percent per annum ([email protected]_0115 + 1.00 percent)|
|Variable Interest Rate Packages|
|First Year||1.68 percent per annum (SIFHR_0115 – 0.82 percent)|
|Second Year||1.88 percent per annum (SIFHR_0115 – 0.62 percent)|
|Third Year||2.50 percent per annum (SIFHR_0115)|
|Thereafter||3.50 percent per annum (SIFHR_0115 + 1.00 percent)|
The interest rates provided above can be changed by SIF at any time, at the sole discretion of the company. Please get in touch with Sing Investments & Finance Limited to know about the interest rates offered with Land and Construction Loans.
In order to apply for a home loan with SIF, you will need to submit the following documents along with an application form:
Apart from the above SIF might ask you to submit other documents as well to process your home loan application.
Sing Investments & Finance Limited offers the following banking and financial products and services, apart from housing loans: