Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Personal Loan BYTES FROM OUR KITCHEN

    TCC Skills and Enhancement Loan

    With TCC Skills and Enhancement Loan, you can further your career by taking care of the financing for your professional course at competitive interest rates.

    • The TCC Skills and Enhancement Loan charges a low fee for processing your application and when you apply online for the personal loan, you can get a discount of 25% on the processing fee.
    • The TCC Skills and Enhancement Loan follows a flat interest rate structure. The interest charged is 6% p.a

    Eligibility Criteria

    • The members of The Credit Cooperative are eligible to apply for the TCC Skills and Enhancement Loan.
    • Family members of the members of The Credit Cooperative are eligible to apply for the TCC Skills and Enhancement Loan.
    • This loan is applicable for Singapore Citizens (SCs), Singapore Permanent Residents (PRs) only.

    Documentation Requirements

    • Proof of Income Documents such as Income Tax Notice of Assessment documents, computerized payslips etc.
    • A copy of the NRIC.
    • Surety/ Sureties if applicable.
    • If you apply for loans above S$5,000, you will have to furnish the Credit Bureau Report.

    How to Apply?

    • Visit the official TCC Singapore website.
    • Go to the TCC Skills and Enhancement Loan page and follow the link.
    • Fill in all the requested details on the application form.
    • Take a print out of the forms. Do not forget to sign on all the forms.
    • Email the forms to TCC or you can fax the documents to the address/number provided on the website.
    • You can also visit your nearest TCC branch and apply for the TCC Skills and Enhancement Loan directly in person.

    Frequently Asked Questions

    1. What is the purpose of the TCC Skills and Enhancement Loan?
    2. The TCC Skills and Enhancement Loan is provided to TCC members and their families to finance any professional course of their choice in order to further their career.

    3. What is the interest rate structure for the TCC Skills and Enhancement Loan?
    4. TCC follows a flat interest rate structure for the TCC Skills and Enhancement Loan. The loan is offered at a very competitive interest rate. The interest rate structure for this loan is 6% per annum.

    5. What are the documents required to apply for the TCC Skills and Enhancement Loan?
    6. In order to apply for the TCC Skills and Enhancement Loan, the applicant must provide the following documents – Proof of Income in the form of computerized payslips, Income Tax Notice of Assessment etc, a copy of their NRIC and any Surety/ Sureties.

    7. Are foreigners eligible to apply for the TCC Skills and Enhancement Loan?
    8. No. Singapore Citizens (SCs), Singapore Permanent Residents (PRs) who are either members or related to the members of TCC are eligible to apply for the TCC Skills and Enhancement Loan. Foreigners are not eligible to apply for this loan.

    9. How do I apply for the TCC Skills and Enhancement Loan?
    10. To apply for the TCC Skills and Enhancement Loan, you must first visit the official TCC Singapore website. Then navigate to the TCC Skills and Enhancement Loan page and follow the link. Fill in the application form with the requested details. Take a print out of the application forms. Do not forget to sign on all the forms. You can then either email the forms to TCC or you can fax the documents to the address/number available on the website. You can also visit your nearest TCC branch and apply for the TCC Skills and Enhancement Loan in person.

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