• TCC Marriage Loan

    Personal Loan BYTES FROM OUR KITCHEN

    Overview of TCC

    TCC or The Credit Cooperative Limited strives to provide family oriented financial services and products to the citizens of Singapore. Their tagline, “The Credit Co-operative with a heart“ does justice to the name as all the services provided by them are rich in quality and value. The mission of TCC is to provide the best financial and other related banking services to their members as well as their families. They have been achieving their mission by being extremely flexible with the provision of their services. Whether you are planning your wedding, having a medical emergency or looking to pay for your child’s education, TCC provides innovative solutions to all your money related problems by offering you their products which can be customized according to each individual’s needs and requirements at a highly competitive rate. Highly steeped in value, they abide by providing their services in a flexible, fair, caring, convenient, honest, nurturing, responsive, reliable, and responsible manner.

    About TCC Marriage Loan

    The main purpose of the TCC Marriage Loan is to help couple overcome their obstacles during the critical years of marriage. In doing so, they also strive to promote a positive attitude towards the institution of marriage among the single population of Singapore as well. The guidelines for the marriage loan has been made very flexible with long and convenient repayment periods so that you don’t have to think twice to ask for help by opting for this loan.

    Features and Benefits of TCC Marriage Loan

    • TCC Marriage Loan is offered at a flat interest rate of 4.50% per annum
    • TCC offers nominal rates for processing your Marriage Loan application. When you apply online for this loan from their official website, you will enjoy a discount of 10% on the processing fee.
    • You have the option to apply for this loan alone or along with a joint applicant

    Eligibility Criteria and Documentation Required for TCC Marriage Loan

    For the Main and Joint Applicant, the criteria are as follows –

    • Only Singapore Citizens and Singapore Permanent Residents are eligible to apply for the TCC Marriage Loan. Foreigners are not eligible.
    • The applicant must be between the age group of 21 years old and up to 60 years old

    Documentation Required –

    • A copy of the NRIC – both front and back
    • Salaried employees are required to provide the following documents –
      1. Their latest pay slip
      2. Their CPF Contribution History for the last 15 months
      3. If the loan amount is greater than SGD 10, the applicant must also produce their latest income tax NOA (notice of assessment)
    • Commissioned employees are required to provide the following documents –
      1. Their latest 6 months commission statements
      2. Their income tax NOA (notice of assessment) for the latest 2 years
    • Self –employed are required to provide the following documents –
      1. A copy of their Marriage Certificate
      2. Their income tax NOA (notice of assessment) for the latest 2 years

    For the Surety/Sureties, the criteria are as follows –

    • The applicant must be a Singapore Citizen only.
    • The applicant must be between the age group of 21 years old and up to 55 years old

    Documentation Required –

    • A copy of the NRIC – both front and back
    • Salaried employees are required to provide the following documents –
      1. Their last pay slip
      2. Their last 15 months of CPF Contribution History
      3. Additionally, the applicant’s latest income tax NOA (notice of assessment) is required if the requested loan amount is greater than SGD10,000
    • Commissioned employees are required to provide the following documents –
      1. Their commission statement for the last 6 months
      2. Their income tax NOA (notice of assessment) for the last 2 years
    • Self –employed are required to provide the following documents –
      1. A copy of their Marriage Certificate
      2. Their latest 2 years income tax NOA (notice of assessment)

    Applying for the TCC Marriage Loan

    • The application form for the TCC Marriage Loan is available on the official TCC website. Click the link on the website to download the application form. Fill in all the required details and do not forget to sign on the forms.
    • You can the email or fax the application form along with all the required documents to TCC.
    • As an alternative, you can also walk into any TCC office and submit the form in person.

    Other Loans Offered By TCC Bank in Singapore:

    TCC Marriage Loan - Frequently Asked Questions

    1. What is the criteria on the age limit for a joint applicant for the TCC Marriage Loan?
    2. The joint applicant must be between the ages of 21 years and up to 60 years old in order to be eligible for the TCC Marriage Loan.

    3. I am a salaried employee. Do I need to submit my income tax notice of assessment (NOA) to apply for the TCC Marriage Loan?
    4. If you are applying for a marriage loan for an amount greater than SGD10, 000, then you are required to submit your latest income tax notice of assessment (NOA) in order to be eligible to apply for the TCC Marriage Loan.

    5. If I apply for the TCC Marriage Loan online. What kind of discount will I get?
    6. When you apply for the TCC Marriage Loan online through the official TCC website, you will enjoy a discount of 10% of your processing fee.

    7. What is the interest rate structure for the TCC Marriage Loan?
    8. TCC Marriage Loan follows a flat interest rate structure. You can avail this loan on a flat interest of 4.50% per annum.

    9. I do not have a fax machine to fax my TCC Marriage Loan. How else can I submit the application form?
    10. TCC provides you with multiple options to submit your application for the TCC Marriage Loan. If you do not own a fax machine, you can email the application form along with the required documents to TCC. Alternatively, you can also submit this form in person by walking into any TCC office near you.

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