Cash woes? A personal loan to the rescue!

    TCC 100% Loan

    The Credit Cooperative, popularly known as TCC stands true to its tagline, “The Credit Co-operative with a heart.” By providing family oriented services to individuals and their families across Singapore, they are striving to the First Choice Credit Co-operative who provide fair financial and banking products and services that are rich in value and quality. The mission of The Credit Cooperative is to provide the best possible services and finance and banking alike to the members who stay true to them. TCC can assist you in a number of financial crisis that includes a last minute overshot in your wedding budget or the onset of a sudden surgery requirement, a bridging loan because you found your perfect house and cannot wait to buy it but you are still waiting on the full payment of your current property, whatever the problem that befalls on you, TCC can help take care of it in the easiest and the most convenient manner. As a quality rich cooperative, they follow principles that include caring, flexibility, convenience, honest, nurturing, reliability, responsibility, responsiveness and being absolutely fair.


    • Ordinary members of TCC who have a subscription to TCC savings account are eligible to apply for a loan against the available amount in their savings.
    • TCC 100% follows a flat interest rate structure. The interest rate is fixed at 5% per annum.
    • TCC charges a low processing fee amount for the 100% Loan. When you apply for the TCC 100% Loan online through the official TCC website, you can now enjoy a flat 10% discount on your processing fee.


    • The applicant must be a member of TCC
    • The applicant must have an Investment or Savings Lodged with TCC that is equivalent to the loan amount
    • A copy of the applicant’s NRIC is required to process the application

    How to apply?

    • You can find the application form for the TCC 100% Loan on the official TCC website
    • Take a print out of the application form and fill in the required details. Do not forget to sign the forms.
    • You can them email or fax the completed application form along with the required documents to TCC.
    • If emailing or faxing is not a convenient option for you, then you can simply walk into any TCC office and submit the form along with the documents in person to a TCC representative.

    Frequently Asked Questions

    1. Can I apply for the TCC 100% Loan if I do not have a TCC savings account?
    2. No. In order to be eligible to apply for the TCC 100% loan, you must have a subscription to a to TCC savings account.

    3. What is the maximum loan amount offered under the TCC 100% Loan?
    4. Under the TCC 100% Loan, you can apply for any loan amount up to the available amount in your savings account. This loan is offered against the amount in your savings account.

    5. What is the interest rate offered under the TCC 100% Loan?
    6. TCC offers a flat interest rate structure for the 100% Loan. The interest rate has been fixed at 5% per annum for this loan.

    7. What documents do I need to submit to process my application for my TCC 100% Loan?
    8. You must submit your NRIC along with the application form to TCC in order to process your application for the TCC 100% Loan.

    9. Does TCC offer any discount on rates to its members for the TCC 100% Loan?
    10. If you apply for the TCC 100% Loan online through the official TCC website, you will enjoy a 10% discount on the processing fee.

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