As a Credit Cooperative, TCC is extremely grounded in the values with which they strive to assist their customers. They not only provide financial services and banking products to individuals, but also to their families and they do so in a fair manner. The vision of TCC is to become the very First Choice Credit Cooperative that provides innovative and family oriented financial services having excellent value as well as quality. They stay true to their company tagline - The Credit Co-operative with a heart. The mission for their Credit Cooperative is to provide the best services in the fields of finance and banking alike to customers that stay loyal to them and potential new customers. They are steeped in values that include fairness, flexibility, convenience, caring, nurturing, reliability, responsibility, responsiveness and honesty. Whether you are running short of cash for your upcoming surgery and medical bills, a long overdue vacation, planning your perfect wedding, buying a new house, TCC can assist you with top notch services, both in terms of time and money.
Have you set your eyes on the perfect house? Do you want to purchase it before someone else beats you to the punch? But you have not yet received complete payment for selling your current apartment or house? You can apply for the Bridging Loan offered by TCC to help you in this situation. You can avail the TCC Bridging Finance for a short term of up to 6 months at a highly competitive interest rate structure. The applicant must carry all documents pertaining to both, the buying and selling of the intended properties.
When you are in between buying a new property and selling your current or old property, you can apply for a Bridging Loan/ Finance to pay off the difference until you receive the complete settlement for selling your property. A Bridging Loan is typically offered for a short period of time. TCC offers their Bridging Loan for up to 6 months with an 8.75% interest rate monthly per annum.
TCC charges an 8.75% interest rate for the TCC Bridging Loan. This 8.75% interest rate is a monthly rate per annum.
When you apply for the TCC Bridging Loan or the CPF Top Up Loan online, you will enjoy a discount of 10% on the processing fee.
When you are applying for the TCC Bridging Loan or the CPF Top Up Loan, be sure to carry the following documents – your NRIC, your Proof of Income documents and the Sales and Purchase Agreement documents for both, the buying and selling properties.
After filling up the application form, make sure to sign on all the forms. You can then email or fax the form along with the required documents to TCC. You could also walk into a TCC office near you and directly apply for the loan.