Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Personal Loan BYTES FROM OUR KITCHEN

    Find the Best Personal Loan Promotional Offers in Singapore 2018

    Banks in Singapore are offering amazing promotional deals such as lower interest rates and cashback offers to attract new customers and retain the loyalty of old customers. Listed below are some exciting promotional deals offered by various banks for the year, 2018:

    Standard chartered CashOne

    • For loan amount less than S$50,000, get a cashback of up to 0.8% of the approved amount.
    • For a loan of S$50,000 or more, get a cashback of up to 1% of the approved amount.
    • The maximum cashback you can earn is S$1,088.
    • Apply online and get an additional S$50 cashback. Also, get S$199 credit in your account to offset your annual fee for the first year.
    • This promotion is applicable only for new customers.
    • This promotion is valid till 30 June 2018.

    HSBC’s Personal Loan

    • This promotion is applicable only for new customers.
    • For a tenor of 1 or 2 years, the effective interest rate would be 13% p.a.
    • For a tenor between 3 to 7 years, the effective interest rate would be 9% p.a., if your annual income is between S$30,000 and S$80,000.
    • For a tenor between 3 to 7 years, the effective interest rate would be 7% p.a., if your annual income is at least S$80,000.
    • When you apply online you could receive a cashback of S$50.
    • On successful online application, you could get a waiver on the processing fee which is S$88.
    • This promotion is valid till 30 June 2018.

    DBS/POSB Personal Loan

    Promo 1

    • When a loan of S$3,000 is successfully approved, you could get NTUC vouchers worth S$120.
    • This is a one-time redemption offer.
    • This promotion is applicable only to new customers.
    • In case of multiple loans, the first loan that was approved will be considered.
    • You will receive a redemption letter within 90 days after the approval of loan.
    • This promotion is valid till 30 June 2018.

    Promo 2

    • When a loan of S$30,000 is successfully approved, the processing fee will be waived.
    • You will have to pay the processing fee at the time of approval. The processing fee will be reimbursed to you within 2 months from the date of approval.
    • The amount will be credited to the DBS Credit Cards or Cashline account.
    • However, the waiver is limited to S$1,000.
    • The application should be made on the same day or as a joined application on both DBS Credit Card and Cashline.
    • Only if both the applications are approved, the application will be eligible for the fee waiver.
    • This promotion is valid till 30 June 2018.

    Maybank CreditAble Term Loan

    Promo 1

    • If your application is approved and you are among the first 500 applicants, you could get a gift.
    • The gift is in the form of cash credit of S$120.
    • This gift is applicable only if you apply for a loan of S$9,000 or more.
    • You will receive the cash credit of S$120 after 1 month of approval. The amount will be credited to your account.
    • The promotion ends at bank’s discretion.

    Promo 2

    • You will receive a Samsonite Orfeo 69cm Spinner worth S$420 when you apply for two new Maybank cards and CreditAble.
    • Applies only to the first 8,500 applicants.
    • At least S$500 must be charged to the cards or withdrawn from the CreditAble account within the first 2 months.

    Disclaimer: Banks may have other terms and conditions associated with these promotions. It is better to look into these terms and conditions before taking a decision.

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