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    Find the Best Personal Loan Promotional Offers in Singapore 2018

    You will find the following promotional deals with personal loans offered by various banks in Singapore:

    Standard Chartered CashOne

    With Standard Chartered CashOne, you will get a cashback of up to S$2,088 when your loan gets approved. You will get an additional S$199 credit to offset the first-year annual fee charged on your loan and a cashback worth S$50. Here are some of the terms and conditions associated with this promotional deal:

    • The offer is applicable only to new CashOne personal loan applicants.
    • The S$199 credit and cashback will be credited to your eligible account within 50 business days from the date of approval.
    • You need to apply online to be eligible for the additional S$50 cashback.
    • The S$199 credit and cashback cannot be redeemed for cash, cannot be transferred, and cannot be exchanged for any other item.

    The table below shows how the promotional deal works:

    Current Relationship with the Bank Approved Loan Amount Cashback Amount Cashback Cap
    Have a relationship with the bank currently A loan amount which is less than S$50,000 0.8% of the loan amount Capped at S$1,088
    S$50,000 or more 1% of the loan amount
    New to the bank A loan amount which is less than S$50,000 1.6% of the loan amount Capped at S$2,088
    S$50,000 or more 2% of the loan amount

    This offer is applicable only until 30 November 2018.

    HSBC Personal Loan

    With HSBC personal loan, you will enjoy the following promotional deals:

    HSBC Personal Loan Interest Rate Promotion

    According to this promotional deal, you will enjoy promotional interest rates from 3.7% p.a. (EIR 7% p.a.) if the approved loan tenure is 3-7 years. If the loan tenure is 1 or 2 years, you will enjoy an effective interest rate of 13% p.a. Here are the terms and conditions associated with this promotional deal:

    • Applicants must submit their application for a new loan by 30 November 2018 and the application must be approved by 31 December 2018.
    • Current personal loan customers are not eligible.

    HSBC Personal Loan Online Promotion

    Get a cashback of S$50 when you apply for a personal loan online. The terms and conditions associated with this promotional deal are the same as mentioned above.

    HSBC Personal Loan Fee Waiver Promotion

    When you sign up for a personal loan online, the processing fee of S$88 will be waived. The terms and conditions associated with this promotional deal are the same as mentioned above.

    DBS/POSB Personal Loan

    With DBS/POSB personal loan, you will enjoy the following promotional deals:

    NTUC Vouchers

    All new online applicants of this personal loan will get NTUC vouchers worth S$120. However, you will have to apply for a minimum loan amount of S$3,000 in a single application. Here are some of the terms and conditions associated with this promotional deal:

    • Applicants will be allowed only one redemption throughout the entire period of promotion irrespective of the number of approved applications.
    • This offer is applicable until 31 December 2018.

    Processing Fee Waiver

    Under this promotional deal, the processing fee worth up to S$1,000 will be waived, if you have applied for a loan amount of at least S$30,000. Here are some of the terms and conditions associated with this deal:

    • The application must be approved and submitted through the self-apply online application platform.
    • You will have to pay the processing fee initially which will later be credited to your Cashline account within 60 days.

    Most banks will have additional terms and conditions associated with promotional deals. So you must go through them thoroughly so you don’t miss out on any crucial information regarding the promotion.

    Maybank CreditAble Term Loan

    When you apply for the CreditAble Term Loan, you will enjoy cash credit worth S$120. Here are some of the terms and conditions associated with this promotional deal:

    • The offer is valid only to the first 500 applicants with a term loan sum of S$9,000 or more.
    • Each applicant will be eligible for only one gift.
    • After successful application, the cash credit will be credited to your CreditAble account within a month.

    Maybank CreditAble

    When you apply for two new Maybank credit cards and Maybank CreditAble, you will get a free Samsonite Orfeo 69/25 Spinner worth S$420. Here are some of the terms and conditions associated with this promotional deal:

    • Valid only to new or first-time applicants.
    • The offer is applicable on first-come-first-serve basis and is valid only for the first 500 eligible applicants.
    • You will have to withdraw a minimum of S$500 from your CreditAble account or spend S$500 on your credit card within the first two months of approval of the loan.
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