No one really knows when an accident might strike. If and when it does, it can lead to quite a few complications. Such accidents might leave you or your loved ones with hefty medical bills to pay and this can be a sudden financial burden. Smart Life Builder by Chubb is a comprehensive personal accident insurance plan, which is designed to provide compensation and support in such situations.
You can choose from three detailed plans which provide you cover all over the globe. In addition to this, these plans are made to be affordable enough to fit in your budget easily.
Here are the details of the various coverages offered by this insurance policy:
|Accidental Total Permanent Disability||S$150,000||S$200,000||S$300,000||S$10,000||S$20,000||S$30,000|
|Household Bills Compensation||S$300||S$400||S$500||NA||NA||NA|
|Medical Bill Compensation||S$800||S$1,200||S$1,500||NA||NA||NA|
|Cover for Theft of Wallet or Handbag||S$200||S$200||S$200||NA||NA||NA|
|Replacement of Money and Documents||S$1,000||S$1,000||S$1,000||NA||NA||NA|
You can choose to go for the monthly payment or annual payment plan. If you opt for the annual payment plan, you are entitled to a discount of 10% on the policy premium. Here is what your premium payment will look like, depending on the plan you choose to purchase:
|Annual Payment Plan ( 10% discount)||Classic||Premier||Deluxe|
|Main Insured & Partner||S$41.04||S$55.38||S$78.24|
|Main Insured & Family||S$49.17||S$70.66||S$100.69|
|Main Insured & Dependent||S$28.64||S$42.97||S$61.57|
|Monthly Payment Plan||Classic||Premier||Deluxe|
|Main Insured & Partner||S$443.23||S$598.10||S$844.99|
|Main Insured & Family||S$530.92||S$763.12||S$1087.45|
|Main Insured & Dependent||S$309.32||S$464.08||S$664.96|
Here are some things that you should consider before buying this insurance plan:
There are certain criteria that you have to meet if you want to purchase this insurance policy which are as follows:
If you want to purchase this plan, you can do so by contacting Chubb by phone on +65 6299 0988. This number is active from Monday to Friday, from 9 am to 5 pm. You can also buy this policy by sending an email to the address provided on the website.
If you want to make a claim for any situation covered by this policy, you need to download the claims form from the website. Complete the form and attach it with all the pertinent documents, after which you have to submit the form back to Chubb. For any other queries related to making claims, you can call the hotline number listed on the website.
If you are not satisfied with the plan, you can choose to cancel it within 30 days of the policy commencement date. You can cancel this plan by sending a registered letter to Chubb, informing them of the same. If you have not made a claim during this duration, you are entitled to a refund of the policy premium. A small amount might be deducted by Chubb to make up for the underwriting expenses.
In case of any queries or assistance, you can contact Chubb in the following ways: