• loading

    We found 0 OCBC Lifestyle Credit Cards
    1st Year Fee
    Joining Perks

    Compare, check your eligibility and apply for credit cards online.


    OCBC Lifestyle Credit Cards

    Credit Card Application

    Are you someone who believes in ‘Work hard, party harder’? After all, some partying and clubbing never hurts anyone. Just make sure you have got the right credit card, so you can enjoy some exclusive offers and privileges when you spend. OCBC offers a variety of lifestyle cards that let you live your life the way you always wanted, without worrying about the damage to your wallet. Whether you’re someone who loves to relax and unwind with a special spa treatment, or someone who is always looking for new and exotic resorts to stay, OCBC has a card for you.

    The following are the Lifestyle Cards offered by OCBC:

    Let’s look at OCBC Lifestyle Credit Cards and their features in detail.

    Features and benefits


    • Cash rebates: If online shopping and hanging out at clubs is your idea of having a good time, then you will love this card. The card offers 6% rebate on online shopping; up to 5% rebate at bars, cinemas, KTVs, clubs and selected cafes; and 0.3% rebate on everything else.


    • Making reservations at restaurants: With the OCBC Voyage Card, you get personalised attention for making reservations at the new and trending restaurants.
    • VOYAGE miles: Every time you make a purchase with your OCBC VOYAGE Card, you will earn VOYAGE miles that can be redeemed for flights. For local dining, you will get 1.6 VOYAGE miles for every S$1 you spend. In case of other local spending and tax payments, you will earn 1.2 VOYAGE mile for every S$1 spent. For overseas transactions, you will get 2.3 VOYAGE miles for every S$1 you spend. Here’s the best part: there are no blackout dates and the miles that you earn through this card will never expire. You can also redeem your VOYAGE miles for cash or for retail vouchers.
    • Personal concierge: Get 24/7 personal concierge through VOYAGE Exchange to assist you with your travel and lifestyle requirements. Whether it is theatre that you’re interested in, or dining at fine-dining establishments, the concierge will help you maintain the lifestyle you are used to.
    • Complimentary limousine service: With this card, you can get up to two free limousine transfers per month.
    • Complimentary Plaza Premium lounge access: You, along with one guest, can enjoy unlimited complimentary visits to more than 80 VIP lounges at airports across the world.
    • Travel insurance: When you buy your air tickets using the VOYAGE card, you can get travel insurance coverage worth a maximum of S$1.5 million.

    Fees and charges

    Particulars Charges
    Annual fee for the FRANK Card

      • Principal card – S$80 (NO FEE for first two years)

    Annual fee for the OCBC VOYAGE Card

      • Principal card – S$488 (with GST)

    Interest rate 25.92% p.a.
    Cash advance fee S$15 or 6% of the withdrawn amount, whichever is higher
    Interest charged on cash advance 28.92% p.a.
    Late payment fee S$100
    Foreign currency transaction fee 1.8% of the transacted amount
    Dynamic Currency Conversion fee 1% of the converted transacted amount

    Eligibility Criteria

    Minimum age: You should be at least 21 years old.

    Minimum income for OCBC FRANK Card:

    • If you are a Singaporean or a Singapore PR, your annual income should be minimum S$30,000.
    • If you are a foreigner, your annual income should be at least S$45,000.

    Minimum income for OCBC VOYAGE Card:

    • You should have an annual income of S$120,000 and above. OCBC Premier VOYAGE Card is exclusive to OCBC Premier Banking customers only.

    Documents Required

    • Salaried individuals:
      • Copy of NRIC
      • Latest CPF contribution history statement/latest computerised payslip and latest Income Tax Bill
    • Self-employed individuals and individuals with varied income:
      • Copy of NRIC
      • Latest Income Tax Bill/last 12 months’ CPF contributions
    • Foreigners:
      • Copy of Passport
      • Employment pass (with a validity of at least 6 months)
      • Latest computerised payslips
      • Latest Income Tax Bill/company letter certifying employment and salary (original copy required)

    How to apply?

    You can apply for an OCBC lifestyle cards by simply visiting the bank’s website and raising a request by filling out a form with required personal and professional details. Alternatively you could also walk into your nearest OCBC branch with your documents.

    How to cancel?

    In case you wish to cancel your OCBC lifestyle credit card, you can either call the OCBC Credit Card Hotline or just visit any nearest branch of the bank. Make sure you have cleared all the outstanding balance on your card to avoid future conflicts. Once the card is cancelled, it’s always best to properly dispose it to prevent any misuse.

    This Page is BLOCKED as it is using Iframes.