UOB Customers can easily apply for a personal loan using their credit cards as the bank offers Personal Loans to all their cardholders who are 21 years old and above. This loan is offered at very low rates of interest and customers can choose to repay it in a period of 12 to 60 months. The loan tenure is fixed, making it easy for cardholders to plan and manage their finances.
|Type||12 months||24 months||36 months||48 months||60 months|
|Flat Rates||8 % p.a.||8 % p.a.||8 % p.a.||8 % p.a.||8 % p.a.|
|Effective Interest Rate (E.I.R)||17.94 % p.a.||16.54 % p.a.||15.84 % p.a.||15.34 % p.a.||14.94 % p.a.|
It is very easy for customers to apply for UOB Personal Loan. They can do so online on the website of the bank using their UOB Credit Card or UOB CashPlus Account.