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    Loans on UOB Credit Cards

    UOB Customers can easily apply for a personal loan using their credit cards as the bank offers Personal Loans to all their cardholders who are 21 years old and above. This loan is offered at very low rates of interest and customers can choose to repay it in a period of 12 to 60 months. The loan tenure is fixed, making it easy for cardholders to plan and manage their finances.

    Features and Benefits

    • Long Term Tenure – UOB Personal loan availed for a period of 12 months to 60 months
    • Low Interest Rates – The interest rates on this loan is very low. The Flat Rate is only 8% p.a. for all tenures
    • Easy to Apply – Customers of UOB can easily apply for this loan using their UOB Credit Cards or CashPlus Account
    • Low daily repayment amount – The daily repayment amount is as low as S$0.8 for this loan

    Interest Rates

    Type 12 months 24 months 36 months 48 months 60 months
    Flat Rates 8 % p.a. 8 % p.a. 8 % p.a. 8 % p.a. 8 % p.a.
    Effective Interest Rate (E.I.R) 17.94 % p.a. 16.54 % p.a. 15.84 % p.a. 15.34 % p.a. 14.94 % p.a.
    Processing Fee 1.8% 1.8% 1.8% 1.8% 1.8%

    Eligibility

    • Only UOB Card holders and CashPlus Account holders are eligible to apply for UOB Personal Loan
    • Applicants have to be at least 21 years old

    How to Apply

    It is very easy for customers to apply for UOB Personal Loan. They can do so online on the website of the bank using their UOB Credit Card or UOB CashPlus Account.

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