ANZ is the common name for the Australia and New Zealand Banking Group Limited. In terms of market capitalization, ANZ is among the top 5 largest banks in Australia, coming in fourth place. ANZ is the largest bank in New Zealand. It changed its name to the ANZ Bank New Zealand in the year 2012 from its former name ANZ Bank Limited that was assumed in 2003. With more than 180 years of experience in the banking and financial field, ANZ operates all over the globe with prevalence in 34 markets and representation in top countries including New Zealand, Australia, Europe, Pacific, Asia, Middle East and USA. The bank stands tall among the top 50 banks in the entire world with an employee population of more than 50, 000. The bank today serves over 9 million customers across the globe with financial services and banking products that include insurance, loans, cards and much more.
ANZ is one among the leading banks across the whole world. Apart from their gained expertise from hundreds of years of experience, their FlexiLoan plan is offered at a promotional flat interest rate structure through which you can maximize your savings. You can use ANZ FlexiLoan to consolidate your debt from all other lines of credit and save heavily on your interest. Additionally, the FlexiLoan is also offered at lengthy loan tenures that help you not to compromise on your established lifestyle. This will make it much easier to manage the influx of cash through equated monthly installments.
Whether you are planning a long and overdue vacation, making renovations to your home or simply want to consolidate your debt, using FlexiLoan you can get cash very quickly and conveniently for making payments towards any cause.
When you apply for the ANZ FlexiLoan for either 36, 48 or 60 months, you will receive the following gifts –
Note: The above offers are for limited period only and will expire of December 31st, 2015.
The following table provides the interest rate structure and the Effective Interest Rate for different approved amounts and tenures. ANZ FlexiLoan provides flat interest rate structures.
|Loan Tenure||Loan Amount – Below SGD 15, 000||Loan Amount – Between SGD 15,000 – SGD 30,000||Loan Amount – Above SGD 30, 000|
|12 Months - Rate of Interest||5.8% per annum||5.8% per annum||5.8% per annum|
|Effective Interest Rate||11.79% per annum||11.29% per annum||10.91% per annum|
|24 Months- Rate of Interest||6.8% per annum||6.5% per annum||6.5% per annum|
|Effective Interest Rate||13.22% per annum||12.42% per annum||12.22% per annum|
|36 Months- Rate of Interest||7.2% per annum||6.8% per annum||6.6% per annum|
|Effective Interest Rate||13.64% per annum||12.76% per annum||12.27% per annum|
|48 Months- Rate of Interest||7.8% per annum||7.2% per annum||6.6% per annum|
|Effective Interest Rate||14.37% per annum||13.23% per annum||12.11% per annum|
|60 Months- Rate of Interest||7.8% per annum||7.2% per annum||6.6% per annum|
|Effective Interest Rate||14.10% per annum||13.01% per annum||11.93% per annum|
Note: The above table values exclude the onetime processing fee of SGD 80. The processing fee is applicable on all tenures and any loan amount.
A onetime processing fee of SGD 80 will be applied on all loan tenures and for any loan amount.
No. The online application form for ANZ FlexiLoan is only applicable for existing ANZ customers.
Your ANZ FlexiLoan Statement will be consolidated into your regular Credit Card Statement so you have convenient access to all expenses associated with your FlexiLoan account.
ANZ FlexiLoan offers flexible loan repayment options for the following tenures – 12, 24, 36, 48 and 60 months.
No. As per the terms and conditions established for ANZ FlexiLoan by the bank, you cannot transfer your FlexiLoan amount into your MoneyLine account.