Etiqa eFuture Pay Presto

Etiqa is one of the largest insurance companies in Singapore and offers great solutions to its customers. With the eFUTURE pay presto plan, you can enjoy guaranteed income after retirement for a period of 10 years. Along with this, you can also enjoy a lump sum benefit (non-guaranteed) when the policy attains maturity.

Features and Benefits:

  • Enjoy guaranteed retirement income on a monthly basis for a period of 10 years. The benefit initiates from the first month after retirement.
  • As per personal preferences, the retirement ages that you may choose are 55 years, 60 years or 65 years.
  • When you reach the selected age of retirement, you can enjoy the capital that is guaranteed.
  • The term for premium payment is limited to 10 years. Thus, it is very easy for you to manage the funds.
  • You can enjoy returns of 4.22% per year when the sum matures. However, the condition to enjoy such returns is that you must be a non-smoker male of age 39 years with a retirement age of 65 years and annual payment mode.
  • The application process is easy and fast. Since, this policy’s issuance is guaranteed no health check-up is required before applying.
  • Throughout the entire term of the policy, death protection is offered by the plan.
  • Enjoy the flexibility of reinvesting the matured amount or availing it for personal needs.

Rider for enhancing protection:

  • eXTRA cancer waiver – In case you are diagnosed with cancer then you can continue to be protected under the policy without making payments for the premium till the age of 86.


  • To apply for this policy, you must be a citizen of Singapore or a permanent resident of Singapore. Foreigners can also apply for this plan.
  • You must have a student pass, valid work permit, long term visit pass or dependent’s pass to apply for Etiqa Personal Accident Plan.

How to apply?

  • You may choose to send an email to Etiqa when you wish to apply for this policy.
  • You can call up on the hotline number of Etiqa when you plan to apply.
  • You can choose to visit Etiqa’s office at 16 Raffles Quay to know more about the plan and apply there directly.
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